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All Journal Equator Journal of Management and Entrepreneurship EQUILIBIRIA Journal of Economic, Bussines and Accounting (COSTING) Jurnal Ekonomi Perjuangan (JUMPER) Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Informatika (MANEKIN) BULLET : Jurnal Multidisiplin Ilmu Jurnal Umum Pengabdian Masyarakat (JUPEMAS) Jurnal Penelitian dan Pengabdian Masyarakat Miftah Jurnal Pengabdian Kepada Masyarakat Ceria SULUH ABDI : Jurnal Ilmiah Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat Mandira Cendikia (JPKM-MC) Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia (JIMK-MC) Jurnal Pengabdian kepada Masyarakat Multidisiplin (JUPENGEN)
Sani Haryati
STIE Latifah Mubarokiyah
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Energy Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Medicine & Pharmacology Nursing Social Sciences Other

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Penerapan Model Pembelajaran Experiential Learning Dalam Pendidikan KewirausahaanDi Sma Serba Bakti Haryati, Sani; Makarim, Siti Amirah
Jurnal Pengabdian Kepada Masyarakat Multi Disiplin Vol. 2 No. 2 (2025): JUPENGEN - Mei
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jupengen.v2i2.442

Abstract

This study explores the implementation of the Experiential Learning Model in entrepreneurship education at SMA Serba Bakti. Using a qualitative approach, the research focuses on students’ understanding of entrepreneurial concepts, their level of participation in experience-based learning, their perceptions of the model’s effectiveness, and the development of entrepreneurial skills. Data were collected through participatory observation and in-depth interviews with students involved in entrepreneurship extracurricular activities. The findings indicate that the experiential learning model is effective in enhancing students’ comprehension of entrepreneurship, encouraging active engagement in the learning process, and strengthening practical skills in managing small businesses. These results highlight the importance of integrating experience-based learning approaches into the curriculum to better prepare students for the increasingly complex demands of the global job market.
Pengaruh Cash Ratio Dan Debt To Asset Ratio Terhadap Return On Equity Pada Lembaga Keuangan Desa (LKD) Abhinaya Lestari Kecamatan Panjalu Periode 2020-2022 Haryati, Sani; Amirah Makarim, Siti
Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Informatika Vol 2 No 2 : Desember (2023): Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan
Publisher : Shofanah Media Berkah

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Abstract

The aim of this research is to understand the impact of Cash Ratio and Debt to Asset Ratio on Return On Equity in the Abhinaya Lestari Village Financial Institution (LKD) during the period 2020-2022. The approach used is quantitative descriptive, and the data analysis technique applied is Multiple Regression Analysis. The research findings indicate that the study meets the classical assumption tests. From the multiple linear analysis, the equation Y = 1.032 + 1.932 X1 + 0.103 X2 + e is derived. The Coefficient of Determination (R2) of 0.255 indicates that Cash Ratio and Debt to Asset Ratio collectively influence Return On Equity by 25.5%, while the other variables not included in this study affect the remaining 74.5%. Partial tests reveal that Current Ratio significantly affects Return On Equity, with a t value of (3.120) > t table (2.032) and a significance of 0.025 < 0.05, thus accepting Ha and rejecting H0. Similarly, Debt To Asset Ratio also significantly affects Return On Equity, with a t value of (3.457) > t table (2.032) and a significance of 0.002 < 0.05, leading to the acceptance of Ha and rejection of H0. Simultaneous tests show that the F value of (6.984) > F table (3.280) with a significance of 0.03 < 0.05, therefore accepting Ha and rejecting H0. Hence, it can be concluded that both Current Ratio and Debt to Asset Ratio have a significant influence on Return On Equity, both partially and simultaneously.
Pengaruh Word Of Mouth Dan Kualitas Produk Terhadap Minat Beli Produk Sotong UMKM Tamisari Tasikmalaya Amirah Makarim, Siti; Haryati, Sani
Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Informatika Vol 2 No 2 : Desember (2023): Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan
Publisher : Shofanah Media Berkah

