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All Journal Commodity : Jurnal Perbankan dan Keuangan Islam Jurnal Pengabdian Masyarakat dan Riset Pendidikan Journal of Innovative and Creativity
Aldo Robby Pradana
Institut Agama Islam Ngawi
Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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ANALISIS STRATEGI USAHA DAGANG OFFLINE DITENGAH PERSAINGAN USAHA PADA MASA PANDEMI COVID 19 (STUDI KASUS UMKM DI KELURAHAN NGLAMES KABUPATEN MADIUN) Aldo Robby Pradana
Commodity : Jurnal Perbankan dan Keuangan Islam Vol 1 No 1 (2022): Commodity : Jurnal Perbankan dan Keuangan Islam
Publisher : Fakultas Ekonomi Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (896.78 KB)

Abstract

Penelitian ini dibuat untuk mengetahui berbagai strategi bisnis yangdilakukan pelaku usaha (UMKM) dalam menghadapi pandemic Covid 19 yang berlokasi di Kelurahan Nglames Kabupaten Madiun dengan objek penelitian adalah pelaku usaha (UMKM) yang bertempat di pinggir jalan raya. Metode yang digunakan adalah metode kualitatif dengan pendekatan deskriptif. Berdasarkan hasil penelitian yang dilakukan dengan pengamatan dan disertai dengan wawancara kepada pemilik dan karyawan, dapat diperoleh kesimpulan bahwa terdapat tiga strategi penting pelaku usaha untuk mempertahankan usaha mereka dalam menghadapi Covid 19, yaitu pertama dengan melihat pergerakan permintaan pasar yang berdampak pada pengurangan produk yang dijual kepada konsumen. Kedua, dengan menggunakan media sosial atau media chatting, dan media massa atau media elektronik, atau gabungan antara keduanya. Strategi ini dianggap mampu untuk mengahadapi pengurangan konsumen yang datang dikarenakan pembatasan mobilitas masyarakat. Sehingga antara penjual dan pembeli tetap dapat melakukan jual beli walaupun tidak terjadi secara langsung. Ketiga yaitu hanya dengan menggunakan media chatting, yaitu memasarkan produk usaha di grup atau status media chatting, sepeti whatsapp dan telegram. Semua strategi adalah dapat membantu usaha masing masing untuk bertahan, tetapi strategi yang dianggap paling maksimal dalam mendapatkan laba adalah strategi yang kedua yaitu pemanfaatan teknologi informasi (media sosial dan media massa serta elektronik).
IMPLEMENTASI AKAD MURABAHAH PADA PT AMARTHA MIKRO FINTEK CABANG PRINGKUKU AREA PACITAN Aldo Robby Pradana; Ufi Febiana
Commodity : Jurnal Perbankan dan Keuangan Islam Vol 2 No 1 (2023): Commodity : Jurnal Perbankan dan Keuangan Islam
Publisher : Fakultas Ekonomi Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/commodityjurnalperbankandankeuanganislam.v2i1.905

Abstract

PT Amartha Mikro Fintek or Amartha is a peer-to-peer financial technology company in Indonesia. Amartha is a fintech or P2P financial technology company in Indonesia. The company offers a website that connects urban financiers with rural micro and small business owners. In this financing product, Amartha has a main financing product (group loan) or the first phase of financing that uses a Murabahah contract in its contract. This study uses a descriptive qualitative approach that aims to systematically describe the research focus related to the Murabahah contract. Data analysis aims to simplify the processed data to make it easier to read. Data collection is done through observation, interviews, and documentation. From the results of his research it can be concluded that the implementation of the murabahah contract on the main financing or the first financing cycle is by the contract that is applied, namely the Murabahah contract.
IMPLEMENTASI ISLAMIC MARKETING MIX PRODUK TABUNGAN iB HIJRAH PRIMA PADA BANK MUAMALAT KANTOR CABANG PEMBANTU MADIUN Pradana, Aldo Robby; Sofianiyatin, Lilik; Sulistia Ningsih, Linda
Commodity : Jurnal Perbankan dan Keuangan Islam Vol. 2 No. 2 (2023): Commodity : Jurnal Perbankan dan Keuangan Islam
Publisher : Fakultas Ekonomi Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/commodity.v2i2.1130

