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All Journal IQTISHODUNA EL-MUHASABA El Dinar Jurnal Akuntansi Bisnis Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah JURNAL PENDIDIKAN EKONOMI: Jurnal Ilmiah Ilmu Pendidikan, Ilmu Ekonomi dan Ilmu Sosial Jurnal Ilmiah Ekonomi Islam Economica: Jurnal Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi Dialektika: Jurnal Ekonomi dan Ilmu Sosial Global Financial Accounting Journal Jurnal E-Bis: Ekonomi Bisnis Review of Islamic Economics and Finance EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) International Journal of Educational Research and Social Sciences (IJERSC) International Journal of Humanities Education and Social Sciences Asian Journal of Community Services (AJCS) PERMANA : Jurnal Perpajakan, Manajemen, dan Akuntansi International Journal of Asian Business and Management (IJABM) Jurnal Kajian Ekonomi dan Perbankan Syariah
Meldona
Universitas Islam Negeri Maulana Malik Ibrahim Malang
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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ANALISIS SISTEM INFORMASI LELANG MELALUI WEBSITE PORTAL.LELANG.GO.ID ATAS JAMINAN KREDIT MACET DI KANTOR PELAYANAN KEKAYAAN NEGARA DAN LELANG KOTA MALANG Alian Jaha, Shinta Raqyh; Meldona, Meldona
JURNAL PENDIDIKAN EKONOMI: Jurnal Ilmiah Ilmu Pendidikan, Ilmu Ekonomi dan Ilmu Sosial Vol 18 No 1 (2024): APRIL 2024
Publisher : Economic Education, University of Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jpe.v18i1.47038

Abstract

Kemajuan teknologi di bidang sistem informasi selain menghadirkan manfaat berupa aspek kemudahan, praktis dan efisien, ternyata juga memberikan celah adanya kemungkinan upaya praktik penipuan, termasuk pada pelaksanaan sistem lelang berbasis online pada KPKNL Kota Malang. Modus penipuan dapat berupa tawaran diskon besar atas barang yang dilelang kepada masyarakat luas yang umumnya masih belum familiar dengan mekanisme lelang online melalui situs web, sehingga dibutuhkan upaya sosialisasi yang intens agar dapat meningkatkan pemahaman akan proses lelang berbasis online yang benar. Tujuan dari penelitian ini adalah untuk menganalisis sistem informasi lelang atas jaminan kredit macet melalui website di portal.lelang.go.id. pada KPKNL Kota Malang. Penelitian ini menggunakan pendekatan kualitatif deskriptif, dengan teknik pengumpulan data berupa wawancara, observasi, dan dokumentasi. Triangulasi sumber dan teknik telah dilakukan untuk memperkuat hasil analisis. Hasil riset menunjukkan bahwa terjadi kenaikan frekuensi pelaksanaan lelang yang menunjukkan bahwa penggunaan internet dalam proses eksekusi lelang telah mendapatkan penerimaan dari pihak yang menggunakan layanan lelang, terutama pemohon lelang yaitu kreditur pemegang hak tanggungan pertama. Hal tersebut bermakna bahwa terjadi proses penyelesaian masalah kredit macet dan sekaligus merupakan proses pengamanan pelunasan dari debitur yang telah melanggar janji. Penerapan sistem informasi lelang melalui website portal.lelang.go.id. telah diterapkan sejak tahun 2019, dan berlangsung dengan baik hingga saat ini. Bagan flowchart telah disusun dan dirancang sebagai hasil dari riset ini, dan sejalan dengan dilakukannya pelatihan rutin bagi sumber daya manusia, serta peningkatan fasilitas yang memadai, maka diharapkan layanan yang diberikan akan semakin responsif dan menunjang upaya-upaya peningkatan sosialisasi tentang situs web serta pencapaian target penjualan lelang
Mapping of Green Sukuk Research (2014 - 2023) : With Vosviewer Bibliometric and Literature Review Doni Yusuf Bagaskara; Nanik Wahyuni; Meldona
Global Financial Accounting Journal Vol. 8 No. 1 (2024)
Publisher : Accounting Department, Faculty of Business and Management, Universitas Internasional Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/gfa.v8i1.9148

