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The Role of Fintech: Financial Inclusion in MSMEs (Case Study in Makassar City) Rosyadah, Khairina; Budiandriani, Budiandriani; Hasrat, Tasrik
JURNAL MANAJEMEN BISNIS Vol 8 No 2 (2021): September - Manajemen Bisnis
Publisher : Pusat Penerbitan dan Publikasi Ilmiah Fakultas Ekonomi, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v8i2.840

Abstract

The development of information technology which is supported by the rapid use of the internet has created several fintech that will make it easier for people to get digital financial services. The Financial Services Authority stated that the increase in national financial inclusion could be triggered by one factor, namely increased access to the use of fintech. The purpose of this study aimed to determine the role of fintech on financial inclusion in MSMEs in Makassar. The population in this study are MSMEs in Makassar with a sample of 335 informants. Researchers used primary data in the form of questionnaires that were distributed online and offline. Convenience sampling method is used in data collection in this type of quantitative research. Linear regression was used as an analytical technique. This study concluded that fintech has a positive effect on financial inclusion by 0,259.
THE INFLUENCE OF FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDES AND PERSONALITY TO FINANCIAL MANAGEMENT BEHAVIOR FOR MICRO, SMALL AND MEDIUM ENTERPRISES TYPICAL FOOD OF COTO MAKASSAR Budiandriani .; Khairina Rosyadah
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 4, No 2 (2020): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v4i2.2468

Abstract

This study aims to analyze the effect of financial knowledge, financial attitudes, and personality on financial management behavior in micro, small, and medium-sized businesses of the typical Coto Makassar food in Makassar. This research is included in the causal associative research. The subjects of this study were all owners of micro, small, and medium enterprises of Coto Makassar typical food totaling 63 units, and as many as 32 units as a sample. Data were analyzed using multiple linear regression using the SPSS version 21 program. The data collection technique used a questionnaire. The results showed that (1) financial knowledge has a positive and significant effect on financial management behavior; (2) financial attitudes have a positive and significant effect on financial management behavior; and (3) personality has a positive and significant effect on financial management behavior
Pengaruh Kinerja Keuangan Terhadap Nilai Perusahaan Dengan Financial Distress Sebagai Variabel Intervening Pada Perusahaan Property Yang Terdaftar Di Bursa Efek Indonesia Andi Wahyuni Syam; Masdar Mas'ud; Budiandriani
Tata Kelola Vol. 9 No. 1 (2022): Tata Kelola (Januari - Juni)
Publisher : Magister Manajemen Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (355.551 KB) | DOI: 10.52103/jtk.v9i1.841

Abstract

Studi ini menganalisis hubungan antara variabel kinerja keuangan, financial distres dan nilai perusahaan. Objek penelitian ini adalah pada Perusahaan property yang terdaftar di Bursa efek Indonesia. Pemilihan lokasi penelitian didasarkan pada pertimbangan bahwa nilai perusahaan perlu ditingkatkan dengan mengefektifkan kinerja keuangan, nilai perusahaan dan financial distress. Sedangkan waktu yang dibutuhkan penulis dalam penelitian ini selama dua bulan, mulai bulan Juni 2021 sampai Agustus 2021 di Galeri Investasi FEB Universitas Muslim Indonesia. Pada penelitian ini yang menjadi populasi adalah 40 perusahaan property yang terdaftar di Bursa Efek Indonesia tahun 2015-2019. Metode analisis data yang digunakan dalam penelitian ini adalah menggunakan analisis regresi linier berganda untuk menganalisis data dan analisis jalur untuk mengetahui pengaruh variabel intervening. Analisis jalur merupakan perluasan dari analisis regresi linear berganda yang berguna untuk menaksir hubungan kausalitas antara variabel yang telah ditetapkan sebelumnya berdasarkan teori dengan menggunakan SPSS. Hasil analisis menyatakan bahwa Secara simultan dan parsial variabel kinerja keuangan dan financial distress berpengaruh signifikan langsung terhadap nilai perusahaan property yang terdaftar di BEI. Pengaruh langsung variabel kinerja keuangan terhadap nilai perusahaan lebih besar dari terhadap nilai perusahaan melalui financial distress sebagai variabel intervening, dan Nilai t hitung uji sobel < dari t tabel untuk masing-masing variabel maka financial distress tidak terbukti sebagai variabel intervening. Secara tidak langsung variabel kinerja keuangan tidak berpengaruh signifikan terhadap nilai perusahaan manufaktur yang terdaftar di BEI melalui financial distress sebagai variabel intervening.
ANALISIS PENINGKATAN KEPUTUSAN KUNJUNGAN WISATAWAN MELALUI PROMOSI, PRASARANA DAN PELAYANAN Imaduddin Imaduddin; Budiandriani Budiandriani; Andi Faisal Bahari
AkMen JURNAL ILMIAH Vol 18 No 1 (2021): AkMen JURNAL ILMIAH
Publisher : Lembaga Penelitian dan Publikasi Nobel Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37476/akmen.v18i1.1342