Abstract

This research aims to determine the obstacles and efforts in the Islamic Marketing Mix strategy in the Prima Savings product. The research was conducted using descriptive qualitative methods which aim to provide a systematic overview of the research focus which includes Islamic marketing mix strategies and prime savings products. The research subjects consisted of six informants. Data analysis is carried out to simplify data processing, so that readers can interpret and read easily. Data collection was carried out using interview and documentation techniques. Meanwhile, analysis of the data was carried out using the stages of data collection, reduction, presentation and verification. The results of this research show that the implementation of the Islamic Marketing Mix has an influence on the Prima Savings product at the Muamalat KCP Madiun Bank. This can be seen in the number of customers using prime savings products over the last five years. So it can be concluded that the application of the IMM strategy to the Prima Savings product at the Muamalat KCP Madiun bank can improve the product so that it can attract customer interest in opening the Prima Savings product.
PENERAPAN TABUNGAN IB HIJRAH RENCANA SEBAGAI ALTERNATIF PELUNASAN BIAYA HAJI PADA PT. BANK MUAMALAT INDONESIA, KANTOR CABANG PEMBANTU MADIUN Sofianiyatin, Lilik; Pradana, Aldo Robby
Commodity : Jurnal Perbankan dan Keuangan Islam Vol. 3 No. 1 (2024): Commodity : Jurnal Perbankan dan Keuangan Islam
Publisher : Fakultas Ekonomi Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/commodity.v3i1.1413

Abstract

The researcher focused the research on: Procedures for opening the iB Hijrah Plan Savings and Implementation of the iB Hijrah Plan Savings as an alternative for paying off Hajj expenses at PT. Bank Muamalat Indonesia, Sub-Branch Office. Madiun This research uses qualitative data analysis methods. Where all data obtained through observation and interviews will be collected first, then an analysis process will be carried out and then interpretation will be carried out. The procedure is that the customer comes to the Bank Muamalat office and conveys his goal of opening a savings plan, then after Customer Service validates the customer makes an initial deposit and receives a savings book along with an ATM. The application of iB Hijrah Hajj Savings as an alternative to paying off Hajj expenses means that every month the customer uses an auto-debit system from the main account to the planned savings account. After the funds have been collected, the prospective Hajj pilgrims can pay off the Hajj expenses and if there is still a remaining balance, the customer must take it from the savings account. the plan will close automatically when it is due.
IMPLEMENTASI AYAT-AYAT TENTANG PINJAMAN DALAM PERSPEKTIF EKONOMI ISLAM Pradana, Aldo Robby
Commodity : Jurnal Perbankan dan Keuangan Islam Vol. 3 No. 1 (2024): Commodity : Jurnal Perbankan dan Keuangan Islam
Publisher : Fakultas Ekonomi Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/commodity.v3i1.1594

