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All Journal Enrichment : Journal of Management Jurnal Ilmu Perbankan dan Keuangan Syariah Jurnal Pengabdian kepada Masyarakat Moneter : Jurnal Ekonomi dan Keuangan Journal of Community Service: In Economic, Business, and Islamic Finance Jariyah : Jurnal Ilmu Akuntansi dan Keuangan Syariah
Dewi Salmita
Universitas Islam Negeri Datokarama, Palu, Indonesia
Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Analysis of regional government financial performance in central Sulawesi Province in 2019 Dewi Salmita
Enrichment : Journal of Management Vol. 13 No. 2 (2023): June: Management Science And Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v13i2.1321

Abstract

This study aims to determine the financial performance of local governments in Central Sulawesi Province in 2019 through financial ratios. The population of this study is 13 local governments consisting of 1 City Regional Government, and 12 Regency Regional Governments. This study uses a descriptive research method with a quantitative approach. The data used is secondary data in the form of audited financial reports. The data was analyzed using financial ratios. The results of the study show that the level of regional financial independence of the Regional Government in Central Sulawesi Province in 2019 is around an average ratio of 9.92%. The lowest level of independence occurs in Banggai Islands Regency and the highest level of independence occurs in Morowali Regency. The level of effectiveness ranges from an average ratio of 96.17%. The lowest level of effectiveness occurred in Morowali Regency and while the highest level of effectiveness occurred in Palu City. The efficiency level ranges from an average ratio of 82.38%. The lowest level of efficiency occurs in Banggai Laut Regency and the highest level of efficiency occurs in Sigi Regency. In the compatibility ratio of Regional Governments in Central Sulawesi Province, the average allocation for operational expenditure is 74.5% and the allocation for capital expenditure is 25.5% with Banggai Regency as the area that prioritizes operating expenditure the most. The growth rate is around an average ratio of 13%. The highest PAD growth rate is in Banggai Islands Regency and the lowest PAD growth rate occurs in the Regional Government of North Morowali Regency.
Analisis Risk Management Disclosure : Leverage, Profitabilitas dan Kepemilikan Publik (Studi pada Perbankan yang terdaftar di Bursa Efek Indonesia) Dewi Salmita
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 5 No. 1 (2023)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v5i1.144.52-66

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh leverage, profitabilitas dan kepemilikan publik terhadap risk management disclosure pada perbankan yang terdaftar di Bursa Efek Indonesia baik secara parsial maupun simultan. Penelitian ini menggunakan metode purposive sampling. Sampel pada penelitian ini yaitu 120 sampel yang terdiri dari 24 perusahaan yang terdaftar di Bursa Efek Indonesia dalam periode 5 tahun yaitu 2010-2014. Data yang digunakan adalah data sekunder berupa laporan keuangan perbankan yang listing di Bursa Efek Indonesia pada tahun 2010-2014. Metode analisis yang digunakan yaitu analisis regresi linear berganda dengan menggunakan uji F dan uji t untuk pengujian hipotesis. Hasil analisis menunjukkan bahwa nilai rata-rata tingkat risk management disclosure periode tahun 2010-2014 yaitu sebesar 95%. Hasil hipotesis menunjukkan bahwa secara simultan leverage, profitabilitas dan kepemilikan publik berpengaruh terhadap risk management disclosure dengan nilai koefisien determinasi (adjusted R Square) sebesar 0.079 yang berarti bahwa variasi variabel leverage, profitabilitas dan kepemilikan publik dapat menjelaskan variasi variabel risk management disclosure perbankan yang terdaftar di BEI sebesar 7,9%, sedangkan sisanya 92,1 dijelaskan oleh variabel lain yang tidak disertakan dalam perhitungan model ini. Secara parsial leverage berpengaruh positif signifikan terhadap risk management disclosure, profitabilitas tidak berpengaruh terhadap risk management disclosure, sedangkan kepemilikan publik berpengaruh negatif signifikan terhadap risk management disclosure.
Banking Stock Performance in the Conventional Banking Industry: An Examination Before and During Covid-19 Pandemic Dewi Salmita; Afnan Bachmid; Sofyan Bachmid
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 6 No. 2 (2024)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v6i2.284.237-248