Abstract

This study aims to determine the effect of promotion, infrastructure and services on the decision to visit Seruni Beach tourism in Bantaeng Regency. This research approach uses a quantitative approach. With the sample used, amounting to 100 samples with predetermined criteria. And then the data analysis model used is multiple linear regression analysis processed using SPSS. Based on the results of the research conducted, it shows that simultaneously promotion, infrastructure and services together have an effect on tourist visit decisions. Then partially the quality of promotion has an effect on tourist visits, while the quality of infrastructure and services has no effect on tourist visit decisions.
The Role of Fintech: Financial Inclusion in MSME's: Case Study in Makassar City Khairina Rosyadah; Budiandriani Budiandriani; Tasrik Hasrat
Jurnal Manajemen Bisnis Vol. 8 No. 2 (2021): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, Fakultas Ekonomi dan Bisnis, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of information technology which is supported by the rapid use of the internet has created several fintech that will make it easier for people to get digital financial services. The Financial Services Authority stated that the increase in national financial inclusion could be triggered by one factor, namely increased access to the use of fintech. The purpose of this study aimed to determine the role of fintech on financial inclusion in MSMEs in Makassar. The population in this study are MSMEs in Makassar with a sample of 335 informants. Researchers used primary data in the form of questionnaires that were distributed online and offline. Convenience sampling method is used in data collection in this type of quantitative research. Linear regression was used as an analytical technique. This study concluded that fintech has a positive effect on financial inclusion by 0,259.
Profitabilitas dan Kebijakan Dividen Terhadap Harga Saham (Studi Kasus Perusahaan Manufaktur Sub Sektor Food And Beverages yang Terdaftar di BEI) Budiandriani Budiandriani
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 5 No 2 (2022): Article Research Volume 5 Number 2, Juni 2022
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v5i2.901

Abstract

Penelitian ini dilakukan pada Perusahaan Manufaktur Sub sektor Makanan Dan Minuman yang terdaftar di Bursa Efek Indonesia antara tahun 2016 sampai dengan tahun 2020. Penelitian ini bertujuan untuk mengetahui dan menganalisis hubungan antara Profitabilitas (Return on Assets), Kebijakan Dividen (Dividend Payout Ratio) dengan Harga Saham. Penelitian ini menggunakan pendekatan kuantitatif dengan data sekunder yang diperoleh dari Galeri Investasi Bursa Efek Indonesia (BEI) Universitas Muslim Indonesia berupa laporan tahunan (annual report) Perusahaan Manufaktur Subsektor Makanan dan Minuman. Populasi penelitian ini adalah Perusahaan Manufaktur Subsektor Makanan Dan Minuman yang terdaftar di Bursa Efek Indonesia antara tahun 2016 sampai dengan tahun 2020. Pengambilan sampel secara purposive berdasarkan kriteria tertentu adalah metode pengambilan sampel yang digunakan. Selama periode 2016-2020, sebanyak 11 Perusahaan Manufaktur di Subsektor Makanan Dan Minuman dijadikan sampel berdasarkan kriteria tersebut. Pendekatan analisis linier berganda, uji asumsi klasik, uji hipotesis, dan uji koefisien determinasi menggunakan SPSS 26 digunakan dalam penelitian ini. Hasil Penelitian menunjukkan bahwa Profitabilitas (Return on Assets) dan Kebijakan Dividen (Dividend Payout Ratio) keduanya berpengaruh positif dan signifikan secara statistik terhadap harga saham. Sedangkan secara parsial Return on Assetsberpengaruh positif dan substansial terhadap harga saham dan Dividend Payout Ratioberpengaruh negatif dan kecil terhadap harga saham, keduanya berpengaruh terhadap harga saham.
Management Accountability of Zakat and Its Role to Empower Creative Economy Tenriwaru; Musrifah Azzahra Said; Budiandriani
International Journal of Religious and Cultural Studies Vol 4 No 2 (2022): International Journal of Religious and Cultural Studies (October 2022-March 2023)
Publisher : Yayasan Rumah Peneleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34199/ijracs.2022.10.07

