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All Journal SEIKO : Journal of Management & Business Jurnal Masyarakat Mengabdi Nusantara
Mahfudnurnajamuddin Mahfudnurnajamuddin
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Religion Humanities Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Penelitian Terhadap Sektor Usaha Mikro Kecil dan Menengah (UMKM) di Kampung Sapalek, Distrik Napua, Kabupaten Jayawijaya, Papua Defran Siska; Budiandriani Budiandriani; Mahfudnurnajamuddin Mahfudnurnajamuddin; Nanang Gunawan
SEIKO : Journal of Management & Business Vol 6, No 1 (2023): January - Juny
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v6i1.5334

Abstract

Penelitian ini bertujuan untuk menyelidiki aktivitas usaha mikro, kecil, dan menengah di Kampung Sapelek dengan fokus pada tiga indikator utama, yaitu modal usaha, omzet penjualan, terhadap keuntungan yang dihasilkan. Metode penelitian yang digunakan adalah pendekatan deskriptif dengan pendekatan kualitatif. Hasil penelitian menunjukkan bahwa usaha mikro, kecil, dan menengah di Kampung Sapalek dapat dikategorikan berdasarkan tiga indikator penting, yaitu modal awal, omzet penjualan, dan keuntungan yang dihasilkan. Dalam hal modal usaha, masyarakat di Kampung Sapalek menggunakan sumber dana seperti uang pribadi atau pinjaman dari Bank dan Koperasi untuk memulai usaha mereka, terutama membuka kios pertama kali. Ketika berbicara tentang omzet penjualan, rata-rata pendapatan yang dihasilkan masyarakat di Kampung Sapalek berkisar antara 100 ribu hingga 1 juta rupiah dalam sehari berjualan. Sementara itu, dari segi keuntungan, masyarakat Kampung Sapalek secara rata-rata memperoleh antara Rp 50.000 hingga Rp 200.000 dalam setiap sesi berjualan. Namun, perlu dicatat bahwa mayoritas masyarakat tidak memahami cara menghitung keuntungan secara tepat, sehingga penghitungannya lebih berdasarkan pada insting daripada perhitungan yang tepat. Secara keseluruhan, penelitian ini memberikan wawasan yang berharga tentang usaha mikro, kecil, dan menengah di Kampung Sapalek, serta menyoroti pentingnya pemahaman tentang keuangan dan perhitungan dalam upaya meningkatkan kinerja dan pertumbuhan bisnis di masa depan. Kata Kunci: UMKM; Modal usaha; Omzet; Penjualan; Keuntungan
Pelatihan Peningkatan Literasi Keuangan Keluarga Melalui Perencanaan Dana Pendidikan Anak Di Village Gombak Kuala Lumpur Malaysia Budiandriani Budiandriani; Mahfudnurnajamuddin Mahfudnurnajamuddin; Mapparenta Mapparenta
Jurnal Masyarakat Mengabdi Nusantara Vol. 2 No. 4 (2023): Desember : Jurnal Masyarakat Mengabdi Nusantara
Publisher : STIPAS Tahasak Danum Pambelum Keuskupan Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58374/jmmn.v2i4.209

Abstract

Managing family finances is not easy, but it is also not difficult if we know how. Good family financial management is the key to a family's success. Both husband and wife have responsibility for managing family finances, so husband and wife must be able to manage expenses well. For the financial scope in a family, financial management is mostly carried out by a wife as someone who is responsible for managing the household. Having a role as family financial manager, a wife must have knowledge about managing family finances. Starting from recording routine expenses, knowing the family's short, medium and long term needs, to setting aside for future savings. The results achieved through the training provided can increase understanding of family financial planning, participants are also able to make financial plans that are useful in managing household finances. This training is able to increase the training participants' awareness of the importance of family financial planning, then increase the training participants' motivation to create or prepare a budget, save and invest in managing finances. Training participants are able to prepare and simulate financial management in the process of preparing financial planning from the total income they have and the budget allocation that must be made to make it easier for families to manage their finances.
Co-Authors Budiandriani, Budiandriani Defran Siska Mapparenta Mapparenta Nanang Gunawan