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All Journal MUSLIM HERITAGE: JURNAL DIALOG ISLAM DENGAN REALITAS El-Barka: Journal of Islamic Economics and Business ACTIVA: Jurnal Ekonomi Syariah Proceedings of Annual Conference for Muslim Scholars Ascarya: Journal of Islamic Science, Culture and Social Studies Niqosiya: Journal of Economics and Business Research Journal of Islamic Philanthropy and Disaster Journal of Economics and Social Sciences Jurnal Perbankan Syariah Indonesia (JPSI) Muslim Heritage Proceedings of Femfest International Conference on Economics, Management, and Business Falahiya Amaluna: Jurnal Pengabdian Masyarakat Tapis : Jurnal Penelitian Ilmiah
Hanik Fitriani, Hanik
Institut Agama Islam Negeri Ponorogo
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Social Sciences Other

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From Abandoned Land to Economic Hub: Assessing the Revitalization of Beran Field, Bangunsari Village, Indonesia Fitriani, Hanik
Ascarya: Journal of Islamic Science, Culture, and Social Studies Vol. 5 No. 1 (2025)
Publisher : Perkumpulan Alumni dan Santri Mahyajatul Qurro'

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53754/iscs.v5i1.740

Abstract

The revitalization of the Beran Field in Bangunsari Village, Dolopo District, and Madiun Regency has transformed an abandoned area into a vibrant public space and tourist destination, significantly impacting the welfare and economy of the local community. This study analyzes the strategies implemented by the local government, the forms of revitalization undertaken, and the resulting effects on the community. The two-stage revitalization process involved physical interventions such as the construction of a jogging track, playground, and improved facilities. The establishment of the "Guyub Rukun Sejahtera’ traders' association played a crucial role in enhancing the economic well-being of local residents, many of whom relied on trade in the field for their livelihood. The revitalization has not only stimulated economic growth but has also fostered greater social interaction, making Beran Field a hub for community activities. The study employed a descriptive-analytic approach, utilizing qualitative methods, such as in-depth interviews, observations, and surveys, to gather data from traders, local officials, and residents. The findings suggest that revitalization has had a notable positive impact on the community's standard of living with increased income levels and improved social dynamics. This study serves as a valuable reference for policymakers and researchers interested in community-based public space development strategies to spur socioeconomic progress.
Strategi Bank Syariah Indonesia KCP Pacitan dalam Meningkatkan Minat Masyarakat Menggunakan Sistem QRIS Banking Firly Indriani; Hanik Fitriani
Falahiya: Journal of Islamic Banking and Finance Vol. 3 No. 1 (2024)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/falahiya.v3i1.3342

Abstract

Innovation in the technology field will provide benefits, making it easier to carry out various kinds of work. The problem is the lack of public interest in using the QRIS Banking system to carry out various financial transactions. This research aims to analyze BSI KCP Pacitan's strategy in increasing public interest in using the QRIS, analyze the impact of BSI KCP Pacitan's strategy in increasing public interest in using the QRIS, and analyze the obstacles faced by BSI KCP Pacitan in marketing QRIS. This research uses a type of field research with a qualitative approach d. The research results show that the strategy carried out by Bank Syariah Indonesia KCP Pacitan in marketing QRIS Banking is to use a 4P marketing mix strategy, where QRIS is aimed at making it easier for business actors and institutions. The promotions carried out are socialization, door-to-door, brochures, and social media. The obstacle faced in marketing QRIS Banking internally is the lack of human resources to handle QRIS Banking. On the external side, namely the public's lack of understanding about QRIS, inadequate internet quota, and already having other payment applications or becoming a QRIS merchant at another bank.
Pemberdayaan Ekonomi Disabilitas Melalui Batik Ciprat Hanik Fitriani
Amaluna: Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/amaluna.v1i2.1465

Abstract

One of the poor people in Simbatan Village, Nguntoronadi Magetan, is dominated by persons with disabilities who are considered marginal people, so empowerment assistance is needed, especially in the economic field so that people with disabilities are able to be independent. The research method in this research is qualitative research that relies on economic effectiveness in the community, in this case, disability in Simbatan Village, Nguntoronadi District, Magetan, with a field research approach. The data in this study are 25 disabilities who are members of the SW. Kontakroso as the object under study. The results in this study were that persons with disabilities who were considered not independent were given training and assistance in making splashed batik and sewing through the stages of briefing, batik training, sewing training, implementation, marketing training and finally monitoring and evaluation. The conclusion from this study is that the economic condition of disabled people in Simbatan Village belongs to the category of poor people, so empowerment assistance is needed as an effort to make people with disabilities independent and productive, not dependent on normal society. b). The empowerment strategy is carried out by providing training on sprinkling batik and sewing as well as providing assistance in the field of marketing with an online marketing strategy through social media that does not yet exist, so that products with disabilities can be recognized by local, national and international markets.
KONTRIBUSI FINTECH DALAM MENINGKATKAN KEUANGAN INKLUSIF PADA PERTANIAN (Studi Analisis Melalui Pendekatan Keuangan Syariah Dengan Situs Peer To Peer Lending Pada Pertanian Di Indonesia) Fitriani, Hanik
El-Barka Journal of Islamic Economics and Business Vol. 1 No. 1 (2018)
Publisher : El-Barka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/elbarka.v1i1.1392

