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OPTIMALISASI PEMASARAN DI ERA PANDEMI COVID-19 BAGI USAHA MIKRO KECIL DAN MENENGAH DI DESA BAWU Rokhimah, Hafiza Meylia; Yuliana, Shofa Zulfriza; Naufal, Achmad; Lu'luatuwwafiroh, Lu'luatuwwafiroh; Ma'lufi, Muchammad Viqi; Anwar, Aan Zainul
Journal of Dedicators Community Vol 7, No 2 (2023)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jdc.v7i2.2443

Abstract

The activity was a community service carried out in Bawu Village to a Micro, Small and Medium Enterprises (MSME) with the name Baim¢s Cafe and Bubur & Rujak Mbok Siti. The spread of COVID-19 that hit Indonesia had a negative impact on micro-entrepreneurs in Indonesia, especially in Bawu Village. The implementation of Restrictions Towards Community Activities (PPKM) by both central and local governments significantly reduces consumer access to the micro business actors. The purpose of this community service is to increase the entrepreneurial knowledge and skills of business owners in selling through social networking. This service is carried out through mentoring activities including the creation and training of the use of social media in product sales, grab registration, relayout, redesign menu list, as well as monitoring and evaluation. The results obtained after mentoring showed an increase in consumer access to the assisted micro businesses, as indicated by the increase in orders and turnover of the assisted micro businesses. This activity is expected to be an example for other Micro, Small and Medium Enterprises business actors affected by the COVID-19 pandemic and become a solution to the existing problems.
Implementasi Akuntansi Syariah Pada Pembiayaan Murabahah Berdasarkan PSAK No.102 Pada BMT (Studi Kasus Pada Asosiasi BMT NU di Kabupaten Jepara): Implementation of Sharia Accounting in Murabahah Financing Based on PSAK No.102 on BMT: Case Study at the NU BMT Association in Jepara Regency Wulandari, Erahayu Dianita Denok; Anwar, Aan Zainul
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 1 (2021): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2021.11.1.98-113

Abstract

The implementation of sharia accounting following accounting standards is highly used as a form of transparency and accountability of an Islamic financial institution. This research aims to analyze the implementation of Islamic accounting in Islamic microfinance institutions, including recognition, measurement, presentation, disclosure of Murabahah transactions and their compliance with PSAK No. 102 in Baitul Mal Wat Tamwil (BMT), which is a member of the Nahdlatul Ulama Cooperative Association (Askowanu), Jepara Regency. The method used in this research is qualitative with a field study approach. Information and data sources were obtained through interviews with managers of BMT Aman Utama, BMT Aman Abadi, and BMT Bazara, as well as field observations of the three research objects and documents study. The data validity used source triangulation. The research results show that the implementation of accounting for murabahah financing on research objects is generally not following the provisions of PSAK 102. However, partially, several aspects are appropriate in practising the standard of PSAK No. 102 concerning Murabahah. Keywords: Islamic accounting; Murabahah; PSAK No.102; Askowanu.   Abstrak: Pelaksanaan akuntansi syariah yang sesuai dengan standar akuntansi sangat berguna diterapkan sebagai wujud transparansi serta akuntabilitas suatu lembaga keuangan syariah. Riset ini bertujuan untuk menganalisis pelaksanaan akuntansi syariah pada lembaga keuangan mikro syariah meliputi pengakuan, pengukuran, penyajian, pengungkapan transaksi murabahah serta kesesuaiannya dengan PSAK Nomor 102 di Baitul Mal wat Tamwil (BMT), yang tergabung pada Asosiasi Koperasi Nahdlatul Ulama (Askowanu) Kabupaten Jepara. Metode yang digunakan dalam riset ini adalah kualitatif dengan pendekatan studi lapangan. Informasi serta sumber data diperoleh melalui wawancara kepada manajer BMT Aman Utama, BMT Aman Abadi serta BMT Bazara, juga observasi lapangan ke ketiga objek riset dan studi dokumen. Validitas data menggunakan trianggulasi sumber. Hasil riset menampilkan bahwa pelaksanaan akuntansi pembiayaan murabahah pada objek riset secara umum belum sesuai dengan ketentuan PSAK 102 walaupun secara parsial ditemukan ada beberapa aspek yang telah sesuai dalam mempraktikkan secara baik dan benar standar PSAK Nomor 102 tentang Murabahah. Kata Kunci: Akuntansi Syariah; Murabahah; PSAK No.102; Askowanu.
Pengaruh Sertifikasi Halal dan Pemasaran Syariah Terhadap Peningkatan Penjualan Usaha Mikro Kecil di Kabupaten Jepara Kharimatun Nikmah, Nanda; Aan Zainul Anwar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.5290

