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A Review of The Strengths, Weaknesses, Opportunities, and Threats Facing Muslim-friendly Tourism in The Jepara District of Indonesia Aan Zainul Anwar; Miftah Arifin; Elok Faiqotul Himma Noahdian; Sindy Aulia Octaviana
Idarotuna : Journal of Administrative Science Vol. 4 No. 1 (2023): May
Publisher : Program Study Office Adminstrative of Akademi Komunitas Teknologi Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/idarotuna.v4i1.43

This study aims to determine the strengths, weaknesses, opportunities, and threats to the potential of Jepara Regency as a Muslim-friendly tourism area. The benefits of this research can be used by the government in making policies regarding the development of Muslim-friendly tourism in Jepara. This research method is qualitative, and the data sources are interviews with the tourism office, tourism managers, and observations on tourist objects. Data analysis using SWOT The results of this study show that there is support, especially for the Jepara community, which is predominantly Muslim. Various types of natural tourism areas, religious tourism, and modern tourism have been supported by adequate and Muslim-friendly facilities. The weakness aspect is that there are still many access roads to tourist attractions that are inadequate, as well as religious facilities and toilets that are not clean. The opportunity to make Jepara a Muslim-friendly tourist area is the existence of social media support, which makes promotion easier and can reach all levels of society, while the threat is competitors from other cities who are also starting to integrate tourist attractions. Even so, Jepara is optimistic that it will remain the best Muslim-friendly tourism area.

STRATEGI KOMUNIKASI FUNDRAISING ORGANISASI PENGELOLA ZAKAT UNTUK PENINGKATAN PEROLEHAN ZAKAT Nisrina Cindy Naula; Aan Zainul Anwar
Journal of Islamic Economics and Philanthropy Vol. 4 No. 2 (2021): November
Publisher : Universitas Darussalam Gontor

Zakat is an obligation for every Muslim who fulfills it. Indonesia is a country with a majority Muslim population. The potential for zakat in Indonesia in 2019 is 233.84 trillion, while the reality of the acquisition of new zakat is 3.7 trillion or only 1.3 percent of the potential. It is necessary to explore the problems that arise from these gaps. The purpose of this study is to determine the method of fundraising communication strategy or zakat collection and the results of the implementation of the fundraising strategy or zakat collection by zakat management organizations in Jepara. This research uses descriptive analysis method with a qualitative approach. In extracting data, in-depth interview techniques to the Chairperson and / or the fundraising section, observation of the collection of zakat funds, and documentation through various searches of various libraries and documents of related agencies. Meanwhile, the data processing technique uses the Miles and Huberman theory by carrying out activities such as data reduction, data presentation, and data verification. The results of this study indicate that there are two fundraising communication strategies used by each OPZ, namely, offline and online strategies. The online strategy is considered very effective for NU-CARE LAZISNU Jepara in increasing the acquisition of zakat, while according to BAZNAS Jepara Regency and LAZISMU Jepara, the offline strategy is considered very effective in increasing the acquisition of zakat. Implementation of several strategies that are effectively used by each of these OPZs through the programs implemented

Performance Analysis of Islamic Micro Finance Institutions on Sustainable Rural Development in Indonesia Aan Zainul Anwar; Edi Susilo; Fatchur Rohman; Purbayu Budi Santoso; Edy Yusuf Agung Gunanto; Darwanto Darwanto
Journal of Finance and Islamic Banking Vol. 3 No. 2 (2020)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v3i2.2965

This study aims to analyze the influence of the performance of Islamic microfinance institutions (MFIs) in strengthening the agricultural and fisheries sector to realize sustainable rural development. The study uses quantitative method and purposive sampling method. The sample of this study was 85 agricultural and fishery business actors in Central Java, Indonesia. The variable quality of service, accessibility and philanthropic characteristics of Islamic MFIs towards sustainable rural development which mediated by strengthening of the agricultural and fisheries sector. The urgency of this research is to establish a financing model for the agriculture and fisheries sector. This study uses primary data which collected through filling out the questionnaires by business actors in the agriculture and fisheries sector. The results showed that 1) the service quality of Islamic MFIs had no impact on strengthening the agricultural and fisheries sector 2) accessibility of Islamic MFIs had a positive impact on strengthening the agricultural and fisheries sector 3) philanthropic characteristics had a positive impact on strengthening the agricultural and fisheries sector 4) strengthening the agriculture and fisheries sector has a positive impact on sustainable rural development. This research can be used as a model for channeling customer funds to finance Islamic MFIsÂ

PENGARUH LITERASI ZAKAT TERHADAP KEPERCAYAAN MUZAKKI PADA NU CARE-LAZISNU CABANG JEPARA Dimas Ananda; Aan Zainul Anwar
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.770

