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All Journal Jurnal Integrasi Ilmu Syariah (Jisrah) Hakamain: Journal of Sharia and Law Studies Jurnal Salingka Nagari
Alfi Husni
Universitas Islam Negeri Mahmud Yunus Batusangkar
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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SHARIA ISSUES IN ISLAMIC CREDIT CARD BASED ON INDONESIA PRACTICE Alfi Husni
JISRAH: Jurnal Integrasi Ilmu Syariah Vol 4, No 2 (2023)
Publisher : Institut Agama Islam Negeri Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/jisrah.v4i2.10322

Abstract

Sistem Perbankan Syariah mengalami inovasi yang sangat beragam dan perkembangan yang sangat cepat. Kartu kredit Syariah adalah salah satu bentuk inovasi dalam produk perbankan Syariah. Penggunaan Kartu Kredit Syariah masih menjadi perdebatan di kalangan ulama. Tulisan ini bertujuan untuk mengkaji tentang persoalan dalam penggunaan kartu kredit Syariah di Indonesia, atau sering dikenal dengan Kartu Syariah. Permasalahan yang dibahas adalah seputar adanya upah yang digunakan dalam akad kafalah dan ijarah yang merupakan kontrak yang digunakan dalam kartu kredit Syariah di Indonesia. Metodologi yang digunakan adalah dengan mempelajari penggunaan kartu Syariah di Indonesia berdasarkan fatwa DSN-MUI tentang Kartu Syariah dan merujuk kembali persoalan ini kepada pendapat para ulama. Penggunaaan upah pada kafalah di Kartu Syariah hukumnya adalah boleh, di sisi lain penggunaan upah pada akad ijarah dalam kartu kredit Syariah masih dipertanyakan dan perlu pembahasan lebih lanjut karena dekatnya praktik ini kepada riba. Penjelasan lebih lanjut terkait fatwa DSN-MUI tentang Kartu Syariah juga dibutuhkan untuk melihat bagaimana penggunaan Kartu Syariah di Indonesia. 
Literasi Pembiayaan Legal Sebagai Landasan Keharmonisan Keluarga: Studi Kasus di Nagari Pagaruyung Yustiloviani Yustiloviani; Wardatun Nabilah; Deri Rizal; Siska Elasta Putri; Alfi Husni; Asrinaldi Asrinaldi; Suhatri Mariko
Jurnal Salingka Nagari Vol. 4 No. 2 (2025): Jurnal Salingka Nagari
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jsn.v4i2.346

Abstract

This study examines the role of legal financing literacy in fostering family harmony and resilience within the community of Nagari Pagaruyung, Indonesia. Using a Community-Based Research approach and the Pentahelix collaboration model, the program integrates legal education, financial literacy training, and partnerships with formal financing institutions to strengthen lawful and sustainable economic practices. Activities include family-centered legal counseling, awareness campaigns on financial and legal risks, and empowerment of community and religious leaders as literacy agents. Data were collected via in-depth interviews with society members affected by illegal financing. Analysis assessed the impact of rentenir on family resilience, revealing significant improvements in household understanding of legal mechanisms, reduced reliance on illegal loans, and increased access to formal sharia services. This strengthened family communication, economic stability, and vulnerability reduction, enhancing social harmony.The findings reveal significant improvements in household understanding of legal financial mechanisms, a decline in reliance on illegal lending practices, and increased access to formal, sharia-compliant financing services. Strengthened family communication, economic stability, and reduced financial vulnerability contribute to greater social harmony and resilience. The study recommends the continuous integration of legal-financial literacy into community education and the reinforcement of multisectoral collaboration to sustain family well-being and financial inclusion.
Determination of Nasab of Children Outside of Marriage in the Islamic Legal System: The Role and Decisions of Religious Courts in Indonesia Syukriya Husni; Fadilla Syahriani; Alfi Husni; Annisa Wahid; Valensius Ngardi
Hakamain: Journal of Sharia and Law Studies Vol. 3 No. 1 (2024): HAKAMAIN: Journal of Sharia and Law Studies
Publisher : Yayasan Lembaga Studi Makwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57255/hakamain.v3i1.332

Abstract

The determination of nasab for children born outside of marriage is a multifaceted legal and social issue, especially within the context of family law in Indonesia. This study delves into the critical role and decisions of Religious Courts in Indonesia concerning the nasab of such children, exploring how these courts balance national legal frameworks with the principles of Islamic law. Through a comprehensive analysis, the study highlights the legal factors, justifications, and ratio decidendi that underpin the decisions of the Religious Courts. It is imperative to understand the methodologies these courts employ in interpreting legal precedents, applying Islamic jurisprudence, and considering the broader social implications of their rulings. The investigation also looks into the procedural aspects of these cases, including the presentation of evidence, the involvement of legal and religious experts, and the impact of societal norms and pressures on judicial outcomes. It explores how the rulings influence public perceptions of legitimacy, inheritance rights, and social status, as well as their impact on the lives of children born outside of marriage and their families. The findings of this study underscore the dynamic interplay between religious norms and legal requirements in Indonesia, highlighting the challenges and opportunities in harmonizing these two systems. The study concludes by emphasizing the necessity for ongoing research to evaluate the long-term effects of these rulings on children's rights, social cohesion, and the development of a more inclusive and just legal framework.
Co-Authors Annisa Wahid Asrinaldi Asrinaldi Deri Rizal Fadilla Syahriani Siska Elasta Putri Suhatri Mariko Syukriya Husni Valensius Ngardi Wardatun Nabilah Yustiloviani Yustiloviani