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All Journal JURNAL PRODUKTIVITAS Jurnal Pengabdian Masyarakat Nusantara International Journal of Management Science and Information Technology (IJMSIT)
Lina Budiarti
Universitas Muhammadiyah Pontianak
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Analisis Faktor-Faktor Penerimaan Penggunaan Aplikasi Siskeudes Dengan Pendekatan Technology Acceptance Model (TAM) Dan Theory Of Planned Behavior (TPB) Pada Pemerintah Desa Di Kabupaten Kubu Raya Lina Budiarti
Jurnal Produktivitas: Jurnal Fakultas Ekonomi Universitas Muhammadiyah Pontianak Vol 9, No 2 (2022): Jurnal Produktivitas: Jurnal Fakultas Ekonomi Universitas Muhammadiyah Pontianak
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jpr.v9i2.4901

Abstract

Tujuan dari penelitian ini adalah untuk menguji dan menganalisis faktor-faktor yang mempengaruhi minat penggunaan aplikasi Siskeudes. Penelitian ini menggunakan dua model yaitu, Technology Acceptance Model (TAM) dan Theory of Planned Behavior (TPB). Jenis penelitian ini adalah kuantitatif yang menggunakan data primer. Teknik pengumpulan data menggunakan kuisioner yang dibagikan kepada aparatur desa yang menggunakan aplikasi Siskeudes. Sampel penelitian ini adalah 100 responden yang menggunakan aplikasi Siskeudes pada masing-masing desa yang berada di Kabupaten Kubu Raya. Data dianalisis menggunakan Partial Least Square (PLS). Hasil penelitian menunjukkan bahwa pada model TAM, PEOU berpengaruh positif terhadap PU, PU berpengaruh positif terhadap BIUS dan PEOU tidak berpengaruh terhadap BIUS. Pada model TPB, ATU dan TS berpengaruh posistif terhadap BIUS sedangkan SN dan SE tidak berpengaruh terhadap BIUS.
Analysis of Financial Decision-Making with a Behavioral Economics Approach: Perspectives on Capital Market Investors Ahmad Rizani; Rizky Zakariyya Rasyad; Lina Budiarti; Upik Sri Sulistyawati
International Journal of Management Science and Information Technology Vol. 3 No. 2 (2023): July - December 2023
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v3i2.1471

Abstract

This study aims to analyze the financial decision-making of investors in capital markets using the approach of behavioral economics. Behavioral economics studies how psychological and emotional factors influence financial decision-making. This study involves analyzing various aspects of investor behavior including loss aversion, information framing, overconfidence, herd behavior, and demographic factors. The results show that investors tend to fear losses more than profits, which affects prudent decision-making. The way information is presented also influences investment decisions, where the formation of a positive or negative frame can affect perceptions of risk and opportunities for profit. Overconfidence also plays a role in investment decision-making, with overconfident investors tend to underestimate risk. Herd behavior is also seen in this study, where investors tend to follow market trends without in-depth analysis, which can increase market volatility. Demographic factors such as age, gender, education, and investment experience also play a role in investment strategy and risk preference. This research provides important insights to investors and market participants about the psychological factors that influence financial decision-making. With a better understanding of investor behavior, it is hoped that investors will be able to make more informed and informed decisions, as well as reduce the impact of psychological biases in the future. financial decision-making in capital markets.
Pendekatan Integratif Literasi Digital Siswa Madrasah Aliyah Negeri 1 Pontianak melalui Edukasi E-Commerce, E-Wallet, dan Paylater di Era Revolusi Industri 4.0 Ananda Archie; Mahardika Agung Madepo; Arninda Arninda; Lina Budiarti
Jurnal Pengabdian Masyarakat Nusantara (JPMN) Vol. 5 No. 2 (2025): Agustus 2025 - Januari 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpmn.v5i2.5084

Abstract

This community service program aims to enhance digital literacy among students of Madrasah Aliyah Negeri 1 Pontianak through education on e-commerce, e-wallets, and paylater services. In the era of the Industrial Revolution 4.0, the high internet usage among teenagers is not matched by sufficient understanding of digital transactions and financial risks. The program involved 77 students and was delivered using interactive methods and digital learning media. The materials covered the concepts, benefits, and risks of using digital platforms, especially paylater services. The results show a significant improvement in students’ understanding of online transactions, digital security, and responsible financial decision-making. This activity not only had an educational impact but also helped shape students into smart digital consumers. The program is recommended for integration into the formal school curriculum to better prepare the younger generation for the challenges of the digital economy in a sustainable way.
Peningkatan Literasi Keuangan dan Pengenalan Investasi Pasar Modal Berbasis Pelatihan Interaktif Pada Siswa Madrasah Aliyah Negeri 1 Pontianak Lina Budiarti; Arninda Arninda; Amira Violina Erianto
Jurnal Pengabdian Masyarakat Nusantara (JPMN) Vol. 6 No. 1 (2026): Februari - Juli 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpmn.v6i1.6800

Abstract

Financial literacy levels among high school students remain suboptimal, including at MAN 1 Pontianak. However, understanding financial management and investment is crucial for navigating future economic challenges. In an era of seamless information access and digital investment platforms, appropriate education is the key to ensuring that the younger generation is not only technologically savvy but also financially literate. Through this community service initiative, students were equipped with practical knowledge regarding personal finance and an introduction to capital market instruments, delivered through interactive and applied methods. This program aims to foster a healthy financial mindset from an early age. Evaluation results indicated a significant increase in participants' understanding, with the average pre-test score rising from 49.5 to 87.1 in the post-test. Consequently, this activity proved effective in preparing a more independent, wise, and competitive generation for the modern economic era.
Peningkatan Keterampilan Guru PAUD Melalui Kewirausahaan Kreatif Dan Edukatif Mahardika Agung Madepo; Lina Budiarti; Lidya Verawati
Jurnal Pengabdian Masyarakat Nusantara (JPMN) Vol. 6 No. 1 (2026): Februari - Juli 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpmn.v6i1.6825

Abstract

Early Childhood Education (ECE) teachers in Indonesia often struggle with a lack of creative teaching materials and low income. This community program aimed to tackle both problems at once through hands-on training in education and entrepreneurship. 30 PAUD teachers from HIMPAUDI Kecamatan Sungai Ambawang, Kubu Raya Regency, joined the program on November 1, 2025. Two main sessions were held: one focused on making Educational Play Tools (EPT) from recycled materials, and another on basic entrepreneurship and digital marketing. Teachers were introduced to the "edupreneur" concept, the idea that educators can create meaningful teaching tools while also building financial independence. During the workshop, participants produced six original EPT products, assessed on creativity, educational value, quality, and marketability, which were then donated to the host school. Feedback from partners across all evaluation areas was rated "Very Good." These results show that combining entrepreneurship training with early childhood education is an effective way to both professionalize teachers and improve their economic wellbeing.
Co-Authors Ahmad Rizani Amira Violina Erianto Archie, Ananda Arninda Arninda Lidya Verawati Mahardika Agung Madepo Rizky Zakariyya Rasyad Sulistyawati, Upik Sri