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All Journal Ta'dib Referensi Islamika: Jurnal Studi Islam
Ahmad Yani
Institut Agama Islam Negeri Kerinci
Religion Humanities Social Sciences Other

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ASSESSING THE IMPACT OF BUMDES KARYA DERMAWAN ON MAQASID SHARIA-BASED ISLAMIC ECONOMIC WELFARE: A DIFFERENCE-IN-DIFFERENCES ANALYSIS Yogi Ahmad Yani; Muhammad Fauzi; Ahmad Yani; Agustiari
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 3 (2026): JUNE
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i3.705

Abstract

This study aims to estimate the net impact, transmission mechanisms, and contribution of BUMDes Karya Dermawan to Maqasid Sharia-based Islamic Economic Welfare within the Dusun Dalam community. This research provides empirical evidence regarding the effectiveness of village economic institutions in enhancing both material and spiritual maslahah. This quantitative study utilizes a retrospective panel data design for the 2014–2025 period, involving 120 respondents (60 in the treatment group and 60 in the control group) selected via purposive sampling. The study explicitly acknowledges the potential for recall bias due to the retrospective nature of the survey, which was mitigated through data triangulation with village documentation. Data analysis was conducted using Difference-in-Differences (DiD) regression and Independent Sample t-test. The findings indicate a significant estimated net impact (DiD) of 8.064 (sig. 0.000) and a corrected post-intervention mean welfare difference of 5.969 (sig. 0.000) between the two groups. The transmission mechanisms identified through qualitative field observations occur through the Savings and Loans unit (functioning as qardhul hasan), agricultural machinery (Alsintan), and agricultural production facilities (Saprodi). The employment variable is proven to be the primary determinant in community welfare improvement. This study recommends strengthening the legal aspects of BUMDes business units by formalizing them into a certified Sharia-compliant system. The primary limitations of this study lie in its reliance on retrospective recall data and its restricted geographical scope. The primary value of this study lies in the application of a retrospective panel DiD framework over an 11-year horizon (2014–2025) to evaluate BUMDes performance through a holistic Maqasid Sharia lens, providing a more rigorous and balanced framework for assessing community-based economic empowerment.
Time Management Strategies of Triple-Role: The Case Study of Female Students of Islamic Higher Education Ahmad Yani; Suharno Pawirosumarto; Muhammad Ridwan
Ta'dib Vol 29 No 1 (2026)
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/jt.v29i1.16156

Abstract

This article aims to reveal the time management practices of female students at the State Islamic University who have three roles: first, as students with academic responsibilities on campus; second, as workers or career women; and third, as wives to their husbands and mothers to their children, with the obligation to take care of various household matters. This article uses a qualitative research method with four female students who have these three roles as research subjects. There are two sources of data in this study, namely primary data (interview and observation results) and secondary data (library data from scientific articles, books, etc.). The data collection methods used were observation and interviews. Meanwhile, the data analysis technique used is the technique popularised by Miles et al., which consists of data condensation, data presentation, and conclusion drawing. The findings of this study indicate that not all female students who have three roles have good study time management. This means that these female students have difficulty managing their time, which has an impact on their academic achievement. However, female students who have good time management and are able to develop discipline and have planned and organised learning strategies can improve their academic achievement. In fact, they successfully completed their final studies well and in accordance with the set targets. This study has implications for female students, especially in terms of good time management, by designing, managing, and adapting to various things, so that female students can discipline themselves.
Co-Authors Agustiari Muhammad Fauzi Muhammad Ridwan Suharno Pawirosumarto Yogi Ahmad Yani