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The Influence of Price and Income on Fast Food Consumption in Islam (Case Study of Postgraduate Students in Islamic Economics Class A and B Class of 2022 State Islamic University Sjech M. Djamil Djambek Bukittinggi) Amsah Hendri Doni; Fifa Alfiona; Tifany Yeldi Astuti; Melisa Anggreni; Zelfia Khairani; Elvi Nasriandani; Restika Restika; Al - Amin
Journal on Education Vol 5 No 2 (2023): Journal on Education: Volume 5 Nomor 2 Tahun 2023
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v5i2.1007

Changes in the quantity demanded due to changes in price occur through two complementary effects, namely the substitution effect and the income effect. This effect also affects the theory. behavior _ k consumption in islam and based on law Islam. Difference this concern score core in the lower theory, motive and purpose consumption, technique choice and allocation budget consumption. This research uses quantitative methods. Data processing and hypothesis testing used SPSS version 18. This research was conducted on Postgraduate Students in Islamic Economics Class A and B Class of 2022. Sampling used Simple Random Sampling. The total population of Postgraduate students in Islamic Economics Classes A and B Class of 2022 is 35 people. The results of this study, obtained several conclusions which are briefly presented as follows. Based on the F test, the independent variables consisting of (Price and Income) together have a positive and significant effect on the dependent variable (Consumption).

Analysis of the Influence of Maintenance Bank Syariah Indonesia on Mobile Banking Economic Transaction Activities in The Territory of Indonesia Al-Amin; Nidaan Alfia; Wahyu Nusantara Illahi,S; Fauziah Sukma wati; Hadi Subeno; Husnul Bashir; Refiter Putra; Wira Andespa; Ahmad Ridwan; Elvi Nasriandani; Zelfia Khairani; Winda Febriani; Asyari
AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment) Vol. 7 No. 2 (2023)
Publisher : Asia Pacific Network for Sustainable Agriculture, Food and Energy (SAFE-Network)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29165/ajarcde.v7i2.294

Indonesia Sharia is a financial institution currently trending but has experienced extraordinary maintain in recent times. The purpose of this study is to determine the influence of maintenance Bank Syariah Indonesia on mobile banking economic transaction activities in the territory of Indonesia. This research method is quantitative with descriptive analysis and data collection with questionnaires and the level is the Likert scale of correspondent data on Indonesian Islamic bank customers randomly from various regions of Indonesia affected by a total of 85 people. The results of this study Likewise, the Maintenance of Mobile Banking Services carried out by Bank Syariah Indonesia had a significant and positive effect on Economic Transaction activities in Indonesian territory last week

PELAKSANAAN TRANSAKSI PINJAMAN ONLINE DI LUBUK SIKAPING, KABUPATEN PASAMAN DITINJAU DARI PREPEKTIF EKONOMI ISLAM Khairani, Zelfia; Taufiq, Muhammad
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 3 No. 1 (2023): Februari : Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v3i1.440

Perkembangan teknologi yang semakin maju memudahkan dan membuka kemungkinan bagi setiap orang untuk mendirikan perusahaan. Tahun demi tahun, teknologi selalu mengalami perkembangan yang signifikan, dengan tujuan untuk menciptakan teknologi yang lebih modern yang mampu membawa perubahan besar untuk mendukung setiap tugas manusia. Contoh platform layanan keuangan yang ditawarkan oleh perusahaan fintech adalah pinjaman online. Praktik bisnis peer-to-peer lending (P2P lending) menghubungkan pemberi pinjaman dengan peminjam secara online tanpa batasan geografis atau waktu, selama perangkat yang digunakan, seperti smartphone dan komputer, dapat terhubung ke internet. Hal ini sangat memudahkan masyarakat terutama yang belum memiliki akses layanan perbankan. . Namun ada banyak masyarakat yang juga terberatkan dengan adanya pinjaman online. Penelitian ini menggunakan metode penelitian dekskriptif kualiatati. Hasil penelitian ini injaman online di bolehkan jika terhindar dari usur riba, gharar, maysir, sera tidak adanya yang terzolimi dalam transaksi pinjaman online tersebut.Hanya saja masyarakat pinjaman online perlu jeli dalam memilih dan menggunakan pinjaman online

the Review literature: The effect of prices and income on consumer choice and consumption in Islam: substitusi effect and income consumption in Islam AMIN, AL -; Astuti, Tifany Y; Anggreni, Melisa; Khairani, Zelfia; Nasriandani, Elvi; Alfiona, Fifa; Putri, Anne; Asyari, Asyari
Adpebi Science Series 2022: 2nd AICMEST 2022
Publisher : ADPEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar

The change in the quantity demanded caused by a change in price occurs through two effects that are complementary to each other, which are called the substitution effect and the income effect , these effects also affect theory. behavior consumer in islam and based on law Islam on basically different with theory conventional. Difference this concerns score core in lower theory, motive and destination consumption, technique choice and allocation budget consumption. The method used in this study is literature review, with various sources of journal literature in the last five years. Based on the results of the reviewed articles that can explain how changes in relative prices affect consumer choices. And when choosing a product, consumers will consider its price as well as the price of alternative products from the cross-price elasticity of demand. And in Islam, the level of consumption of these goods is usually termed goods that are daruriyat, tahsiniyat, and hajiyat.

