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All Journal AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Journal of Economics and Business Tribakti: Jurnal Pemikiran Keislaman International Journal of Economics, Accounting, and Management Bhakti: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Muhamad Aqim Adlan
Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Cooperation Dilemma: Between Islamic Values and Digitalization Muhamad Aqim Adlan
Tribakti: Jurnal Pemikiran Keislaman Vol. 34 No. 1 (2023): Tribakti: Jurnal Pemikiran Keislaman
Publisher : Universitas Islam Tribakti (UIT) Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/tribakti.v34i1.3144

Abstract

This study aims to look again at the existence of cooperation in the digital era in an Islamic economic review. Because in the current contemporary era, cooperation activities have experienced a decline caused by the onslaught of new competitors who utilize digital technology. This condition is, of course, a concern in itself because cooperation is an economic institution initiated by the nation's founding fathers and stipulated in the 1945 Constitution of the Republic of Indonesia (UUD 1945) which is in principle in line with Islamic economic values. Therefore, in the current contemporary era, cooperation is expected to be able to adapt in the digital context and the industrial revolution 4.0. Qualitative research with this type of case study reveals the implementation of cooperation systems in the digital era in three different cooperation, both in terms of operating principles and their basis. The findings in this study indicate that the implementation of cooperation in the three objects still needs to be optimally able to adapt to digital technology. The Islamic economic value has been carried out for cooperation that runs it while for others using state rules and regulations.
STRENGTHENING ISLAMIC BANKING LITERACY THROUGH MUDHARABAH PRODUCTS AND CONTRACTS AMONG TEACHERS AT ISLAMIC SCHOOLS AND ISLAMIC BOARDING SCHOOLS IN MARON VILLAGE, SRENGAT DISTRICT, BLITAR REGENCY Muhamad Aqim Adlan; Labib Muzaki Shobir; Sri Wigati; Deris Lazuardi
BHAKTI: JURNAL PENGABDIAN DAN PEMBERDAYAAN MASYARAKAT Vol. 5 No. 01 (2026): Juni
Publisher : Universitas Islam Tribakti (UIT) Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/bjppm.v5i01.9096

Abstract

 This community service activity aims to align the reasoning of fiqh muamalah with the technical aspects of Islamic banking through a paradigm shift among teachers at Madrasah Diniyah and Islamic boarding schools in Maron Village, Blitar, as the primary target, using the Service Learning method integrated with the Experiential Learning model, to enhance literacy in Islamic financial products as a preventive measure against non-Islamic financial practices among religious educators. The method employed is a qualitative approach using the Service Learning method integrated through the Experiential Learning model. The sample was determined using purposive sampling, involving 20 teachers at the Al-Hikmah Foundation. The results of this community service project indicate that the integration of Service Learning and Experiential Learning effectively enriches understanding of the theoretical aspects of classical Islamic texts, leading to the practical application of banking products and contracts that are adaptable to current realities. Experience-based learning through realistic contract simulations has proven capable of building administrative trust and enhancing Islamic financial inclusion within the pesantren environment. The synergy between fiqh reasoning and banking techniques has resulted in a collaborative initiative for self-reliant capital based on mudharabah contracts as a preventive measure against non-Islamic financial practices, aimed at supporting the welfare of society and the sustainable economic independence of the Muslim community in Indonesia.
Saham Sebagai Instrumen Investasi: Peluang, Risiko, dan Strategi Investasi Di Tengah Dinamika Ekonomi Global 2024 – 2025 Fandi Febriansyah; Muhamad Aqim Adlan
Journal of Economics and Business Vol. 3 No. 2 (2025): Journal of Economics and Business
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/econis.v3i2.1135