Abstract

This study aims to determine the mapping of research around Green Sukuk. The approach used is a mix-method approach, namely VOSviewer bibliometric studies and literature review. Data analysis techniques include: (1) mapping the number of journal publications distributed around green sukuk using Microsoft Excel and Mendeley Desktop based on the year of publication; (2) mapping the results of bibliometric network visualization and journal publication trends around green sukuk using VOSviewer (Visualization of Similarities) algorithm software based on the number of clusters and their items; and (3) mapping research topics around green sukuk using literature studies. The results showed that: (1) based on mapping the number of journal publications, there were 168 journal publications about green sukuk; (2) based on the mapping of VOSviewer bibliometric studies, the results of network visualization around green sukuk are divided into 5 clusters and 24 topic items (3) Based on the mapping of the literature review study, there are 2 topics about green sukuk that often appear, first green sukuk and second Indonesia. The implication and contribution of this research is to map research topics around green sukuk in the world that are often or rarely researched by researchers, so that they can be a reference for researchers afterwards.
Implementation of Financial Accounting Standards for Micro, Small, and Medium Entities (SAK-EMKM) in Sekarsari Florist Surabaya City Putri, Alifiyah Sindy Maretta; Meldona, Meldona
Jurnal Akuntansi Bisnis Vol 22, No 1: Maret 2024
Publisher : Universitas Katolik Soegijapranata Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24167/jab.v22i1.11702

Abstract

This research investigates the challenges faced by small and medium enterprises in preparing financial reports based on SAK-EMKM. Using a qualitative descriptive approach, researchers conducted interviews and field observations of the owners of Sekarsari Florist. The research results show that the MSME Sekarsari Flower Shop in Surabaya City has not implemented SAK-EMKM because the owner of the Sekarsari Flower Shop does not know and understand the Financial Accounting Standards for Micro, Small and Medium Entities (SAK-EMKM). Apart from that, they also do not understand the benefits of implementing SAK-EMKM. Obstacles faced by Sekarsari Florist include the lack of socialization and owner knowledge regarding SAK-EMKM. The financial reports prepared by Sekarsari Florist so far are still prepared manually and simply, only in the form of recording cash income from sales and cash disbursements to determine profits and losses in a certain period.
External Integration and Halal Assurance System Integrity for Achieving the Performance: Based on The Structural Contingency Theory Approach Meldona; Sulis Rochayatun
International Journal of Asian Business and Management Vol. 3 No. 5 (2024): October 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijabm.v3i5.11745

Abstract

Based on the Structural Contingency Theory, which examines external and internal factors influencing business strategies within the extent of the Halal Food Supply Chain (HFSC), the role of the Halal Assurance System as a variable that can mediate the influence of supplier, customer integration and regulator integration on the Halal MSMEs’ performance. This study used 195 of samples Halal MSME proprietors in Malang Regency with a quantitative methodology, with data evaluated by SEM-PLS. The study’s findings prove that supplier and customer integration have an impact to the MSMEs’ performance. However, regulator integration only significantly impacts MSME performance. The Halal Assurance System owned by halal MSMEs can mediate the influence between supplier and customer integration on the performance of MSMEs. However, the Halal Assurance System owned by halal MSMEs does not significantly mediate the influence of the integration of regulators on the MSMEs’ performance. Effective supplier and customer integration management yields advantages that enhance performance via the Halal Assurance System
Studi Inovasi dan Praktik Akad Ganda Sistem Keuangan Islam Tradisional Berbasis Fatwa Ulama Lokal Muhammad Djakfar; Umrotul Khasanah; Meldona Meldona
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 11, No 2 (2019)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v11i2.5188

