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Keputusan Santri Dalam Membeli Di Online Shop: Antara Lifestyle, Trust Dan Price Umma, Eri Shofa Rohmatul; Qomar, Moh. Nurul; Arifin, Jaenal
Bisei : Jurnal Bisnis dan Ekonomi Islam Vol 5 No 02 (2020): Desember
Publisher : Fakultas Ekonomi, Universitas Hasyim Asy'ari Tebuireng Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33752/bisei.v5i02.1119

Abstract

This study aims to determine the influence of Lifestyle Trust and Prices on Purchasing Decisions in Onlineshop at Raudlatul Falah Islamic Boarding School Students in Pati Patis. This type of research is quantitative, with a total sample of 81 respondents. Data analysis techniques include validity test, reliability test, classic assumption test, multiple linear regression analysis, coefficient of determination, and t- test. The results of this study indicate that lifestyle and trust have a positive and significant effect, while price does not significantly influence purchasing decisions online at Raudlatul Falah boarding school students in Gembong Pati. With a lifestyle significance test of 0, 000 with a t- count of 6. 374, a significance level of confidence of 0. 002 with a t- count of 2. 350, and a price significance level of- 0. 786 with t- count of- 0. 273. It can be concluded that H1 and H2 in this study were accepted and H3 was rejected.
Trust, waqf literacy and cash waqf intention in Islamic boarding schools: A theory of planned behavior Qomar, Moh. Nurul; Ratnasari, Ririn Tri; Hasyim, Fuad; Hidayati,; Putra, Trisno Wardy
al-Uqud : Journal of Islamic Economics Vol. 8 No. 1 (2024): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/aluqud.v8n1.p109-123

Abstract

This research aimed to explore the factors influencing individuals' inclination to contribute funds as waqf to Islamic boarding schools in Indonesia. Additionally, the Theory of Planned Behaviour (TPB) was used as the conceptual framework to analyse human behaviour. In this context, trust and waqf literacy were evaluated and identified as determinants of cash waqf intention. The partial least squares structural equation modelling (PLS-SEM) method was used to completely analyse and assess the model. Meanwhile, the questionnaires were distributed electronically to 436 respondents in Indonesia. The results showed that subjective norms, trust, and waqf literacy had a direct effect on attitudes. However, these variables did not have a direct impact on the intention to donate cash waqf in Islamic boarding schools. Attitudes did not influence the intention to donate cash waqf while perceived behavioural control (PBC) had a substantial impact on the variable.
Resilience of Islamic and conventional stocks to geopolitical conflict: A GARCH model analysis Hasyim, Fuad; Qomar, Moh. Nurul; Saleh, Husny Gibreel Musa
Asian Journal of Islamic Management (AJIM) VOLUME 6 ISSUE 2, 2024
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol6.iss2.art4

Abstract

Purpose – This study examines the volatility behavior and resilience of conventional and Islamic stock indices in Indonesia during periods of geopolitical uncertainty, focusing on the Israeli–Palestine conflict.Methodology – This study employs the GARCH(1,1) model to examine the volatility dynamics of four major stock indices: the Jakarta Composite Index (JKSE), LQ45, the Indonesia Sharia Stock Index (JKISSI), and the Jakarta Islamic Index (JII). The analysis covers the period from January 1, 2023, to July 31, 2024, enabling an evaluation of market dynamics before, during, and after the conflict on October 7, 2023.Findings – The results show that conventional indices (JKSE and LQ45) exhibit significant volatility persistence, suggesting a higher susceptibility to prolonged instability during geopolitical tensions. Conversely, the Islamic indices (JKISSI and JII) are more responsive to recent market shocks, indicating greater resilience owing to ethical investment principles that avoid high-risk sectors. Furthermore, this study finds that external macroeconomic factors generally do not significantly influence stock market volatility in Indonesia.Implications – This may be due to the predominance of internal factors and local market dynamics over external global shocks, reflecting the Indonesian market’s less integrated nature in the global financial system. These findings offer valuable insights for investors and policymakers in managing risk and optimizing portfolio strategies amid geopolitical stress.Originality – This study contributes to the growing body of literature on the comparative analysis of conventional and Islamic investments in emerging markets.
Pengaruh Risiko Kredit dan Bank Size Terhadap Profitabilitas Bank Umum Syariah milik BUMN di Indonesia Sebelum Merger Muttaqin, Ibnu; Qomar, Moh. Nurul
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 7, No 1 (2022): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v7i1.2813