Indonesia is the largest Muslim country in the world, but the gap in the potential and realization of zakat is quite high. Whereas zakat is an obligatory worship that must be fulfilled by every Muslim. In addition to the role of amil in managing zakat funds, zakat muzakki literacy is also a factor in the gap in zakat potential. This study aims to determine the effect of zakat literacy on the trust of muzakki at NU Care-Lazisnu Branch Jepara. This study uses quantitative methods, with multiple linear regression. Data were obtained through a questionnaire of nahdliyin (member of Nahdlatul Ulama) who live in Jepara Regency who distributed zakat through NU Care-Lazisnu with a total population of 85,860 people and the number of samples is 100 respondents. The variables of this research are knowledge of zakat in general, knowledge of the obligation to pay zakat, knowledge of 8 asnaf, knowledge of zakat calculation and knowledge of the object of zakat. The results of this study indicate that knowledge of the obligation to pay zakat and knowledge of the 8 asnaf have a positive effect on muzakki's belief in lazisnu, while knowledge of zakat in general, knowledge of zakat calculation, and knowledge of the object of zakat do not have a positive effect on muzakki's belief in lazisnu.

Analisis Penerapan PSAK 105 Perhitungan Bagi Hasil Mudharabah pada Bank Syariah Indonesia Nadhifah, Isyfa Fuhrotun; Anwar, Aan Zainul
Etihad: Journal of Islamic Banking and Finance Vol. 2 No. 1 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v2i1.3948

The growth of Islamic financial institutions is currently relatively fast. Islamic banks have wider opportunities to develop product innovations that do not contain elements of usury (riba) because they use a profit-sharing system. This study aims to analyze the calculation of the profit-sharing of mudharabah muthlaqah financing and to determine the suitability of the application of the calculation of the profit-sharing of mudharabah muthlaqah financing at the Bank Syariah Indonesia or BSI (ex-Bank Syariah Mandiri or BSM) KCP Jepara1 with PSAK 105 Qualitative research method with case study type, data obtained through observation of the implementation of the mudharabah muthlaqoh contract, interviews with managers and customers of BSI KCP Jepara 1 and documentation of forms and documents for implementing the mudharabah muthlaqoh contract. Data validity through source triangulation. The results showed that the profit-sharing principle applied by BSI KCP Jepara 1 in mudharabah muthlaqah financing refers to the profit-sharing principle. The determination of the profit-sharing ratio of mudharabah muthlaqah financing carried out by BSI KCP Jepara 1 is determined jointly between BSI KCP Jepara and its customers which is ultimately set forth in a contract and the ratio is based on the profits earned by BSI KCP Jepara 1. customers and the calculation of profit-sharing for mudharabah muthlaqah financing at BSI KCP Jepara 1 is in accordance with PSAK 105 paragraph 11.Perkembangan lembaga-lembaga keuangan syariah sekarang ini tergolong cepat. Bank syariah mempunyai kesempatan lebih luas untuk mengembangkan inovasi produk-produknya yang tidak ada unsur riba karena menggunakan sistem bagi hasil. Tujuan penelitian ini adalah untuk menganalisis perhitungan bagi hasil pada pembiayaan mudharabah muthlaqah serta untuk mengetahui kesesuaian penerapan perhitungan bagi hasil pembiayaan mudharabah muthlaqah pada Bank Syariah Indonesia (ex Bank Syariah Mandiri) KCP Jepara dengan PSAK 105. Metode penelitian keualitatif dengan jenis studi kasus, data diperoleh melalui observasi pelaksanaan akad mudharabah muthlaqoh, wawancara kepada manajer dan nasabah BSI KCP Jepara 1 (ex BSM) dan dokumentasi dari formulir dan dokumen pelaksanaan akad mudharabah muthlaqoh. Validitas data melalui triangulasi sumber. Hasil penelitian bahwa prinsip bagi hasil yang diterapkan Bank Syariah Mandiri KCP Jepara pada pembiayaan mudharabah muthlaqah mengacu pada prinsip revenue sharing. Penentuan nisbah bagi hasil atas pembiayaan mudharabah muthlaqah yang dilakukan oleh BSI (ex BSM) KCP Jepara 1 ditentukan secara bersama-sama antara BSM KCP Jepara dan nasabahnya yang pada akhirnya tertuang dalam suatu akad dan nisbahnya berdasarkan keuntungan yang diperoleh nasabah. Dan perhitungan bagi hasil pembiayaan mudharabah muthlaqah pada Bank Syariah Mandiri KCP Jepara telah sesuai dengan PSAK 105 paragraf 11.