Abstract

The Covid-19 pandemic significantly impacted various economic sectors, including the banking industry, as a vital component of financial markets. Stock performance reflects a company's financial health and market perception, measured through stock returns. However, the extent to which the pandemic affected the stock performance of conventional banking companies in Indonesia remains underexplored, creating a critical research gap. This study aims to analyze and compare the stock performance of conventional banking companies listed on the Indonesia Stock Exchange (IDX) before and during the Covid-19 pandemic. Secondary data were collected from the stock returns of banking companies, covering the pre-pandemic period (2017–2019) and the pandemic period (2020–2022). Using purposive sampling, 39 companies were selected from a population of 44. The Wilcoxon Signed Rank Test was applied to test the hypothesis using SPSS 26 software. The findings reveal no statistically significant differences in stock performance between the pre-pandemic and pandemic periods (Z = -1.234, p = 0.217). These results highlight the resilience of Indonesia's conventional banking industry amidst the Covid-19 crisis.
OPTIMALISASI PENJUALAN MAKANAN RINGAN FORUM DISABILITAS MADAMBA RARA DI KOTA PALU MELALUI SHOPEE DENGAN PENDEKATAN ASSET BASED COMMUNITY DEVELOPMENT (ABCD) Ahmad Haekal; Racmawati A. Rifai; N. Syamsu; Dewi Salmita; M. Saiful. H
J-ABDI: Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 8: Januari 2025
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/jabdi.v4i8.9577

Abstract

Kegiatan pengabdian masyarakat ini berjudul "Optimalisasi Penjualan Makanan Ringan Forum Disabilitas Madamba Rara di Kota Palu Melalui Shopee dengan Pendekatan Asset Based Community Development (ABCD)". Isu utama yang diangkat adalah tantangan ekonomi yang dihadapi oleh komunitas disabilitas di Kota Palu. Tujuan dari kegiatan ini adalah untuk meningkatkan pendapatan anggota forum melalui penjualan produk makanan ringan secara online, serta memberdayakan mereka dengan keterampilan bisnis yang diperlukan. Metode yang digunakan adalah pendekatan ABCD, yang berfokus pada identifikasi aset dan potensi komunitas, diikuti dengan pelatihan pemasaran digital dan manajemen e-commerce. Hasil dari kegiatan ini menunjukkan peningkatan signifikan dalam pendapatan dan keterampilan anggota, serta penguatan solidaritas dalam komunitas, yang berkontribusi pada kemandirian ekonomi penyandang disabilitas.
Pengaruh Moral Sensitivity, Whistleblowing System, Kompetensi Aparatur dan Budaya Organisasi terhadap Pencegahan Fraud dalam Pengelolaan Dana Desa di Kecamatan Sojol Dhiza Salsabila; Munipa Munipa; Muhammad Syafaat; Dewi Salmita
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1563

Abstract

The management of village funds in Indonesia is a crucial issue due to the high potential for fraud at the village level, despite the fact that the funds distributed each year continue to increase. In Sojol Subdistrict, Donggala Regency, cases of corruption involving village officials show that even though regulations have been established, practices in the field are still prone to irregularities that directly impact the welfare of the village community. This study aims to examine the influence of moral sensitivity, whistleblowing systems, official competence, and organizational culture on fraud prevention in village fund management. This study uses a quantitative approach, with data collected through a questionnaire distributed to 54 respondents consisting of village officials and members of the Village Council (BPD). The results of this study indicate that moral sensitivity, whistleblowing systems, official competence, and organizational culture simultaneously have a significant impact on fraud prevention in village fund management, although the level of influence of each varies. This underscores the importance of moral integrity and reporting systems, as well as strengthening competence and organizational culture at the village level.
Developing Muslim Entrepreneurs Through Socialization of Sharia-Based Entrepreneurship Nur Syamsu; Dewi Salmita; Rachmawati A. Rifai; Moh. Anwar Zainuddin; Akzal , Akzal Ilham; Nurhanifa, Nurhanifa
Journal of Community Service: In Economics, Bussiness, and Islamic Finance Vol. 1 No. 2 (2024): January-June
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This community service aims to build student competencies in facing the challenges of digital transformation and human resource development (HR) in the technological era. This activity is carried out through socialization and training that aims to increase students' understanding of the importance of digital literacy, technology skills, and the development of soft skills needed in the modern world of work. The methods used include counseling, interactive discussions, and hands-on practice on various aspects of digital transformation, such as the use of digital platforms, data management, and character and competency development relevant to current industry needs. The results of this activity show that the socialization and training provided can increase students' knowledge and awareness of digital transformation and the importance of developing adaptive and innovative human resources. Thus, this activity is expected to help students prepare to compete in the technological era and become a competent workforce ready to face change.
What Role Does Service-Learning Play in Enhancing Vineyard Agro-Tourism in Duyu Village? Azim; Meylisa Aulia Zalianti; Sukmawati; Dewi Salmita; Fatma
Journal of Community Service: In Economics, Bussiness, and Islamic Finance Vol. 2 No. 1 (2024): July-December
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jcsebif.v2i1.3881.30-38

