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Family Instability: A Study of Livelihoods during the Covid-19 Pandemic in Tanah Datar Regency, Indonesia Elimartati Elimartati; Nailur Rahmi; Widi Nopiardo; Firdaus Firdaus; Vasco Fronzoni
JURIS (Jurnal Ilmiah Syariah) Vol 22, No 1 (2023)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/juris.v22i1.6054

The Covid-19 pandemic resulted in a decrease in family income. Thus, it gave birth to various forms of difficulties in meeting family needs. Through research, the process of how families survived in earning a living during the Covid-19 pandemic was described. The process included the types of difficulties, impact, and solutions to the difficulties encountered. A qualitative approach was used in conducting this study in which the primary and secondary data were obtained using observation techniques, interviews, focus group discussion, and documentation. The research findings showed that there were three difficulties faced by families from a decrease in their income during the Covid-19 pandemic: difficulties in developing businesses, low family purchasing power, and increasing family needs. These three things then led to family instability with the emergence of conflicts such as domestic violence and divorce which continued to increase during the Covid-19 pandemic. Due to the difficulties, the family made creative business adjustments and got help. Families made business adjustments by looking for alternative sources of income, while external assistance was obtained from community and government institutions. This paper concludes that the creativity developed to meet family needs during a pandemic is urgently needed so that families can continue to survive in difficult conditions.

Analisis Konsep Uang Menurut Ulama Salaf Dan Khalaf Serta Implikasinya Dalam Perbankan Syariah Rizal Fahlefi; Alimin Alimin; Rivian Anda Sari; Widi Nopiardo
Al-bank: Journal of Islamic Banking and Finance Vol 3, No 2 (2023): July - Desember 2023
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i2.9758

Penelitian ini bertujuan untuk menganalisis tentang konsep uang dalam Islam menurut ulama salaf dan khalaf serta implikasinya dalam dunia perbankan syariah. Penelitian ini menggunakan metode penelitian studi pustaka dimana peneliti berupaya menggali dan menemukan konsep yang diteliti melalui penelusuran berbagai sumber-sumber kepustakaan yang relevan. Hasil penelitian menunjukkan bahwa para ulama, baik dari kalangan Salaf maupun Khalaf, berbeda pendapat mengenai penggunaan emas dan perak sebagai mata uang, pendapat pertama menyatakan mata uang hanya terbatas pada emas dan perak sedangkan pendapat kedua menyatakan sebaliknya bahwa boleh juga dalam bentuk lain. Pencetakan uang kertas secara berlebihan akan mempengaruhi kestabilan nilai mata uang. Sistem penganggaran dalam Islam sebenarnya tidak memerlukan untuk berutang atau mencetak uang lebih banyak guna membiayai defisit, namun jika terdapat kondisi yang mengharuskan mencetak uang baru maka hak prerogatif pemerintah tersebut harus tunduk pada batasan untuk menjaga keseimbangan antara mencetak uang dan menjaga inflasi dalam 'batas yang wajar'. Oleh karena itu, perbankan syariah komersial merupakan perpanjangan tangan dari bank sentral untuk menstabilkan nilai mata uang dengan cara-cara yang Islami pula

Analisis Konsep Uang Menurut Ulama Salaf Dan Khalaf Serta Implikasinya Dalam Perbankan Syariah Rizal Fahlefi; Alimin Alimin; Rivian Anda Sari; Widi Nopiardo
Al-bank: Journal of Islamic Banking and Finance Vol 3, No 2 (2023): July - Desember 2023
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i2.9758

Penelitian ini bertujuan untuk menganalisis tentang konsep uang dalam Islam menurut ulama salaf dan khalaf serta implikasinya dalam dunia perbankan syariah. Penelitian ini menggunakan metode penelitian studi pustaka dimana peneliti berupaya menggali dan menemukan konsep yang diteliti melalui penelusuran berbagai sumber-sumber kepustakaan yang relevan. Hasil penelitian menunjukkan bahwa para ulama, baik dari kalangan Salaf maupun Khalaf, berbeda pendapat mengenai penggunaan emas dan perak sebagai mata uang, pendapat pertama menyatakan mata uang hanya terbatas pada emas dan perak sedangkan pendapat kedua menyatakan sebaliknya bahwa boleh juga dalam bentuk lain. Pencetakan uang kertas secara berlebihan akan mempengaruhi kestabilan nilai mata uang. Sistem penganggaran dalam Islam sebenarnya tidak memerlukan untuk berutang atau mencetak uang lebih banyak guna membiayai defisit, namun jika terdapat kondisi yang mengharuskan mencetak uang baru maka hak prerogatif pemerintah tersebut harus tunduk pada batasan untuk menjaga keseimbangan antara mencetak uang dan menjaga inflasi dalam 'batas yang wajar'. Oleh karena itu, perbankan syariah komersial merupakan perpanjangan tangan dari bank sentral untuk menstabilkan nilai mata uang dengan cara-cara yang Islami pula