Abstract

The objective of the research is to discuss the relationship between the internal factors of bank profitability of Islamic commercial banks belonging to State-Owned Enterprises (BUMN) in Indonesia before the merger. The independent variables are credit risk which is represented by non-performing loan and loan loss provision and bank size, with the dependent variable is bank profitability using two proxies return on asset and return on equity. This study uses secondary data from quarterly reports with population data before 2020 (before the merger). The sample used the purposive sampling method from 2016 to 2020, to obtain 60 data. This study uses panel data analysis. The results show that NPL has a significant negative effect on profitability both ROA and ROE, while LLP has no effect on profitability both ROA and ROE, bank size has a significant negative effect on ROA but has no effect on ROE
Islamic Corporate Governance in Social Fund Management Center (PUSPAS): Modernization of Waqf Social Fund Management Hidayah Islamiah, Makrufah; Qomar, Moh. Nurul; Harahap, Arridha; Hidayati, Athi'
Management of Zakat and Waqf Journal (MAZAWA) Vol. 4 No. 2 (2023): Management of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2023.4.2.186-199

Abstract

Nowadays, problems of social organization include; weaknesses of management and professionalism, operational cost is low, some people consider it is not a good job, and many more. The gap between expectations and the reality of fund management in social organization requires innovative breakthroughs in the governance system with the implementation of Sharia values in it. In this case, the existence of the Social Fund Management Center (PUSPAS) Airlangga University is needed to maintain the pillars of the economy. This research make an analysis of the practice of Islamic Corporate Governance (ICG) at the Social Fund Management Center (PUSPAS) Airlangga University Surabaya. This research used quasi-qualitative methods. This method became part of post-positivism. Result of this research practice of Islamic Corporate Governance in Ailangga University Surabaya had been used tawhid, syura’, ‘adalah, ihtisab, and universality. For futher research, research can investigate in other public or private facility such as ministry office or corporate.
Employee Adaptation Patterns in Utilizing Digital Fundraising Channels during the Covid-19 Pandemic Qomar, Moh. Nurul; Fitriyati, Arsyada; Khadziqa, Innaki; Hidayatunni’mah, Syafa
Munazzama: Journal of Islamic Management and Pilgrimage Vol. 2 No. 1 (2022): June 2022
Publisher : Fakultas Dakwah dan Komunikasi Universitas Islam Negeri Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/mz.v2i1.11347

Abstract

This research was conducted to examine employees’ adaptation patterns using digital fundraising channels at LAZ IZI Central Java. The research type used in this study was qualitative, using a phenomenological approach. The primary data was obtained from observations and interviews with LAZ IZI Central Java employees, and the secondary data were taken from books, articles, and journals. This study found that the adaptation pattern of LAZ IZI Central Java employees in the New Normal period did not experience any significant obstacles because digital fundraising had become part of their activities before the COVID-19 pandemic. However, digital fundraising competence was still improved through training and workshops carried out internally and externally. 
Optimizing Zakat Distribution: An Examination of Poverty, Income, and Unemployment in Kudus City Rahmawati, Ira Ayuk; Qomar, Moh. Nurul
Munazzama: Journal of Islamic Management and Pilgrimage Vol. 4 No. 1 (2024): June
Publisher : Fakultas Dakwah dan Komunikasi Universitas Islam Negeri Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/mz.v4i1.18616

Abstract

This study explores the optimization of zakat distribution in Kudus City, focusing on the effects of poverty, income, and unemployment. Employing a quantitative research method and the analysis of secondary data, this investigation employs EViews 10 for the examination of pertinent variables. Results from Kudus City indicate that the "Number of Poor Population," income, and unemployment significantly affect the "Zakat Almsgiving Funds." Notably, there is a negative correlation with the "Number of Poor Population" and a positive correlation with income and unemployment levels. These outcomes offer crucial insights for policy formulation and the enhancement of zakat distribution efficacy.
Feasibility Study Of Mustahik As Zakat Recipient Through Productive Program (UMKM) At Lazismu Kudus Wijayanti, Irma Aryani; Qomar, Moh. Nurul
Journal of Islamic Social Finance Management Vol 4, No 1 (2023): JANUARI-JUNI 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v4i1.7599

