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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Perisai : Islamic Banking and Finance Journal Jurnal Dinamika Ekonomi dan Bisnis Jurnal Ilmiah Al-Syir'ah Stability: Journal of Management and Business Journal of Dedicators Community Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JESI (Jurnal Ekonomi Syariah Indonesia) Comvice : Journal of community service Proceeding of Conference on Islamic Management, Accounting, and Economics EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Abdimas UNWAHAS : Jurnal Pengabdian Masyarakat UNWAHAS El-Qist : Journal of Islamic Economics and Business (JIEB) Journal of Islamic Economics and Philanthropy Jurnal Ekonomi Syariah Pelita Bangsa Etihad: Journal of Islamic Banking and Finance Jurnal Iqtisaduna Idarotuna : Jurnal of Administrative Science JASNA : Journal For Aswaja Studies Islamiconomic: Jurnal Ekonomi Islam Journal of Management and Digital Business Journal of Indonesian Sharia Economics El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Finance and Islamic Banking Referensi Islamika: Jurnal Studi Islam
Aan Zainul Anwar
Universitas Islam Nahdlatul Ulama Jepara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Public Health Social Sciences

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OPTIMALISASI PEMASARAN DI ERA PANDEMI COVID-19 BAGI USAHA MIKRO KECIL DAN MENENGAH DI DESA BAWU Rokhimah, Hafiza Meylia; Yuliana, Shofa Zulfriza; Naufal, Achmad; Lu'luatuwwafiroh, Lu'luatuwwafiroh; Ma'lufi, Muchammad Viqi; Anwar, Aan Zainul
Journal of Dedicators Community Vol 7, No 2 (2023)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdc.v7i2.2443

Abstract

The activity was a community service carried out in Bawu Village to a Micro, Small and Medium Enterprises (MSME) with the name Baim¢s Cafe and Bubur & Rujak Mbok Siti. The spread of COVID-19 that hit Indonesia had a negative impact on micro-entrepreneurs in Indonesia, especially in Bawu Village. The implementation of Restrictions Towards Community Activities (PPKM) by both central and local governments significantly reduces consumer access to the micro business actors. The purpose of this community service is to increase the entrepreneurial knowledge and skills of business owners in selling through social networking. This service is carried out through mentoring activities including the creation and training of the use of social media in product sales, grab registration, relayout, redesign menu list, as well as monitoring and evaluation. The results obtained after mentoring showed an increase in consumer access to the assisted micro businesses, as indicated by the increase in orders and turnover of the assisted micro businesses. This activity is expected to be an example for other Micro, Small and Medium Enterprises business actors affected by the COVID-19 pandemic and become a solution to the existing problems.
Implementasi Akuntansi Syariah Pada Pembiayaan Murabahah Berdasarkan PSAK No.102 Pada BMT (Studi Kasus Pada Asosiasi BMT NU di Kabupaten Jepara): Implementation of Sharia Accounting in Murabahah Financing Based on PSAK No.102 on BMT: Case Study at the NU BMT Association in Jepara Regency Wulandari, Erahayu Dianita Denok; Anwar, Aan Zainul
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 1 (2021): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2021.11.1.98-113

