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All Journal J-MAS (Jurnal Manajemen dan Sains) International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Informatika Ekonomi Bisnis International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Jurnal Media Akademik (JMA) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Pajak dan Analisis Ekonomi Syariah Ekonomi Keuangan Syariah dan Akuntansi Pajak Al-Fadilah: Islamic Economics Journal Jurnal Bisnis, Ekonomi Syariah dan Pajak Pajak dan Manajemen Keuangan Pemberdayaan Masyarakat: Jurnal Aksi Sosial International Journal of Economics and Management Research
Syamsul Hilal
Universitas Islam Negeri Raden Intan, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Analisis Dana Bantuan Program Keluarga Harapan Untuk Meningkatkan Kesejahteraan Ekonomi Di Kota Bandar Lampung Ovaliani Anna Sasmita; Erike Anggraeni; Syamsul Hilal
J-MAS (Jurnal Manajemen dan Sains) Vol 8, No 1 (2023): April
Publisher : Universitas Batanghari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jmas.v8i1.1025

Abstract

Poverty has made millions of people unable to get a quality education, difficulties in financing health care, lack of savings and no investment, lack of access to public services, lack of employment opportunities, lack of social security and protection for families, increased migration flows to cities, and more severe, poverty causes millions of people to meet their limited needs for food, clothing and boards. Social welfare problems that are currently developing indicate that there are citizens whose rights to their basic needs have not been properly fulfilled because they have not received social services from the state. Thus, social welfare development, as well as development in general, cannot be carried out by the government alone. The purpose of this research is to find out whether the Family Hope Program assistance fund can improve people's welfare in Bandar Lampung. The method used in this research is to use qualitative methods. Based on the results of the study, it was found that the assistance from the Family Hope Program had not been comprehensive and the level of poverty in Bandar Lampung City was not yet complete.
Sertifikasi Halal dan Kesadaran Halal Pada Minat Beli Produk Makanan Adinda Choirul Ummah; Moh. Bahrudin; Syamsul Hilal
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 4 No 4 (2023): May 2023
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v4i4.3215

Abstract

Food products are products of primary human needs, so they are needed. In Muslim societies, food products have provisions related to halal food so that they comply with the Shari'a. However, many products, especially in Indonesia, are still unclear about their halal status, which can influence buying interest. In addition, public awareness of halal is also important because it is considered to influence buying interest. The purpose of this study is to determine the effect of halal certification and halal awareness on consumer buying interest. This research method is a quantitative method with primary data in the form of interviews using a Likert scale. The results showed that halal certification had a significant positive effect on consumer buying interest as indicated by the tcount (5.946) > ttable (1.971). The more products that have halal certificates, the more consumers' buying interest will increase. Then the results of the study also show that halal awareness has a positive effect on consumer buying interest as indicated by the tcount (8.640) > ttable (1.971). That is, the higher the awareness of halal, the higher the consumer's buying interest.
Efektivitas Program Kartu Prakerja dalam Membangun Sumber Daya Manusia Pasca Pandemi Covid-19 Diyah Anggraeni; Ruslan Abdul Ghofur; Syamsul Hilal
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.611

Abstract

This paper discusses the effectiveness of the Pre-Employment program in building human resources and the role of the Pre-Employment program in developing the quality of human resources. The purpose of this research is to determine the effectiveness of the Pre-Employment program in building resources in the midst of a human pandemic. Determine the role of the Pre-Employment program in building quality human resources in the midst of a pandemic. Using a descriptive quantitative research approach, the type of data used in this study is primary data obtained from in-depth interviews with beneficiaries of the Pre-Employment Card program. The research results obtained are pre-employment programs are less effective in building human resources. The Pre-Employment Program has a very important role in building the quality of human resources.
Istinbath Maslahah Mursalah Method in Economics Marisa Rizki; Moh Bahrudin; Syamsul Hilal
Al-Fadilah: Islamic Economics Journal Vol. 2 No. 2 (2024): Potential and Innovation in Islamic Economic
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/fadilah.v2i2.46

