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All Journal Sahid Development Journal: Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Sahid Banking Journal Sahid Business Journal: Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Sahid Empowerment Journal: Jurnal Pengabdian Kepada Masyarakat Manajemen Bisnis Syariah
Rully Trihantana
Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Sahid Bogor
Religion Economics, Econometrics & Finance Education Social Sciences

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MEMPROGRAMKAN AKSES PEMBIAYAAN SYARIAH BAGI USAHA MIKRO KECIL DAN MENENGAH DI DESA CINANGKA, KECAMATAN CIAMPEA, KABUPATEN BOGOR Rully Trihantana; Ermi Suryani; Mohammad Sutriansyah
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.74

Abstract

This community service aims to program access to sharia financing for Micro, Small and Medium Enterprises (MSMEs) in Cinangka Village, Ciampea District, Bogor Regency. The subjects of this community service are the people of Cinangka Village, Ciampea District, Bogor Regency, West Java Province, especially those included in MSMEs. In community service, activities are carried out based on participatory methods involving the community as the subject. The result of community service is that in addition to the community becoming more aware and understanding of sharia financing for MSMEs, the community also knows and understands Islamic financial institutions such as Islamic banks and Islamic microfinance institutions which can be used as places to apply for sharia financing. Therefore, sharia banks and sharia microfinance institutions must accompany business operations and be intensely involved in monitoring and ensuring that MSMEs that receive sharia financing assistance are able to manage their finances properly.
SOSIALISASI PEMBIAYAAN SYARIAH PRODUK MURABAHAH DI DESA SUKAMAJU, KECAMATAN JONGGOL, KABUPATEN BOGOR Rully Trihantana; Miftakhul Anwar; Nanda Suganda
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.76

Abstract

This community service program intends to provide socialization to the community in Sukamaju Village, Jonggol District, Bogor Regency, regarding Islamic financial institution products, especially murabaha products. The method used is to socialize to community groups, and it is held at the homes of socialization participants. The purpose of this community service is to educate the public about sharia financing products that are most in demand, namely murabahah products. As a result, the community begins to understand the product in question and begins to make decisions to carry out financial transactions at Islamic financial institutions in general with contracts that are in accordance with Islamic law, namely murabahah contracts.
MERANCANG PENDIDIKAN EKONOMI DAN BISNIS ISLAM DI DESA BOJONG JENGKOL, KECAMATAN CIAMPEA, KABUPATEN BOGOR Rully Trihantana; Ria Kusumaningrum; Setiawan Bima Prasetya
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.79

Abstract

Informal Islamic economic and business education is a process of economic education that occurs indirectly in the family environment such as education for financial transactions. The aim of Islamic economics and business education is none other than to increase public knowledge in managing their finances. The community service activities carried out from July to August 2021 and located in Bojong Jengkol Village, Ciampea District, Bogor Regency, aim to provide a deeper understanding of Islamic economics and business education by providing materials such as habituation to diligent saving, habituation to manage money in meeting primary and secondary needs, habituation to be selective in purchasing goods and use of services, habituation to be a smart consumer, habituation to compare between price and quality, habituation to develop entrepreneurial spirit. The community is enthusiastic about this community service activity, and they have a better understanding of it to apply in their daily lives.
PENEMPATAN PADA BANK INDONESIA DEPOSIT IN BANK INDONESIA DAN PENGARUHNYA PADA LABA BERSIH KEGIATAN USAHA BANK UMUM SYARIAH Rully Trihantana; Abdul; Teguh Imanudin; Ika Santika; Naura Tanzilia Mumtazah
SAHID BANKING JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i01.63

Abstract

Sharia Bank business activities, one of which is the activity of placing funds at Bank Indonesia or the Central Bank, its function is to maintain excess liquidity in Islamic banks so that they can be channeled to Bank Indonesia, including SBIS FASBIS Demand Deposits and Others, contracts that usually used is a wadiah contract. In addition to maintaining the excess liquidity experienced by Islamic banks, placement of funds with Indonesian banks is carried out in order to maintain liquidity and also to fulfill BI's duties, namely by carrying out Islamic monetary operations. Against this background, the research question posed is whether and how placements with Bank Indonesia/Deposits in Bank Indonesia in terms of Current Accounts/Deposits, SBIS/Bank Indonesia Sharia Cerificates, FASBIS/Bank Indonesia Sharia Deposit Facilities, and Others/Other have an effect partially or simultaneously to Net Income? And what are the recommendations for contracts regarding placement with Bank Indonesia/Deposits in Bank Indonesia in terms of Current Accounts/Deposits, SBIS/Bank Indonesia Sharia Cerificates, FASBIS/Bank Indonesia Sharia Savings Facility, and increase a better effect on Net Profit. Whereas the variable X1 X2 X3 X4 has a significant effect on Y wake up seen from the results that are not that big because all the independent variables tested use wadiah contracts which are only savings contracts without profit sharing maybe in the future the contracts used can be more variously used by Bank Indonesia itself so that Islamic commercial banks do not feel too disadvantaged because they place their funds in Bank Indonesia rather than channeling them to the public.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI SISWA SEKOLAH MENENGAH KEJURUAN (SMK) SAHID MELANJUTKAN STUDI DI FAKULTAS EKONOMI DAN BISNIS ISLAM INSTITUT AGAMA ISLAM SAHID BOGOR Hinka Lutfiah; Rully Trihantana; Ermi Suryani
SAHID BANKING JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i01.67