Abstract

This study aims to determine the role of zakat funds in increasing the empowerment of the creative economy and applying accountability in the management of its financial statements. This qualitative study obtained data from its financial statements through direct interviews with the distribution and financial division of Badan Amil Zakat Nasional in Mamuju. The results of this study indicate that the empowerment of the creative economy at Badan Amil Zakat Nasional in Mamuju in the form of business capital has a positive impact on mustahik in improving their standard of living and accountability is needed by Badan Amil Zakat Nasional as a form of accountability to zakat stakeholders.
Pengaruh Kompetensi, Motivasi, dan Lingkungan Terhadap Kinerja Pegawai Kantor Sekretariat Daerah Kabupaten Banggai Amiruddin; Abdul Rahman Mus; Budiandriani
Journal of Management Science (JMS) Vol. 3 No. 2 (2022): Juli - Desember
Publisher : Doktor Ilmu Manajemen, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52103/jms.v3i2.1047

Abstract

Pemerintah Kabupaten Banggai merupakan salah satu kabupaten yang tengah memacu peningkatan kinerja pegawainya yang dibentuk melalui peningkatan kuantitas, kualitas, efisiensi dan efektivitas kerja. Peningkatan kinerja pegawai dapat dipengaruhi oleh kompetensi, motivasi kerja dan lingkungan kerja yang kondusif. Penelitian ini menemukan bahwa kompetensi, motivasi dan lingkungan kerja memiliki pengaruh positif dan signifikan terhadap kinerja pegawai Kantor Sekretariat Daerah kabupaten banggai.
Pengaruh Profitabilitas Terhadap Nilai Perusahaan Pada Perusahaan Perbankan Yang Terdaftar di Bursa Efek Indonesia Irwan Adam Labo; Abdul Rahman Mus; Budiandriani Budiandriani; Baharuddin Semmaila
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 4 No. 1 (2023): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v4i2.1580

Abstract

Penelitian ini bertujuan untuk mengukur dan menganalisi Pengaruh Profitabilitas terhadap Nilai Perusahaan. Penelitian ini berfokus pada pengujian empiris terhadap teori melalui uji pengaruh antar variabel. Penelitian ini dilakukan di Bursa Efek Indonesia dengan obyek pengamatan Perusahaan Perbankan, periode pengamatan dari tahun 2015 sampai dengan tahun 2021. Populasi 46 perusahaan, sampel 10 perusahaan.vHasil penelitian menunjukkan bahwa profitabilitas berpegaruh positif dan tidak signifikan terhadap nilai perusahaan.
How capital structure, liquidity, and profitability affect on company value (intervening variables studies on food and beverage sub-sector manufacturing companies on idx) Budiandriani; Mahfudnurnajamuddin; Muh. Haerdiansyah Syahnur
Enrichment : Journal of Management Vol. 12 No. 6 (2023): February: Management Science And Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v12i6.1170

