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ANALISIS KINERJA KEUANGAN PT. JAMSOSTEK (PERSERO) KANTOR CABANG SAMARINDA Mulyono, Edi
EKONOMIA Vol 2, No 1 (2013)
Publisher : EKONOMIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (130.407 KB)

Abstract

EDI MULYONO, Faculty of Economics, University of 17 August 1945 Samarinda, analysis financial performance PT.Jamsostek (Persero) Samarinda branch offices, under the guidance of Father Prof.Dr.Eddy Soegiato K, SE, MM and Mr. Imam Nazaruddin Latif SE, Ak.Law No. 17 of 2003 about the finances of the State obliges the Government to draft RI report financial assessment of the level of health of the PT.Jamsostek (Persero) Samarinda Branch Office is according to the decision of the Board of Directors number: KEP/207/092004 on branch office. Equity funds adequacy ratio on smoothly experienced the pengingkatan proportion, i.e. on the fiscal year 2010 amounted to 1.4% to 1.8%, in fiscal year 2011 or experiencing an increase of 28,57%.Equity investment funds has decreased the proportion of yani on fiscal year 2010 amounted to 98.6% to 98,2% in fiscal year 2011 or decreased by 0.4%, this indicates that the proportion of equity investment funds experienced a decline from fiscal year 2010 to 2011. Pengukurn performance analysis 1. Analysis of the absorption of the 2011 budget surpasses launched by 28% due to the 13th salary, 2. Analysis of the consistency between the planning and implementation of 2011setiap year month average 97%, 3. Analysis of the achievement of output exceeds pagu from 98,32% to 99,93%, 4. Analysis of benefits in 2011 can be realised for 104,2%, 5. Analysis of performance assessment of implementation, consistency among aspects of planning and implementation, achievement of output and efficiency analysis of 78,3% 33.3% with weights and aspects of benefits for 104,2% 66,7%, with weights obtained performance in 2011 of 95,58% with the very good category. It can be concluded that the financial performance of kengukuran in PT.Jamsostek (Persero) Samarinda branch office in 2011 has an excellent financial performance.
Penghentian Akad Gadai dalam Perspektif Hukum Ekonomi Syariah Edi Mulyono; Hidayat Darussalam; Muhammad Nikman Naser
DIES: Journal Of Dalwa Islamic Economic Studies Vol. 1 No. 1 (2022)
Publisher : DIES: Journal Of Dalwa Islamic Economic Studies

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Abstract

Adapun permasalahan yang dikaji dalam penelitian ini, yaitu: 1) Bagaimana penghentian akad gadai di Kecamatan Abung Barat. 2) Bagaimana tinjauan hukum ekonomi syariah terhadap penghentian akad gadai di Kecamatan Abung Barat. Untuk membahas permasalahan tersebut, peneliti menggunakan metode penelitian deskriptif kualitatif, dengan teknik pengumpulan data melalui: observasi, wawancara dan dokumentasi. Berdasarkan hasil penelitian yang telah dilakukan dapat disimpulkan bahwa: 1) Penyelesaian dalam penghentian akad gadai, diselesaikan dengan beberapa macam yaitu: diselesaikan secara kekeluragaan, ada penyelesaian pengalihan penerima gadai, dan ada pula kembali kepada kesepakatan awal; 2) Dalam tinjauan hukum ekonomi syariah Terhadap penghentian akad gadai di Kecamatan Abung Barat Lampung Utara, bahwa pelaksanaan gadai yang ada di Kecamatan Abung Barat sudah sesuai dengan hukum ekonomi syariah, hal ini disebabkan dalam pelaksanaan sistem gadai sudah sesuai atau sudah memenuhi dasar hukum dalam melakukan pengehentian akad, dimana yang terjadi di lapangan si penerima gadai menghentikan secara musyawarah mufakat.
Strategi Pesantren dalam Pemberdayaan Ekonomi Masyarakat dan Bimbingan Karir Santri Darussalam, Hidayat; Gustin, Gustin; Mulyono, Edi
Counselle| Journal of Islamic Guidance and Counseling Vol. 4 No. 1 (2024): Counselle: June 2024
Publisher : Department of Islamic Guidance and Counseling