Abstract

This study aims first, to determine the eligibility of mustahik as zakat recipients through the productive MSME program at LAZISMU Kudus as well as the obstacles in determining mustahik eligibility and solutions for facing obstacles in productive tithes at LAZISMU Kudus Regency. Second, to determine the mustahik mentoring process at LAZISMU Kudus Regency to become muzakki. The type of research conducted by the author is field research and this research approach uses a qualitative descriptive method. The data sources used are primary and secondary data sources. For data collection research techniques using observation, interviews and documentation. While the data analysis techniques using data reduction method, data presentation and conclusions. It can be concluded that, first, the process of determining the eligibility of mustahik as productive zakat recipients by LAZISMU provides a survey form. From the survey form, you can see the mustahik’s income and dependents, and if income cannot meet basic needs, then you can be included in the mustahik classification by LAZISMU Kudus. The constraints faced in the productive zakat business through the MSME program at LAZISMU Kudus are due to a lack of human resources. Meanwhile, alternative solutions to deal with these obstacles are increasing the performance of each HR or amil zakat, especially in its management function so that the distribution of zakat can be optimal, conducting outreach and outreach regarding productive zakat to mustahik to build a business from the zakat assets obtained so that the assistance that has been provided LAZISMU Kudus can be used as a business that can increase mustahik’s income.
Analysis of Mahada Cooperative System in Relation to Hatta Cooperative and Shariah Cooperative Concept: Analisis Sistem Koperasi Mahada Dan Relevansinya Dengan Konsep Koperasi Hatta dan Koperasi Syariah Qomar, Moh. Nurul; Salamah, Anissatus
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 2 (2021): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2021.11.2.182-196

Abstract

The proliferation of cooperatives in the community has become a phenomenon. This phenomenon can be classified into positive and negative side. Positive feedback can be seen from public access to capital, as it has been demonstrated that cooperatives provide business loans or consumption to the community through a mechanism that is simpler than banks. A negative assessment can be seen in the practice of loan sharks operating under the guise of saving and loan cooperative. This is in contrast to previous research, which still focuses on comparing the concept of Hatta cooperatives with the Islamic economic system. This study will look into how the cooperative system works in an Islamic boarding school. Is the system used Sharia-based, or does it refer to Hatta cooperatives' thinking? This study employs a qualitative research method (case study). The case study meant here is the existence of cooperatives under the auspices of boarding schools, but the cooperatives do not declare themselves to be sharia cooperatives. The findings show that community-based cooperatives can work great when their focus is not solely on profit. Keywords: Cooperatives, Shariah Cooperative Concept, Hatta Cooperative Concept.   Abstrak: Menjamurnya badan koperasi di masyarakat sudah menjadi sebuah fenomena. Fenomena ini dapat diklasifikasikan menjadi hal yang positif dan negatif. Umpan balik positif dapat dilihat dari akses masyarakat terhadap permodalan, seperti yang telah ditunjukkan bahwa koperasi memberikan pinjaman usaha atau hal yang bersifat konsumtif kepada masyarakat melalui mekanisme yang lebih sederhana dari pada bank. Penilaian negatif terlihat pada praktik rentenir yang berkedok koperasi simpan pinjam. Hal ini berbeda dengan penelitian sebelumnya yang masih fokus membandingkan konsep koperasi Hatta dengan sistem ekonomi syariah. Kajian ini akan melihat bagaimana sistem kerja sama di sebuah pondok pesantren. Apakah sistem yang digunakan berbasis syariah, atau mengacu pada pemikiran koperasi Hatta? Penelitian ini menggunakan metode penelitian kualitatif (studi kasus). Studi kasus yang dimaksud di sini adalah adanya koperasi yang bernaung di bawah pondok pesantren, namun koperasi tersebut tidak menyatakan diri sebagai koperasi syariah. Temuan menunjukkan bahwa koperasi berbasis masyarakat dapat bekerja dengan baik jika fokus mereka tidak semata-mata pada keuntungan. Kata Kunci: Koperasi, Konsep Koperasi Syariah, Konsep Koperasi Hatta.
Kritik Karl Marx terhadap Konsep Buruh Kapitalis Kajian Komparatif Ekonomi Syariah atas Buku Das Kapital I Qomar, Moh. Nurul
Proceedings of Annual Conference for Muslim Scholars Vol 3 No 1 (2019): AnCoMS 2019
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (476.465 KB) | DOI: 10.36835/ancoms.v3i1.314

Abstract

Comparative study of Karl Marx's economic thinking about labor becomes an effort to prove theoretically that there are differences in the concept of Karl Marx's workers with the Islamic economic system both in basic and implication. The results of the study stated that a. work according to the socialist and Islamic economics is a way to meet the needs of human life (prosperity and welfare), it's just the concept of Karl Marx based on materialism whereas according to Islamic economics in addition to meeting the needs of life also has a spiritual dimension (worship). b. workers as owners of labor must have more value on the results of their production. This can happen with the role of the State in production without class. Islam allows the use of labor with a contract of ijaˆrah in which there are rules and conditions for employers and workers.