Claim Missing Document
Check
Articles

Found 2 Documents
Search

Peningkatan Nilai Ekonomi dan Produktivitas UMKM Kue Basah Melalui Penyediaan Peralatan Produksi Sirojuzilam Hasyim; Syarief Fauzie; Wahyu Sugeng Imam Soeparno; Sukma Hayati Hakim; Arif Rahman
Indonesia Berdampak: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 2 (2025): JULI-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/0cjfnm34

Abstract

Amplas, a resident of Medan City, is an individual who makes selling traditional cakes her primary source of income. However, in running their business, they face various obstacles, particularly the limited production equipment, which is still traditional. The lack of supporting equipment such as baking pans, steamers, tampas, and stoves makes the production process longer and results in inconsistent results. This situation impacts production capacity limitations, unstable product quality, and difficulties in meeting increasing market demand. Furthermore, without adequate equipment, entrepreneurs face obstacles in developing more diverse and innovative product variations in line with market trends. To increase the economic value and productivity of their businesses, this program focuses on providing more modern production equipment. With the provision of baking pans, steamers, tampas, and stoves, it is hoped that production processes will run faster and produce better quality products. Furthermore, training on equipment use and maintenance will be provided so entrepreneurs can optimize their equipment and extend its lifespan. Through this program, it is hoped that wet cake MSMEs in Harjosari Village can improve the competitiveness of their products, develop more innovative cake variations, and expand their market reach. This will enable them to sustainably increase their income and economic well-being.
THE ROLE OF BANK SIZE IN MODERATING THE IMPACT OF CREDIT PORTFOLIO DIVERSIFICATION ON BANK PROFITABILITY IN ASEAN Ginaya Mughni Utami Hasibuan; Syarief Fauzie
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 6 No. 3 (2026): June (ON PROGRESS)
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the impact of credit portfolio diversification on bank profitability, with a specific focus on the moderating role of bank size in ASEAN commercial banks. Using a panel dataset comprising 56 banks across six ASEAN countries from 2017 to 2023, the research applies a random effects panel regression model to analyze the effect of credit concentration, measured by the Herfindahl-Hirschman Index (HHI), on Return on Assets (ROA). The results reveal a significant negative relationship between HHI and ROA, indicating that higher diversification enhances profitability. Additionally, the interaction between HHI and bank size (measured by the logarithm of total assets) is negative and significant, suggesting that the positive effect of diversification weakens as bank size increases. These findings are robust across multiple model specifications and control variables, including capital adequacy, credit risk, liquidity, inflation, GDP growth, and state ownership. The study highlights the nuanced dynamics between diversification and institutional scale and provides implications for both banking strategy and regulatory policy. It recommends size-sensitive diversification approaches and capital management strategies to maximize performance outcomes in the ASEAN banking sector.