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All Journal JURNAL BISNIS STRATEGI Asia-Pacific Management and Business Application Scientific Journal of Reflection : Economic, Accounting, Management and Business Journal of Humanities and Social Studies Economics and Digital Business Review e-Jurnal Apresiasi Ekonomi
Panji Patra Anggaredho, Panji Patra
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Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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The Bibliometric Analysis of Bank Stability Anggaredho, Panji Patra
JURNAL BISNIS STRATEGI Vol 33, No 1 (2024): July
Publisher : Magister Manajemen, Fakultas Ekonomika dan Bisnis Undip

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/jbs.33.1.1-9

Abstract

The central role of banks in the economy has been getting more attention since the global crisis occurred in 2008 which was caused by the bankruptcy of large banks in the United States. The collapse of the economic system has had implications for high recovery costs so efforts to maintain bank stability must be thought continuously. The studies to analyze literature reviews on the subject of bank stability have never been specifically conducted therefore this study aims to determine and analyze literature mapping on bank stability by meta-data network and studies trends over the last 10 years (2013-2023). We used a literature review study method (a bibliometric analysis approach) to review 165 articles during the observation period. The results of this study shows that studies of bank stability associated with other keywords such as monetary policy, bank profitability, shadow banking, and price stability are still rarely conducted. Then, based on the development of studies trends over 2013-2023 shows a downward trend. This also opens up space for the study of bank stability considering that its existence is needed to prevent a global economic crisis. Furthermore, based on the density visualization, it shows that themes that are rarely associated with bank stability are efficiency, commercial bank, systemic rice, and price stability so these three variables could become study opportunities in the future.
INTELLECTUAL CAPITAL, INCOME DIVERSIFICATION AND BANK PERFORMANCE IN INDONESIAS REGIONAL DEVELOPMENT BANKS Anggaredho, Panji Patra; Manurung, Adler Haymans; Buchdadi, Agung Dharmawan; Yusuf, Muhammad
Jurnal Apresiasi Ekonomi Vol 12, No 3 (2024)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v12i3.810

Abstract

Indonesia's economic growth has demonstrated quite impressive achievements in recent years due to the support from the banking sector in stimulating the economy. However, the high performance of the national banking has not been aligned by the Regional Development Banks' (BPD) performances. Thus, this study was conducted to investigate variables that affect BPD performance, such as intellectual capital and income diversification. This study also tested the moderating effect of income diversification between intellectual capital on bank performance. This study used panel data containing financial reports for 23 BPDs in Indonesia. We took annual data from the Financial Services Authority of the Republic of Indonesia with an observation period for the last 16 years (2008-2023). The results of this study show that intellectual capital & income diversification have a positive and significant effect on bank performance. Finally, for testing the moderation effect, this study shows that income diversification provides a moderation effect that can significantly weaken the influence of intellectual capital on bank performance.Keywords: Bank performance, Intellectual capital, Income diversification.
Reinforcing Capital Expenditures And Regional Revenues For Improving Regional Financial Performance In Kampar Regency Abdi, Syahrial; Akbar, Bahrullah; Maryani, Dedeh; Sinurat, Marja; Anggaredho, Panji Patra
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 6, No 1 (2022): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v8i1.9513

