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All Journal Jurnal Ekonomi Muamalah International Journal of Artificial Intelligence Research Jurnal Office International Journal of Asian Education Journal of Islamic Economics Lariba Journal of Economics, Entrepreneurship, Management Business and Accounting
Ahmad Syarief Iskandar, Ahmad Syarief
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Religion Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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ANALISIS KEMAMPUAN KEUANGAN DAERAH KOTA PALOPO DALAM MELAKUKAN PINJAMAN Iskandar, Ahmad Syarief
MUAMALAH: Jurnal Ekonomi Vol 3, No 2 (2013): Muamalah
Publisher : MUAMALAH: Jurnal Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (11.746 KB)

Abstract

Salah satu sumber penerimaan daerah sebagaimana diatur dalam UU RI No. 32 dan 33Tahun 2004 adalah melalui pinjaman daerah. Penggunaan dana pinjaman daerah inisebagai salah satu sumber pilihan pembiayaan pembangunan di masa yang akandatang akan memegang peranan penting dan membuka peluang bagi daerah untukmelakukan pinjaman dari pihak luar sesuai dengan peraturan yang berlaku.Penelitian ini bertujuan untuk mengetahui kemampuan keuangan Pemerintah KotaPalopo dalam melakukan pinjaman yang telah dilakukan dan menentukan besarnyapinjaman yang layak yang dapat dilakukan oleh Pemerintah Kota Palopo pada tahun2013-2017. Data yang digunakan adalah data sekunder runtut waktu (time series)tahunan dari tahun 2008-2012 yang meliputi Anggaran Pendapatan dan BelanjaDaerah (APBD) terdiri dari Pendapatan Asli Daerah (PAD), bagian bagi hasilpajak/bukan pajak, sumbangan/bantuan, belanja rutin dan belanja pembangunanPemerintah Kota Palopo. Data kemudian dianalisis dengan menghitung Debt ServiceCoverage Ratio (DSCR) dan melakukan prediksi kemampuan meminjam denganmetode Kuadrat Terkecil (The Least Square’s Method).Hasil penelitian menunjukkan bahwa Pemerintah Daerah Kota Palopo daritahun 2008-2012 mempunyai kemampuan untuk mengembalikan pinjaman daerah,ditunjukkan dengan nilai Debt Service Coverage Ratio (DSCR) yang melebihi standarminimal atau melebihi 2,5. Berdasarkan hasil proyeksi, besarnya pinjaman yang dapatdiperoleh Pemerintah Daerah Kota Palopo sesuai dengan analisis Batas MaksimumPinjaman (BMP) dari tahun 2013 adalah Rp.122.482.832.077 dengan angsuranmaksimal sebesar Rp.48.993.132.831. Sedang pada tahun 2017 diproyeksikanPemerintah Kota Palopo dapat mengambil pinjaman sebesar Rp.136.919.007.001dengan angsuran maksimal sebesar Rp.54.767.602.800.
Labor Productivity of the Silk Weaving Industry: A Case Study in Pakkanna Village, Wajo Regency Iskandar, Ahmad Syarief; Ilham, Ilham; Jisal, Muh.
Jurnal Office Vol. 5 No. 2, July-December 2019
Publisher : Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26858/jo.v5i2.25413

Abstract

This study aims to determine the factors that influence labor productivity in the silk weaving industry with a case study of weaving workers in Pakkanna Village, Tanasitolo District, Wajo Regency. The quantitative research method is used in this study using multiple regression analysis to examine the effect of age, length of work, and wages on labor productivity in the silk weaving industry. Data were collected using a questionnaire involving 39 respondents from the silk weaving industry in Pakkanna Village, Tanasitolo District, Wajo Regency. The test results show that simultaneously, the variables of age, length of work, and wages significantly affect labor productivity in the silk weaving industry. On the other hand, the partial test results show that the age variable has no significant effect on labor productivity, and the variable length of work and wages have a significant effect on the labor productivity of the weaving industry. The recommendations in this study are addressed to the government and industry players to guide training to silk weaver workers so that productivity and quality can be increased and pay attention to their welfare. In addition, the government and industry players are expected to continue to work together to promote and develop the silk industry in Wajo Regency.
Optimizing Organizational Justice and Emotional Intelligence to Mitigate Counterproductive Work Behavior Musdalifa, Musdalifa; Iskandar, Ahmad Syarief; Taqwa, Taqwa
International Journal of Asian Education Vol. 5 No. 2 (2024): IJAE Vol. 05, No. 2, June 2024
Publisher : Research and Education Development (READ) Institute collaborate with Faculty of Education and Teacher Training of IAIN Palopo (Fakultas Tarbiyah dan Ilmu Keguruan IAIN Palopo)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46966/ijae.v5i2.378

