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Potential product Development at Indonesian Islamic Banks Based on Sharia Economic Mohammad Yusuf; Annisa Sanny; Zuhri Ramadhan
Proceeding of The International Conference on Business and Economics Vol. 1 No. 1 (2023): Proceeding of The International Conference on Business and Economics
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/icbeuntagsmg.v1i1.660

Abstract

The government has high hopes for the benefits of Bank Syariah Indonesia because it is a momentum that will affect public awareness of the Islamic financial industry, especially Islamic banking. However, behind the opportunities of an industry there are challenges that must be resolved, as for these challenges are related to increasing financial literacy, how to adapt a new work culture which of course among the three previous Islamic banks has different characteristics, bank management that ensures that integration goes well without sacrificing previous quality resources, and how to create financial services that can compete and be able to accommodate and facilitate financing related to the main program of Islamic banks. The main potential for product development of Bank Syariah Indonesia can make the Islamic finance industry compete both regionally and internationally so that it can help the development of the national economy.
Analysis of the Halal Ecosystem and Halal Literacy on the Development of Islamic Economic Halal Regulation Robi Krisna; Mohammad Yusuf; Eka Putra
Proceeding of The International Conference on Business and Economics Vol. 1 No. 1 (2023): Proceeding of The International Conference on Business and Economics
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/icbeuntagsmg.v1i1.664

Abstract

The purpose of this study is to determine the Halal Ecosystem and Halal Literacy in the development of Sharia Economic Halal Regulations. This study explains the halal ecosystem as a whole and what is included in the halal ecosystem. In addition, it also discusses halal literacy in Indonesia. Halal literacy is very important for all countries to learn to prepare people to face an ever-changing financial system. People will need a more economical understanding to actively participate in a global economy that tends to change. The data analysis method in this research uses qualitative-descriptive analysis. Qualitative research is carried out to build knowledge through understanding and discovery, so it is expected to reveal a variety of information that is thorough and full of meaning, but also does not reject quantitative information in the form of numbers. The results of this study are that the ecosystem needed in improving the halal industry refers to the supply, demand and enabler approaches. From the supply aspect, the existence of the Indonesian halal industry sector (food, tourism, fashion, medicine, media and renewable energy) has prepared various products that can be consumed by the public with a halal label. Government support provided, both as regulators, executors and evaluators, is needed as an enabler component in the halal industry ecosystem. Products from the halal industry itself are experiencing quite rapid development, the halal food and beverage sector, the financial sector, tourism, fashion, cosmetics and medicines, media and entertainment, as well as other sectors such as health care and education.
Analisis Indikator Moneter Terhadap Pertumbuhan Ekonomi Di Indonesia Dewi Mahrani Rangkuty; Mohammad Yusuf; Rusiadi Rusiadi; Bakhtiar Efendi; Putri Subakti
E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Vol 24, No 2 (2023): Oktober
Publisher : Faculty of Economics and Business, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/e-mabis.v24i2.1049

Abstract

The purpose of this study is to determine the relationship between inflation, interest rates, money supply, and exchange rates on economic growth in Indonesia in the short, medium, and long term. By using an associative/quantitative research approach and secondary data. Data collection techniques are used by means of documentation studies. The method used in this study is Vector Autoregression. The results show that in the short run economic growth is responded to positively by inflation. In the medium term, the inflation variable is responded negatively by economic growth and returns to equilibrium in the long run. The results of variance decomposition show that the variable of economic growth is influenced by the variable itself in the short, and long term. The government, Bank Indonesia is advised to stabilize the inflation rate by implementing an expansionary monetary policy.
Waste Bank Information System in Improving the Economy and Environmental Impact Control in Pari City Village Muhammad Muttaqin; Mohammad Yusuf; Maya Syaula; Arif Arya Widodo
Journal of Information Technology, computer science and Electrical Engineering Vol. 1 No. 3 (2024): October 2024
Publisher : Yayasan Sinergi Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/jitcse.v1i3.138