Abstract

The decision to continue studying at a university can be interpreted as a process of searching and taking steps to get results in continuing or continuing higher education levels. This is motivated by the existence of different student factors in choosing a study program and choosing a college to continue the student's education. Universities must be able to know what factors can influence students to continue higher education. This study uses quantitative research methods, this research data uses secondary data and primary data, the sample taken is 30 students of SMK Sahid Bogor which is a saturated sample, the data collection techniques in this study are questionnaires, websites, and documentation. Based on the results of hypothesis testing, partially that interest and motivation factors have no effect on the decision of Sahid Vocational School students to continue their studies at the Faculty of Islamic Business Economics, Sahid Islamic Institute, while socioeconomic status factors influence the decision to continue their studies. Simultaneously the factors of interest, motivation, and socioeconomic status have a significant and significant effect on the decision to continue the study, the coefficient of determination is shown by the R Square value of 0.257 or 25.7%.
ANALISIS PREFERENSI NASABAH TERHADAP PRODUK PEMBIAYAAN MURABAHAH DAN MUDHARABAH DI BAITUL MAL WA TAMWIL (BMT) IKHLASUL UMMAH, KABUPATEN BOGOR Neneng Nurhasanah; Rully Trihantana; Ria Kusumaningrum
SAHID BANKING JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i01.71

Abstract

Baitul Mal wa Tamwil or abbreviated as BMT is an Islamic financial institution based on the Al-Qur'an and Al-Hadith which refers to the principle of muamalah. One of the products that customers are most interested in is murabaha and mudharabah financing products. In deciding to choose and use a financing product, it is influenced by customer preferences through several factors such as psychological factors, personal factors, and social factors. The purpose of this study was to determine the factors that influence customer preferences for financing murabahah and mudharabah contracts at BMT Ikhlashul Ummah Bogor Regency, and to analyze customer preferences for financing murabahah and mudharabah contracts at BMT Ihklashul Ummah Bogor Regency. This research is a qualitative research that uses a descriptive analysis approach with an inductive mindset that takes specific statements and then draws general conclusions. Thus, it can be known the customer preferences in using murabahah and mudharabah contract financing at BMT Ikhlashul Ummah, Bogor Regency.
ANALISIS DAMPAK PRAKTIK RENTENIR TERHADAP DINAMIKA EKONOMI MASYARAKAT KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Zaenudin; Rully Trihantana; Miftakhul Anwar
SAHID BANKING JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i01.73

Abstract

The needs of human life are increasing along with the increasingly modern era. This is a problem for some people with middle to lower incomes, so the idea came out to run a business, with an easy process and access through debt to loan sharks. In practice, debts to moneylenders are not able to prosper the borrower, because loans from moneylenders are only able to meet their material needs for a moment but not their spiritual needs. This causes it to be difficult for borrowers to pay off debts with such high interest. In Islamic law, this is forbidden because loan sharks take such large profits (interest) or usury. This study aims to determine the impact of moneylender practices on the dynamics of the community's economy, then viewed from the perspective of Islamic law on society, especially the people of Pamijahan District, Bogor Regency. This research is a descriptive qualitative research, and analyzes it deductively. The results obtained in this study are that the impact of moneylender practices on economic dynamics is very detrimental to society, and in an Islamic economic review, loan shark practices are very contrary to Islam because they contain usury. Therefore it is prohibited to carry out loan shark practices.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI TERWUJUDNYA PEMBAYARAN ZAKAT SEBAGAI PENGURANG PAJAK PENGHASILAN (STUDI DI MASYARAKAT KECAMATAN PAMIJAHAN DAN KECAMATAN CIBUNGBULANG, KABUPATEN BOGOR) Citra Praditya Rahayu; Rully Trihantana; Ermi Suryani
SAHID BUSINESS JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v2i01.75