Abstract

Loans are one of the human needs from ancient times to the present. There are many reasons why someone borrows something, especially property. Loans or qard are the most basic concept of loans according to Islamic law where no profit may be taken from this lending transaction. This study uses a qualitative literature method that emphasizes sources from books, articles, or other notes. This study emphasizes a comprehensive explanation of the concept of a loan or qard agreement along with the conditions that must be met. The owner of the funds is not allowed for any reason to ask for additional assets lent to others. However, the party being lent may provide additional loans sincerely if there is no coercion from other parties, including the lender.
Inovasi Paving Block Berbasis Daur Ulang Sampah Plastik di Desa Kartoharjo Pradana , Aldo Robby; Afifah , Addina Nur; Irmaningtyas , Desyka Rizky; Rahmawati , Dwi Amalia; Akmila , Khilmak; Mushoffa , Luluk; Masruron , Miftah Ali; Asyuro , Muhamad Yasin Yusuf Al; Anisa’ , Ni’matul; Sholikhah , Putri Maratus; Azizah , Reisyana; Ramadhan , Rizky; Susila , Romi Robig Indra; Vieo , Vanezta Realy
Journal of Innovative and Creativity Vol. 5 No. 3 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sampah plastik di Desa Kartoharjo, Kabupaten Magetan, menjadi permasalahan lingkungan yang serius akibat rendahnya kesadaran masyarakat dalam memilah dan mengelola limbah secara mandiri. Akumulasi limbah plastik yang sulit terurai berdampak negatif terhadap kebersihan lingkungan dan kesehatan warga. Penelitian ini bertujuan memberikan solusi aplikatif melalui inovasi pengolahan sampah plastik menjadi paving block yang kuat, ekonomis, dan ramah lingkungan. Metode yang digunakan adalah participatory action learning, melibatkan masyarakat secara aktif sejak identifikasi permasalahan, pengumpulan bahan, pelatihan teknis, hingga proses produksi. Data dikumpulkan melalui survei awal, wawancara mendalam dengan tokoh desa, serta observasi partisipatif selama kegiatan. Hasil penelitian menunjukkan bahwa inovasi ini mampu menekan volume sampah plastik secara signifikan, meningkatkan kesadaran masyarakat terhadap pentingnya daur ulang, serta membuka peluang usaha baru. Paving block yang dihasilkan memiliki sifat ringan, tahan air, tidak mudah berlumut, dan memenuhi kebutuhan konstruksi skala lokal. Kegiatan sosialisasi dan pelatihan yang dilaksanakan pada 29 Juli 2025 disambut antusias oleh warga, ditandai dengan partisipasi aktif serta keinginan untuk menerapkan keterampilan secara mandiri. Program ini berpotensi menjadi strategi terpadu yang berkelanjutan dalam pengelolaan sampah plastik, sekaligus meningkatkan kualitas lingkungan dan kesejahteraan ekonomi masyarakat desa.
Inovasi Paving Block Berbasis Daur Ulang Sampah Plastik di Desa Kartoharjo: Penelitian Aldo Robby Pradana; Addina Nur Afifah; Desyka Rizky Irmaningtyas; Dwi Amalia Rahmawati; Khilmak Akmila; Luluk Mushoffa; Miftah Ali Masruron; Muhamad Yasin Yusuf Al Asyuro; Al Asyuro; Ni’matul Anisa’; Putri Maratus Sholikhah; Reisyana Azizah; Rizky Ramadhan; Romi Robig Indra Susila; Vanezta Realy Vieo
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 2 (October 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i2.2251

Abstract

Plastic waste in Kartoharjo Village, Magetan Regency, poses a serious environmental challenge due to the community’s low awareness of waste segregation and independent waste management. The accumulation of non-biodegradable plastic waste negatively affects environmental cleanliness and public health. This study aims to provide a practical solution through the innovation of processing plastic waste into durable, cost-effective, and environmentally friendly paving blocks. The method employed was participatory action learning, engaging the community actively from problem identification, material collection, and technical training to the production process. Data were collected through preliminary surveys, in-depth interviews with village leaders, and participatory observation during the activities. The findings reveal that this innovation significantly reduces plastic waste volume, raises public awareness of recycling, and creates new entrepreneurial opportunities. The produced paving blocks are lightweight, water-resistant, moss-resistant, and suitable for local-scale construction. Socialization and training sessions conducted on July 29, 2025, were enthusiastically received, as reflected in active participation and the willingness of residents to apply the skills independently.
Co-Authors Addina Nur Afifah Afifah , Addina Nur Akmila , Khilmak Al Asyuro Anisa’ , Ni’matul Asyuro , Muhamad Yasin Yusuf Al Azizah , Reisyana Desyka Rizky Irmaningtyas Dwi Amalia Rahmawati Irmaningtyas , Desyka Rizky Khilmak Akmila Luluk Mushoffa Masruron , Miftah Ali Miftah Ali Masruron Muhamad Yasin Yusuf Al Asyuro Mushoffa , Luluk Ni’matul Anisa’ Putri Maratus Sholikhah Rahmawati , Dwi Amalia Ramadhan , Rizky Reisyana Azizah Rizky Ramadhan Romi Robig Indra Susila Sholikhah , Putri Maratus Sofianiyatin, Lilik Sulistia Ningsih, Linda Susila , Romi Robig Indra Ufi Febiana Vanezta Realy Vieo Vieo , Vanezta Realy