Abstract

Penelitian ini membahas saham sebagai instrumen investasi di pasar modal dengan fokus pada peluang, risiko, dan strategi yang relevan bagi investor di tengah dinamika ekonomi global 2024–2025. Ketidakpastian tinggi muncul akibat volatilitas pasar keuangan, ketegangan geopolitik, perubahan kebijakan moneter negara maju, serta perkembangan teknologi yang pesat. Metode penelitian menggunakan pendekatan deskriptif kualitatif melalui studi literatur, dengan data sekunder dari laporan Bursa Efek Indonesia (IDX), jurnal ilmiah, dan sumber terkait. Hasil pembahasan menunjukkan bahwa investasi saham dapat memberikan imbal hasil kompetitif bila didukung strategi tepat, seperti diversifikasi portofolio, buy and hold, dan defensive investing. Namun, fluktuasi harga saham, sentimen pasar, serta dinamika global menjadi tantangan yang harus diantisipasi. Selain itu, peningkatan literasi keuangan dan akses digital berperan penting dalam membangun ekosistem investasi yang sehat dan inklusif.
Comparative Analysis of Wealth Redistribution: Fiscal Instruments of the Prophet's Era and Indonesia's Fiscal Policy in Poverty Reduction Siti Itsna Syamsiyah; Muhamad Agus Alfiyan Nur Ahmada; Muhamad Aqim Adlan; M. Arif Faizin
International Journal of Economics Accounting and Management Vol. 2 No. 5 (2026): IJEAM - January 2026
Publisher : PT. INOVASI TEKNOLOGI KOMPUTER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60076/ijeam.v2i5.1770

Abstract

This study aims to analyze the comparative study of wealth redistribution from fiscal instruments from the Prophet Muhammad's era and Indonesian fiscal policy in poverty alleviation. Using qualitative research methods with a literature review approach, it was found that the Islamic financial system has had a clear, structured framework, and a social justice orientation since its inception. Zakat is a key pillar, not only an individual act of worship but also a fiscal instrument managed by the state through the Baitul Mal (the Islamic treasury). In addition to zakat, there are other sources such as ghanimah, fai', jizyah, kharaj, usyr, khums, as well as voluntary contributions in the form of infaq, sadaqah, and waqf. When compared with modern Indonesian fiscal policy, there are fundamental differences both in revenue sources and management mechanisms. Indonesia places taxes as the fiscal backbone. The comparative analysis shows that the Prophet Muhammad's fiscal system excels in aspects of target certainty, mechanism simplicity, and a strong moral-spiritual foundation. Meanwhile, the Indonesian fiscal system excels in aspects of modern institutions, legal frameworks, and the ability to manage a more complex economic scale. Indonesia's biggest challenge is how to bridge the Islamic values ​​of social justice with contemporary fiscal policy practices
Keadilan Distribusi Ekonomi pada Masa Khalifah Umar Bin Khattab: Refleksi atas Ketimpangan Ekonomi di Indonesia Lina Trisnawati; Nila Nafisatul Bashiroh; Muhamad Aqim Adlan; Mochamad Arif Faizin
AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Vol. 6 No. 1 (2026): AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmeb.v6i1.1813

Abstract

This study explores the concept of distributive justice during the era of Caliph Umar ibn al-Khattab and examines its relevance to current economic inequality in Indonesia. The urgency of this topic arises from Indonesia’s persistent income disparities, as reflected in fluctuating but relatively high Gini ratios in recent years. The research aims to analyze how Umar’s fiscal principles, rooted in fairness, accountability, and social welfare, can offer meaningful insights for improving contemporary economic distribution. Using a qualitative approach through library research, the study reviews classical Islamic sources, historical records, and recent statistical data. The findings indicate that Umar’s economic governance, particularly the management of the Bayt al-Mal, equitable taxation, and systematic allocation of public resources, reflects a model of distributive justice that prioritizes social balance and public welfare. When compared with Indonesia’s inequality trends, these principles provide relevant reference points, especially regarding transparent fiscal management, strengthened welfare mechanisms, and productive public expenditure. The study concludes that Umar’s values can inspire policy directions aimed at reducing economic disparities and enhancing inclusive development in Indonesia.
Co-Authors Deris Lazuardi Fandi Febriansyah Labib Muzaki Shobir Lina Trisnawati M. Arif Faizin Mochamad Arif Faizin Muhamad Agus Alfiyan Nur Ahmada Nila Nafisatul Bashiroh Siti Itsna Syamsiyah Sri Wigati