Sukma Hayati Hakim
Fakultas Ekonomi Dan Bisnis, Universitas Sumatera Utara

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Analisis Faktor-Faktor yang Mempengaruhi penggunaan E-Wallet di Sumatera utara Sukma Hayati Hakim; Arif Rahman; M. Syafii
Owner : Riset dan Jurnal Akuntansi Vol. 6 No. 2 (2022): Artikel Volume 6 Nomor 2 April 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v6i2.566

Abstract

The COVID-19 pandemic that has hit the world, including Indonesia, has had a very serious impact on all sectors. This also makes a real contribution to the very rapid progress of technological development. All activities that were previously usually carried out in person, but now have to be done virtually or online. So that internet-based technology that is always used by the community is the most efficient to use during this pandemic, including in terms of payment transactions. The increasing number of internet users, which continues to rise from year to year, especially during this pandemic has caused many internet-based applications. The application of digital technology in the economy is very clear, especially in the financial sector, which is called financial technology. One of the products of financial technology is mobile payment or also called e-wallet. The rise of e-commerce on various online platforms has also led to an increase in payments using e-wallet. This research was conducted to determine the extent of the use of e-wallet, among the community and the factors that influence it.
Anomali pengaruh sektor industri terhadap tingkat kemiskinan di Indonesia Arif Rahman; Sirojuzilam Sirojuzilam; Wahyu Ario Pratomo; Inggrita Gusti Sari Nasution; Wahyu Sugeng Imam Soeparno; Sukma Hayati Hakim; Muhammad Syafii
SOROT Vol 17, No 2 (2022)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/sorot.17.2.91-103

Abstract

Kontribusi sektor industri terhadap perekonomian yang cenderung menurun, juga diikuti dengan penurunan kemiskinan dalam pengamatan yang cukup panjang. Tren yang searah ini menjadi salah satu pemantik untuk menelusuri lebih dalam pengaruh sektor industri, dan beberapa variabel prediktor lainnya terhadap kemiskinan. tujuan dari penelitian ini adalah untuk menganalisis pengaruh jangka pendek dan jangka panjang dari sektor industri, pertanian, konsumsi rumah tangga, konsumsi pemerintah, dan PMTB terhadap tingkat kemiskinan di Indonesia tahun 2000-2021. Data diperoleh dari publikasi BPS, dengan metode analisis desktriptif kuantitatif dengan pendekatan Error Correction Model. Berdasarkan uji derajat integrasi diketahui bahwa data stasioner pada orde kedua. Pengujian residual Engle-Granger memperoleh hasil bahwa data pada tingkat level terdapat kointegrasi. Hasil regresi pada sektor industri justru menunjukkan pengaruh yang positif signifikan baik dalam jangka panjang maupun jangka pendek. Konsumsi rumah tangga berpengaruh negatif baik jangka panjang maupun jangka pendek. Kemudian, PMTB memiliki pengaruh signifikan dalam jangka pendek, namun semakin melemah dalam jangka panjang. Sedangkan konsumsi pemerintah dan sektor pertanian tidak berpengaruh signifikan terhadap tingkat kemiskinan di Indonesia.The contribution of the industrial sector to the economy which tends to decline, is also followed by a decrease in poverty in a long period of observation. This unidirectional trend is one of the triggers to explore more deeply the influence of the industrial sector, and several other predictor variables on poverty. The purpose of this study is to analyze the short-term and long-term effects of the industrial sector, agriculture, household consumption, government consumption, and PMTB on the poverty rate in Indonesia in 2000-2021. Data obtained from BPS publications, using quantitative descriptive analysis method with Error Correction Model approach. The regression results in the industrial sector actually show a significant positive effect both in the long and short term. Household consumption has a negative effect both in the long and short term. Then, PMTB has a significant effect in the short term, but weakens in the long term. Meanwhile, government consumption and the agricultural sector have no significant effect on the poverty rate in Indonesia.