Abstract

The implementation of sharia accounting following accounting standards is highly used as a form of transparency and accountability of an Islamic financial institution. This research aims to analyze the implementation of Islamic accounting in Islamic microfinance institutions, including recognition, measurement, presentation, disclosure of Murabahah transactions and their compliance with PSAK No. 102 in Baitul Mal Wat Tamwil (BMT), which is a member of the Nahdlatul Ulama Cooperative Association (Askowanu), Jepara Regency. The method used in this research is qualitative with a field study approach. Information and data sources were obtained through interviews with managers of BMT Aman Utama, BMT Aman Abadi, and BMT Bazara, as well as field observations of the three research objects and documents study. The data validity used source triangulation. The research results show that the implementation of accounting for murabahah financing on research objects is generally not following the provisions of PSAK 102. However, partially, several aspects are appropriate in practising the standard of PSAK No. 102 concerning Murabahah. Keywords: Islamic accounting; Murabahah; PSAK No.102; Askowanu.   Abstrak: Pelaksanaan akuntansi syariah yang sesuai dengan standar akuntansi sangat berguna diterapkan sebagai wujud transparansi serta akuntabilitas suatu lembaga keuangan syariah. Riset ini bertujuan untuk menganalisis pelaksanaan akuntansi syariah pada lembaga keuangan mikro syariah meliputi pengakuan, pengukuran, penyajian, pengungkapan transaksi murabahah serta kesesuaiannya dengan PSAK Nomor 102 di Baitul Mal wat Tamwil (BMT), yang tergabung pada Asosiasi Koperasi Nahdlatul Ulama (Askowanu) Kabupaten Jepara. Metode yang digunakan dalam riset ini adalah kualitatif dengan pendekatan studi lapangan. Informasi serta sumber data diperoleh melalui wawancara kepada manajer BMT Aman Utama, BMT Aman Abadi serta BMT Bazara, juga observasi lapangan ke ketiga objek riset dan studi dokumen. Validitas data menggunakan trianggulasi sumber. Hasil riset menampilkan bahwa pelaksanaan akuntansi pembiayaan murabahah pada objek riset secara umum belum sesuai dengan ketentuan PSAK 102 walaupun secara parsial ditemukan ada beberapa aspek yang telah sesuai dalam mempraktikkan secara baik dan benar standar PSAK Nomor 102 tentang Murabahah. Kata Kunci: Akuntansi Syariah; Murabahah; PSAK No.102; Askowanu.
Pengaruh Sertifikasi Halal dan Pemasaran Syariah Terhadap Peningkatan Penjualan Usaha Mikro Kecil di Kabupaten Jepara Kharimatun Nikmah, Nanda; Aan Zainul Anwar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.5290

Abstract

This study aims to analyze the effect of halal certification and sharia marketing on increase sales of micro and small businesses in Jepara district. This study is a descriptive quantitative study, primary data obtained by distributing questionnaires via google form which is measured by a likert scale. The population in this study was 2,283, it is known that the number of samples using the slovin formula with the purposive sampling method was 97 business actors who already had halal certification, after that a multiple linear regression analysis was conducted using SPSS 22 software. The results of the study simultaneously showed a significant positive effect on increasing sales. Then, the partial results showed that halal certification was significantly positive on increasing sales, and sharia marketing was significantly positive on increasing sales.
Implementasi Kepatuhan Syariah pada Produk Simpanan Sembako di KSPPS Artha Yasmin Az Zahra Jepara Azizah, Wafiq Nur; Anwar, Aan Zainul
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 9 No 2 (2025): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/tn2n8e40

Abstract

Islamic Microfinance Institutions play a strategic role in providing financial services that comply with Sharia principles, including through innovative savings products that benefit members. One of the products offered by KSPPS Artha Yasmin Az Zahra Jepara is the Simpanan Sembako (Simko) savings program. Compliance with fatwas and Sharia principles is a crucial factor in maintaining member trust and ensuring the legality of transactions. This study aims to analyze Sharia compliance in the Simko savings product at KSPPS Artha Yasmin Az Zahra, focusing on the issue of implementing Sharia compliance in the practice of Simko. Using a qualitative case study approach, primary data were obtained through direct field research, including interviews with the Manager, members, and the Sharia Supervisory Board (DPS) of KSPPS Artha Yasmin Az Zahra, Jepara Regency. Secondary data were obtained from various sources such as reports, documents, and other materials relevant to the discussion of compliance with Sharia contracts. The results of the study indicate that KSPPS Artha Yasmin Az Zahra has implemented the Simko product in accordance with Sharia principles. The product is free from elements of riba, gharar, and maisir, and is in line with DSN-MUI fatwas regarding Wadiah and savings contracts. Nevertheless, challenges remain in its implementation, particularly regarding members’ understanding of the contract used. This is mainly due to the low level of Sharia literacy among members and the suboptimal socialization efforts from the KSPPS management.
The Degree Of Understanding Of Zakat On Profession/Income In Jepara Regency Aan Zainul Anwar; Miftah Arifin
Jurnal Ilmiah Al-Syir'ah Vol 16, No 2 (2018)
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/jis.v16i2.665