Abstract

. The Maslahah Mursalah  istinbath method is an Islamic legal approach used to determine rulings on issues not explicitly addressed in the Qur'an and Hadith. In the field of economics, this method aims to establish policies that promote public welfare (Maslahah) and prevent harm (mudarat), in alignment with Sharia principles. This study seeks to understand the application of this method in economic contexts by identifying problems, analyzing benefits and harms, and formulating relevant solutions. The findings indicate that the Maslahah Mursalah method is effective in providing contextual and adaptive solutions to modern economic developments, as long as they remain within Sharia boundaries. This approach emphasizes a balance between individual benefits and collective interests, making it relevant to addressing contemporary economic challenges.
SADD DZARI'AH  DALAM FATWA DSN-MUI NO : 157/DSN-MUI/VII/2024 Laila Ifti Faiyah; Moh. Bahruddin; Syamsul Hilal
Jurnal Media Akademik (JMA) Vol. 2 No. 12 (2024): JURNAL MEDIA AKADEMIK Edisi Desember
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/v2i12.1373

Abstract

Penelitian ini membahas penerapan prinsip Sadd Dzari'ah dalam Fatwa DSN-MUI No: 157/DSN-MUI/VII/2024, yang mengatur perlindungan aset investor di pasar modal syariah. Prinsip Sadd Dzari'ah berfungsi untuk menutup celah yang dapat mengarah pada kerusakan atau kerugian, meskipun perbuatan tersebut secara langsung tidak dilarang. Dalam konteks pasar modal syariah, penerapan prinsip ini bertujuan untuk mencegah potensi manipulasi, spekulasi, dan ketidakpastian yang dapat merugikan investor. Fatwa ini memberikan dasar hukum yang jelas mengenai pengelolaan Dana Perlindungan Pemodal (DPP), yang hanya boleh digunakan untuk mengganti kerugian yang nyata dan sesuai dengan prinsip syariah. Fatwa ini juga menekankan pentingnya transparansi informasi dalam setiap transaksi investasi. Semua informasi yang berkaitan dengan investasi harus disampaikan dengan jelas dan mudah dipahami oleh investor, sehingga mereka dapat membuat keputusan yang tepat. Selain itu, pengawasan yang ketat terhadap pengelolaan DPP menjadi faktor kunci untuk memastikan bahwa dana tidak disalurkan kepada instrumen yang dapat menyebabkan riba atau ketidakpastian (gharar). Dalam hal ini, fatwa mengatur bahwa akad yang digunakan untuk pengelolaan dana harus sah menurut syariah, seperti akad kafalah dan wakalah bil ujrah, yang bertujuan untuk menghindari gharar dan memastikan keseimbangan dalam pengelolaan dana. Dengan demikian, penelitian ini bertujuan untuk memahami implementasi prinsip Sadd Dzari'ah dalam menjaga keadilan dan mencegah kerugian bagi investor di pasar modal syariah. Hasil penelitian menunjukkan bahwa fatwa ini berfungsi sebagai payung hukum yang melindungi hak-hak investor, serta memberikan pedoman yang jelas dalam pengelolaan DPP. Penelitian ini diharapkan dapat memberikan kontribusi dalam pengembangan pasar modal syariah yang lebih transparan dan adil, serta mendorong penelitian lebih lanjut mengenai efektivitas penerapan fatwa ini dalam praktik di lapangan.
KONSTRUKSI IJTIHAD PADA AKAD–AKAD KOTEMPORER MASA ERA DIGITAL Siti Aisyah Nuraini; Moh. Bahruddin; Syamsul Hilal
Jurnal Media Akademik (JMA) Vol. 2 No. 12 (2024): JURNAL MEDIA AKADEMIK Edisi Desember
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/v2i12.1394