Abstract

This study aims to analyze the effect of halal certification and sharia marketing on increase sales of micro and small businesses in Jepara district. This study is a descriptive quantitative study, primary data obtained by distributing questionnaires via google form which is measured by a likert scale. The population in this study was 2,283, it is known that the number of samples using the slovin formula with the purposive sampling method was 97 business actors who already had halal certification, after that a multiple linear regression analysis was conducted using SPSS 22 software. The results of the study simultaneously showed a significant positive effect on increasing sales. Then, the partial results showed that halal certification was significantly positive on increasing sales, and sharia marketing was significantly positive on increasing sales.
Pengaruh Sertifikasi Halal dan Pemasaran Syariah Terhadap Peningkatan Penjualan Usaha Mikro Kecil di Kabupaten Jepara Nanda Kharimatun Nikmah; Aan Zainul Anwar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.5290

Abstract

This study aims to analyze the effect of halal certification and sharia marketing on increase sales of micro and small businesses in Jepara district. This study is a descriptive quantitative study, primary data obtained by distributing questionnaires via google form which is measured by a likert scale. The population in this study was 2,283, it is known that the number of samples using the slovin formula with the purposive sampling method was 97 business actors who already had halal certification, after that a multiple linear regression analysis was conducted using SPSS 22 software. The results of the study simultaneously showed a significant positive effect on increasing sales. Then, the partial results showed that halal certification was significantly positive on increasing sales, and sharia marketing was significantly positive on increasing sales.
Implementasi Kepatuhan Syariah pada Produk Simpanan Sembako di KSPPS Artha Yasmin Az Zahra Jepara Azizah, Wafiq Nur; Anwar, Aan Zainul
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 9 No 2 (2025): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/tn2n8e40

Abstract

Islamic Microfinance Institutions play a strategic role in providing financial services that comply with Sharia principles, including through innovative savings products that benefit members. One of the products offered by KSPPS Artha Yasmin Az Zahra Jepara is the Simpanan Sembako (Simko) savings program. Compliance with fatwas and Sharia principles is a crucial factor in maintaining member trust and ensuring the legality of transactions. This study aims to analyze Sharia compliance in the Simko savings product at KSPPS Artha Yasmin Az Zahra, focusing on the issue of implementing Sharia compliance in the practice of Simko. Using a qualitative case study approach, primary data were obtained through direct field research, including interviews with the Manager, members, and the Sharia Supervisory Board (DPS) of KSPPS Artha Yasmin Az Zahra, Jepara Regency. Secondary data were obtained from various sources such as reports, documents, and other materials relevant to the discussion of compliance with Sharia contracts. The results of the study indicate that KSPPS Artha Yasmin Az Zahra has implemented the Simko product in accordance with Sharia principles. The product is free from elements of riba, gharar, and maisir, and is in line with DSN-MUI fatwas regarding Wadiah and savings contracts. Nevertheless, challenges remain in its implementation, particularly regarding members’ understanding of the contract used. This is mainly due to the low level of Sharia literacy among members and the suboptimal socialization efforts from the KSPPS management.
PENGARUH LITERASI KEUANGAN SYARIAH, KEMANFAATAN, DAN RISIKO TERHADAP MINAT PENGGUNAAN E-MONEY SHOPEEPAY Sa'diyah, Mahmudatus; Anwar, Aan Zainul; Mufawazah, Naila; Wahyuni, Isna Tri
Iltizam : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 2 (2025): Iltizam : Jurnal Ekonomi dan Keuangan Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/iltizam.v2i2.6076

Abstract

Penelitian ini menguji pengaruh Literasi Keuangan Syariah, Kemanfaatan, dan Risiko Terhadap Minat Penggunaan E-Money ShopeePay. Populasi dalam penelitian ini adalah generasi Z muslim yang menggunakan e-money ShopeePay. Sampel sebanyak 96 responden dihitung menggunakan rumus rao purba, teknik pengambilan sampel menggunakan purposive sampling. Teknik pengumpulan data kuesioner sedangkan teknik analisis data adalah analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa literasi keuangan syariah berpengaruh positif signifikan terhadap minat penggunaan e-money ShopeePay diperoleh nilai sebesar 2,725 > 1,6617 dengan nilai signifikansi kurang dari 0,05 (0,008 < 0,05). kemanfaatan juga berpengaruh positif signifikan terhadap minat penggunaan e-money ShopeePay diperoleh nilai sebesar 2,341 > 1,6617 dengan nilai signifikansi kurang dari 0,05 (0,021 < 0,05). Risiko berpengaruh positif signifikan terhadap minat penggunaan e-money ShopeePay diperoleh nilai sebesar 2,883 > 1,6617 dengan nilai signifikansi kurang dari 0,05 (0,005 < 0,05).