Abstract

This study explores the impact of organizational justice and emotional intelligence on counterproductive work behaviour at SMPIT Insan Madani, aiming to identify their individual and collective influences. Utilizing a quantitative ex-post facto approach, the research encompasses all 33 educators at SMPIT Insan Madani, employing probability sampling for equitable participant selection. Data collection relied on questionnaires and documentation, analyzed using SPSS version 20 for descriptive and inferential statistics. Findings revealed a significant relationship between organizational justice and counterproductive work behaviour, highlighted by a t-value of 35.023 and a significance level below 0.025. Emotional intelligence also significantly affected counterproductive behaviours, as evidenced by a t-value of 1.896 with a significance below 0.025. Furthermore, the combined effect of organizational justice and emotional intelligence on such behaviours was statistically significant, indicated by an F-value of 125.640, exceeding the F-table value of 2.922, and a significance level above 0.05. A high coefficient of determination (94.5%) suggests these factors are pivotal in influencing counterproductive work behaviour at SMPIT Insan Madani, underscoring the importance of fostering a just organizational environment and enhancing emotional intelligence to mitigate negative workplace behaviours.
The Influence of Job Insecurity and Burnout on Turnover Intentions of Hotel Employees in Palopo Rahmat, Rahmat; Iskandar, Ahmad Syarief
International Journal of Artificial Intelligence Research Vol 6, No 1.2 (2022)
Publisher : STMIK Dharma Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29099/ijair.v6i1.2.701

Abstract

The purpose of this study was to analyze the relationship between job insecurity variables and turnover intentions, the relationship between burnout variables and the turnover intentions of hotel employees in Palopo. sampling. Data was obtained by distributing online questionnaires with a Likert scale of 1 to 7 through social media. The analysis technique used Structural Equation Modeling (SEM) with data processing tools SmartPLS 3.0 software. The independent variable in this study is job insecurity and burnout, while the independent variable is turnover intentions. The increase in the Job Insecurity variable has an insignificant effect on the turnover intentions variable. There is a significant influence between burnout on the turnover intentions of hotel employees in Palopo.
Influencer marketing on social media in Palopo City: How sponsorship disclosure, influencer credibility, and MSME reputation influence promotional effectiveness‎ Hayani, Nur; Iskandar, Ahmad Syarief; Ishak, Ishak
Journal of Islamic Economics Lariba Vol. 11 No. 1 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss1.art3

Abstract

IntroductionInfluencer marketing on social media has gained widespread attention for its ability to enhance promotional effectiveness by leveraging the authenticity and credibility of influencers. However, concerns about transparency, especially related to sponsorship disclosures, along with the credibility of influencers and businesses—particularly micro, small, and medium enterprises (MSMEs)—require deeper investigation, especially in emerging local markets.ObjectivesThis study investigates how sponsorship disclosure (explicit, implicit, or none), influencer credibility, and MSME credibility affect consumer perceptions and promotional effectiveness on social media. Additionally, the study examines the mediating role of consumer trust in these relationships within the context of MSMEs in Palopo City.MethodA quantitative approach utilizing a structured survey was employed. Data were collected from 133 active social media users in Palopo City who had experience interacting with influencer promotional content. Structural Equation Modeling (SEM) through SmartPLS software was used to analyze both direct and indirect effects among the study variables.ResultsFindings revealed that influencer credibility exhibited the strongest positive influence on promotional effectiveness, followed by MSME credibility and explicit sponsorship disclosure. Consumer trust significantly mediated these relationships, enhancing the overall impact of sponsorship disclosure, influencer credibility, and MSME credibility on promotional effectiveness.ImplicationsThe results underscore the importance for MSMEs to collaborate strategically with credible influencers and maintain transparency in sponsorship disclosures. Such practices can substantially increase consumer trust and, consequently, the effectiveness of promotional campaigns. Additionally, these findings highlight the necessity of regulatory support for transparent advertising practices.Originality/NoveltyThis research extends existing literature by exploring influencer marketing dynamics within a local MSME context, specifically examining how transparency in sponsorship disclosure, coupled with influencer and MSME credibility, influence promotional outcomes through consumer trust.
“I'm Gen Z—Can I Buy a House?” The Moderating Role of Sharia Risk Tolerance and Islamic Financial Planning in Homeownership Intention Models Umar, Ni'ma; Iskandar, Ahmad Syarief; Ishak, Ishak
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 3 (2026): Volume 4, Issue 3, May 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i3.1027

Abstract

Purpose – This study aims to investigate the impact of the reality of the gig economy, especially income volatility and the intensity of freelance work on the interest in home ownership among Generation Z and analyze the role of Islamic financial literacy and Islamic risk tolerance as protective mechanisms (moderation) amid economic uncertainty. Design/methodology/approach – Using a quantitative explanatory approach, primary data were collected through questionnaires from 160 Generation Z respondents who work as freelancers (gig workers) and are homeless, drawn through purposive sampling. The data were then analyzed using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method using SmartPLS 4.0 software.. Finding/Results – The test results demonstrate that access to Islamic financing, gig work intensity, housing affordability, Islamic financial literacy, Islamic consumption orientation, and perceived job security have a positive and significant influence on homeownership interest. Conversely, income volatility has a very significant negative impact on this interest. In terms of direct influence, Islamic financial planning and Islamic risk tolerance do not have a significant effect.  Originality/Value – This research fills a gap in the literature regarding barriers to home ownership for Gen Z gig workers, which has often been overlooked in mainstream economic studies. Its primary contribution lies in empirically testing Sharia Risk Tolerance as a crucial moderating mechanism that effectively neutralizes the negative impact of income volatility on long-term housing decisions.
Co-Authors Hayani, Nur Ilham Ilham Ishak Ishak Jisal, Muh. Musdalifa Musdalifa Rahmat Rahmat Taqwa, Taqwa Umar, Ni'ma