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All Journal Dinar: Jurnal Ekonomi dan Keuangan Islam International Journal of Economics Development Research (IJEDR) Jurnal Abdimas Bina Bangsa Al Fiddhoh: Journal of Banking, Insurance, and Finance Jurnal Akuntansi AKUNESA Entrepreneurship and Small Business Research Jurnal Signaling
Lis Yulitasari
Universitas Islam Negeri Raden Intan Lampung
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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PEMBERDAYAAN EKONOMI KREATIF BERBAHAN DASAR ROTAN DAN TEMPURUNG KELAPA Lis Yulitasari; Tulus Suryanto; Syamsul Hilal
Jurnal Abdimas Bina Bangsa Vol. 4 No. 2 (2023): Jurnal Abdimas Bina Bangsa
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jabb.v4i2.770

Abstract

This community service activity focuses on "Empowering a Creative Economy Made from Rattan and Coconut Shell as an Effort to Support the Family Economy" in rural areas. This program aims to improve the economic welfare of families by utilizing local resources. Program steps include skills training, product planning, raw material procurement, production, marketing and business management. The program results include creative products such as baskets made from rattan and vegetable ladles made from coconut shells. The impacts include increasing family income, product diversification, community empowerment, use of local raw materials, increasing social welfare, and market development. Overall, this program proves that creative economic empowerment initiatives can be an effective solution for improving the economy of rural families while supporting environmental preservation and social welfare. These findings have positive implications for developing similar programs in other rural areas
REGULATORY AND LEGAL CHALLENGES OF SHARIA PEER-TO-PEER LENDING IN INDONESIA Lis Yulitasari; Tulus Suryanto; Syamsul Hilal
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 5 No. 1 (2024): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v5i1.3499

Abstract

Peer-to-peer (P2P) lending is a financial platform that connects lenders directly with borrowers without going through traditional financial intermediaries. Sharia P2P lending applies sharia principles in its transactions. Even though sharia P2P lending in Indonesia has increased in recent years, regulatory and legal challenges still hamper its growth. This research aims to analyze the regulatory and legal challenges faced by Sharia P2P lending in Indonesia and provide policy recommendations to overcome them. This research uses qualitative methods by conducting a literature review of sharia P2P lending regulations in Indonesia and in-depth interviews with regulators, sharia P2P lending practitioners, and academics. The research results show that the main challenges faced are regulatory uncertainty, the need for a Sharia legal framework for P2P lending, and the regulator's lack of understanding of the Sharia-based P2P lending business model. The proposed policy recommendations include establishing a comprehensive and integrated Sharia P2P lending regulatory framework, preparing legally binding Sharia fatwas, and increasing regulators' literacy and understanding of the digital Sharia financial sector. The policy implications of this research can provide input for regulators and practitioners in developing a healthy and sustainable Sharia P2P lending ecosystem in Indonesia.
Studi Komparasi Tantangan Pelaksanaan Audit di Nigeria dan China Yulitasari, Lis; Suryanto, Tulus
Jurnal Akuntansi Vol 12 No 2 (2024): AKUNESA (Januari 2024)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Audit merupakan instrumen kritis dalam memastikan transparansi dan integritas keuangan yang dalam pelaksanaannya dihadapkan pada berbagai hambatan yang perlu dipahami untuk meningkatkan efektivitasnya. Penelitian ini bertujuan untuk melakukan studi komparatif terhadap tantangan pelaksanaan audit di Nigeria dan China. Metode penelitian ini menggunakan pendekatan deskiptif dan komparatif dengan mengkaji berbagai literatur dan penelitian terdahulu. Hasil penelitian ini menunjukkan bahwa tantangan pelaksanaan audit di Nigeria yaitu ketidakpastian regulasi yang sering berubah, masalah korupsi yang signifikan, kurangnya transparansi dalam penyediaan informasi keuangan, keterbatasan infrastruktur dan teknologi, serta kurangnya sumber daya manusia yang berkualitas. Faktor-faktor ekonomi yang tidak stabil, perbedaan budaya, dan kurangnya kesadaran akan standar audit juga menjadi hambatan. Sementara itu, di China, ketidakpastian hukum dan regulasi yang berubah-ubah, kurangnya transparansi dalam pelaporan keuangan perusahaan, serta kontrol pemerintah yang dapat memengaruhi independensi auditor. Perbedaan budaya, bahasa, dan standar akuntansi juga menjadi hambatan, sementara fluktuasi ekonomi menambah risiko penilaian nilai aset dan kewajiban. Penelitian ini diharapkan dapat memberikan rekomendasi dan solusi yang dapat meningkatkan efisiensi dan kualitas audit di Nigeria dan China, serta memberikan wawasan penting bagi praktisi, pembuat kebijakan, dan akademisi di bidang ini.
Sustainable Innovation Strategies In Business and Management: Analysis Of Key Factors and Impact Yulitasari, Lis; Suryanto, Tulus; Hilal, Syamsul
Entrepreneurship and Small Business Research Vol. 2 No. 2 (2023): Entrepreneurship and Small Business Research (August 2023 - November 2023)
Publisher : Publication Division of International Ecsis Association