Abstract

The Pari City Waste Bank application utilizes a computerized system in managing waste involving the field of information technology. This shows that information technology has become a supporting part in waste management. This waste bank is an institution in the village engaged in waste processing. In addition to saving and sorting waste, the waste bank also teaches the community to process waste into useful goods that have a selling value. A computerized system is needed in waste bank institutions so that their performance can improve and the institution can develop better. From the existing problems, the author created a system for transactions and management of Waste Banks in Pari City using a web-based information system. The results of this web-based Waste Bank application can speed up and make it easier for officers to make transactions, process, and record customer savings data at the waste bank.
Implementation of Smart Village in the Development of Bumdes in Doulu Village Based on Website Winda Erika; Ruly Dwi Arista; Mohammad Yusuf; Mas Eric Wisnu Pradana; Dwi Heri Purwanto
Journal of Information Technology, computer science and Electrical Engineering Vol. 1 No. 3 (2024): October 2024
Publisher : Yayasan Sinergi Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/jitcse.v1i3.143

Abstract

Smart Village is a smart village concept that is innovative in using information technology so that it can improve the quality of the village economy. In the process of implementing smart villages, it is often used in the needs of Bumdes development so that it can be useful for village development. Bumdes is a village-owned business entity that is a legal entity and managed by the village government. Bumdes is created to manage the results of resources in the village for village development. In carrying out its management, a system is needed that can help the village so that the management of Bumdes is transparent. So a website system is needed that can help the village in managing the results of village resources to become a smart village.
The Influence of the Talented Generation Internship Program (Magenta) on Human Resource Management Readiness At the Port of Indonesia (Persero) I Medan Hendra Utama; Mohammad Yusuf; Zulham Sitorus; Pebri Ramadani
Best Journal of Administration and Management Vol 2 No 4 (2024): Best Journal of Administration and Management
Publisher : International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/bejam.v2i4.182

Abstract

PT Pelabuhan Indonesia (Persero) or Pelindo is a state-owned company which operates in the port services sector which provides opportunities for vocational/equivalent students, college students and fresh graduates to carry out internships in their environment. During the selection process, it was discovered that several of the interns accepted were interns who already had organizational experience. In carrying out an internship, interns not only help carry out supervisor/mentor duties, but interns are also helped to explore and improve their existing competencies so that they are better prepared to face the real world of work. This research aims to determine the influence of organizational experience and internship experience on work readiness of interns. This research uses quantitative research methods in the form of correlational research and explanatory research models, as well as collecting data through distributing questionnaires to interns at PT Pelabuhan Indonesia (Persero) I Medan. In processing the data, researchers used partial test methods and simultaneous tests for the variables organizational experience, internship experience, and work readiness with the help of SPSS version 26. The results of the study showed that organizational experience had a positive and significant effect on work readiness, internship experience had a positive and significant effect on work readiness, organizational experience and internship experience simultaneously influence work readiness
Wadiah Savings Fund Strategy and Bank Products at Bank Syariah Indonesia Mohammad Yusuf; Annisa Sanny; Zuhri Ramadhan; Muhammad Adika Arsya
Best Journal of Administration and Management Vol 3 No 1 (2024): Best Journal of Administration and Management
Publisher : International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/bejam.v3i1.192

Abstract

This study aims to find out about the development of Islamic banks in Indonesia. This research is qualitative descriptive. This study included literature to examine the written sources such as scientific journals, books referesni, literature, encyclopedias, scientific articles, scientific papers and other sources that are relevant and related to the object being studied. As for the object of study of this research is in the form of texts or writings that describe and explain about the development of Islamic banks in Indonesia. Results from this study is Indonesian banking now enlivened by the presence of Islamic banks, which offers financial products and investment in a different way than conventional banks, as Indonesia is the largest Muslim country in the world. The development of Islamic banking in Indonesia has become a benchmark for the success of the Islamic economic existence. Bank Muamalat as the first Islamic bank and a pioneer for other Islamic banks in Indonesia.