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PERLINDUNGAN HUKUM TERHADAP DATA NASABAH DALAM PENYELENGARAAN LAYANAN PINJAM MEMINJAM UANG BERBASIS TEKNOLOGI INFORMASI Kevin Richardson Bunawan; Henny Yuningsih
Lex LATA Volume 5 Nomor 1, Maret 2023
Publisher : Fakultas Hukum Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28946/lexl.v5i1.1881

Abstract

Maraknya kejadian pelanggaran Data Pribadi Konsumen bisnis Teknologi Finansial (fintech) yang dilakukan oleh Pelaku Usaha Jasa Keuangan (PUJK). Dalam praktik bisnis ini terdapat pihak yang dirugikan yaitu konsumen yang dilakukan oleh perusahaan Teknologi Finansial (fintech) legal. Meski sudah diberikan sanksi, namun masih banyak penyelenggara yang melanggar data/informasi pribadi konsumen sehingga efektifitas Peraturan Perundang–Undangan tersebut masih dipertanyakan. Dalam penelitian ini menggunakan metode penelitian hukum normatif. Dari hasil ini disimpulkan bahwa perlindungan hukum data pribadi konsumen telah diatur oleh OJK dan terkait data apa saja yang harus dilindungi juga telah diatur dalam Surat Edaran Otoritas Jasa Keuangan Nomor 14/SEOJK.07/2014 tentang Kerahasiaan dan Keamanan Data dan/atau Informasi Pribadi Konsumen dan Nomor 18/SEOJK.02/2017 tentang Tata Kelola dan Manajemen Risiko Teknologi Informasi Pada Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi. Terkait sanksi yang diberikan sudah jelas diatur di POJK Nomor 77/POJK.01/2016 tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi.
Islamic Law, the State, and Human Rights: The Contestation of Interfaith Marriage Discourse on Social Media in Indonesia Y Sonafist; Henny Yuningsih
JURIS (Jurnal Ilmiah Syariah) Vol 22, No 2 (2023)
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/juris.v22i2.10934

Abstract

This study aimed at explaining the contestation of interfaith marriage discourse on social media, specifically on Instagram. The issue of interfaith marriage was quickly responded by social media users, not only by posting on their own accounts, but also by commenting on those posts of other people’s accounts. This study attempted to map Instagram media users’ comments on posts about interfaith marriage and to see the contestation of these comments in the context of the discourse on Islamic law, the state, and human rights in Indonesia. Qualitative research method was used in conducting this study. Data were collected from netizens’ comments on the issue of interfaith marriage, specifically the issue of interfaith marriage conducted by a member of Presidential Special Staff, the District Court’s decision on granting the interfaith marriage, and the Supreme Court’s circular on interfaith marriage. These comments were randomly selected and then analyzed using qualitative content analysis methods. This study found that: first, there were two response models for social media users when commenting on the issue of interfaith marriage on Instagram, they were the responses of acceptance and rejection. The narrative of the comments that accepted the idea of interfaith marriage emphasized human rights, diversity, freedom, and criticized the state’s involvement in private matters. Meanwhile, the narrative of comments that rejected the idea of interfaith marriage mostly refered to the provisions of Islamic law and state law. Second, based on these two response models, there was a contestation over the discourse of interfaith marriage in the context of Islamic law, the state, and human rights. However, this contestation was not based on a deep understanding of human rights and legal discourse. This contestation might have an impact on the public’s lack of legal understanding of interfaith marriage and had the potential to cause conflict on social media. This study confirmed that contestation of legal discourse came not only from people who had authority, but also from people who did not have in-depth legal knowledge.