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All Journal International Journal of Management and Business Economics Jurnal Pengabdian Masyarakat Indonesia (JPMI)
Alim Bahri
Universitas Bangka Belitung
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

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Comparative Analysis Of Non-Performing Financing At PT. Bank Syariah Indonesia, TBK (BSI) Before And After The Merger Alim Bahri; Rulyanti Susi Wardhani
International Journal of Management and Business Economics Vol. 1 No. 2 (2023): February
Publisher : CV Putra Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58540/ijmebe.v1i2.197

Abstract

Three government-owned Islamic banks were merged, namely PT. Bank BRI Syariah, PT. Bank BNI Syariah, and PT. Bank Mandiri Syariah became PT. Bank Syariah Indonesia (BSI) is an effort to improve the financial performance of Islamic banks so that they can be more competitive. This study aims to test and analyze differences in non-performing financing before the merger (2019 quarter II – 2020 quarter IV) and after (2021 quarter I - 2022 quarter III). The sample in this study is the quarterly financial reports of Bank BSI. The analytical method is a descriptive comparative method and uses a paired sample t-test analysis technique. The study results show significant differences in non-performing financing before and after the merger, which indicates that the union influences the risk of problem financing.
Digitalisasi UMKM : Pemanfaatan Media Digital pada UMKM Desa Tiara Fitari; Novita Herlissha; Alim Bahri
Jurnal Pengabdian Masyarakat Indonesia (JPMI) Vol. 2 No. 6 (2025): Agustus
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jpmi.v2i6.5626

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kapasitas pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) dalam memanfaatkan teknologi digital untuk pemasaran produk. Kegiatan dilaksanakan di Desa Batu Rusa, Bangka, dengan pendekatan pelatihan langsung yang interaktif. Materi yang diberikan mencakup pentingnya strategi pemasaran digital melalui media social. Hasil kegiatan menunjukkan peningkatan pemahaman peserta terhadap penggunaan media digital. Pelatihan ini diharapkan menjadi langkah awal bagi pelaku UMKM untuk bersaing di pasar yang lebih luas melalui pemanfaatan teknologi digital. Keberlanjutan program pendampingan sangat direkomendasikan guna meningkatkan efektivitas implementasi digitalisasi UMKM.
Co-Authors Fitari, Tiara Herlissha, Novita Karmawan Karmawan Rulyanti Susi Wardhani