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All Journal JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) Jurnal Ekonomi Efektif Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) SWAGATI: Journal of Community Service
Bambang Budiarto, Bambang
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Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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EKOSISTEM KEWIRAUSAHAAN DAN DIGITALISASI LAYANAN PERAWATAN SEPATU : STUDI KASUS TOKOPEJE.CO Jasson, Patricius; Pratono, Aluisius Hery; Budiarto, Bambang
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 10 No 3 (2023): JMBI UNSRAT Volume 10 Nomor 3
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v10i3.51401

Abstract

Artikel ini bertujuan melakukan eksplorasi tentang bagaimana ekosistem kewirausahaan membantu pelaksanaan program Merdeka Belajar yang dicanangkan oleh Kementrian Pendidikan, Kebudayaan, Riset dan Teknologi. Untuk memahami ekosistem kewirausahaan, penelitian ini menggunakan pendekatan kualitatif dengan studi kasus jasa layanan perawatan sepatu dan tas. Penelitian ini mengadopsi pendekatan fenomenologi yaitu suatu pendekatan filosofis dan metodologis yang berfokus pada deskripsi dan pemahaman pengalaman langsung dan subjektif seseorang terhadap dunia. Hasil penelitian menunjukan bahwa keberadaan mentor dan coach yang difasilitasi oleh perguruan tinggi memungkinkan munculnya ide-ide untuk menumbuhkembangkan jiwa kewirausahaan. Kedua, berbeda dengan penelitian sebelumnya, penelitian ini juga menujunkan adanya ekspansi dari bisnis digital ke bisnis online. Hal tersebut memungkinkan wirausahawan mengurangi risiko kegagalan.
PENGELOLAAN RISIKO DALAM PENGGUNAAN DIGITAL PAYMENT ( STUDI KASUS KIDDY PLAYLAND ) Saffa, Natasha Ardhia; Ariani, Mintarti; Budiarto, Bambang
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 11 No 2 (2024): JMBI UNSRAT Volume 11 Nomor 2
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v11i1.56552

Abstract

Consumer behavior in making digital payments has experienced significant acceleration in recent years, driven by technological developments and changes in consumer needs. The aim of this research is to determine the main factors that influence the use of digital payments and their impact on consumer behavior at Kiddy Playland. The research method used is correlational, namely by interviews and distributing questionnaires to digital payment users at Kiddy Playland. The analysis results show that ease of access, convenience and security are the main drivers for the use of digital payments for both consumers and business owners. Use is also able to change consumer financial behavior, especially in terms of personal financial management, spending patterns, and preferences for digital payment services. These findings have important implications for digital payment service providers and policy makers when developing strategies to increase entrepreneur productivity. Keywords: consumer behavior, digitalization, digital payment, purchase decision
Establishing A Greenhouse For Melon Cultivation: A Community Service Program To A Farmer Group In Lamongan Jawa Timur Pratono, Aluisius Hery; Budiarto, Bambang; Djuwari, Djuwari; Djumadi, Firman Rosjadi; Setyaningrum, Idfi; Rajamin, Irza Meingindra Putri; Sundari, Made Siti; Ariani, Mintarti; Hariadi, Sugeng; Solekha, Rofiatun
SWAGATI : Journal of Community Service Vol. 1 No. 3 (2023): November
Publisher : Universitas AMIKOM Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24076/swagati.2023v1i3.1302

Abstract

The demand for fresh and high-quality melon has been steadily growing over the years. Certainly, supply chain challenges significantly impact farmers' ability to produce and distribute their products efficiently for some reasons. Moreover, melon crops are vulnerable to changes in weather and climate. Support in the form of climate-resilient farming practices, weather forecasting, and access to drought-resistant or heat-tolerant varieties can help farmers mitigate risks. Hence, melon farmers, like farmers of any other crop, require support for various reasons due challenging industry, and farmers often face a range of factors that can impact their performance. This article aims to explore how a community service program support a farmer group in Lamongan Jawa Timur by establishing a greenhouse for melon cultivation. The primary focus of a community development report is to document the planning, implementation, progress, and outcomes of a specific community development program. Data collection for a community development report involves qualitative approaches such as surveys, interviews, focus groups, and observations. The method follows the sequential step: The initial step is gathering information about the community's needs, challenges, and aspirations by conducting online interviews, and offline focus group discussion to understand the specific areas that require improvement. The second step is stakeholder mapping, which includes community members, local leaders, local university partners, and local business partners who have a vested interest in the program. The third step entails assessing potential risks and challenges that could hinder the development process. This includes identifying economic, social, environmental, or cultural risks. Based on the information gathered in the previous steps, the design of the community development program was to set clear goals, objectives, strategies, and action plans by tailoring to address the specific needs and circumstances of the community. Last, putting the program into action involves executing the strategies and action plans outlined in the program design, which includes organizing workshops, training sessions, and infrastructure development. The results show that community development is a dynamic and iterative process. Flexibility and adaptability are key qualities as the situation on the ground may change, and new insights may emerge. Additionally, involving the community at every stage of the process fosters ownership, empowerment, and sustainability of the development initiatives.
ANALISIS FINANCIAL DISTRESS PADA BANK PEREKONOMIAN RAKYAT DI SURABAYA PADA PERIODE 2015-2023 Jonathan, Brian; Ariani, Mintarti; Budiarto, Bambang; Siswoyo, Alfian
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 8 No 2 (2024): Edisi Mei - Agustus 2024
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v8i2.4039

