Article Per Year (5 Year)
p-Index From 2021 - 2026
0.817
P-Index
This Author published in this journals
All Journal Journal of Economic, Bussines and Accounting (COSTING) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Journal of Governance Risk Management Compliance and Sustainability Indonesia Berdampak: Jurnal Pengabdian Kepada Masyarakat
Syarief Fauzie
Universitas Sumatera Utara
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Peningkatan Nilai Ekonomi dan Produktivitas UMKM Kue Basah Melalui Penyediaan Peralatan Produksi Sirojuzilam Hasyim; Syarief Fauzie; Wahyu Sugeng Imam Soeparno; Sukma Hayati Hakim; Arif Rahman
Indonesia Berdampak: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 2 (2025): JULI-DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/0cjfnm34

Abstract

Amplas, a resident of Medan City, is an individual who makes selling traditional cakes her primary source of income. However, in running their business, they face various obstacles, particularly the limited production equipment, which is still traditional. The lack of supporting equipment such as baking pans, steamers, tampas, and stoves makes the production process longer and results in inconsistent results. This situation impacts production capacity limitations, unstable product quality, and difficulties in meeting increasing market demand. Furthermore, without adequate equipment, entrepreneurs face obstacles in developing more diverse and innovative product variations in line with market trends. To increase the economic value and productivity of their businesses, this program focuses on providing more modern production equipment. With the provision of baking pans, steamers, tampas, and stoves, it is hoped that production processes will run faster and produce better quality products. Furthermore, training on equipment use and maintenance will be provided so entrepreneurs can optimize their equipment and extend its lifespan. Through this program, it is hoped that wet cake MSMEs in Harjosari Village can improve the competitiveness of their products, develop more innovative cake variations, and expand their market reach. This will enable them to sustainably increase their income and economic well-being.
THE ROLE OF BANK SIZE IN MODERATING THE IMPACT OF CREDIT PORTFOLIO DIVERSIFICATION ON BANK PROFITABILITY IN ASEAN Ginaya Mughni Utami Hasibuan; Syarief Fauzie
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 6 No. 3 (2026): June
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the impact of credit portfolio diversification on bank profitability, with a specific focus on the moderating role of bank size in ASEAN commercial banks. Using a panel dataset comprising 56 banks across six ASEAN countries from 2017 to 2023, the research applies a random effects panel regression model to analyze the effect of credit concentration, measured by the Herfindahl-Hirschman Index (HHI), on Return on Assets (ROA). The results reveal a significant negative relationship between HHI and ROA, indicating that higher diversification enhances profitability. Additionally, the interaction between HHI and bank size (measured by the logarithm of total assets) is negative and significant, suggesting that the positive effect of diversification weakens as bank size increases. These findings are robust across multiple model specifications and control variables, including capital adequacy, credit risk, liquidity, inflation, GDP growth, and state ownership. The study highlights the nuanced dynamics between diversification and institutional scale and provides implications for both banking strategy and regulatory policy. It recommends size-sensitive diversification approaches and capital management strategies to maximize performance outcomes in the ASEAN banking sector.
The Influence of Efficiency on Interest Rate Loan in Indonesia Banking in regards to The Implementation of Expected Credit Losses Syarief Fauzie; Wahyu Sugeng Imam Soeparno; Wahyu Ario Pratomo
Journal of Governance Risk Management Compliance and Sustainability Vol. 2 No. 1 (2022): April Volume
Publisher : Center for Risk Management & Sustainability and RSF Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (268.332 KB) | DOI: 10.31098/jgrcs.v2i1.910

Abstract

The purpose of this study is to determine the effect of efficiency on loan interest rates at banks listed on the Indonesia Stock Exchange and their impact before and after the implementation of Expected Credit Losses in Indonesia. The analysis method of this research uses panel data regression with a random effect model to see the effect of efficiency on loan interest rates. The sample of this study uses 22 banks listed on the Indonesia Stock Exchange where the source of research data is from the Bloomberg Finance Lab, Diponegoro University. Efficiency has more influence on loan interest rates before the implementation of expected credit losses than after the implementation. In determining loan interest rates, banks tend to prefer to use credit risk compared to efficiency by looking at the potential profit obtained from looking at the comparison of interbank loan interest rates. These results show that loan interest rates are not easily lowered as a consequence of monetary policy. The results of this study also show that expected credit loss can reduce loan interest rates so that banks are more likely to increase credit risk by increasing loan supply.
PENGARUH UANG ELEKTRONIK DAN VARIABEL MAKROEKONOMI TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA Muhammad Ilham Zuhri; Syarief Fauzie; Arif Rahman
Journal of Economic, Bussines and Accounting (COSTING) Vol. 9 No. 3 (2026): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/5dr8jk49

Abstract

Penelitian ini bertujuan menganalisis pengaruh uang elektronik dan variabel makroekonomi terhadap pertumbuhan ekonomi di Indonesia dengan data time series triwulanan periode 2018Q1-2025Q2. Variabel independen meliputi nilai transaksi uang elektronik, inflasi, suku bunga kebijakan BI-7DRR, dan pembentukan modal tetap bruto (PMTB), serta memasukkan dummy Covid-19 untuk mengontrol shock pandemi. Metode yang digunakan adalah Autoregressive Distributed Lag (ARDL) untuk menguji hubungan jangka pendek dan jangka panjang, serta Error Correction Model (ECM) untuk melihat kecepatan penyesuaian menuju keseimbangan jangka panjang. Hasil estimasi menunjukkan adanya kointegrasi dan mekanisme koreksi kesalahan yang signifikan (ECT bernilai negatif dan signifikan), sehingga model mampu menangkap dinamika penyesuaian jangka pendek. Dalam jangka pendek, pengaruh uang elektronik bersifat berfluktuasi: pada periode berjalan tidak signifikan, namun lag tertentu menunjukkan pengaruh signifikan. Inflasi pada lag 1–2 kuartal cenderung menekan pertumbuhan, sedangkan suku bunga menunjukkan pengaruh positif yang muncul dengan jeda. PMTB berpengaruh positif signifikan pada periode berjalan, namun terdapat penyesuaian negatif pada lag berikutnya. Dalam jangka panjang, uang elektronik berpengaruh positif dan signifikan terhadap pertumbuhan ekonomi, inflasi berpengaruh positif dan signifikan, suku bunga berpengaruh positif dengan signifikansi lemah (10%), dan PMTB berpengaruh positif dan signifikan. Temuan ini menegaskan bahwa penguatan ekosistem pembayaran digital perlu diiringi stabilitas makro dan kesinambungan investasi riil agar mendorong pertumbuhan yang lebih berkelanjutan.
Co-Authors Ginaya Mughni Utami Hasibuan Muhammad Ilham Zuhri Sirojuzilam Hasyim Sukma Hayati Hakim Wahyu Ario Pratomo Wahyu Sugeng Imam Soeparno