Implementation of Assurance System Compliance on Halal Products in the Processing of Halal-Certified for Micro and Small Enterprises Anwar, Aan Zainul; Hamzah, Ghufron; Sa’diyah, Mahmudatus
JASNA : Journal For Aswaja Studies Vol 5, No 1 (2025)
Publisher : Pusat Studi Aswaja An-Nahdliyyah UNISNU Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jasna.v5i1.7091

This study aims to analyze the implementation of assurance system compliance on halal products in the processing of halal-certified for business actors. The type of research used is descriptive qualitative research. Data and data sources are obtained through observation, questionnaires, documentation, and interviews. Observations are made on observing the activities for halal process of product production carried out by business actors with the data output on halal product production process activities. The questionnaire involved 66 small micro business actors as respondents, of which 35 had been certified halal. Documentation in the form of activity documents, records of production activities, and rules also guidelines related to the production of halal products. Interviews were conducted by heads of halal business actors and supervisors with the output of information on the implementation and supervision of the halal product production process. The location of the research object is a small micro business in Central Java Province. Data analysis goes through several stages, namely data collection, data reduction, data classification or category, data appearance, and data presentation. Data validity using source triangulation. The results showed the implementation of assurance system compliance on halal products in the processing of halal-certified for micro and small enterprises in Central Java. The duties and roles of halal supervisors in micro small enterprises that have halal-certified products have been procedurally carried out and most of them have competencies related to the halal product process. The implementation of assurance system compliance on halal products in the processing of halal-certified for micro and small enterprises has also been carried out starting with ensuring halal raw materials, processing free from feces, serving, and packaging. The existence of halal labels on products can increase interest and selling value in the community.

Variasi produk, label halal, kualitas layanan, dan harga: faktor pendorong pembelian ulang oleh generasi Z dalam industri makanan cepat saji Rohmawati, Nur Aeni; Anwar, Aan Zainul
Journal of Management and Digital Business Vol. 5 No. 1 (2025): Journal of Management and Digital Business
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jmdb.v5i1.1518

The fast-food industry is experiencing rapid growth among Generation Z, where factors such as product variety, halal labeling, service quality, and price play an important role in shaping repeat purchase decisions and customer loyalty. Understanding these factors is key for businesses to design more effective marketing strategies. This study focuses on Gacoan Noodle restaurants in Central Java and aims to analyze the influence of product variety, halal labels, service quality, and price on Generation Z's repurchase decision. A quantitative approach was used in this study, and questionnaires were distributed to 100 respondents using random sampling techniques. The data obtained was analyzed using multiple linear regression. The results show that product variety, service quality, and price have a positive and significant influence on repurchase decisions, while the halal label shows a negative and significant impact. Among all variables, product variety is the most dominant factor in driving repurchase decisions. Overall, the four variables simultaneously influence Generation Z’s repurchase decision in the fast-food industry.

Pengaruh Religiusitas, Literasi Halal, dan Perilaku Konsumen Terhadap Keputusan Pembelian Produk Makanan Halal Pada Masyarakat di Jawa Tengah Aula, Ivadhatul; Anwar, Aan Zainul
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 9 No. 02 (2024): JESPB Edisi Oktober 2024
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v9i02.1811

Populasi dalam penelitian ini adalah masyarakat muslim di Jawa Tengah dengan pengambilan sampel menggunakan metode purposive sampling. Sampel pada penelitian ini diambil sebanyak 100, dengan teknik pengumpulan sampel dengan menggunakan rumus Rao Purba. Data yang digunakan adalah data primer yang didapatkan melalui pengisian kuesioner. Regresi dengan menggunakan data panel digunakan untuk menganalisis data dan pengaruh dari religiusitas, literasi halal dan perilaku konsumen terhadap keputusan pembelian makanan halal di Jawa Tengah. Hasil penelitian secara simultan menunjukkan siginifikan positif terhadap keputusan pembelian. Kemudian, hasil secara parsial menunjukkan bahwa Religiusitas signifikan positif terhadap Keputusan Pembelian Makanan Halal di Jawa Tengah, Literasi Halal signifikan positif terhadap Keputusan Pembelian Makanan Halal di Jawa Tengah, dan Perilaku Konsumen signifikan positif terhadap Keputusan Pembelian Makanan Halal di Jawa Tengah. Penelitian ini bertujuan untuk menganalisa pengaruh religiusitas, literasi halal dan perilaku konsumen terhadap keputusan pembelian produk makanan halal.