Abstract

Abstract: Currently the development of technology is growing very rapidly and has entered into all sectors, including the financial sector. With the technology to the financial sector, it is slowly transforming the financial industry into the digital era. The combination of Financial Technique (Fintech) with financial institutions, especially sharia financial institutions, is considered to increase financial inclusiveness in agriculture. Inclusion is a situation where the public is not aware of access to digital finance.The emergence of problems in the first agricultural sector due to lack of land, secondly due to lack of farmer capital and thirdly due to lack of land processors made modernization of technology create agricultural financial technology as an alternative to increase financial inclusion in agriculture.The use of fintech agro in Indonesia is felt to be lacking because of constraints such as lack of literacy to the community, poorly trained human resources, lack of legislation and lack of network access to remote villages. Financial inclusion can increase with the support of the government to improve supporting facilities and infrastructure for the use of fintech agro in Indonesia. Ø§Ù„ملخص: في الوقت الحالي ينمو تطوير التكنولوجيا بسرعة كبيرة وقد دخل في جميع القطاعات، بما في ذلك القطاع المالي. ومع دخول التكنولوجيا إلى القطاع المالي، فإنها تحول الصناعة المالية إلى العصر الرقمي. ويشعر مزيج من التقنية المالية  مع المؤسسات المالية، وخاصة المؤسسات المالية الشرعية، تزيد التمويل في مجال الزراعة. ظهور مشاكل في القطاع الزراعي الأول بسبب عدم وجود الأراضي، وثانياً بسبب نقص رأس المال الفلاحي، وثالثاً بسبب عدم وجود معالجي الأراضي، أدى تحديث التكنولوجيا إلى خلق التكنولوجيا الزراعية المالية كبديل لزيادة الشمول المالي في الزراعة. ومن المعتقد أن استخدام التكنولوجيا الزراعية في إندونيسيا يفتقر إلى القيود بسبب الافتقار إلى معرفة القراءة والكتابة لدى المجتمع، والموارد البشرية المدربة تدريجيًا، وعدم وجود تشريعات، وعدم الوصول إلى الشبكة إلى القرى النائية. يمكن أن يزيد الإدماج المالي بدعم من الحكومة لتحسين المرافق الداعمة والبنية التحتية لاستخدام التكنولوجيا الزراعية في إندونيسيا.                                         Abstrak: Saat  ini  perkembangan teknologi berkembang sangat pesat  dan telah masuk ke semua sector, diantaranya adalah sektor keuangan. Dengan masuknya teknologi ke sector keungan, maka secara perlahan  mengubah industry keuangan ke era digital. Perpaduan antara Financial Technlogi (Fintech) dengan lembaga keuangan  khususnya lembaga keuangan syariah dirasa dapat meningkatkan inklusif keuangan pada bidang pertanian. Inklusi adalah sebuah keadaan di mana masyarakat kurang paham terhadap akses keuangan digital.Munculnya permasalahan pada bidang pertanian pertama karena kurangnya lahan, kedua karena kurangya modal petani dan ketiga karena kurangnya pengolah lahan membuat modernisasi teknologi menciptakan teknologi financial  agro pertanian sebagai alternative meningkatkan inklusi keuangan pada bidang pertanian.Penggunan fintech agro di Indonesia dirasa masih kurang karena adanya kendala seperti kurangnya literasi kepada masyarakat, Sumber daya manusia yang kurang dibina, peraturan perundang-undangan yang kurang dan kurangnya akses jaringan ke dalam pelosok desa. Inklusi keuangan bisa  meningkat dengan adanya dukungan dari pemerintah guna peningkatan sarana dan prasarana penunjang untuk penggunaan fintech agro di Indonesia.
The Contribution of Teak Dam Ecotourism in Improving the Economic Welfare of the People of Gorang-gareng Village, Nguntoronadi District, Magetan Regency Fitriani, Hanik
Ascarya: Journal of Islamic Science, Culture, and Social Studies Vol. 2 No. 2 (2022)
Publisher : Perkumpulan Alumni dan Santri Mahyajatul Qurro'