Abstract

The purpose of this study is to identify and analyze the factors that influence the realization of zakat payments as a deduction from income tax. This research was conducted on taxpayers in Pamijahan District and Cibungbulang District, Bogor Regency, by taking a random sample, using a questionnaire as a data collection tool. This study found that there were six dominant factors that influenced the realization of zakat payments as a deduction from income tax, especially for the people of Pamijahan District and Cibungbulang District, Bogor Regency. The six factors are the Organizational Factor with a contribution of 33.611%, the Appreciation Factor with a contribution of 11.684%, the Faith Factor with a contribution of 7.586%, the Satisfaction Factor with a contribution of 6.261%, the Altruism Factor with a contribution of 6.078% and the Concern Factor with a contribution of 5.556. The total of the six percentage of variance or the contribution of each factor has a value of 70.776%, which means that these factors as a whole can answer the factors that influence the realization of zakat payments as a deduction for income tax, especially the people of Pamijahan District and Cibungbulang District, Bogor Regency. And the remaining 29.224% is considered to have no effect on the realization of zakat payments as a deduction from income tax, especially for the people of Pamijahan District and Cibungbulang District, Bogor Regency
PERSEPSI DAN PERILAKU MASYARAKAT TERHADAP PRODUK HALAL KOSMETIK WARDAH DI KECAMATAN LEUWILIANG DAN KECAMATAN LEUWISADENG, KABUPATEN BOGOR Siti Fauziah; Rully Trihantana; Bayu Purnama Putra
SAHID BUSINESS JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v2i01.79

Abstract

This study aims to determine the influence, and the relationship between people's perceptions and behavior towards Wardah's halal cosmetic products in Leuwiliang and Leuwisadeng Districts, Bogor Regency. This research is a quantitative research. The population in this study were users of wardah cosmetic products in Leuwiliang and Leuwisadeng Districts, Bogor Regency. Sampling using purposive random sampling technique. Data analysis techniques using descriptive analysis and inference analysis. The steps to prove the hypothesis in this study used multiple linear regression analysis, Simultaneous (F Statistical Test), Partial (t Statistical Test) and Chi Square Test. Based on the results of this study, people's perceptions and behavior simultaneously have a significant effect on Wardah's halal cosmetic products in Leuwiliang District and Leuwisadeng District, Bogor Regency. In addition, that between gender, age, use of more than one product, has nothing to do with people's perceptions and behavior towards Wardah's halal cosmetic products.
ANALISIS MANAJEMEN SYARIAH DALAM PENGELOLAAN PERUSAHAAN DENGAN STRUKTUR KEPEMILIKAN OLEH KELUARGA DI CV SANTOSA Fika Fitria Fitria Ningsih; Rully Trihantana; Ria Kusumaningrum
SAHID BUSINESS JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v2i01.83

Abstract

One of the businesses that is growing rapidly and has become one of the prominent businesses in Indonesia is the family business. CV Santosa, which is the object of this research, is a family business domiciled in Jakarta and owned by a non-Muslim family. There is a uniqueness in family companies where the majority of share ownership and management of the company are managed and owned directly by the family. In addition, the company has prioritized tolerance for Muslim employees. By allowing employees to wear headscarves, perform prayers, and provide a prayer room. However, in managing a company, a professional management system is needed, this can be applied to the principles of Good Corporate Governance which become a guideline for good corporate governance, including the principles of Transparency, Accountability, Responsibility, Independence, and Fairness. Islam has a more complete concept, with the concepts of akhlakul karimah and piety to Allah Subhanahu Wa Ta'ala which are the basic beliefs to avoid practices that break the law and are dishonest in accepting the Trust. This study aims to analyze sharia management practices of company management with a family ownership structure so that the company can be sustainable. The type of method used in this research is descriptive qualitative. The results in this study show that the two most important values ​​that are in line as the basis for realizing ethical corporate governance at CV Santosa are the values ​​of 'adl (justice) and the values ​​of nubuwwah (prophecy) where the Prophet Muhammad Sholallahu Alaihi Wassalam has a great nature. namely: sidiq (behaving honestly and correctly), amanah (trustworthy & responsible), tabligh (delivering and being open/transparent) and fathonah (smart). That in business the level of fairness, honesty, responsibility, transparency is very important.
Co-Authors Abdul Bayu Purnama Putra Citra Praditya Rahayu Eri Ariyanto Ermi Suryani Fika Fitria Fitria Ningsih Gilang Pratama Nugraha Hinka Lutfiah Ika Santika Jamaludin Miftakhul Anwar Mohamad Kharis Mubarok Mohammad Sutriansyah Muhammad Alvin Ridallah Nanda Suganda Naura Tanzilia Mumtazah Neneng Nurhasanah Puloh Putri Mey Dina Rafiduddin Ria Kusumaningrum Setiawan Bima Prasetya Siti Fauziah Siti Halimatussa’diyah Siti Yansi Apriyanti Teguh Imanudin Tiar Cipta Prasetia Wahyu Irhamna Zaenudin