Nanda Kurnia Putra
Master of Sharia Economic Law, Universitas Muhammadiyah Surakarta

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GOLD SAVINGS AT PAWNSHOPS IN THE PERSPECTIVE OF ISLAMIC LAW Nanda Kurnia Putra; Idad Difaul Haq; Rizka Rizka; Muthoifin
Profetika: Jurnal Studi Islam Vol. 25 No. 01 (2024): Profetika Jurnal Studi Islam 2024
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v25i01.6642

Abstract

Saving assets in the form of gold is a form of safeguarding the value of the property from inflation. Pawnshops has service products in the form of gold savings in the form of gold balance deposit services that make it easier for people to invest in gold. Pawnshops's gold savings product allows customers to invest in gold easily, cheaply, safely, and reliably. Gold transactions use an ijarah contract with buyback, add balance (top up), transfer, and print facilities. The purpose of the research conducted by the authors in this journal is to find out how the scholars view Pawnshops Gold Savings. The research method used is normative juridical which is a literature study based on law and is carried out by examining library materials or secondary data. Based on the discussion in this study, it can be concluded that Pawnshops makes gold savings products with buying and selling (Murabaha) and leasing (ijarah) services. Trading or investing in non-cash gold at a pawn shop is legally permissible as long as gold is not used as the official medium of exchange (money). However, there are some limitations and conditions that must be met
Consumption from an Islamic Economic Perspective: Study of Quranic Verses on Consumption Nanda Kurnia Putra; Amrin Amrin; Mansur Muhammad Abu Zinah; Mowafg Masuwd; Subhan Subhan
Demak Universal Journal of Islam and Sharia Vol. 1 No. 01 (2023): Demak Universal Journal of Islam and Sharia
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (207.236 KB) | DOI: 10.61455/deujis.v1i01.21

Abstract

Consumption is a primary need in human daily life to be able to sustain life. Consumption that is carried out by the rules of sharia, is permissible in religion. The purpose of this study is to analyze the concept of consumption from the perspective of Islamic economics, the study of the verses of the Qur'an about good and correct consumption. This research uses library research methods often also called literature studies, book surveys, or library research. The results of the study concluded that consumption includes all use and utilization of goods and services to meet human needs in everyday life. Several requirements must be met in consumption, including consumption of good (halal) goods, being thrifty, not extravagant, staying away from debt, and staying away from stinginess and stinginess. In the context of Islamic economics, a Muslim is required to consume only good things. Namely halal both halal according to the nature of the substance, how to process it, and how to get it. Consuming only halal goods and services is a form of human obedience to Allah SWT which has implications for getting rewards as a form of blessing from the goods and services consumed. consumption of good goods (halal), thrifty, not extravagant, staying away from debt, staying away from stinginess and stinginess.