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53754/iscs.v2i2.377

Abstract

The existence of the river flow in Dam Jati Desa Gorang Gareng Kec. Nguntoronadi Kab. Magetan and its surroundings are considered less productive and this dysfunction becomes anxious and interesting to study.  This research is focused on finding answers to the contributions made by Jati Dam Ecotourism to the level of community welfare. The first problem, what are the forms of Teak Dam tourism, the second statement, how does the Teak Dam Ecotourism Contribution to the level of community welfare, and the third question, what is the strategy of developing Teak Dam ecotourism in improving the welfare of the community?  This study uses a qualitative approach by providing a deep interpretation of the findings in the field based on the facts that occur. Meanwhile, to get the validity of the field data, the procedures used were interviews, observation, and documentation. The data that has been collected is classified and analyzed by examining all data that are finally interpreted.  Based on the data analysis, several findings were generated. First, the forms of ecotourism in Jati Dam include various types of games, entertainment stage, and camping locations. Secondly, the existence of Jati Dam adds to the welfare of the community around Jati Dam, as evidenced by indicators of increasing community income, increasing living standards, higher level of education, better residential homes. Third, the strategy undertaken to develop ecotourism is to form Pokdarwis, the Association of traders, add facilities and tourist facilities, and conduct regular maintenance.
KONTRIBUSI ZAKAT SEBAGAI SOLUSI MENGHADAPI KRISIS EKONOMI DAN KEUANGAN SOSIAL ISLAM DI MASA PANDEMI COVID-19 Fitriani, Hanik
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 1 No. 1 (2021): January-June 2021
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (463.52 KB) | DOI: 10.21154/joipad.v1i1.3226

Abstract

At this time, Indonesia is experiencing an irregular condition due to the covid-19 virus. As we know that the impact of the Covid-19 virus weakens Indonesia in various sectors, especially the economy. The Ministry of Manpower said that until February 2021 there were 29.12 million working-age Indonesians affected by Covid-19 by losing their jobs. The large number of layoffs will have an impact on the decline in the family economy. Islam teaches humans to care for others with social care which is taught through philanthropy in the form of zakat. The dimensions of zakat, which include social obedience and concern, are expected to provide solutions to the economic and social financial crises that occur in society. The research method used in this research is descriptive qualitative using content analysis techniques (content analysis) and library research (library research). The research method used to find out the conclusions of a text is called the content analysis technique.               From this research, it is found that zakat has the dimensions of obedience and social care. Among the forms of obedience are orders to make zakat payments and as a form of social concern, zakat is distributed to mustahik. Especially during a pandemic like this, many people need help because they are choked by conditions on the brink of poverty. The contribution given by zakat to become a solution to the crisis during a pandemic is first, realizing zakat to be distributed as a form of direct assistance and the benefits can be felt directly, secondly, zakat can be used as business capital assistance in the form of Qardul Hasan without any additional margins. third, the funds collected at BAZ / LAZ / zakat collection organizations can be used to strengthen MSMEs. Fourth, zakat can be increased by using sharia fintech Abstrak:Pada saat ini Indonesia mengalami sebuah kondisi yang tidak teratur karena adana virus covid-19. Sebagaiana kita ketahui bahwa dampak dari virus covid-19 melemahkan Indonesia di berbagai sector terutama ekonomi. Kementerian tenaga kerja menyebut sampai dengan Februari 2021 ada 29,12 juta penduduk Indonesia usia kerja terdampak covid-19 dengan kehilangan pekerjaannya. Besarnya angka PHK akan berdampak pada menurunnya ekonomi keluarga. Islam mengajarkan manusia untuk peduli terhadap sesama dengan kepedulian social yang diajarkan melalui filantropi berupa zakat. Dimensi zakat yang meliputi ketaatan dan kepedulian social diharapkan mampu memberikan solusi atas krisis ekonomi dan keuangan social yang terjadi di masyarakat. Metode penelitian yang dipakai dalam penelitian ini adalah deskriptif kualitatif dengan menggunakan teknik content analisis (analisis isi) dan riset kepustakaan (library research). Metode penelitian yang digunakan untuk mengetahui  simpulan dari sebuah teks biasa disebut dengan teknik content analysis.Dari penelitian ini diperoleh hasil bahwa zakat memiliki dimensi ketaatan dan kepedulian social. Di antara bentuk ketaatan adalah adanya perintah untuk melakukan pembayaran zakat dan sebagai wujud dari kepedulian social adalah zakat didistribusikan kepada mustahik. Terlebih dimasa pandemic seperti ini, banyak orang yang membutuhkan bantuan karena terhimpit keadaan di ambang kemiskinan. Adapun kontribusi yang diberikan zakat untuk menjadi solusi krisis dimasa pandemic adalah pertama,  merealisasikan zakat untuk didistribusi sebagai bentuk bantuan langsung dan manfaatnya bisa dirasakan secara langsung, kedua, zakat dapat digunakan sebagai bantuan modal usaha dalam bentuk Qardul Hasan tanpa adanya tambahan margin. ketiga, dana yang terkumpul di BAZ/LAZ/organisasi pengumpul zakat dapat digunakan untuk memperkuat UMKM. Keempat, zakat dapat ditingkatkan dengan penggunaan fintech syariah
Dinamika Ekonomi Kreatif Berbasis Budaya Reog di Ponorogo Menurut Perspektif Ekonomi Islam Fitriani, Hanik
Proceedings of Annual Conference for Muslim Scholars Vol 8 No 1 (2024): AnCoMS, Oktober 2024
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v8i1.649

