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All Journal Al-Manahij: Jurnal Kajian Hukum Islam Jesya (Jurnal Ekonomi dan Ekonomi Syariah) FONDATIA JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) MANAZHIM EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Mutawasith: Jurnal Hukum Islam TASAMUH: Jurnal Studi Islam Bima Journal : Business, Management and Accounting Journal Jurnal Ilmu Sosial dan Humaniora International Journal of Islamic Khazanah
Sanurdi Sanurdi
Universitas Islam Negeri Mataram, Mataram
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Kajian Komparatif antara Pinjaman Berbasis Bunga dan Jual Beli Berbasis Mark-Up Sanurdi, Sanurdi
Al-Manahij: Jurnal Kajian Hukum Islam Vol 2 No 2 (2008)
Publisher : Fakultas Syariah IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2554.305 KB) | DOI: 10.24090/mnh.v2i2.3691

Abstract

Reward and punishment are also discussed in Islamic law. If people don’t obey the God’s rules, they will not get what they want. On the other hand, human right is such as a formula which contains some freedom such as freedom of speech, express, to have religion, and freedom of fear of war. Islam itself already contains such human right.
Telaah Hermeneutika atas Poligami Sanurdi, Sanurdi
Al-Manahij: Jurnal Kajian Hukum Islam Vol 1 No 2 (2007)
Publisher : Fakultas Syariah IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3474.626 KB) | DOI: 10.24090/mnh.v1i2.3703

Abstract

Islamic ideology is the interpretation of Moslems to the Holy Qur’an. One of the interpretation potentially causes some endless controversy. Polygamy discourse arouse because of the different frame and it implies to the different understanding. Hermeunetic frame as an alternative solution, emphasize to the language grammatical and historical dialect about the polygamy law understanding.
Islam di Thailand Sanurdi Sanurdi
TASAMUH: Jurnal Studi Islam Vol 10 No 2 (2018): Tasamuh: Jurnal Studi Islam
Publisher : LPPM IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/tasamuh.v10i2.78

Abstract

In the history Islam has existed in Thailand since the 13th century. Muslims have been active in trade and administration in the Thailand kingdom. However, in its development, as a minority, there was conflict due to discrimination and intimidation. In 2000 the percentage of religion in Thailand was Buddhist (95%), Islam (4%), Christian (0.6%), and other religions (0.4%). This paper seeks to examine the existence of Islam and the problems of Muslims as a minority in Thailand. In general, the Muslim population in Thailand is divided into two groups, namely Malay Muslims and Thai Muslims. The majority of Muslims are in the Southern part of Thailand, especially in Pattani area so they are often referred to as Muslim Patani Darussalam or Patani Raya which is closer to Malay. While the Thai Muslims are in the Middle and North that includes the descendants of Iranian Muslims, Champa, Indonesia, India, Pakistan, China, and Malay. Problems faced by Muslims in Thailand are more commonly experienced by Malay Muslims or Pattani in southern Thailand. They are regarded as Khaek (guests or foreigners), a negative prejudice. Malay language and names are prohibited from being used in public institutions, such as schools and government agencies. This resulted in the emergence of Pattani's reaction and resistance to the part of Southern Thailand to obtain special autonomy, even to separatists. Finally, in early 2004 there were several incidents and riots occurring in Southern Thailand, especially in Narathiwat, Yala, and Pattani. This conflict occurs because the demands of the separatist movement and the government act hard against them in militaristic ways, on the other hand people are also dissatisfied with government discrimination as well as violence actions separatist movement. This is exacerbated and worsened by USA intervention in the conflict under the pretext of fighting Islamic separatist violence.
Teori Percampuran dan Pertukaran Sanurdi Sanurdi
TASAMUH: Jurnal Studi Islam Vol 11 No 1 (2019): Tasamuh: Jurnal Studi Islam
Publisher : LPPM IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/tasamuh.v11i1.173

Abstract

This discourse studies sociologically a syariah-based microfinance institute (LKMS) which is usually known as BMT. By applying the framework of new institutionalism, this dissertation utilizes qualitative approach in its data collection. This dissertation chose LKMS in Cipulir, Jakarta and Banda Aceh as its object of study because of socio-cultural and economic differences of both regions. This dissertation found that the profit and loss sharing system at the LKMS is regarded hybrid as it was previously adopted from traditional institution and recontextualized in a new meaning and certain condition. Theoretically, this hybrid mechanism will help traditional institutions become applicable and operational with the modern system of LKMS. This dissertation recommends the government to carry out a policy which is condusive to the development of microfinance institutions fitting with the local culture and religion. Establishment of Islamic banks is driven by the desire to avoid riba in Islamic muamalah activities, establish Islamic ukhuwah among Muslims as well as emotional and physical wellbeing gained through muamalah activities in accordance with religious orders that have ridlo of Allah SWT. This article discourse about that
Kosmologi Agama Islam dan Budha Sanurdi Sanurdi
TASAMUH: Jurnal Studi Islam Vol 8 No 2 (2016): Tasamuh: Jurnal Studi Islam
Publisher : LPPM IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