Abstract

This article presents a Community Service Program implemented in Duyu Village aimed at promoting the development of vineyard-based agro-tourism through the Service-Learning approach. The initiative responds to critical challenges faced by local farmer groups, particularly deficiencies in digital marketing and tourism management, which constrain their economic potential and sectoral growth. Employing a mixed-methods framework, the program engaged local farmers in a participatory needs assessment to identify existing gaps and co-develop targeted interventions. A series of workshops were conducted to build capacity in sustainable agricultural practices and digital marketing strategies, equipping farmers with the tools to effectively promote their vineyards as tourism destinations. Results demonstrate notable improvements in participants’ knowledge and skills, accompanied by increased income generated from agro-tourism activities. Nonetheless, constraints such as limited training duration and variable participant engagement were observed. Recommendations for future implementation include extending the duration of capacity-building sessions and establishing strategic partnerships with local stakeholders. Overall, this program underscores the effectiveness of integrating academic learning with community engagement in fostering sustainable rural tourism development.
In What Ways Does Service Learning Enhance Young Investors’ Awareness of Social Responsibility In Investment? Zahwa; Khaerul Hakim; Nur Syamsu; Dewi Salmita; Imam A. J
Journal of Community Service: In Economics, Bussiness, and Islamic Finance Vol. 2 No. 2 (2025): January-June
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jcsebif.v2i2.4341.71-83

Abstract

This community service project, titled “Service Learning for Young Investors: Strengthening Financial Analysis Competence and Social Responsibility in Investment in Central Sulawesi,” was conducted by the Department of Islamic Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri Datokarama Palu. The program was implemented through a Service Learning (SL) approach in collaboration with strategic partners Bank Indonesia (BI) and the Indonesia Stock Exchange (IDX) involving participants from the Young Investor Community in Central Sulawesi. The project aimed to enhance participants’ competence in financial analysis while fostering awareness of social responsibility in investment practices aligned with Islamic economic values. Through a combination of workshops, mentoring sessions, and community-based investment simulations, students and young investors were directly engaged in real financial decision-making and ethical reflection. The results indicate that the Service Learning model effectively bridges theoretical understanding and practical experience, promoting not only analytical capability but also moral awareness and accountability in investment behavior. This program contributes to the development of socially responsible investors and serves as a model for integrating Service Learning into Islamic finance education in Indonesia.
Pengaruh Kewajaran Harga, Kepercayaan Pelanggan, dan Kualitas Pelayanan Terhadap Loyalitas Pelanggan dengan Kepuasan Pelanggan Sebagai Variabel Intervening di CV. Viola Teknik Elektro Dewi Salmita; Rio Febriawan; Malkan
Jariyah: Jurnal Ilmu Akuntansi dan Keuangan Syariah Vol. 2 No. 1 (2024): Jariyah: Jurnal Ilmu Akuntansi dan Keuangan Syariah
Publisher : Program Studi Akuntansi Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jariyah.v2i1.3653.177-193

Abstract

Loyalitas pelanggan merupakan faktor yang penting dan harus dicapai oleh perusahaan, keberhasilan suatu perusahaan dapat diukur berdasarkan kemampuan perusahaan dalam membangun loyalitas pada diri pelanggan.Penelitian ini menggunakan pendekatan kuantitatif. Jumlah sampel sebanyak 100 responden pelanggan CV. Viola Teknik Elektro. Instrumen yang digunakan adalah kuesioner atau angket dengan kriteria pernyataan skala likert 1-5, untuk pengolahan data menggunakan program SmartPLS v.4.1.0.3. Hasil penelitian berdasarkan uji signifikansi bootsrapping didapatkan secara terpisah/parsial bahwa variabel kewajaran harga tidak berpengaruh terhadap kepuasan pelanggan, sedangkan kepercayaan pelanggan dan kualitas pelayanan berpengaruh terhadap kepuasan pelanggan. Untuk variabel kepuasan pelanggan, kewajaran harga, dan kualitas pelayanan dapat memengaruhi loyalitas pelanggan, sedangkan variabel kepercayaan pelanggan tidak dapat memengaruhi loyalitas pelanggan. Pengaruh variabel kewajaran harga yang dimediasi kepuasan pelanggan tidak berpengaruh terhadap loyalitas pelanggan, akan tetapi variabel kepercayaan pelanggan dan kualitas pelayanan yang dimediasi kepuasan pelanggan berpengaruh terhadap loyalitas pelanggan.
Co-Authors Afnan Bachmid Ahmad Haekal Akzal , Akzal Ilham Azim Dhiza Salsabila Fatma Imam A. J Khaerul Hakim M. Saiful. H Malkan Meylisa Aulia Zalianti Moh. Anwar Zainuddin Muhammad Syafaat Munipa Munipa N. Syamsu Nur Syamsu Nurhanifa, Nurhanifa Rachmawati A. Rifai Racmawati A. Rifai Rio Febriawan Sofyan Bachmid sukmawati Zahwa