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/couns.v4i1.4508

Abstract

At present, the role of pesantren (Islamic boarding schools) in empowering the community's economy is considered suboptimal and still focused solely on educational activities. Even if there are business units in the pesantren, these units only serve as income sources for the pesantren itself. This type of research is the result of data collection from field research, processed qualitatively using a descriptive method. Data collection methods include interviews, observations, and documentation. The existing data will be analyzed systematically to make it easy to interpret and understand. The research results conclude that the strategy of pesantren in economic empowerment is to utilize the Pesantren Cooperative (Kopontren). Then, efforts for career guidance for students are conducted through four patterns: 1) career guidance through economic activities centered on the kyai (religious leader); 2) career guidance for students through pesantren economic activities; 3) career guidance for students through economic activities for students; 4) career guidance for students through economic activities for alumni.
Reading the Ideology of Salafi Da'wah: Media Technology Perspective Sunaryanto, Sunaryanto; Rizal, Sofyan; Mulyono, Edi
Analisis: Jurnal Studi Keislaman Vol 23 No 1 (2023): Analisis : Jurnal Studi Keislaman
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ajsk.v23i1.14466

Abstract

Salafi expand da'wah using various media technologies. The use of various media as a means of Salafi da'wah shows that Salafis accept the presence of media technology well and use it to build an ideological da'wah movement. The discourse in this study was completed by qualitative research using a literature study approach, data analysis techniques using flow techniques with data reduction, data display, and formulating conclusions with data analysis. This study concludes that da'wah using media technology causes ideological conflicts with external parties, especially with traditional da'wah groups (eg Nahdlatul Ulama/ NU). The Salafi da'wah ideology can be accepted by the wider community because it uses new media as a place of work. New media for salafis is not only a place of preaching work but also a place to fight for their ideological authority. Salafi constructs ideological constructions through various digital images. The construction of Salafi ideology in digital images actually illustrates that the ideology of Salafi da'wah is not monolithic.
From Jurisprudence to Algorithms: The Role of Artificial Intelligence in Contemporary Sharia Financial Decision-Making Edi Mulyono; Mahmoud Mohamed Ali Mahmoud Edris
NUSANTARA: Journal Of Law Studies Vol. 4 No. 2 (2025): Nusantara: Journal of Law Studies
Publisher : Islamic Research Publiser

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17341980

Abstract

The development of Artificial Intelligence (AI) has had a profound impact on the modern financial system, including the Islamic finance sector. Today, AI is utilized to support risk analysis, financing decision-making, and the management of Sharia-based investment portfolios. However, the application of AI in Islamic finance also raises several legal and ethical issues that require in-depth examination from the perspective of contemporary fiqh muamalah. This study aims to analyze the compatibility of AI implementation in Islamic financial decision-making with the principles of maqāṣid al-syarī‘ah, justice, and human responsibility (taklīf). This research employs a qualitative method with a normative-theological approach and descriptive-analytical analysis. Primary data were obtained from the study of fatwas, regulations, and practices of Islamic financial institutions that have adopted AI, while secondary data were derived from academic literature, scholarly journals, and contemporary Islamic legal writings. The analysis was conducted through the stages of reduction, classification, and normative interpretation to assess the harmony between Sharia principles and technological innovation. The findings suggest that the application of AI in Islamic finance is permissible as long as it does not contravene the principles of honesty and justice, and continues to prioritize humans as moral supervisors and legal subjects. Academically, this study enriches contemporary fiqh muamalah discourse by providing a normative framework for developing AI-related regulations and ethics that align with the maqāṣid al-sharī'ah. It also encourages an interdisciplinary dialogue between Islamic law, technology ethics, and the digital economy toward an adaptive and sustainable Sharia financial system.
Penghentian Akad Gadai dalam Perspektif Hukum Ekonomi Syariah Mulyono, Edi; Darussalam, Hidayat; Nikman Naser, Muhammad
Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Vol. 2 No. 1 (2023): Dalwa Islamic Economic Studies
Publisher : Program Studi Ekonomi Syariah Institut Agama Islam Darullughah Wadda'wah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/dies.v2i1.600