Abstract

This study aims to find out how reinforcing capital expenditures and regional revenues can improve regional financial performance in Kampar Regency. Sources of data for this study encompass primary data which includes in-depth interviews with informants and secondary data which includes all documentation relevant to this study such as laws and regulations, articles, reports, etc. The observation period in this study was from 2017-2020 which encompasses three main variables. First, the regional financial performance variable, which is including 4 dimensions: (1) the level of regional financial independence, (2) the level of financial dependence, (3) the degree of decentralization, and (4) the effectiveness of Local Own-source Revenue. Second, the capital expenditures variable is including 1-dimension, fixed asset spending. Third, the regional revenues variable is including to 1 dimension, the regional revenues component. The results of this study are that: (1) the regional financial performance variable in Kampar Regency has a very low level of regional independence, a very high financial dependency, a very low degree of decentralization and a high level of Local Own-source Revenue effectiveness. (2) In the capital expenditures variable, the allocation of capital expenditure to the realization of regional expenditure is still not optimal, with the largest allocation of the construction of roads, irrigation, and networks that are useful for stimulating the economy. Meanwhile. in the aspect of maintaining its assets, the costs set aside are inadequate. (3) Then on the regional revenues variable, the average regional revenues component of Kampar Regency contains (a) Local Own source Revenue (11.03%) which is dominated by contributions from local taxes. (b) Transfer revenue (85.37%) which is dominated by contributions from central government transfers – balancing funds. (c) Other revenue (3.61%). For improving regional financial performance, we propose to carry out a reengineering by reinforcing capital expenditures and regional revenues.
Pengaruh Stres Kerja Terhadap Kinerja Karyawan Studi Kasus BPD XYZ Cabang Melawai Anggaredho, Panji Patra; Olivia, Putri Sarah
Economics and Digital Business Review Vol. 7 No. 1 (2025): Agustus - Januari
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Hasil pra-survei menunjukkan bahwa kinerja karyawan Bank Pembangunan Daerah (BPD) XYZ, yang diukur melalui Key Performance Index (KPI) masih belum optimal, dengan mayoritas karyawan berada pada skala 3 dari 5. Kondisi ini mendorong perlunya kajian terhadap faktor-faktor yang mempengaruhi kinerja karyawan, yang salah satunya adalah stres kerja. Selain itu, hubungan yang tidak konsisten antara stres kerja dengan kinerja karyawan juga membuat relasi keduanya perlu dibuktikan lebih lanjut. Atas hal tersebut, penelitian ini dilakukan untuk menganalisis pengaruh stres kerja terhadap kinerja karyawan di BPD XYZ Cabang Melawai. Pendekatan penelitian ini adalah kuantitatif dengan metode regresi linier sederhana. Sumber data diperoleh melalui kuesioner yang disebarkan kepada seluruh populasi berjumlah 33 orang, dengan 31 kuesioner yang dikembalikan dan terisi lengkap. Penelitian ini menghasilkan bahwa stres kerja tidak berpengaruh signifikan terhadap kinerja karyawan, sehingga ketidakoptimalan kinerja karyawan bisa jadi disebabkan oleh faktor-faktor lainnya yang tidak dikaji dalam penelitian ini.
ANALISIS TINGKAT RISIKO BANK PADA BANK PEMBANGUNAN DAERAH DI INDONESIA Anggaredho, Panji Patra; Margie, Lyandra Aisyah; Sari, Imelda; Marginingsih, Ratnawaty; Sibarani, Bintang Berliana
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol. 7 No. 2 (2024): SCIENTIFIC JOURNAL OF REFLECTION: Economic, Accounting, Management, & Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/sjr.v7i2.848

Abstract

This study aims to analyze the level of risk in Regional Development Banks in Indonesia. This study intends to examine and map the risk of banks in BPD in Indonesia. In this analysis, the level of bank risk is measured using Z-Score (Z score). The data used in this study are panel data of observations from 26 Regional Development Banks in Indonesia over the past 20 years (2001-2021) which are divided into four clusters, namely the Sumatra Cluster, the Java, Bali and Nusa Tenggara Cluster, the Kalimantan Cluster and the Sulawesi and Eastern Indonesia Cluster. The data analysis technique used is using the Anova Test with the help of the SPSS program. The results of this study concluded that: 1) Bank risk in BPD Sumatra region has the same level of stability as BPD in Java, Bali & Nusa Tenggara. 2) Bank risk in BPD in Kalimantan region has the same level of stability as BPD in Sulawesi & Eastern Indonesia region.
Business Model and Bank Risk in Indonesian Islamic Bank Anggaredho, Panji Patra; Rokhim, Rofikoh
APMBA (Asia Pacific Management and Business Application) Vol. 5 No. 3 (2017)
Publisher : Department of Management, Faculty of Economics and Business, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.apmba.2017.005.03.2

Abstract

This study aimed to analyze the relationship between business model of bank's risk in Islamic banks in Indonesia. Bank risk is represented by Z-score, while business model is represented in two ways, namely the portion of fee based income in income structure and the portion of non deposit funding in funding structure. This study analyzed panel data observed through the data 33 Islamic banks in Indonesia in 2005 to 2015. The results of this study concluded that the overall size of data portion of fee based income effect on the risk of bank, while the magnitude of portion of non deposit funding is not effect on bank's risk. Then, for robustness checks, We conducted a regression between variables to categorize Islamic banks into large and small Islamic banks. In the category of large banks, both fee based income and non deposit funding did not affect bank’s risk, while for banks categorized as small, the magnitude of portion of fee based income has an influence on risk of bank, while the magnitude of portion of non deposit funding has no effect the bank's risk.
Co-Authors Abdi, Syahrial Adler Haymans Manurung Agung Dharmawan Buchdadi Bahrullah Akbar Imelda Sari Margie, Lyandra Aisyah Maryani, Dedeh Muhammad Yusuf Olivia, Putri Sarah Ratnawaty Marginingsih Rofikoh Rokhim Sibarani, Bintang Berliana Sinurat, Marja