Pengaruh Perceived Ease Of Use, Fianancial Literacy Terhadap Keputusan Belanja Online Shoping dengan Islamic Lifestyle sebagai Faktor Pemoderasi Khairani, Zelfia; Rusyaida, Rusyaida
Jurnal Ilmiah Global Education Vol. 6 No. 1 (2025): JURNAL ILMIAH GLOBAL EDUCATION, Volume 6 Nomor 1, Maret 2025
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v6i1.3599

The growth of information technology is growing rapidly in Indonesia, including in the city of Bukittinggi, West Sumatra province. So that it changes the tendency of millennial lifestyles towards using gadgets with the ease of features and applications offered. One of them is the widespread use of online shopping among millennials due to the ease of buying products with technological advances. The focus of this study is to see the use of online shopping among millennials. The purpose of this study is to see the effect of perceived ease of use and financial literacy on the decision to use online shopping with Islamic lifestyle as a moderating factor. This study uses primary data using the quantitative correlation research method with a Likert scale instrument distributed through Google Form as many as 150 samples using purposive sampling, which is a non-probability sampling technique. The data analysis tool in this study uses Warp PLS 8.0. The results of this study show that perceived ease of use and financial literacy have a significant effect on online shopping decisions, while Islamic lifestyle has a positive effect as a moderating factor between perceived ease of use and financial literacy on online shopping decisions

Analysis of the Influence of Maintenance Bank Syariah Indonesia on Mobile Banking Economic Transaction Activities in The Territory of Indonesia Al-Amin; Nidaan Alfia; Wahyu Nusantara Illahi,S; Fauziah Sukma wati; Hadi Subeno; Husnul Bashir; Refiter Putra; Wira Andespa; Ahmad Ridwan; Elvi Nasriandani; Khairani, Zelfia; Febriani, Winda; Asyari
AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment) Vol. 7 No. 2 (2023)
Publisher : Asia Pacific Network for Sustainable Agriculture, Food and Energy (SAFE-Network)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29165/ajarcde.v7i2.294

Indonesia Sharia is a financial institution currently trending but has experienced extraordinary maintain in recent times. The purpose of this study is to determine the influence of maintenance Bank Syariah Indonesia on mobile banking economic transaction activities in the territory of Indonesia. This research method is quantitative with descriptive analysis and data collection with questionnaires and the level is the Likert scale of correspondent data on Indonesian Islamic bank customers randomly from various regions of Indonesia affected by a total of 85 people. The results of this study Likewise, the Maintenance of Mobile Banking Services carried out by Bank Syariah Indonesia had a significant and positive effect on Economic Transaction activities in Indonesian territory last week

PENGARUH PEMBIAYAAN MURABAHAH, MUSYARAKAH, DAN QARDH TERHADAP PROFITABILITAS BANK SYARIAH DI INDONESIA Zelfia Khairani; Hesi Eka Puteri
Jurnal Ekonomi dan Bisnis Vol. 1 No. 10 (2024): JEBI: Jurnal Ekonomi dan Bisnis
Publisher : CV. Adiba Aisha Amira

Show Abstract | Download Original | Original Source | Check in Google Scholar

The development of world sharia banking is growing and developing rapidly, including Indonesia. The growth of sharia banking in Indonesia can be seen from the success of banks as intermediary institutions that carry out activities to collect funds from parties (surpus unit) to parties who need funds (deficit unit). Channeling these funds is called financing. The focus of this research is to look at the distribution of financing to Sharia Banks. The aim of this research is to see the impact of BTPN Syariah Bank financing distribution on the profitability (ROA) of sharia banks. The financing carried out by BTPN Syariah is Murabaha financing, Musyarakah financing and Qard financing. This research uses secondary data, namely the published reports of Bank BTPN Syariah for the 2019-2022 period. The analytical tool used in this research is SPSS 25 with multiple linear regression analysis. The results of this research show that Murabahah financing has an impact on the profitability of Islamic banks. Meanwhile, Muayarakah and Qard financing have no effect on the profitability of Islamic banks.

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