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APLIKASI DESIGN THINKING DALAM MEMBENTUK POLA PIKIR DAN KARAKTER ENTREPRENEUR BAGI SISWA-SISWI SEKOLAH CIPUTRA SURABAYA Hartono, Wendra; Ongkowijoyo, Gracia; Christian, Sonata; Gunawan, Kartikasari; Andersen, Matthew
Jurnal Leverage, Engagement, Empowerment of Community (LeECOM) Vol. 4 No. 2 (2022): Jurnal Leverage, Engagement, Empowerment of Community (LeECOM)
Publisher : Universitas Ciputra Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37715/leecom.v4i2.3574

Abstract

Program pembelajaran entrepreneurship merupakan salah satu program pendidikan yang diberikan kepada siswa SMA untuk memberikan pemahaman awal akan entrepreneurship. Dengan memberikan pembelajaran entrepreneurship, maka konsep awal kewirausahaan telah dimiliki oleh siswa SMA sehingga mereka terbiasa untuk berpikir secara kreatif dan inovatif. Siswa Sekolah Ciputra Surabaya Kelas 10 dan 11 pada 18 Agustus 2022 diberikan pemahaman akan design think- ing process sebagai sebuah metode (alat) yang bisa dipakai untuk mencari informasi terkait kebutuhan manusia dan bagaimana cara untuk menyelesaikan permasalahan tersebut dengan menghasilkan ide-ide bisnis yang kreatif di Universitas Ciputra Surabaya. Program ini dilakukan dengan memberikan informasi tentang Design Thinking yang meliputi lima tahap, yaitu Empathize—Re- search Your Users’ Needs, Define—State Your Users’ Needs and Issues, Ideate—Challenge Assump- tions and Create Ideas, Prototype — Start to Create Solutions, serta Test—Try Your Solutions Out. Tahapan tersebut dijelaskan dengan memberikan contoh-contoh real aktivitas nyata yang terjadi di lapangan, khususnya di Surabaya. Aktivitas yang dilakukan di kelas adalah memberi contoh botol plastik bekas air minum mineral. Siswa secara berkelompok diberikan waktu untuk mencoba berpikir secara kreatif bagaimana menggunakan sampah tersebut sehingga bernilai jual. Setelah itu, siswa diberikan kesempatan untuk mempresentasikan ide kreatif mereka dan diberikan saran serta masukan baik dari fasilitator maupun teman lainnya.
GEN Z INVESTMENT DECISION: ROLE OF FINANCIAL LITERACY, INTEREST AND RISK TOLERANCE USING LOGISTIC REGRESSION Yusup, Adi Kurniawan; Gunawan, Kartikasari
Ultima Management : Jurnal Ilmu Manajemen Vol 16 No 1 (2024): Ultima Management : Jurnal Ilmu Manajemen
Publisher : Universitas Multimedia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31937/manajemen.v16i1.3667

Abstract

Abstract- The number of Generation Z individuals who invest in high-risk financial instruments is increasing. This trend is interesting because high-risk investments commonly tend to attract older and more experienced investor. This study aims to analyze the impact of financial literacy and financial interest on investment decisions of Generation Z in high-risk assets, with risk tolerance as a moderating factor. Theory of Planned Behavior (TPB) is used to formulate the hypotheses. This study used quantitative method and the data is collected by distributing the questionnaires to the respondents. The sample of this study is 401 Generation Z individuals in Surabaya who are over 17 years old and thus legally able to invest according to Indonesian regulations. We conduct logistic regression analysis to test the hypotheses. The findings reveal that financial literacy does not affect investment decisions in high-risk assets, whereas financial interest has a positive effect. Furthermore, risk tolerance does not moderate the relationship between financial literacy and investment decisions. However, a high level of risk tolerance strengthens the positive effect of financial interest on investment decisions in high-risk assets. This research contributes new insight for investment companies and government to boost financial interest through engaging activities like gamified financial tools and interactive workshops. Keywords: Financial Literacy; Financial Interest; Generation Z; Investment Decision; Risk Tolerance
The Impact of Corporate Governance on Dividend Pay-out Ratio Policy During the Covid-19 Era: The study case in the Basic Material Industry in Indonesia Hartono, Wendra; Laturette, Kazia; Gunawan, Kartikasari
International Journal of Accounting & Finance in Asia Pasific (IJAFAP) Vol 6, No 2 (2023): JUNE EDITION INTERNATIONAL JOURNAL OF ACCOUNTING FINANCE IN ASIA PASIFIC
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v6i2.2314

Abstract

The purpose of this study is to analyze the impacts of Good Corporate Governance during the Covid -19 era on the dividend payout rasio policy in Indonesia. During Covid-19 era, the Basic Materials industry has faced big challenges due to lock down policy occured in many big areas which can lead to disruptive global economic supply chain. Due to lock down, the number of demands for basic materials has increased, meanwhile the price is becoming more expensive, because there was scarcity to get basic materials in the market. Increasing income in many Basic Material industry, can cause the percentage payment of dividends during the year of 2020 proposed by Board of Directors and Board of Commissioners. In this research will show and compare the condition of Basic Material industry before and during Covid-19 pandemic. This reseach is categorized as a quantitative reseach which the sample used is gathered from secondary data, financial report, from basic material industry for public listed company on the Indonesia Stock Exchange during 2018 – 2020, a total of 43 companies. There are 4 independent variables which is used in this study, which are the Independent Commissioner, the Board of Directors, the Board of Commissioners and the Audit Committee, meanwhile the dependent variable is dividend payout ratio. 
The Impacts of Corporate Governance on Dividend Pay-out Ratio Policy before and during the Covid-19 Era: The study case in the Energy Industry in Indonesia Laturette, Kazia; Hartono, Wendra; Gunawan, Kartikasari
International Journal of Accounting & Finance in Asia Pasific (IJAFAP) Vol 6, No 2 (2023): JUNE EDITION INTERNATIONAL JOURNAL OF ACCOUNTING FINANCE IN ASIA PASIFIC
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v6i2.2371