Penyaluran Dana Zakat di Badan Amil Zakat Nasional (BAZNAS) Kota Padang Fajri Fitria; Widi Nopiardo
ZAWA: Management of Zakat and Waqf Journal Vol. 4 No. 2 (2024): December
Publisher : UIN Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v4i2.13441

The main problem in this research is what are the planning and budgeting procedures for distributing zakat funds at BAZNAS Padang City, what are the general provisions for distributing zakat funds at BAZNAS Padang City, what are the procedures for distributing zakat funds based on programs at BAZNAS Padang City and what are the supporting and inhibiting factors in the procedures distribution of zakat funds to BAZNAS Padang City. The type of research the author uses is field research, with qualitative descriptive methods. The data collection technique that the author used was interviews with BAZNAS Padang City and documentation. Data analysis techniques are data reduction, data presentation and drawing conclusions. The research results show that the first planning and budgeting procedures are carried out based on the RKAT which has been determined and approved by BAZNAS leadership to be distributed based on the budget allocation which is budgeted for BAZNAS programs in Padang City. Secondly, the general provisions for the distribution of zakat funds at BAZNAS Padang City are in accordance with the requirements that have been set to be fulfilled by prospective mustahik who will ask for assistance from BAZNAS Padang City according to the mustahik's needs. Thirdly, there are two procedures for distributing zakat funds based on the program, namely distribution using proposals and distribution on the amil's own initiative which distributes directly to the mustahik. And the fourth supporting factor is that the budget distributed is sufficient, establishing good cooperation with the government and being supported by competent amil-amil at BAZNAS Padang City. The inhibiting factor in distribution procedures is the community's low level of thinking, which hinders the distribution of aid to mustahik

Strategy Analysis Of The National Zakat Community (BAZNAS) Of Tanah Datar Regency In Increasing Non-Asn Zakat Collection Yokal Afriko; Asrida; Gampito; Widi Nopiardo
ZAWA: Management of Zakat and Waqf Journal Vol. 5 No. 2 (2025): December
Publisher : UIN Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v5i2.15892

BAZNAS of Tanah Datar Regency has successfully optimized zakat collection through an automated salary deduction system for Civil Servants (ASN). However, a significant challenge persists in the non- ASN sector, where contributions remain remarkably low, accounting for only 1.94% in 2023 and decreasing to 1.77% in 2024. Despite this, the potential zakat from agriculture, trade, and professional sectors is highly significant if managed professionally. This qualitative field research aims to analyze strategies for increasing non-ASN zakat collection, alongside its supporting and inhibiting factors. The results indicate that the strategy is executed through three stages. First, strategy formulation involves mapping potential muzakki and analyzing internal-external conditions. Second, implementation includes establishing fundraising volunteers, optimizing the role of empowerment preachers (da’i), providing zakat pick-up services, and conducting extensive socialization via direct and digital media. Third, periodic evaluations are conducted to ensure program sustainability. Supporting factors include an increasing number of local volunteers and policy support from the Regional Government and the Ministry of Religious Affairs. Conversely, the primary inhibiting factors are low zakat literacy, limited understanding among some religious leaders regarding organizational zakat management, and a strong traditional culture of distributing zakat directly to mustahik without involving official institutions.

Accelerating Community Welfare: A Study of Public Perceptions of the Role of Zakat Management Organizations (OPZ) Widi Nopiardo; Emrizal
ZAWA: Management of Zakat and Waqf Journal Vol. 5 No. 2 (2025): December
Publisher : UIN Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v5i2.16074

Zakat is a fiscal instrument aimed at sustainable social welfare. Accelerating the improvement of the welfare of those who mustahik is a crucial indicator of the success of zakat management. Although zakat funds collected continue to increase annually, studies show that poverty and dependency levels remain persistent issues. Theoretically, distribution through Zakat Management Organizations (OPZ) provides added value in the form of accelerating the welfare of those who mustahik through productive programs and mentoring. However, the community does not yet fully understand the importance of paying zakat through OPZ. This study used field research with a qualitative approach. Primary data were collected through in-depth interviews with selected muzaki (payers of zakat). The results showed that the majority of muzaki believed or had a positive perception that paying zakat through OPZ would accelerate the improvement of the welfare of those who mustahik.

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