Abstract

Islam memiliki landasan yang kuat dalam akidah, syariat, dan akhlak, dengan Al-Qur'an dan Hadits sebagai dua sumber hukum utama. Namun, tantangan hukum Islam dalam menghadapi perkembangan zaman, khususnya di bidang muamalah, menuntut adanya ijtihad (penafsiran hukum) untuk menjawab berbagai permasalahan kontemporer yang tidak tercakup dalam teks-teks klasik. Ijtihad memegang peranan penting dalam merespon perubahan sosial, teknologi, dan budaya yang berdampak pada masyarakat. Kajian ini mengkaji pentingnya ijtihad dalam menyikapi berbagai permasalahan hukum Islam yang baru muncul, dengan fokus pada metodologi ijtihad kontemporer yang relevan dengan perkembangan zaman. Model ijtihad jama'i yang inklusif dan adaptif dianggap sebagai salah satu solusi untuk memastikan hukum Islam tetap sesuai dengan prinsip-prinsip syariah, seperti keadilan dan pelarangan riba, di tengah perkembangan ekonomi dan teknologi. Kajian ini juga menyoroti peran Dewan Syariah Nasional (DSN) MUI dalam memastikan relevansi fatwa-fatwa yang dikeluarkan dalam mengatur akad-akad kontemporer, termasuk transaksi bisnis digital dan keuangan syariah. Selain itu, pentingnya penguatan literasi syariah di masyarakat menjadi salah satu faktor penentu dalam mendukung implementasi hukum Islam yang berkelanjutan. Dengan adanya literasi yang memadai, masyarakat diharapkan dapat lebih memahami esensi hukum Islam yang bersifat universal, fleksibel, dan responsif terhadap dinamika zaman. Ijtihad yang dilakukan secara bijaksana dan tetap berpegang pada prinsip-prinsip dasar syariah menjadi jembatan penting antara tradisi dan modernitas, sehingga hukum Islam dapat terus relevan dalam menjawab kebutuhan umat.
IJTIHAD DEWAN HISBAH PERSATUAN ISLAM ( PERSIS ) DALAM BIDANG EKONOMI Eka Yuni Hartati; Moh Bahrudin; Syamsul Hilal
Jurnal Media Akademik (JMA) Vol. 2 No. 12 (2024): JURNAL MEDIA AKADEMIK Edisi Desember
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/v2i12.1409

Abstract

Pengembangan ekonomi syariah di Indonesia tidak terlepas dari kontribusi berbagai lembaga, termasuk Dewan Hisbah PERSIS. Melalui ijtihadnya, Dewan Hisbah telah memberikan sumbangan yang signifikan dalam pembentukan sistem ekonomi Islam yang inklusif dan berkelanjutan. . Dewan Hisbah PERSIS, sebagai salah satu lembaga fatwa terkemuka di Indonesia, telah aktif melakukan ijtihad dalam merespon berbagai tantangan ekonomi modern. Penelitian ini akan mengkaji bagaimana Dewan Hisbah PERSIS menyikapi isu-isu seperti keuangan digital, e-commerce, dan investasi berkelanjutan dari perspektif syariah. Dengan demikian, penelitian ini diharapkan dapat memberikan kontribusi terhadap pengembangan hukum ekonomi Islam yang relevan dan responsif terhadap perkembangan zaman. Pada penelitian ini, peneliti menggunakan metode penelitian deskriptif kualitatif, Ruang lingkup penelitian kualitatif adalah batasan-batasan yang mencakup berbagai aspek dalam penelitian, seperti data yang digunakan, pengolahan data, informasi yang dihasilkan, dan metode yang digunakan. Hasil dari penelitian Produk ijtihad yang dihasilkan, seperti fatwa tentang perbankan syariah, pedoman investasi halal, dan regulasi koperasi syariah, bertujuan untuk menciptakan sistem ekonomi yang adil, transparan, dan beretika. Dengan fokus pada pengembangan ekonomi berkelanjutan dan pemberdayaan komunitas, Dewan Hisbah tidak hanya memberikan solusi praktis untuk masalah ekonomi, tetapi juga berkontribusi pada kesejahteraan sosial secara keseluruhan.
Kaidah – Kaidah Ushuliyah Dalam Hadist Ekonomi Riza Arizona; Moh Bahrudin; Syamsul Hilal
Ekonomi Keuangan Syariah dan Akuntansi Pajak Vol. 2 No. 1 (2025): Ekonomi Keuangan Syariah dan Akuntansi Pajak (EKSAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/eksap.v2i1.751

