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The Influence Of Financial Literacy, