Muhammad Umar Faruq, Muhammad Umar
Economic Education Department, Faculty of Economics, Semarang State University

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The Role of Multi Purpose Cooperative in Developing Economic Independence or SME’s Thomas, Partono; Faruq, Muhammad Umar
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 10, No 1 (2017): March 2017
Publisher : Semarang State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v10i1.9135

Abstract

Cooperatives are seen as one of the important instrument to improve economic and social conditions of societies, to arouse the spirit of initiative and improving the general knowledge and technical skills of the society. On the present cooperatives members are business people of small medium scale enterprises (SMEs) which need a guidance or development. The purpose of this study is to describe the role of cooperatives in small medium scale enterprises (SMEs) development. The method used is descriptive qualitative. Data collection techniques used are observation, documentation and interview.The results of research showed that KSU Padurenan Jaya is a multi-purpose cooperatives that has five business units i.e. save loan, store, embroidery service, marketing, research and development. KSU Padurenan Jaya was instrumental in developing the small medium scale enterprises (SMEs) embroidery and convection consists of (1) aspects of the market, by following the events of the exhibition or expo, online marketing, providing material needs in the cooperative store, and create innovative products according to consumer taste. (2) the aspect of technology, by socialization and demonstration of the use technology of embroidery machines, embroidery design with computer programs, internet information technology for promoting and marketing product, And to optimize the use of the machine by provide services embroidery using advanced machine in cooperation so that can improve the productivity and efficiency of the business. (3) the aspect of the capital, by providing save loan service with simple procedures, mentoring to access other sources of financing.
The Role of Multi Purpose Cooperative in Developing Economic Independence or SME’s Thomas, Partono; Faruq, Muhammad Umar
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 10, No 1 (2017): March 2017
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v10i1.9135

Abstract

Cooperatives are seen as one of the important instrument to improve economic and social conditions of societies, to arouse the spirit of initiative and improving the general knowledge and technical skills of the society. On the present cooperatives members are business people of small medium scale enterprises (SMEs) which need a guidance or development. The purpose of this study is to describe the role of cooperatives in small medium scale enterprises (SMEs) development. The method used is descriptive qualitative. Data collection techniques used are observation, documentation and interview.The results of research showed that KSU Padurenan Jaya is a multi-purpose cooperatives that has five business units i.e. save loan, store, embroidery service, marketing, research and development. KSU Padurenan Jaya was instrumental in developing the small medium scale enterprises (SMEs) embroidery and convection consists of (1) aspects of the market, by following the events of the exhibition or expo, online marketing, providing material needs in the cooperative store, and create innovative products according to consumer taste. (2) the aspect of technology, by socialization and demonstration of the use technology of embroidery machines, embroidery design with computer programs, internet information technology for promoting and marketing product, And to optimize the use of the machine by provide services embroidery using advanced machine in cooperation so that can improve the productivity and efficiency of the business. (3) the aspect of the capital, by providing save loan service with simple procedures, mentoring to access other sources of financing.
STRATEGI DUAL-CURRICULUM DALAM IMPLEMENTASI PENDIDIKAN MULTIDISIPLIN DI PONDOK PESANTREN MODERN Fahim, Ali Masdar; Anwar, Agus Nuril; Mabrur, Ahmad Sirojul; Faruq, Muhammad Umar; Adib, Muhammad
Jurnal Al-Fatih Vol 8 No 2 (2025): Jurnal Pendidikan dan Keislaman Vol. 8 No. 2, Juli-Desember 2025
Publisher : STIT Al-Ittihadiyah Labuhanbatu Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61082/alfatih.v8i2.652

Abstract

Religious education (Salaf) and modern science are two contrasting elements that generate graduates who are either religiously competent yet retrograde in terms of technology, or the reverse. Conversely, this research aims to explore and examine the application of the multidisciplinary approach at Pondok Pesantren Modern Al-Rifa’ie 3 Malang, specifically how the creating body manages its continuity within traditional frameworks, known as "Kitab Kuning," and how it incorporates modern subject matter into its methodology and approach. Applying the research method as a case analysis, the researcher shall gather information through in-depth interviews and observation. The research reveals that the concept of "multidisciplinary" at Al-Rifa’ie 3 is implemented within a Dual-Track System (Separated Curriculum) framework. Originally, the system at Al-Rifaie 3 applied an entirely integrated approach (including the system), which unfortunately had been ceased due to time and human resources issues. Recently, the approach has been functionally and partially integrated via the Bahtsul Masail Institute (LBM) and specialized extracurricular activities (Jam'iyyah) and not through classroom teaching. Besides, several challenges are also ascertainable, among which are the pragmatism among parents who place greater emphasis on recognized diplomas than religious capability, and lack of time management among the graduates. Based on these concerns and research findings, this research concludes that the modernization at Al-Rifaie 3 is that of its management and teaching approach and is far from diminishing the elements at its Salaf and is nothing more than an approach that is very realistic and feasible and serves as an effective strategy that produces more competitive graduates who are well-attuned in science and technology yet very loyal and proud of its strong adherence and identity as an Islamist movement.