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This study aims to find out how to terminate a pawn contract and review sharia economic law on terminating a pawn contract in Abung Barat District. To discuss these problems, researchers used descriptive qualitative research methods, with data collection techniques through: observation, interviews and documentation. Based on the results of the research that has been done, it can be concluded that the settlement in terminating the pawn agreement is resolved in several ways, namely: resolved in a familial manner, there is a settlement of transferring the pawn recipient, and there is also a return to the initial agreement; In a review of sharia economic law on termination of pawn contracts in Abung Barat District, North Lampung, that the implementation of pawning in West Abung District is in accordance with sharia economic law, this is because the implementation of the pawn system is appropriate or has fulfilled the legal basis for terminating a contract. , where what happened in the field the pawnbroker stopped by deliberation to reach a consensus.
Kriteria Saksi Adil dalam Peradilan menurut Ulama Syafi`iyah dan Hanafiyah Andiko, Toha; Masril, Masril; Mulyono, Edi; Reza, Amelia; Gunawan, Aan
MU'ASYARAH: Jurnal Kajian Hukum Keluarga Islam Vol 1, No 1 (2022): Oktober
Publisher : UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/mua.v1i1.4899

Abstract

Salah satu syarat dalam peradilan adalah adanya saksi yang harus adil, yaitu yang menunaikan yang fardhu dan sunnah, menjauhi yang haram dan dimakruhkan. Namun beberapa ulama berbeda pendapat tentang persyaratan kriteria saksi ada yang berpendapat tidak mensyaratkan adil pendapat ulama Hanafiyah, dan ada yang berpendapat saksi harus adil menurut pendapat ulama Syafi`iyah. Dari latar belakang persoalan tersebut timbul pertanyaan bagaimana kriteria saksi yang adil dalam Peradilan menurut pendapat ulama Hanafiyah dan Syafi`iyah ? dan bagaimana analisis kriteria saksi yang adil dalam Peradilan menurut pendapat Ulama Hanafiyah dan Syafi`iyah? Adapun tujuan dari penelitian adalah untuk mengetahui kriteria saksi yang adil dalam Peradilan menurut pendapat ulama Hanafiyah dan Syafi’iyah dan untuk menganalisis kriteria saksi yang adil dalam Peradilan menurut pendapat ulama Hanafiyah dan Syafi’iyah. Jenis penelitian yang digunakan adalah penelitian pustaka (library research), Untuk memperoleh datadata yang dipaparkan dalam penelitian ini penulis menggunakan data primer dan data skunder. Hasil penelitian ini menyimpulkan bahwa ulama Hanafiyyah yang mengatakan kriteria saksi adalah menegaskan dan menyaksikan kebenaran sedangkan ulama Syafi`iyah akriteria saksi adalah menjauhkan dosa besar, selamat aqidahnya dan dipercaya amarahnya.
COMMUNICATION PATTERNS IN THE APPLICATION OF SMART CONTRACTS IN SHARIA FINANCIAL TRANSACTIONS Mayangsari, Risfiana; Darussalam, Hidayat; Mulyono, Edi
MEDIOVA: Journal of Islamic Media Studies Vol. 5 No. 2 (2025): FIVE EDITION - NO 2
Publisher : Prodi Jurnalistik Islam IAIN Syaikh Abdurrahman Siddik Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/2kzh1532

