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All Journal E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis EKONOMIS : Journal of Economics and Business EKSYA: Jurnal Ekonomi Syariah Jurnal Riset Ekonomi dan Akuntansi Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Bisnis, Ekonomi Syariah dan Pajak
Neneng Sudharyati
Unknown Affiliation
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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ANALISIS TINGKAT PEMAHAMAN MASYARAKAT MUSLIM DI PERUMAHAN GRAND PARAMOUNT LEBIH MEMILIH MENGGUNAKAN AKAD KPR KONVENSIONAL Muhamad Subhan; Neneng Sudharyati; Muhamad Filza Thriyandha
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1358

Abstract

The researcher's observation on initial observations found that the problem why Muslim communities in grand housing prefer to use conventional mortgages is be- cause of the lack of public understanding of the concept of sharia mortgages them- selves. According to researchers, the cause of the lack of public interest in applying for sharia mortgages is that the understanding provided by the developer about the difference between sharia mortgages and conventional mortgages is still not com- prehensive. However, not a few people think that the concepts in sharia mortgages and conventional mortgages are the same, and this is what underlies people still using conventional mortgages. The research method used in this study is qualitative method, with a case study approach design. The results showed, 1. The level of public understanding of the concept of KPR Shari'ah: a. the community does not understand the concept of KPR syariah., b. the community does not understand the concept of KPR syariah., c. the public under- stands the concept of sharia mortgage. 2. Reasons why people prefer to use conven- tional mortgage contracts over shari'ah mortgages: a. difficulties when selecting files., b. high DP offered., c. convenience offered by conventional mortgages., d. no offers from the devloper.
Co-Authors Agustina Mutia Ahmad Syahrizal Al Akrom Alparidi Ayu Putri Lestari Dessy Anggraini Efni Anita Elyanti Rosmanidar Habib Hidayat Putra Hadi Pratama Ariansyah M. Ilham Nur Putra Mellya Embun Baining Muhamad Filza Thriyandha Muhamad Subhan Nanda Rahayu Selviana Novita Aulia Nurman Ramdhan Putri Andini Rahma Dwi Frasansyah Randa Aslam Putra Resi Sutriani Risma Dwinna Pratiwi Titin Agustin Nengsih