Abstract

The purpose of this study is to analyze the impacts of good corporate Governance during the Covid -19 era on the dividend payout ratio policy in Indonesia. Moreover, during the Covid- 19 era has urged the higher management such US boards ofDirectors to deal with all difficulties and  uncertainties in the business situation. During the Covid-19 era, the Energy has faced big challenges due to lock down policy occurred in many big areas which can leads to disruptive global economic supply chains. Due to the lock down, the number of demands for energy has decreased, henceforth the price is becoming more expensive. In this research will show and compare the conditions of the energy industry before and during the Covid-19 pandemic. this research is categorized  quantitative research which the sample used is gathered from secondary data, financial reports, from basic material industry for publicly listed companies on the Indonesia Stock Exchange during 2018 – 2020, a total of 33 companies. Result of study This showing only the boards of Directors and  Commissioners Independent before the pandemic took effect to dividends payout ratio
The Impact of Corporate Governance on Dividend Pay-out Ratio Policy During the Covid-19 Era: The Study Case in the Basic Material Industry in Indonesia Hartono, Wendra; Laturette, Kazia; Gunawan, Kartikasari
International Journal of Accounting and Finance in Asia Pasific (IJAFAP) Vol 6, No 2 (2023): June 2023
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v6i2.2314

Abstract

The purpose of this study is to analyze the impacts of Good Corporate Governance during the Covid -19 era on the dividend payout rasio policy in Indonesia. During Covid-19 era, the Basic Materials industry has faced big challenges due to lock down policy occured in many big areas which can lead to disruptive global economic supply chain. Increasing income in many Basic Material industry, can cause the percentage payment of dividends during the year of 2020 proposed by Director boards and Commissioner boards. In this research will show and compare the condition of Basic Material industry before and during Covid-19 pandemic. This reseach is categorized as quantitative research which the sample used is gathered from secondary data, financial report, from basic material industry for public listed company in the Stock Exchange of Indonesia during 2018 – 2020, with a total number of 43 companies. There are 4 independent variables are being researched, which are the Independent Commissioner, the Board of Directors, the Board of Commissioners and the Audit Committee, meanwhile the dependent variable is dividend payout ratio. The finding shows that Audit Committee (AC) is the only a significant variable that influence the Dividend Payout Ratio in the Basic Material Industry in Indonesia before COVID-19 pandemic, but it does not have a significant influence during COVID-19 pandemic.
The Impacts of Corporate Governance on Dividend Payout Ratio Policy Before and During the Covid-19 Era: The Study Case in the Energy Industry in Indonesia Laturette, Kazia; Hartono, Wendra; Gunawan, Kartikasari
International Journal of Accounting and Finance in Asia Pasific (IJAFAP) Vol 6, No 2 (2023): June 2023
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v6i2.2371

Abstract

This study aims to analyze the impacts of good corporate Governance during the Covid -19 era on Indonesia's dividend payout ratio policy. Moreover, during the Covid-19 era, higher management such US boards of Directors have been urged to deal with all difficulties and uncertainties in the business situation. During the Covid-19 era, energy has faced big challenges due to lockdown policy in many big areas, leading to disruptive global economic supply chains. Due to the lockdown, the number of energy demands has decreased. Henceforth, the price is becoming more expensive. This research will show and compare the conditions of the energy industry before and during the Covid-19 Pandemic. This research is categorized quantitative research which the sample obtained from the secondary data, financial reports, from basic material industry for publicly listed companies on the Indonesia Stock Exchange during 2018 – 2020, a total of 33 companies. The study showed that only the boards of Directors and Commissioners Independent before the Pandemic affected the dividends payout ratio.
GEN Z INVESTMENT DECISION: ROLE OF FINANCIAL LITERACY, INTEREST AND RISK TOLERANCE USING LOGISTIC REGRESSION Yusup, Adi Kurniawan; Gunawan, Kartikasari
ULTIMA Management Vol 16 No 1 (2024): Ultima Management : Jurnal Ilmu Manajemen
Publisher : Universitas Multimedia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31937/manajemen.v16i1.3667

Abstract

Abstract- The number of Generation Z individuals who invest in high-risk financial instruments is increasing. This trend is interesting because high-risk investments commonly tend to attract older and more experienced investor. This study aims to analyze the impact of financial literacy and financial interest on investment decisions of Generation Z in high-risk assets, with risk tolerance as a moderating factor. Theory of Planned Behavior (TPB) is used to formulate the hypotheses. This study used quantitative method and the data is collected by distributing the questionnaires to the respondents. The sample of this study is 401 Generation Z individuals in Surabaya who are over 17 years old and thus legally able to invest according to Indonesian regulations. We conduct logistic regression analysis to test the hypotheses. The findings reveal that financial literacy does not affect investment decisions in high-risk assets, whereas financial interest has a positive effect. Furthermore, risk tolerance does not moderate the relationship between financial literacy and investment decisions. However, a high level of risk tolerance strengthens the positive effect of financial interest on investment decisions in high-risk assets. This research contributes new insight for investment companies and government to boost financial interest through engaging activities like gamified financial tools and interactive workshops. Keywords: Financial Literacy; Financial Interest; Generation Z; Investment Decision; Risk Tolerance