Abstract

The purpose of this research is to investigate how capital structure and liquidity impact the value of food and beverage companies listed on the Indonesia Stock Exchange, by examining their profitability. The data for this study was obtained from the Stock Exchange Investment Gallery and the Faculty of Economics and Business at the Indonesian Muslim University. The study found that capital structure has a positive and significant impact on profitability in food and beverage companies, while liquidity also has a positive and significant effect on profitability. Additionally, capital structure has a significant and positive impact on firm value, while liquidity has a positive but not significant impact on firm value. Profitability also has a significant and positive impact on firm value in the food and beverage industry. Capital structure has a positive and significant impact on firm value through profitability, while liquidity affects firm value through profitability but does not have a significant impact. The results of this research are expected to be helpful for investors when making investment decisions in food and beverage companies.
Co-Authors A. Kartini Sari Putri Abdul Rahman Mus Abdul Rahman Mus Adha, Ridha Nurul Aisya, Andi Nur Aiyul Ikhram Al Idrus, Riefky DJ Aminuddin Aminuddin Amiruddin Andi Faisal Bahari Andi Muara Arumbarkah Andi Muh. Fiqhi Fairuzsyam Andi Wulansari Aprilyani, Faradillah Putri AR Baso, Andi Raodha Arifuddin Arifuddin Asad, Ajmal ASNIMAR ASNIMAR, ASNIMAR Asriany Asriany, Asriany Asty Pawellangi, Andi Lutvia Bachtiar, Riska Eka Putri Baharuddin Semmaila Baharuddin Semmaila Baso, Andi Revita A R Bustami, Taufik Chalid, Lukman Dahlan, Putri Pratiwi Defran Siska Dinsar, Arfandy Fajrin, Fajrin Fara Kessi, Andi Muhammad Fitriani, Andi St. Fyrdha Faradyba Hamzah, Musdalifah Arifuddin, Geovani, Muhammad Hajiali, Ismail Harryman Herdianto Hasrat, Tasrik Imaduddin Imaduddin Imaduddin, Imaduddin Imanuddin Imanuddin, Imanuddin Indrayani Nur Irwan Adam Labo Ismawati jamal, Aswirah Jayadi Khairina Rosyadah Khairina Rosyadah Khairina Rosyadah Khairina Rosyadah Khairina Rosyadah Kurnia Luther, Jeffri Mahfud Nur Najamuddin Mahfudnurnajamuddin Mahfudnurnajamuddin Mahfudnurnajamuddin Mahfudnurnajamuddin Mahfudnurnajamuddin Mahfudnurnajamuddin, Mahfudnurnajamuddin Mahfudnurnajamuddin, Mahfudnurnajamuddin Mangara, Muh. Imron Manjas, Sitti Zalsamala Maulina Mapparenta Mapparenta Marniati Syam Marwan Tuasikal Mas'ud, Masdar Masdar Mas'ud Masdar Mas’ud Masdar Mas’ud Mas’ud, Masdar Mokoginta, Sicilya Cahyawati Muh. Haerdiansyah Syahnur Musara, Lianny Musrifah Azzahra Said Muthia, Andi Muthiah, Nursakinah Najamuddin, Mahfud Nur Nanang Gunawan Nardin, Nurhikmah Nasir, Munawir Novita, Lola Nur Kholis NUR MALASARI Nur, Andi Nirwana Nurhalisa Nurhasimah, Nurhasimah Nuriani Nurlaela Nurlaela Nurnajamuddin, Mahfud nurnajamuddin, Mahmud Nurnaningsih A Nurpadilla, Nurpadilla Pelu, M Faisal A R Prihatin, Etik Rafiuddin, Rafiuddin Rahmah, Ridhan Ramlawati Ramlawati Ramlawati Ramlawati Ramli Ramli Ramli, Ahmad Fadil Ratna Dewi Razak, Sitti Rahmi Reskiani Reskiani, Reskiani Rosyadah, Khairina Salam, Emil Nugraha Sari H, Nurmila Sarira, Wahyuni Tommo Serlin serang Sitti Rahmi Razak Sitti Rahmi Razak Sri Wahyuni Al Aqzah Sufri, Muhammad Mukhlis Sufri, Mukhlis Suriyanti Suriyanti Suriyanti Suriyanti, Suriyanti Suryanti Su’un, Muhammad Syahnur, Muh. Haerdiansyah Syahrul, Ahmad Syam, Andi Wahyuni Tamsil, Untung Tasrik Hasrat Tasrik, Tasrik Tenrisau, Muhammad Akhsan Tenriwaru Umasugi, Syafruddin Ummu Kalsum Wahid, Muhsin Widyawati Widyawati