Abstract

Reog art is one of the local cultural heritages, has great potential in driving the creative economy, especially through the tourism, crafts and arts sectors. From an Islamic economic perspective, this research seeks to understand principles such as justice and balance applied in the development of a creative economy based on local culture. The aim of this research is to analyze the contribution of the reog culture-based creative economy to the local economy in Ponorogo from an Islamic economic perspective. The research method used is a qualitative approach with in-depth interviews, observation and documentation of creative economy actors, arts practitioners and stakeholders in Ponorogo.The research results show that developing a creative economy based on Reog culture is an effective strategy in making a positive contribution to the local economy, in line with Islamic economic principles which emphasize social justice and equal distribution of welfare while maintaining cultural and spiritual values.
Musae Radix Sebagai Inovasi Pemberdayaan Ekonomi: Studi: Mualaf di Desa Bulu Lor Kecamatan Jambon Kabupaten Ponorogo Fitriani, Hanik; Kususiyanah, Anjar
Tapis: Jurnal Penelitian Ilmiah Vol 2 No 2 (2018): Tapis : Jurnal Penelitin Ilmiah
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat of Universitas Islam Negeri Jurai Siwo Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/tapis.v2i2.1325

Abstract

Bulu Lor Village is one of the villages in Jambon Sub-District, in this village there are recent converts of Buddhism to Islam. The proliferation of Buddhism in this region because of its neat preaching management and supported by sufficient funding, and caused by economic and religious understanding weakness of Muslims in that area. There are 510 of 4000 farmers or farm laborers in Bulu Lor Village who rely on their economy from harvest. There are 25 converts to Islam in Bulu Lor Village, Jambon Subdistrict, Ponorogo Regency and included as marginal or disadvantaged groups in terms of economic welfare. This type of research was Participatory Action Research conducted by providing assistance in the form of training in processing banana humps to become high-value economic products as an alternative effort to increase household income, hopefully pre-prosperous converts become prosperous and faithful to Islam.
STRATEGI PENGEMBANGAN EKONOMI KREATIF DALAM PEMBERDAYAAN PENYANDANG DISABILITAS: PERSPEKTIF EKONOMI ISLAM Fitriani, Hanik
Jurnal Perbankan Syariah Indonesia (JPSI) Vol. 5 No. 1 (2026): Januari
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) Al-Amar Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57171/jpsi.v5i1.337

Abstract

Penelitian ini bertujuan menganalisis strategi SW. Sambung Roso dalam mendorong keberdayaan ekonomi penyandang disabilitas serta meninjaunya dalam perspektif ekonomi Islam. Penelitian menggunakan pendekatan kualitatif deskriptif dengan jenis penelitian lapangan (field research). Teknik pengumpulan data dilakukan melalui wawancara, observasi, dan dokumentasi, sedangkan analisis data menggunakan analisis SWOT. Hasil penelitian menunjukkan bahwa strategi pemberdayaan dilakukan melalui penguatan strategi produk, harga, dan promosi, yang didukung dengan pengembangan pemasaran digital, peningkatan kualitas SDM, serta perbaikan teknologi produksi. Peran ekonomi kreatif terbukti mampu meningkatkan pendapatan disabilitas, menciptakan lapangan kerja, meningkatkan kapasitas intelektual, membangun citra positif, serta memperkuat kemandirian sosial-ekonomi. Dalam perspektif ekonomi Islam, praktik pemberdayaan di SW. Sambung Roso sejalan dengan prinsip keadilan, tolong-menolong (ta’awun), dan dorongan untuk menjadi pribadi mandiri sebagaimana nilai “tangan di atas lebih baik daripada tangan di bawah”. Penelitian ini menegaskan bahwa ekonomi kreatif berbasis inklusi sosial dapat menjadi model pemberdayaan disabilitas yang berkelanjutan.
Co-Authors Firly Indriani Kususiyanah, Anjar Nufih Wahda Maulidya Putri Rahayu