In Islam, the relationship between the individual and the natural environment built by a certain moral perception is derived from God’s creation and the role given to them on earth. These natural components created with diverse by God, and man is a vital part of the creation and to be continuous measured. Human’s role not only toenjoy, use and exploit the natural environment, but also to maintain, protect and support the other creatures. At the same time, Buddha also taught the same thing about 2500 years ago. According to the Buddhist view, the universe is vast, in the universe there is a solar system whose numbers cannot be calculated. According to Buddhism as illustrated in the sermon-sermon addressed to his followers are not contained descriptions of metaphysics or divinity clearly. When Buddha pressed with questions by his disciples about these issues, then he refrains Always with his words as follows: “Therefore, O students who do not regard it as explained everything that I do not explain, and suppose as explained everything that I have explained.”This article compares cosmology in Islamic and Buddhist perspectives
Inflasi Pemoderasi ROA, EPS dan DER Terhadap Return Saham Perusahaan Consumer Goods di JII Suandi Suandi; Ahmad Amir Aziz; Sanurdi Sanurdi
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 4 No 3 (2023): February 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v4i3.2909

Abstract

This study aims to partially and simultaneously examine the effect of Return on Assets (ROA), Earning Per Share (EPS), and Debt Equity Ratio (DER) partially and simultaneously on stock returns in consumer goods companies listed on the Jakarta Islamic Index (JII) 2019- 2021. The method used is associative quantitative. Data analysis techniques using multiple regression and Moderated Regression Analysis (MRA). The tool used to test the data under study was the SPSS version 25 program. As for testing the influence of the moderating variable using the Macro Process 3.1 developed by Andrew F. Hayes, which has been integrated with SPSS version 25. The population in this study were all registered companies. On the Jakarta Islamic Index (JII), the sample is only companies engaged in the consumer goods sector. The company, namely PT. Unilever Indonesia, Tbk., PT. Kalbe Farma, Tbk., PT. Indofood Sukses Makmur, Tbk., and PT. Indofood CBP, Tbk. The study results show that ROA and EPS have no partial effect on stock returns. DER has a partial effect on stock returns. ROA, EPS, and DER affect stock returns. Inflation as a moderating variable cannot strengthen or weaken the effect of ROA and EPS on stock returns. The existence of inflation can strengthen the effect of DER on stock returns.
ANALISIS SHARIA COMPLIANCE DALAM PRAKTIK PEMBIAYAAN MUSYARAKAH KONSTRUKSI DEVELOPER DI BANK NTB SYARIAH Sarkasi Hadi Sugandi; Riduan Mas’ud; Sanurdi Sanurdi; Herawati Khotmi
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 6 No 2 (2023): Article Research Volume 6 Number 2, Juni 2023
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v6i2.1205

Abstract

Tujuan dari penelitian ini adalah ingin mengetahui apakah praktik pembiayaan musyarakah konstruksi developer di Bank NTB Syariah sudah melaksanakan kepatuhan syariah dan sesuai dengan sharia compliance. Analisis data, dilakukan terhadap beberapa indikator sharia compliance yang diperkenalkan Othman & Owen, sebagai indikator untuk menguji apakah praktik pembiayaan Musyarakah sudah sesuai dengan prosedur dan mekanismenya di Bank NTB Syariah. Data primer diperoleh melalui hasil interview dengan pejabat bank yang terdiri dari DGM Pembiayaan, bisnis manager, analis dan terlebih dewan pengawas syariah. Sedangkan untuk data sekunder akan dilengkapi dengan data-data pendukung, literatur kepustakaan, jurnal, komplasi hukum Islam, fatwa DSN – MUI, peraturan OJK – BI, dll nya. Adapun pendekatan tesis ini menggunakan kualitatif deskriptif. Hasil dari penelitian ini menemukan, bahwa praktik pembiayaan musyarakah konstruksi developer belum komprehensif dijalankan oleh Bank NTB Syariah. Hal tersebut dikuatkan dengan tidak adanya pengakuan/deklarasi dari mitra (Developer) maupun dari pihak bank. Ketiadaan deklarasi tersebut menunjukkan bahwa keuntungan didasarkan pada besaran jumlah plafond pembiayaan bukan berdasarkan hasil kegiatan developer konstruksi dalam aktivitas/kegiatannya secara real
Rasio Keuangan Terhadap Profitabilitas dengan Nom dan Gwm Sebagai Pemoderasi Rasio Keuangan Perbankan Azhar Shafiin; Ahmad Amir Aziz; Sanurdi Sanurdi; Herawati Khotmi
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 4 No 4 (2023): May 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v4i4.3365