Abstract

This study aimed to determine the degree of understanding of zakat on profession/income and the characteristics of the community distribution model as an effective collection model for zakat institutions. This study used a qualitative method with 68 respondents from various professional work backgrounds including civil servants, teachers, employees, military, police, and government officials. The results of this study were that Jepara people have a high degree of understanding about zakat but have not been fully able to calculate nishab of zakat especially zakat on profession/income. Therefore, not all people who are obliged to pay zakat on professionand the distribution of zakat on professionis still directly to mustahiq.Keywords: Zakat on Profession/Income; Understanding of Zakat; Zakat; Alms 
A proposed mosque-based zakat microfinance model for community economic empowerment Aan Zainul Anwar; Silviana Pebruary; Buhari Lawal
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 4 (2026): AUGUST
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i4.1017

Abstract

This study aims to formulate a proposed model for mosque-based Zakat Microfinance to address capital constraints among mosque congregants. These constraints are primarily driven by high dependency on usury-based (riba) conventional financing, and this model seeks to facilitate a transition toward Islamic financial systems. This study employs an exploratory sequential mixed-methods design. Data were collected through structured questionnaires administered to 104 congregants, direct observation, and in-depth interviews with key informants. The research procedure comprised four stages: pre-survey, field data collection, data reduction and thematic coding, and formulation of the operational model. Data analysis integrates descriptive statistics with an interactive analytical approach. The findings reveal that although the literacy rate regarding Zakat Microfinance is relatively low (28.85%), there is an overwhelming acceptance (98.08%) of collateral-free financing based on qard al-hasan contracts. Based on these findings, a Zakat Microfinance model was formulated that integrates mosque management board (ta'mir masjid), zakat institutions, business consultants, and Islamic organization leaders as a supervisory board. The model leverages digital technology through a modified Cash Management System (CMS) and incorporates innovative repayment systems via QRIS for each mosque congregant. This study was conducted within a single regional and institutional setting, employed non-probability sampling, relied partly on stated intentions, and has not yet implemented the proposed financing model. The originality of this study lies in the formulation of a communal social banking model based on the mosque ecosystem, which has the potential to generate moral collateral through the social control mechanisms of the mosque community.. This moral collateral is established through the social control mechanism of the mosque community, which replaces traditional physical collateral in micro-financing systems.
Co-Authors Alex Yusron Al Mufti Aula, Ivadhatul Azizah, Wafiq Nur Buhari Lawal Darwanto Darwanto Darwanto Darwanto Darwanto Darwanto Dimas Ananda Edi Susilo Edi Susilo Edy Yusuf Agung Gunanto Elok Faiqotul Himma Noahdian Erahayu Dianita Denok Wulandari Evi Rohmawati Fatchur Rohman Fatchur Rohman Ghufron Hamzah Isyfa Fuhrotun Nadhifah Kharimatun Nikmah, Nanda Lu'luatuwwafiroh, Lu'luatuwwafiroh M. Husni Arafat M. Husni Tamrin Ma'lufi, Muchammad Viqi Miftah Arifin Miftah Arifin Mila Alfiani Mohammad Yunies Edward Muhammad Ismail Naufal, Achmad Nisrina Cindy Naula Prysca Anggita Putri Purbayu Budi Santosa Rita Nur Wahyuningrum Rohmawati, Nur Aeni Rokhimah, Hafiza Meylia Rudi Joko Laksono Sa’diyah, Mahmudatus Selli Annafi'atul Mukaromah Silvia Dora Bonita Silviana Pebruary Sindy Aulia Octaviana Subadriyah, Subadriyah Wahyuningsih, Fitriana Wulandari, Erahayu Dianita Denok Yuliana, Shofa Zulfriza