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55980/esber.v2i2.107

Abstract

Innovation has become a key element in business sustainability, and companies that can integrate sustainable innovation into their strategy have a better chance of surviving and growing in a rapidly changing environment. This research will explore key factors influencing the development and implementation of sustainable innovation strategies in various types of organizations, including internal factors such as innovation culture, leadership, and resources, as well as external factors such as regulatory pressures and consumer demands for sustainable products and services. This research method involves a qualitative with multiple-case study. This study highlights five critical success factors for implementing sustainable innovation strategies in companies: leadership commitment, dedicated divisions, substantial investments in internal capabilities, long-term collaboration with external stakeholders, and culture-fostering experimentation. The impacts include increased revenue from sustainable products, improved production efficiency, energy savings, emissions reduction, and enhanced local supplier chains, reinforcing the case for broader adoption. The implications of these findings include the importance of empirical data in convincing companies to adopt sustainable innovation strategies. Further research is recommended, especially in companies with a more advanced and radical level of maturity in implementing sustainability innovation strategies.
The Influence of CHSE Implementation on the Economic Growth Potential Of Halal Tourism with Interest in Returning as a Moderating Variable Lis Yulitasari; Tulus Suryanto; Syamsul Hilal
International Journal of Economics Development Research (IJEDR) Vol. 4 No. 5 (2023): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i1.3480

Abstract

As more muslim populations adopt halal lifestyles, the halal industry's growth is still on the rise. The tourism industry has become more aware of halal products, which are no longer limited to food and drink items. Indonesia has emerged as the top-ranked halal travel destination among the Organization of Islamic Cooperation (OIC) nations, according to the 2023 Global Muslim Travel Index (GMTI). Lampung province is one of the thirteen (13) provinces in Indonesia that have been developed to become halal tourism attractions. One of the key industries in Lampung Province that promotes the economic development of the area is tourism. The application of religion and CHSE can make travelers more interested in visiting these places again. The higher the interest of tourists in visiting again, the greater the potential for economic growth in the community. This research aims to determine and analyze the effect of CHSE implementation on the potential economic growth of halal tourism with an interest in returning as a moderating variable. This research uses a quantitative approach with an associative type. This research was conducted at the Liwa Botanical Gardens, West Lampung Regency, in September 2023. The population in this study were all tourists who had visited the Liwa Botanical Gardens, West Lampung Regency, with a sample of 132 people. The sampling technique used was accidental sampling. The instrument used was a questionnaire using Google Form media. Data analysis in this research uses smartPLS (Partial Least Squares). The results of this research show that there is an influence of CHSE implementation on interest in returning to visit. Meanwhile, the indirect interaction test results showed that interest in returning to visit was able to significantly moderate the relationship between CHSE implementation and potential economic growth. The results of this research will provide input for the regional government to create policies regarding regulations for tourist visitors in West Lampung Regency so that tourism can increase regional income for West Lampung Regency.
Development of State Green Sukuk as A Government Effort to Realize Green Environment Yulitasari, Lis; Tresiana, Novita; Ekawati, Evi
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 10, No 1: Januari 2023
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v10i1.18017

Abstract

Along continued issue development of green and sustainable development, fundraised for finance project greening keep going increase. Principle invests in Islamic finance combined with a draft-friendly environment and sustainability. The instrument of innovative Islamic finance-based continuity, like Green Sukuk in Indonesia, offers potential and importance for supporting the development economy in line with the effort protection environment. This study aims to know the development of green sovereign Sukuk as part of creative and innovative financial market financing Islamic (financing development).The method used by the author is qualitative, with a review of the literature. Literature research is a way to find relevant references to problems that arise.Research results show that the issuance of green Sukuk is an effort application sustainability in Indonesia. Green Sukuk is significant in Indonesia because this country is one of the countries with a level of vulnerability and high disaster. Disaster frequently happens in Indonesia. Tragedy growing hydrometeorology increase consequence change, and increasing climate increase consequence development sustainability, which is not noticed environment. The more many developments continuously neglect the environment and influence change climate with the way it cause droughts and floods, which then influence the economy.
BUSINESS COMPETITION FROM AN ISLAMIC ECONOMIC PERSPECTIVE Lis Yulitasari; Suharto Suharto
Jurnal Signaling Vol 12, No 2 (2023): Jurnal Signaling
Publisher : STMIK Pringsewu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56327/signaling.v12i2.1472

Abstract

This article discusses the concept of business competition from an Islamic economic perspective. Islam regulates how to get sustenance in a good, lawful, and clean way. One form of seeking sustenance is by doing business. Ethics in business is a knowledge of procedures for managing a business that pays attention to the norms. One of the things regulated in Islam is ethics in business competition. The competition itself has meaning when organizations or individuals compete to achieve the goals desired by consumers, market share, survey rankings, or the resources needed. When Islam allows business and encourages the wheels of the economy to run, Islam allows the implementation of business competition as long as it is within the corridors of fairness and by Islamic law.
Co-Authors Evi Ekawati Novita Tresiana Suharto Suharto Syamsul Hilal Syamsul Hilal Tulus Suryanto