Abstract

The Profitability Ratio is the primary ratio in measuring the achievement of banking performance. Several other ratios, such as CAR, FDR, BOPO, and NPF, influence the profitability ratio. This study examines and analyzes the effect of the Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Operating Expenses to Operating Income (BOPO), and Non-Performing Financing (NPF) on the profitability of PT. Bank NTB Syariah with NOM (Net Operating Margin) and Reserve Requirement (Minimum Statutory Reserve) as moderating. This quantitative research wants to reveal the effect of financial ratios on profitability. The data is from the PT Bank NTB Syariah publication report from 2019 to 2021. The data analysis technique in this study used Partial Least Square (PLS). The results showed that CAR, BOPO, and NPF did not have a significant and negative effect on ROA, shown by P-Value Values of 0.212, 0.505, and 0.360, respectively. In contrast, FDR had a significant and positive effect on ROA, indicated by P-Value Values of 0.000. For moderator variables, GWM and NOM have no significant effect in moderating FDR and BOPO variables, indicated by P-Value Values of 0.988 and 0.589, respectively.
The Influence of Online Customer Reviews and Online Customer Ratings on Purchase Decisions with Trust as the Intervening Variable Nurhaliza, Nina; Yusup, Muhammad; Sanurdi, Sanurdi
MANAZHIM Vol 6 No 2 (2024): AGUSTUS
Publisher : Manajemen Pendidikan Islam STIT Palapa Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36088/manazhim.v6i2.4707

Abstract

Along with the advancement of time, technology, and information in the world, especially the internet, have experienced rapid development. Various buying and selling transactions that previously could only be done face-to-face can now be easily accessed using smartphones. Online customer review and online customer rating features can be said to be one of the strategies found in marketplace applications, one of which is the Shopee marketplace. These features can certainly influence consumer purchasing decisions. Online customer reviews and ratings are features that consumers can use to obtain product-related information when shopping online. This study aims to analyze the influence of online customer reviews and online customer ratings on purchase decisions with trust as the mediator on the Shopee marketplace. The population in this study is millennial Muslim consumers who use the Shopee marketplace in Mataram City. Sampling was done using purposive sampling technique, with 100 respondents. The analysis technique used is SEM-PLS with Smart PLS 3 software. The results of this study found that there is no direct influence of online customer reviews and online customer ratings on purchase decisions. Only trust directly influences purchase decisions. Online customer reviews and online customer ratings directly influence trust. Meanwhile, online customer reviews and online customer ratings indirectly influence purchase decisions through trust.
Analisis Strategi Pemasaran Syariah Dalam Meningkatkan Pembiayaan Aparatur Sipil Negara Di PT. Bank NTB Syariah Cabang Sriwijaya Sani, Ahmad Rizqon; Mas'ud, Riduan; Sanurdi, Sanurdi; Amini, Titik Husnawati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 3 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i3.25173

Abstract

This research is motivated by the growth of ASN financing which is getting better from year to year amid banking competition in NTB requires Bank NTB Syariah to maintain growth and become the market leader in ASN financing. This research aims to analyze the marketing strategy at PT Bank NTB Syariah Sriwijaya Branch in increasing ASN financing and the factors that influence the increase in the number of customers in the financing. This is a descriptive qualitative research, with primary and secondary data sources. Secondary data is obtained from literature in the form of books, scientific papers, financial reports and other information. The data collection technique uses snowball sampling.The results of this study shows that the ASN consumer financing business has grown significantly, known from the increase in the number of customers and financing of Bank NTB Syariah Sriwijaya Branch. This is inseparable from the marketing strategy carried out by referring to the elements in the marketing mix, namely product, pricing, promotion, place, people, process, and physical evidence. There are several factors that influence it, such as cooperation between the bank and related agencies, services provided, marketing strategies that are in accordance with customer needs and desires, customer satisfaction with the features provided, and Word of Mouth
Co-Authors Ahmad Amir Aziz Akbar, Muhammad Islahuddin Amini, Titik Husnawati Azhar Shafiin Herawati Khotmi Khotmi, Herawati Mas'ud, Riduan Mas’ud, Riduan Mohamad Abdun Nasir Muhamad Yusup Muhammad Yusup Muslihun Muslihun Muslihun Muslihun Nirmalasari Nirmalasari Nurhaliza, Nina Putranto, Eko Sigit Ramli, Ahmad Riduan Mas’ud Sani, Ahmad Rizqon Sarkasi Hadi Sugandi Suandi Suandi Wardi, Lalu Suryamukty Primaditya