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All Journal Ikonomika : Jurnal Ekonomi dan Bisnis Islam JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) An-Nisbah: Jurnal Ekonomi Syariah Advances in Tourism Studies
Mas'ud, Riduan
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Religion Economics, Econometrics & Finance Education Social Sciences

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AN ISLAMIC PERSPECTIVES, THE CURRENT STATE OF INDONESIA IN THE GLOBALIZATION ERA Mas'ud, Riduan; El-badriati, Baiq; Azizurrohman, Muhammad
An-Nisbah: Jurnal Ekonomi Syariah Vol 9 No 2 (2022): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v9i2.5701

Abstract

Abstract: Countries must be able to compete due to the high global intensity of trade and agreements. As a first step in dealing with this, many countries employ economic concepts that are tailored to their specific circumstances. The goal of this research is to look at the role of Islamic economics in dealing with the onslaught of economic globalization, such as China's Belt Road Initiative (BRI), and multi-sectoral institutions like the IMF and the World Bank. The literature research approach used in this paper is qualitative using literature review method. The results of this study found that the Indonesian government was in the midst of a powerful wave that required strong captains and ships. In other words, the existence of BRI, IMF and World Bank will be a threat if they are not controlled properly. As a result, the government has to divert this funding to productive areas such as agriculture. Furthermore, given China's concentration on Islamic banking, Indonesia may be able to persuade China to involve the Indonesian people in developing its products. Furthermore, the Indonesian government must be able to read every step taken by BRI, IMF, and World Bank so as not to be trapped in debt investment. Keywords: Islamic economic, belt road initiative, IMF, worldbank
Analisis Strategi Pemasaran Syariah Dalam Meningkatkan Pembiayaan Aparatur Sipil Negara Di PT. Bank NTB Syariah Cabang Sriwijaya Sani, Ahmad Rizqon; Mas'ud, Riduan; Sanurdi, Sanurdi; Amini, Titik Husnawati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 3 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i3.25173

Abstract

This research is motivated by the growth of ASN financing which is getting better from year to year amid banking competition in NTB requires Bank NTB Syariah to maintain growth and become the market leader in ASN financing. This research aims to analyze the marketing strategy at PT Bank NTB Syariah Sriwijaya Branch in increasing ASN financing and the factors that influence the increase in the number of customers in the financing. This is a descriptive qualitative research, with primary and secondary data sources. Secondary data is obtained from literature in the form of books, scientific papers, financial reports and other information. The data collection technique uses snowball sampling.The results of this study shows that the ASN consumer financing business has grown significantly, known from the increase in the number of customers and financing of Bank NTB Syariah Sriwijaya Branch. This is inseparable from the marketing strategy carried out by referring to the elements in the marketing mix, namely product, pricing, promotion, place, people, process, and physical evidence. There are several factors that influence it, such as cooperation between the bank and related agencies, services provided, marketing strategies that are in accordance with customer needs and desires, customer satisfaction with the features provided, and Word of Mouth
The Influence of CAR, FDR, NOM and TPF on Murabahah Financing at Sharia Banks BUKU 3 of 2020 with NPF as Moderating Variable Mas'ud, Riduan; Fachrozi, Fachrozi; Aminy, Muhammad Muhajir; Wani, Athar Shahbaz
IKONOMIKA Vol 6, No 2 (2021)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v6i2.11667

Abstract

This study aims to examine murabahah financing influenced by credit adequacy  ratio, financing to deposit ratio, net operating margin and third party funds with non performing finance as a moderating variable at BUKU 3 sharia commercial banks in 2020. Method used is quantitative associative and data analysis technique using moderated regression analysis with SPSS version 25 tool which contains PROCESS 3.1 macro syntax. The population in this study is Sharia Commercial Banks included in the BUKU 3 category so that a sample of 4 banks is obtained;  Bank Syariah Mandiri, BNI Syariah, BRI Syariah and BTPN Syariah. The effect of credit adequacy ratio through murabahah financing on non performing finance shows that non performing finance has no effect as a moderating variable affecting credit adequacy ratio through murabahah financing, financing to deposit ratio through murabahah financing on non performing finance shows that non performing finance has an effect as a moderating variable affecting financing to deposit ratio through murabahah financing, the effect of net operating margin through murabahah financing on non performing finance shows that non performing finance influential as a moderating variable affecting net operating margin through murabahah financing, the effect of third party funds through murabahah financing on non performing finance shows that non performing finance has an effect as a moderating variable affecting third party funds through murabahah financing.
Marine Conservation Policies and Tourism Performance in Small Islands: Evidence from Panel Regression in Gili Matra Mas'ud, Riduan; Rifqi, Husni Muhamad; Vano, Vinson
Advances in Tourism Studies Vol. 3 No. 4 (2025): Advances in Tourism Studies
Publisher : Centre for Tourism Studies and Journal Publication of Sekolah Tinggi Pariwisata Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53893/ats.v3i4.83

Abstract

This study examines how marine conservation policy intensity and environmental quality influence tourism performance and island-level income in the Gili Matra Marine Tourism Park, Indonesia. Using a twenty-year fixed effects panel (2005–2024), the analysis evaluates the effects of conservation measures, ecological conditions, regional tourism demand, and accessibility on tourist arrivals and tourism-generated revenue across three small islands. The results show that stronger conservation policies and higher environmental quality significantly increase both arrivals and income, demonstrating that ecological governance functions as an economic asset rather than a constraint. Robustness tests with lagged and interaction models confirm the stability of these relationships and reveal complementarity between policy interventions and environmental improvements. The study contributes to theoretical debates on sustainable island tourism and provides evidence supporting Indonesia’s Blue Economy agenda. Policy recommendations highlight the importance of enforcement, ecological monitoring, transport infrastructure, and resilience planning.
Co-Authors Amini, Titik Husnawati Aminy, Muhammad Muhajir Azizurrohman, Muhammad Baiq Elbadriati El-badriati, Baiq FACHROZI. F Imronjana Syapriatama Khairul Hamim Putri, Ardita Herniati Rifqi, Husni Muhamad Rooly, Mohamed Saleem Ahamed Riyad Sani, Ahmad Rizqon Sanurdi Sanurdi Supiandi, Supiandi Vano, Vinson Wani, Athar Shahbaz Zulpawati Zulpawati