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All Journal Cross-border INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE) Journal of Community Dedication
Iwan Kusnadi
Institut Agama Islam Sultan Muhammad Syafiuddin Sambas, Indonesia
Religion Humanities Economics, Econometrics & Finance Education Social Sciences Other

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ANALISIS MINAT MENABUNG NASABAH PADA MASA PANDEMI COVID 19 DI BANK KALBAR SYARIAH CABANG SINGKAWANG Elsa Nathasa; Iwan Kusnadi
Cross-border Vol. 4 No. 2 (2021): Cross-border
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat Institut Agama Islam Sultan Muhammad Syafiuddin Sambas Kalimantan Barat

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Abstract

The results of this study indicate that; First, the interest in Saving Customers During the Covid 19 Pandemic is Interested, where the number of customers has increased from the previous year. The 5 components that influence customer interest in saving during the COVID-19 pandemic are: Attention, Interest, Disregard, Confidence, Feelings of Happiness. A number of customers have barriers to saving because the income they get is only enough for their daily needs and cannot be set aside for savings. Second, the efforts made by the Bank to Increase Customer Interest During the Covid 19 Pandemic is the 4P Marketing Mix, namely Product, Price, Place, Promotion, but socialization in schools cannot be carried out because schools are conducted online not face-to-face as usual so that hard to socialize. Facing these problems, the Bank goes directly to the community to carry out promotions while still complying with health protocols and promoting through the internet site.
SOCIAL DEVELOPMENT SUSTAINABILITY AMID THE GLOBAL ECONOMIC CRISIS Loso Judijanto; Iwan Kusnadi
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 1 (2024): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

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Social Development Sustainability Amid the Global Economic Crisis is the ability of a country or society to maintain and continue efforts to improve social welfare, quality of life, and equitable access to basic services, despite facing significant global economic challenges. This concept includes efforts to maintain the stability of social programs, ensure protection for vulnerable groups, and develop adaptive strategies that enable sustainable social progress, even when economic resources are limited or unstable. Social development sustainability in this context also involves innovations in service delivery, strengthening community resilience, and integrating economic, social, and environmental aspects to create a more resilient system in the face of global economic shocks. The research method in this study uses literature. The results show that while the global economic crisis has worsened inequality and strained social protection systems, it has also encouraged innovation in social service provision and reinforced the importance of investing in sustainable social development.
THE EFFECTIVENESS OF SOCIAL WELFARE PROGRAMMES IN GOVERNMENT DURING THE ECONOMIC CRISIS Jackson Yumame; Iwan Kusnadi
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 2 (2024): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

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Abstract

The effectiveness of social welfare programmes in a time of economic crisis refers to the ability and success of government policies and initiatives in providing assistance, support and protection to people, especially vulnerable groups, to mitigate the negative impacts of economic instability. This includes the extent to which programmes can meet their objectives of maintaining living standards, reducing poverty, and sustaining people's social welfare amid significant economic challenges. The research method used in this study is literature review. The results show that social welfare programmes have a significant role in protecting people from the worst impacts of the economic crisis. Programmes such as cash transfers, food subsidies, and health insurance have proven effective in maintaining basic consumption levels and preventing an increase in poverty. However, research also identified several challenges in implementation, including budget constraints, difficulties in targeting beneficiaries, and distribution problems in remote areas. Therefore, despite these challenges, social welfare programmes remain a crucial policy instrument in dealing with the economic crisis.
LITERATURE REVIEW: COMPREHENSIVE UNDERSTANDING OF DYNAMICS AND CHALLENGES IN ENTREPRENEURSHIP DEVELOPMENT IN INDONESIA Eliagus Telaumbanua; Silvia Ekasari; Henny Noviany; Dakwan Soaloon Harahap; Iwan Kusnadi
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 11 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

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Entrepreneurship development in Indonesia is a multifaceted phenomenon influenced by various factors and characterized by opportunities and challenges. This literature review provides a comprehensive understanding of the dynamics and challenges shaping entrepreneurship in Indonesia. It explores the role of government policies, education and training programs, access to finance, supportive infrastructure, and international collaboration in fostering entrepreneurship. Additionally, the review delves into the driving factors of entrepreneurship, including cultural, economic, educational, technological, social, and regulatory dimensions. Furthermore, it examines the challenges hindering entrepreneurship development, such as access to finance, skills and talent shortages, regulatory burdens, market competition, infrastructure deficiencies, and socio-cultural constraints. By synthesizing existing literature, this review aims to provide insights into the intricacies of entrepreneurship development in Indonesia and offer recommendations for policymakers, stakeholders, and researchers to address critical challenges and unlock the full potential of the entrepreneurial ecosystem.
DEVELOPED VILLAGES, DEVELOPED UMKM: A SERVICE AND SOCIALISATION PROGRAMME FOR LOCAL ECONOMIC GROWTH Melyana R Pugu; Muhammad Syafri; Iwan Kusnadi
JOURNAL OF COMMUNITY DEDICATION Vol. 3 No. 2 (2024): Journal of Community Dedication
Publisher : Adiba Aisha Amira

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The ‘Desa Maju, UMKM Berkembang’ programme is a community service initiative that aims to improve local economic growth through the development of Micro, Small, and Medium Enterprises (MSMEs) in villages. In the context of sustainable economic development, MSMEs play a vital role as drivers of the grassroots economy. However, MSMEs in rural areas often face various challenges, including limited access to capital, markets, technology, and modern management knowledge. Thus, the ‘Desa Maju, MSMEs Berkembang’ programme has demonstrated the effectiveness of a holistic approach in the development of rural MSMEs. The programme has not only succeeded in improving the economic capacity of individuals and groups, but has also contributed to strengthening the overall economic structure of the village.
Co-Authors Dakwan Soaloon Harahap Eliagus Telaumbanua Elsa Nathasa Henny Noviany Jackson Yumame Loso Judijanto Melyana R Pugu Muhammad Syafri Silvia Ekasari