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Abstract

This study was conducted with the aim of investigating the impact of word of mouth (WOM) and product quality on the purchasing interest of squid products produced by Tamisari's Micro, Small, and Medium Enterprises (UMKM) in Tasikmalaya. The research method employed a quantitative descriptive approach, with data analysis techniques using Multiple Regression Analysis. The study population encompassed all consumers of Tamisari's squid products, and due to the unknown population size, the Accidental Sampling technique was employed with a sample size of 63, determined based on the Cochran formula. The results of this study indicate that, partially, word of mouth and product quality significantly influence the purchasing interest in Tamisari's squid products. This is supported by the significance values of 0.005 < 0.05 for word of mouth and 0.017 < 0.05 for product quality. Simultaneously, word of mouth and product quality also have a significant influence on the purchasing interest in Tamisari's squid products, with a significance value of 0.001 < 0.05. The overall impact of word of mouth and product quality on the purchasing interest in Tamisari's squid products is 23.2%, while the remaining 76.8% is influenced by variables or other factors not included in this study.
Peningkatan Keterampilan Berwirausaha Melalui Pelatihan Berjualan Di Lingkungan Sekolah Siti Amirah Makarim; Sani Haryati
Jurnal Pengabdian Masyarakat Mandira Cendikia Vol. 3 No. 1 (2024)
Publisher : YAYASAN PENDIDIKAN MANDIRA CENDIKIA

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Abstract

Pengabdian ini bertujuan untuk meningkatkan keterampilan berwirausaha siswa melalui kegiatan berjualan di lingkungan sekolah guna memberikan pengalaman langsung kepada siswa dalam mengelola bisnis kecil. Metode pelatihan melibatkan sesi teori, praktek berjualan, serta pembimbingan langsung oleh tenaga pengajar dan praktisi bisnis. Kegiatan pelatihan dimulai dengan pemahaman konsep dasar berwirausaha, manajemen bisnis, hingga teknik penjualan. Siswa berkesempatan merancang dan mengimplementasikan rencana bisnis mereka sendiri, termasuk strategi pemasaran, penetapan harga, dan manajemen keuangan. Selama periode pelatihan, siswa terlibat aktif dalam kegiatan berjualan produk yang mereka pilih, dengan memanfaatkan fasilitas penjualan yang disediakan di lingkungan sekolah. Hasil pengabdian ini menunjukkan peningkatan signifikan dalam pemahaman konsep berwirausaha, keterampilan manajemen bisnis, serta rasa tanggung jawab dan inisiatif siswa. Selain itu, kegiatan berjualan di sekolah memberikan peluang bagi siswa untuk mengembangkan keterampilan interpersonal, komunikasi, dan negosiasi. Pendapatan yang diperoleh dari kegiatan berjualan juga memberikan dampak positif terhadap pemahaman siswa tentang pentingnya manajemen keuangan dalam konteks bisnis. Melalui pelatihan berwirausaha ini, diharapkan siswa dapat mengembangkan sikap proaktif dan kreatif, serta memahami pentingnya kemandirian dalam mencapai kesuksesan di dunia bisnis. Selain itu, pengalaman berjualan di sekolah menjadi modal awal yang berharga bagi siswa untuk memahami realitas bisnis secara praktis, sekaligus menciptakan lingkungan sekolah yang mendukung pengembangan keterampilan berwirausaha.
Pelatihan Manajemen Keuangan Usaha Bagi Kelompok Pembudidaya Bioflok Ikan Nila Desa Tanjungmulya Kecamatan Panumbangan Kabupaten Ciamis Sani Haryati; Iwan Sugianto; Fitriani
Jurnal Pengabdian Masyarakat Mandira Cendikia Vol. 3 No. 1 (2024)
Publisher : YAYASAN PENDIDIKAN MANDIRA CENDIKIA