Abstract

It cannot be denied that every Muslim believes in the oneness of Allah and the apostleship of the Prophet Muhammad. But we also need to realize that humans are not only required to believe in the Prophet, but are required to follow and imitate him. Thus, just believing is not enough. However, you need to realize that imitating the Prophet does not mean following exactly everything the Prophet did, and abandoning everything he did not do. There are at least three problems that will arise if the establishment of Islamic law ignores ushuliyah rules; ambiguity in the use of ushuliyah rules, errors in understanding texts in the Al-Qur'an and Hadith, and broad interpretations because they are not focused on one or several ushuliyah rules. This illustrates that the position of ushuliyah rules: al-am, al-khas, al-amru and an-nahyu is very important as a methodology for determining Islamic law. The aim of the research is to determine the ushuliyah al-am, al-khas, al-amru and an-nahyu approaches as methodologies, procedures and problems in determining Islamic law. This research is qualitative research in the form of literature with an Ushul Fiqh approach.
Analisis Pengaruh Marketing Mix Terhadap Keputusan Nasabah Memilih BSI Griya Studi Pada Bank BSI KCP Natar Khomsatul Khoiriyah; Weny Rosilawati; Syamsul Hilal
Jurnal Bisnis, Ekonomi Syariah, dan Pajak Vol. 1 No. 3 (2024): September : Jurnal Bisnis, Ekonomi Syariah, dan Pajak (JBEP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jbep.v1i3.396

Abstract

This research is motivated by the increasing population in Indonesia which will further increase the need for housing in the future. This study aims to analyze the influence of marketing mix on customer decisions to choose BSI Griya at BSI KCP Natar bank. The method used is a quantitative method. Using primary and secondary data. The population of this study were BSI KCP Natar Bank customers who took BSI Griya financing products as many as 86 respondents with calculations using the slovin formula. The data collected were analyzed using multiple linear regression methods assisted by SPSS 25 software. The results showed that all Marketing mix variables (Product, price, location, promotion, employees, physical evidence, and process) had a positive and significant effect with a significance value <0.05. Product has a significance value of 0.00 <0.05, Price significance value of 0.00 <0.05, Location significance value of 0.00 <0.05, Promotion significance value of 0.001 <0.05, Employees significance value of 0.00 <0.05, Physical evidence significance value of 0.00 <0.05, Process significance value of 0.00 <0.05. and the calculated F value of 1034.606> 2.129 with a significance of 0.00 so that the Marketing mix (Product, price, place, promotion, people, physical evidence, and process) simultaneously has a significant positive effect.
Ijtihad Tathbiqi dan Kontribusinya dalam Pengembangan Ekonomi Syariah Adhe Pertiwi Mareta; Syamsul Hilal; Moh. Bahrudin
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i1.2006

Abstract

In the context of Islamic economics, many contemporary issues are not explicitly regulated by Islamic legal sources, thus requiring ijtihad to adapt the law to current circumstances. Ijtihad Tathbiqi is defined as the effort to apply established sharia laws in the specific context of daily life. This research aims to explain the concept of ijtihad tathbiqi, the legal requirements for a mujtahid, the objects of ijtihad tathbiqi, the implementation steps, as well as its potential and contribution to the development of the sharia economy in Indonesia.
Co-Authors A. Kumedi Ja’far Abib Novriyanto Adhe Pertiwi Mareta Adinda Choirul Ummah Aldo Faturizki Anas Malik Ani Ayu Safitri Dian Ramadhani Diyah Anggraeni Eka Yuni Hartati Erike Anggraeni Febrian Maulana Putra Firqotus Sa’idah Fitri Handayani Hanif Hanif Hanif Hanif Intan Mawarni ISMAIL SALEH Khofifah Indar Mawar Sari Khomsatul Khoiriyah Laila Ifti Faiyah Lis Yulitasari Madnasir Madnasir Maimun Marisa Rizki Moh Bahrudin Moh Bahrudin Moh. Bahruddin Moh. Bahrudin Muhammad Zaki Musyrifah Maliki, Raudoh Nurul Fatmawati Ovaliani Anna Sasmita Putri Minamas Rahmat Ikhlas Randi P.S Repi Dina Cahya R Rian Kurniawan Ridwansyah Ridwansyah Riza Arizona Ruslan Abdul Ghofur Siti Aisyah Nuraini Tulus Suryanto Weny Rosilawati