Abstract

Sektor Perbankan merupakan industri yang memiliki risiko, karena perbankan berkaitan dengan pengelolaan uang dari masyarakat. Fungsi bank yaitu memobilisasi dana untuk pembangunan ekonomi suatu negara. Tekanan terhadap pasar keuangan dan perekonomian juga mendapat respons yang agresif dari otoritas moneter. Kebangkrutan merupakan salah satu kemungkinan yang dapat terjadi akibat financial distress . Financial distress atau yang disebut sebagai keadaan kesulitan keuangan pada suatu perusahaan merupakan keadaan dimana arus kas operasi pada perusahaan khususnya pada sektor perbankan tidak cukup untuk memenuhi kewajiban, sehingga manajemen terpaksa segera melakukan tindakan korektif untuk menjaga agar perusahaan tidak sampai mengalami kebangkrutan. Di tengah persaingan bank yang semakin ketat terutama di era global dengan munculnya beberapa bank digital semakin menjadi tantangan bagi perbankan terutama bagi bank non devisa. Hal ini disebabkan karena bank non devisa dalam menjalankan aktivitasnya masih dalam kategori sempit dimana transaksi yang dilakukan masih dalam batas negara. Oleh karena itu, penelitian ini menggunakan model Zmijewski untuk memprediksi financial distress bank non devisa. Ada 9 bank non devisa yang mengalami kesulitan keuangan.
INTERNATIONAL TRADE AND LAW BASED ON BIBLIOMETRIC APPROACH Willson, Joenathan; Pratono, Aluisius Hery; Budiarto, Bambang
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 1 (2025): Edisi Januari - April 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i1.4985

Abstract

This study applies a bibliometric approach to investigate the complex dynamics of international trade and law by analyzing a 994 academic papers. Through methods like co-citation analysis and keyword frequency analysis, the study maps the intellectual landscape of the field, revealing significant research clusters related to international law, economic growth, global trade, and human rights. The analysis uncovers emerging trends in trade law evolution, the impact of globalization, environmental sustainability, and ethical concerns in trade agreements. By highlighting key research gaps and underexplored areas, the study offers valuable insights into the intersection of political, economic, and legal frameworks that shape global trade. It demonstrates the effectiveness of bibliometric analysis in synthesizing intricate information and guiding future scholarly research in international trade and law.
TANTANGAN PERKEMBANGAN TEKNOLOGI MELALUI METODE PEMBAYARAN QRIS BAGI UMKM DAN KONSUMEN Andhika, Muchammad Milladi; Ariani, Mintarti; Budiarto, Bambang
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 1 (2025): Edisi Januari - April 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i1.5233

Abstract

This study aims to determine how the application of the QRIS payment method is currently being implemented by MSMEs, as well as to identify various obstacles and barriers faced by MSMEs in developing and using the QRIS payment method. Data were obtained through in-depth interviews with several informants involved in the implementation of QRIS. The data analysis process was carried out using the open coding method, where interview transcripts were processed into a table, numbered sequentially, and highlighted based on relevant keyword categories. The categories analyzed included the development of QRIS as a payment method, positive impacts, and negative challenges faced in its use. The results indicate that although QRIS provides ease in transactions, challenges related to technology adoption still need to be addressed. Positive responses from consumers and MSME actors show great potential for the development of QRIS as a more inclusive and efficient payment system. This study is expected to provide insights into the development of QRIS and its contribution to enhancing financial inclusion in Indonesia.
Analisis Energi Terbarukan Terhadap Pertumbuhan Ekonomi serta Dampaknya pada Penyerapan Tenaga Kerja di Indonesia Periode 2012-2022 Maulana, Irfan Apta; Budiarto, Bambang; Ariani, Mintarti
Jurnal Ekonomi Efektif Vol. 6 No. 2 (2024): JURNAL EKONOMI EFEKTIF
Publisher : Universitas Pamulang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/JEE.v6i2.37378

Abstract

Energi terbarukan yang berupa konsumsi listrik dan kapasitas energi terbarukan berperan penting dalam kesejahteraan dan mendukung tercapainya pembangunan ekonomi. Dalam hal ini, PT PLN Persero merupakan satu-satunya penyelenggara ketenagalistrikan dan pembangkit terbarukan di Indonesia. Berbasis data kuartal tahun 2012-2022, pengukuran dan pengujian dilakukan dengan metode Two Stage Least Square. Penelitian ini menemukan pertumbuhan ekonomi dipengaruhi oleh konsumsi listrik dan energi baru terbarukan. Selain itu, penyerapan tenaga kerja juga dipengaruhi secara signifikan oleh PDB. Hal ini menunjukkan bahwa peningkatan PDB yang berasal dari kapasitas energi terbarukan dan jumlah konsumsi ketenagalistrikan terbukti mampu memberikan banyak lapangan pekerjaan serta dapat menyerap angkatan kerja yang begitu masif di Indonesia.
Co-Authors Aluisius Hery Pratono Andhika, Muchammad Milladi Anggun Purriza Putry, Anggun Purriza Costa Boreel, Jefri Thomi da Cresentia Ham, Elvina Dimas Realino, Dimas Djumadi, Firman Rosjadi Djuwari Djuwari Hariadi, Sugeng Hendrawardhana, Christian Idfi Setyaningrum, Idfi Jasson, Patricius Jonathan, Brian Maulana, Irfan Apta Mintarti Ariani Muhammad Indra Mario, Muhammad Indra Priambodo, Dhimas Akbar Purwantini, Lilik Rajamin, Irza Meingindra Putri Risty Mega Rahayu Relitha Arphilda, Risty Mega Rofiatun Solekha Saffa, Natasha Ardhia Santoso, Henrycus Winarto Siswoyo, Alfian Sundari, Made Siti Tayibnapis, Ahmad Zafrullah Tn, Ahmad Zafrullah Wenty Mafitri, Wenty Wibowo, Joshi Maharani Willson, Joenathan