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Abstract

Tujuan dari pengabdian kepada masyarakat ini adalah untuk memberikan pemahaman dan wawasan kepada pengelola Bioflok Desa Tanjungmulya mengenai pengetahuan praktis dan sederhana dalam pengelolaan keuangan sesuai dengan prinsip dalam manajemen keuangan. Metode pengabdian kepada Masyarakat yang digunakan adalah metode klasikal dengan pendekatan diskusi, tanya jawab, dan simulasi dengan maksud agar materi dapat diterima oleh anggota Bioflok. Diharapkan setelah dilakukannya program pengabdian ini, para anggota memiliki pengetahuan dan wawasan sebagai anggota yang terampil mengelola keuangan dengan tepat untuk keberlangsungan Bioflok.
Analisis Strategi Pemasaran Digital Menggunakan Link UMKM BRI Pada Usaha Kecil Menengah Kecamatan Panumbangan Siti Amirah Makarim; Sani Haryati
Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia Vol. 2 No. 12 (2024)
Publisher : Yayasan Pendidikan Mandira Cendikia

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Abstract

− Penelitian ini bertujuan untuk menganalisis strategi pemasaran digital yang diterapkan menggunakan platform LinkUMKM BRI pada Usaha Mikro, Kecil, dan Menengah (UMKM) di Kecamatan Panumbangan. Berdasarkan pendekatan kualitatif dengan studi kasus, data dikumpulkan melalui kuesioner, wawancara mendalam, dan observasi pada 30 UMKM yang menggunakan platform tersebut. Temuan utama menunjukkan bahwa meskipun sebagian besar UMKM telah menggunakan fitur dasar LinkUMKM BRI seperti pembuatan katalog produk dan transaksi online, masih terdapat kendala teknis, rendahnya literasi digital, dan keterbatasan akses internet yang menghambat adopsi teknologi ini. Namun, penggunaan platform tersebut telah memberikan dampak positif berupa peningkatan penjualan, akses pasar yang lebih luas, dan efisiensi dalam pengelolaan bisnis. Saran untuk meningkatkan efektivitas penggunaan LinkUMKM BRI meliputi peningkatan pelatihan dan literasi digital, pengembangan fitur platform, peningkatan infrastruktur internet, dukungan teknis dan konsultasi, pengembangan komunitas UMKM, serta evaluasi dan feedback berkelanjutan. Implikasi dari penelitian ini diharapkan dapat memberikan kontribusi dalam memperkuat literasi digital dan kapasitas pemasaran UMKM, serta menjadi masukan bagi Bank Rakyat Indonesia (BRI) dalam meningkatkan layanan LinkUMKM untuk mendukung pertumbuhan UMKM di Indonesia
Pendampingan Manajemen Keuangan Dan Analisis Kelayakan Usaha Greenhouse Hidroponik Di Pesantren Suryalaya Tasikmalaya Sani Haryati; Akhmad Hidayat Nurul Akbar
Jurnal Pengabdian Kepada Masyarakat Multi Disiplin Vol. 3 No. 2 (2026): JUPENGEN - Mei
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jupengen.v3i2.1430

Abstract

This community service activity focuses on financial management mentoring and business feasibility analysis for the hydroponic greenhouse enterprise at Pesantren Suryalaya, Tasikmalaya. The approach used was participatory mentoring, in which the team worked directly with greenhouse managers to review and analyze the financial records of the first production cycle. The mentoring process covered cost structure analysis, cost of goods sold (COGS/HPP) calculation, investment amortization, and marketing channel evaluation. The analysis revealed that the cost structure in the first cycle was dominated by one-time infrastructure investment, while recurring operational costs per cycle were relatively manageable. Managers were assisted in understanding that profitability in subsequent cycles is highly dependent on operational cost efficiency and pricing strategy improvements. As an output, participants were able to prepare a structured financial report and understand the financial position of their enterprise more clearly. This activity contributes to strengthening financial management practices and the long-term sustainability of the pesantren-based hydroponic business.
Pemberdayaan Keluarga Penerima Manfaat (Kpm) Program Keluarga Harapan (Pkh) Melalui Literasi Keuangan Dan Pengembangan Usaha Mikro Di Desa Medanglayang Risdawanty Risdawanty; Sani Haryati
Jurnal Pengabdian Kepada Masyarakat Multi Disiplin Vol. 3 No. 2 (2026): JUPENGEN - Mei
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jupengen.v3i2.1435