Abstract

This article analyzes the communication patterns that emerge and develop from the integration of Smart Contracts in Islamic financial transactions. The adoption of Smart Contracts marks a fundamental shift from traditional sighat (ijab qabul) to automated and immutable programmed communication on the blockchain. This study finds that the communication patterns involved are divided into three main dimensions: first, formal human-to-contract communication, which is the process of coding and initial agreement of the contract (such as mudharabah or murabahah) where the sighat is represented by explicit digital input; second, fully automated system-to-system communication, where Smart Contracts communicate with external data (oracles) to verify conditions and trigger self-executing transactions; and third, contract-to-ledger communication, which results in transparent and immutable transaction recording on the blockchain. Although promising efficiency and improved Sharia Compliance through the elimination of operational gharar, this programmed communication pattern poses challenges related to contract flexibility and code error risks. Therefore, it is necessary to formulate clear Sharia code standards and digital governance mechanisms recognized by the Sharia Supervisory Board to ensure that this new communication pattern validly and ethically supports maqasid syariah (Sharia objectives).
PENDAMPINGAN PENGUATAN KARAKTER PESERTA DIDIK MELALUI PENDIDIKAN AGAMA ISLAM DI SEKOLAH Mustopa, Andi; Sajdah, Meilisa; Mulyono, Edi; Mawardi, Cholid; Bahari, Bahari; Ali, M. Makhrus
JMM (Jurnal Masyarakat Mandiri) Vol 9, No 6 (2025): Desember
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v9i6.35761

Abstract

Abstrak: Kebijakan Penguatan Pendidikan Karakter (PPK) merupakan upaya pemerintah untuk membangun generasi bangsa yang tidak hanya cerdas secara intelektual, tetapi juga memiliki akhlak mulia dan kepribadian yang kuat. Kegiatan pengabdian masyarakat ini bertujuan untuk memberikan sosialisasi kebijakan PPK melalui pendidikan Pendidikan Agama Islam (PAI) di sekolah/madrasah, dengan melibatkan 15 guru PAI sebagai mitra utama dan 120 siswa sebagai peserta pendampingan. Melalui kegiatan ini, guru dan siswa diharapkan mampu menginternalisasi nilai-nilai karakter Islam dalam proses pembelajaran. Metode pelaksanaan meliputi tahap persiapan (penentuan peserta, penyusunan materi, dan perencanaan teknis), tahap pelaksanaan (pendampingan dan sosialisasi kepada guru serta siswa), dan tahap evaluasi (peninjauan kembali hasil pendampingan). Hasil kegiatan menunjukkan adanya peningkatan pemahaman dan keterampilan mitra, di mana lebih dari 80% guru mengalami peningkatan pemahaman mengenai strategi pembelajaran berbasis karakter, serta sekitar 70% mengalami peningkatan keterampilan dalam mengintegrasikan nilai karakter ke dalam RPP dan praktik pembelajaran. Selain itu, siswa menunjukkan peningkatan kesadaran dalam menerapkan nilai religius, disiplin, tanggung jawab, dan kerja sama. Kegiatan ini menjadi langkah strategis dalam mendukung implementasi PPK di satuan pendidikan serta memperkuat kapasitas guru sebagai agen pembentuk karakter peserta didik.Abstract: The Character Education Strengthening Policy (PPK) is a government effort to build a generation of people who are not only intellectually smart, but also possess noble morals and strong personalities. This community service activity aims to provide socialization of the PPK policy through Islamic Religious Education (PAI) in schools/madrasahs, involving 15 PAI teachers as the main partners and 120 students as mentoring participants. Through this activity, teachers and students are expected to be able to internalize Islamic character values in the learning process. The implementation methods include a preparation phase (participant determination, material development, and technical planning), an execution phase (mentoring and socialization to teachers and students), and an evaluation phase (review of mentoring results). The results of the activity show an increase in the partners' understanding and skills, where more than 80% of teachers experienced an increase in understanding regarding character-based learning strategies, and about 70% experienced an increase in skills in integrating character values into the lesson plans (RPP) and teaching practices. Furthermore, students showed an increased awareness in implementing religious, disciplinary, responsible, and cooperative values. This activity serves as a strategic step in supporting the implementation of PPK in educational units and strengthening the capacity of teachers as agents for shaping students' character.