Analisis Penerapan PSAK 105 Perhitungan Bagi Hasil Mudharabah pada Bank Syariah Indonesia Nadhifah, Isyfa Fuhrotun; Anwar, Aan Zainul
Etihad: Journal of Islamic Banking and Finance Vol. 2 No. 1 (2022)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v2i1.3948

The growth of Islamic financial institutions is currently relatively fast. Islamic banks have wider opportunities to develop product innovations that do not contain elements of usury (riba) because they use a profit-sharing system. This study aims to analyze the calculation of the profit-sharing of mudharabah muthlaqah financing and to determine the suitability of the application of the calculation of the profit-sharing of mudharabah muthlaqah financing at the Bank Syariah Indonesia or BSI (ex-Bank Syariah Mandiri or BSM) KCP Jepara1 with PSAK 105 Qualitative research method with case study type, data obtained through observation of the implementation of the mudharabah muthlaqoh contract, interviews with managers and customers of BSI KCP Jepara 1 and documentation of forms and documents for implementing the mudharabah muthlaqoh contract. Data validity through source triangulation. The results showed that the profit-sharing principle applied by BSI KCP Jepara 1 in mudharabah muthlaqah financing refers to the profit-sharing principle. The determination of the profit-sharing ratio of mudharabah muthlaqah financing carried out by BSI KCP Jepara 1 is determined jointly between BSI KCP Jepara and its customers which is ultimately set forth in a contract and the ratio is based on the profits earned by BSI KCP Jepara 1. customers and the calculation of profit-sharing for mudharabah muthlaqah financing at BSI KCP Jepara 1 is in accordance with PSAK 105 paragraph 11.Perkembangan lembaga-lembaga keuangan syariah sekarang ini tergolong cepat. Bank syariah mempunyai kesempatan lebih luas untuk mengembangkan inovasi produk-produknya yang tidak ada unsur riba karena menggunakan sistem bagi hasil. Tujuan penelitian ini adalah untuk menganalisis perhitungan bagi hasil pada pembiayaan mudharabah muthlaqah serta untuk mengetahui kesesuaian penerapan perhitungan bagi hasil pembiayaan mudharabah muthlaqah pada Bank Syariah Indonesia (ex Bank Syariah Mandiri) KCP Jepara dengan PSAK 105. Metode penelitian keualitatif dengan jenis studi kasus, data diperoleh melalui observasi pelaksanaan akad mudharabah muthlaqoh, wawancara kepada manajer dan nasabah BSI KCP Jepara 1 (ex BSM) dan dokumentasi dari formulir dan dokumen pelaksanaan akad mudharabah muthlaqoh. Validitas data melalui triangulasi sumber. Hasil penelitian bahwa prinsip bagi hasil yang diterapkan Bank Syariah Mandiri KCP Jepara pada pembiayaan mudharabah muthlaqah mengacu pada prinsip revenue sharing. Penentuan nisbah bagi hasil atas pembiayaan mudharabah muthlaqah yang dilakukan oleh BSI (ex BSM) KCP Jepara 1 ditentukan secara bersama-sama antara BSM KCP Jepara dan nasabahnya yang pada akhirnya tertuang dalam suatu akad dan nisbahnya berdasarkan keuntungan yang diperoleh nasabah. Dan perhitungan bagi hasil pembiayaan mudharabah muthlaqah pada Bank Syariah Mandiri KCP Jepara telah sesuai dengan PSAK 105 paragraf 11.

Pengaruh Tingkat Pendidikan, Pengetahuan Zakat, Dan Religiusitas Terhadap Kepatuhan Dalam Membayar Zakat Industri Di Kabupaten Jepara Wahyuningsih, Fitriana; Anwar, Aan Zainul
Jurnal Iqtisaduna Vol 11 No 1 (2025)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v11i1.55151

This study aims to analyze the effect of education level, zakat knowledge, and religiosity on compliance to pay industrial zakat in Jepara Regency. This research uses a quantitative approach with primary data obtained through questionnaires to 100 respondents who are furniture industry players in Jepara. The data collected were analyzed using SPSS version 25 software, by applying multiple linear regression analysis, as well as conducting validity tests, reliability tests, classical assumption tests, and hypothesis testing. The level of education is measured through the respondent's last level of education, zakat knowledge includes an understanding of the law of zakat and its payment mechanism, while religiosity reflects the level of individual religious beliefs and practices. The results showed that education level, zakat knowledge, and religiosity simultaneously have a significant effect on compliance to pay zakat. Partially, religiosity has the most dominant influence, followed by education level, and zakat knowledge. This study confirms the importance of improving education, counseling on zakat, and strengthening religiosity values to increase compliance to pay zakat, especially in the industrial sector. The findings provide practical recommendations for zakat management institutions to use education and religiosity approaches in optimizing zakat potential in Jepara Regency.

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