Abstract

Program Keluarga Harapan (PKH) is a conditional cash transfer program designed to improve the welfare of poor families in Indonesia. However, many beneficiary families (KPM) have not been able to manage the assistance productively, particularly in the areas of financial management and productive business development. This community service activity aimed to improve financial literacy and promote economic independence of KPM PKH in Desa Medanglayang through counseling, training, and mentoring approaches. The results showed a meaningful increase in participants' understanding of household financial management, the ability to record simple finances, and the emergence of micro-business initiatives. Overall, the activity had a positive impact on the economic independence of KPM PKH in the village.
Kelayakan Usaha dan Strategi Pengembangan Greenhouse Hidroponik Berbasis Pesantren Akhmad Hidayat Nurul Akbar; Sani Haryati
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 4 No. 2 (2026): May 2026
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/kxxxb255

Abstract

This study aims to assess the business feasibility and development strategy of a hydroponic greenhouse operated by the Suryalaya Islamic Boarding School in Tasikmalaya. A descriptive qualitative approach was applied through a single case study design, with data sourced from in-depth interviews, field observations, and a review of financial records for the first production cycle. The analysis includes a classification of cost structures, calculation of Cost of Goods Sold (COGS) using variable costing and full costing methods, evaluation of marketing channels, and formulation of a SWOT-based strategy. Key findings reveal that first-cycle expenditures are heavily dominated by one-time infrastructure investments, while recurring operational costs per cycle are significantly lower. The gap between full cost COGS and the prevailing selling price, primarily caused by amortization expenses in the initial operational phase, is expected to narrow significantly in subsequent cycles as fixed costs are spread over a longer production horizon. The marketing analysis identifies two channels with different price levels, indicating an untapped opportunity in the premium segment
Financial Literacy and Tasawuf Values as Determinants of Financial Behavior Among Food Market Traders: Evidence from Pasar Ciawi, Tasikmalaya Regency Sani Haryati; Iis Amanah Amida
Miftah : Jurnal Ekonomi dan Bisnis Islam Vol. 4 No. 1 (2026): April 2026
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/wh4qw358

Abstract

Sound financial management remains a persistent challenge among food market traders in Indonesia, where limited financial knowledge and underdeveloped spiritual self-regulation often coexist. Drawing on data from 30 purposively selected traders at Pasar Ciawi, Tasikmalaya Regency, this study examines how financial literacy and tasawuf values —two theoretically distinct yet practically interrelated constructs— shape traders' financial behavior. A quantitative survey design was adopted, employing a five-point Likert instrument validated through Pearson correlation (r-table = 0.361) and assessed for internal consistency via Cronbach's Alpha. Multiple linear regression served as the primary analytical tool. Findings reveal that financial literacy exerts a pronounced positive effect on financial behavior (β = 0.703; t = 9.472; p < .001), whereas tasawuf values fall short of statistical significance at the partial level (β = −0.056; t = −0.702; p = .488).
Co-Authors Akbar, Akhmad Hidayat Nurul Akhmad Hidayat Nurul Akbar Akhmad Hidayat Nurul Akbar Akmal Nurisnanto Dewatmoko Amirah Makarim, Siti Entin Aminah Evieana R Saputri Fitriani Fitriani Fitriani Galih Mauladin Putra Hendra Gunawan iis amanah amida Iis Amanah Amida Iis Susanti Iqbal Ramdani Iwan Saputra Iwan Sugianto Lati Sari Dewi Lati Sari Dewi Makarim, Siti Makarim, Siti Amirah Mohamad Nazirwan Nurul Hindayani R. Hozin Abdul Fatah R. Hozin Abdul Fatah Risdawanty Risdawanty Risdawanty Ruslan Siti Amirah Makarim Siti Amirah Makarim Sufi Halwani Syahdan Hakiki Taufik Hermansyah Zalu Nabil Yassin Iswara