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Deni Lubis
Department Of Islamic Economics, Faculty Of Economics And Management, Bogor Agricultural University Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Veterinary Other

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Journal : Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan

 1 
PEMBIAYAAN MUDHARABAH DAN DAMPAKNYA TERHADAP OMSET USAHA MIKRO DI KOPERASI SIMPAN PINJAM PEMBIAYAAN SYARIAH EL-UMMA TAMI NADIRAH; DENI LUBIS; ALLA ASMARA
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 4, No 1 (2019): Januari - Juni 2019
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v4i1.207

Abstract

Micro Enterprise Sector is a sector that has an important  role in the economy of the country. However the number of problems still felt by the sector, one of them  is the problem of capital. Mudharabah  financing can be an alternative for micro businesses to resolve the problem. KSPPS El-Umma  is one of the institution  that offer Mudharabah  financing for micro business actors in developing their business. This study aims to analyze the effectiveness of mudharabah financing and its impact on business turnover.  The method that used in this research is descriptive analysis method  using Likert  scale to measure  the effectiveness level of financing disbursed and to describe the impact of financing  on business development  also using Ordinary  Least Square (OLS) method to determine the factors that influence the business turnover. The result of analysis with Likert scale as a whole mudharabah financing distributed by KSPPS has been classified as effective, and there is business development  after getting financing  seen from the increase of business turnover.  The Factors that influencing the turnover of business are the length of business, age, the amount  of financing  and the term of financing.
Co-Authors Aditya Hadad Riyadi Ahmad Rodoni Ajeng Nurul Fadillah Aldesta Perwitasari Tunas Alla Asmara Anggini, Karlita Aramadhea Latifah Wahyu Putri Avicenna Lukman Alfajri Awiwin Awiwin Az Zahra, Anisa Damrah, Selena Suardi Danendra, Daffa Ibra Dedi Budiman Hakim Dendy Septindo Dinda Emmy Gusti Sofhia Dini Arsyi Anjani Dita Puspitasari Elisabeth Kurniasari Marcela Uskono Euis Amalia Firmannudin, Yusup Galishia Putry Hana Khairunnisa Hardinata Muhammad Ichsan Prasetyo Wardhani IRA ROCH INDRAWATI IRA ROCH INDRAWATI, IRA ROCH Ivan Hannoeriadi Ardiansyah Jeanne Natasia Jaya Jessica Mayrissa Veronica Jihan Qonitah Dzakirah Juli Wicaksono Khadijah Hasim Khaerun Nissa Rizfani Khalifah Muhamad Ali Khalifah Muhammad Ali Kurnia Tri Wahyuni Lilis Nurhasanah Lukytawati Anggraeni Marhamah Muthohharoh Marhamah Muthohharoh Maulana, Roby Maya Silvana Mayzya Titania Pramesti Putri Muhamad Ihsan Fardiansyah Muhammad Giffari Ramadhoni Nadilla Ambarfauziah Rulian NADIRAH, TAMI Nidya Putri Zulia Kusuma Wardani Novia Cristiyani Nur Shabrina Khairun Nisa Nursyamsiah , Tita Nurul Izzah Ramadhani Olga Aulia Pranayutantri Puspita, Amelia Tri Putra Dwi Prasetyo PUTRI, YUNITA HERMAWATI Qoriatul Hasanah Qoriatul Hasanah Qoriatul Hasanah Rafidah Herawati Retno Tri Rahayu Ningtyas Salma Nabilah Salma Shalihah Savira, Salsabila Sekar Ayu Dwi Lestari Sibuea, Teguh Imani Siti Maryam Siti Nurhasanah Siti Nurhasanah Sugema, Iman TAMI NADIRAH Tanti Novianti Tita Nursyamsiah Tita Nursyamsiah Wahyu Viariani Yekti Mahanani Yekti Mahanani Yeti Lis Purnamadewi YUNITA HERMAWATI PUTRI Zulkifli, Fadhley Muhammad