Abstract

Food production financing is expensive because facility inputs controlled by Trans-National Corporation (TNC), and output is conducted by traders using the bonded system. This condition leaves farmers in a dilemma position so that farmers make innovations and practice multiple contracts in the traditional Islamic financial system based on the fatwa of local ulama. The purpose of this study is to uncover the views of farmers, disclose opinions or views of ulama, and reveal the model of financing applications based on traditional Islamic financial systems and the application of dual contracts that apply in the farming community. This research puts forward a descriptive qualitative research method with case studies on farmers in Probolinggo Regency and Malang Regency, East Java. This research model uses qualitative methods that are concerned with the meaning, context and emic perspective. Data analysis through a phased approach, namely: analyzing important statements, formulating, describing, reducing data to the findings, propositions and conclusions. Data collection and analysis carried out simultaneously; prioritize observations and interviews and the researcher himself as the main instrument. The research findings show that farmers in Probolinggo Regency and Malang Regency, East Java Province have innovated and practised a dual agreement in the traditional Islamic financial system based on the fatwa of local ulama. The motive of the farmers to do the work is to avoid the practice of usury which is prohibited. The results showed that there were four traditional Islamic financial models practiced by farmers, namely: (1) the leasing model, (2) the buying and selling model "binding" with the usual profit sharing, (3) the buying and selling model "binding" with the profit-sharing half and (4) buying and selling model "binding" with profit-sharing.Keywords: Dual Agreement, Financing, Islamic Financial Model, views of ulama, farmers
Implementation of Android-based MSME Bookkeeping Applications Using the Buku Warung Application at CV Andi Windu Masrizal, Masrizal; Meldona
JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi Vol. 7 No. 1 (2024): JIMEK VOLUME 7 NO 1 2024
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/jimek.v7i1.5563

Abstract

Indonesia is a developing country, where developing countries focus on development and economic growth in a better direction. Micro, small and medium enterprises (MSMEs) are one type of business that contributes to economic growth and development in Indonesia. Micro, Small and Medium Enterprises (MSMEs) have an important role in a country's economy. They are a vital part of the economic sector, playing a major role in job creation. They are often the main providers of employment for local residents, including those with limited qualifications or work experience
Tawarruq As The Solution of Shariah Non Compliance in Ar-Rahn Practice: How Does It Work? Qanita, Ariza; Meldona, Meldona; Wahyuni, Nanik
Review of Islamic Economics and Finance Vol 7, No 2 (2024): Review of Islamic Economics and Finance (RIEF): November 2024
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v7i2.75157

Abstract

Purpose – This research aims to elaborate the concept of tawaruq as an alternative solution to the problem of sharia non-compliance in Rahn transactions in Indonesia. Many people are interested in Rahn transactions as financing that can help them to get their liquidity needs. However, in practice, rahn transactions are considered to contain elements of sharia non-compliance, namely taking ujrah based on the loan amount so that it is equated with usury.Methodology - This research used qualitative approach with literature review. The data used is secondary data in the form of journal articles, books and other documents published during the period 2015 to 2024.Findings - The research results show that the use of Tawarruq as a solution for sharia non-compliance in Rahn transactions is still controversial. There are scholars who consider it permissible and there are those who prohibit it. Tawarruq can be used as a solution in rahn transactions, but its implementation must be in accordance with predetermined limitations. DSN MUI as a fatwa institution in Indonesia should review the implementation of Tawarruq in sharia financial institutions, both legally and technically.
Bridging the Competence of Preparing Reputable Scientific Articles for Lecturers in the Field of Sharia Economics through Mastering Artificial Intelligence at the Ibrahimy Institute of Islamic Religion Genteng, Banyuwangi Suprayitno, Eko; Meldona, Meldona; Asnawi, Nur; Djalaluddin, Ahmad; Oria, Ehsanullah
Asian Journal of Community Services Vol. 3 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajcs.v3i12.12605

Abstract

Along with technological advances, Artificial Intelligence (AI) can be used to improve the quality and efficiency of the scientific article preparation process. Assistance in the preparation of reputable scientific articles for lecturers at the Ibrahimy Islamic Religious Institute, Genteng, Banyuwangi, was attended by 52 people with material covering the structure of scientific articles, the choice of reputable journals, the use of AI, and its ethical aspects. The mentoring methods are discussions and practices using AI platforms, namely Eskritor, Research Rabbit, and Mendeley. The success of the implementation of mentoring was measured through evaluations that showed an increase in participants' understanding, as well as positive feedback on AI skills.
The Impact of ESG Performance on Firm Value with Moderation of Corporate Sustainable Growth Rate (Study on JII Indexed Companies for the 2021-2023 Period) Lestari, Nimas Dewi; Wahyuni, Nanik; Meldona, Meldona
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15069

Abstract

The value of a company reflects investors’ perception of the effectiveness of management in utilizing the company's resources in the present and future. This study aims to investigate the impact of environmental, social, and governance (ESG) performance, as represented by ESG Risk Rating, on firm value, with the sustainable growth rate (SGR) acting as a moderating factor. The study adopts a quantitative approach, using the moderated regression analysis (MRA) method. The research focuses on companies listed on the Jakarta Islamic Index (JII) during the 2021-2023 period. The findings indicate that ESG performance significantly influences firm value, and the sustainable growth rate (SGR) can moderate the relationship between ESG performance and firm value for companies listed on the JII during the 2021-2023 period. This study concludes that the level of ESG performance of companies proxied by ESG Risk rating is one of the factors that must be considered in making investments. In addition, the company's sustainability growth rate is important when making investments in the long term. This research provides important implications for company management and investors in making strategic decisions related to ESG and sustainable growth so that they can achieve optimal long-term value.
Tata Kelola Distribusi Zakat, Infak dan Sedekah (ZIS) dalam Meningkatkan Kesejahteraan Mustahik (Studi Pada Program Sidogiri Community Development (SCD) di LAZ Sidogiri Pasuruan Jawa Timur) Jamali, A; Munir, Misbahul; Meldona, Meldona
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12119

Abstract

Penelitian ini mengkaji tata kelola distribusi Zakat, Infak, dan Sedekah (ZIS) dalam meningkatkan kesejahteraan mustahik melalui program Sidogiri Community Development (SCD) di LAZ Sidogiri Pasuruan, Jawa Timur. Dengan menggunakan pendekatan kualitatif dan metode studi kasus, penelitian ini bertujuan untuk menganalisis pengelolaan, proses, dan peran distribusi ZIS, serta mengidentifikasi kendala dan strategi optimalisasi program SCD. Hasil penelitian menunjukkan bahwa LAZ Sidogiri menerapkan model pengelolaan ZIS yang terintegrasi dan berbasis pemberdayaan masyarakat, mencakup aspek, pendidikan, dakwah, Kesehatan, kemanusiaan dan ekonomi. Proses distribusi ZIS melalui SCD melibatkan tahapan identifikasi mustahik, penyaluran dana, implementasi program, serta monitoring dan evaluasi yang komprehensif. Kendala utama yang dihadapi meliputi keterbatasan sumber daya, kesenjangan teknologi, dan kompleksitas program. Strategi optimalisasi yang diusulkan mencakup penguatan sistem informasi, pengembangan model pemberdayaan yang adaptif, dan penguatan kemitraan strategis. Penelitian ini berkontribusi pada pengembangan teori dan praktik tata kelola ZIS yang efektif dan berkelanjutan.
Co-Authors Achmad Rizqullah Adhitya Salman Alfarisyi Ahmad Djalaluddin Aldi Setiadi Alian Jaha, Shinta Raqyh Amaliah, Churil Bastomi, Mohamad Doni Yusuf Bagaskara Eko Suprayitno Farha Kamilatun Nuha Anwar Hidayat, Safril Jamali, A Julaihah, Umi Lestari, Nimas Dewi Masyhuri Masyhuri Misbahul Munir Muhammad Djakfar Muhammad Djakfar Nanik Wahyuni Nanik Wahyuni ‎ Nur Asnawi Oria, Ehsanullah Pranata, Ahmad Adi Putri, Alifiyah Sindy Maretta Qanita, Ariza Riza, Ira Febriliana Dewi Rosmiza Bidin Rosyidah, Rihadatul Izza Sudarmiatin Sulis Rochayatun Ubaidillah, Muhammad Faiq Umrotul Khasanah Umrotul Khasanah Yuliati - Zaeniko Saputra Zelvi Rhizqa Prayudasari, Zelvi Rhizqa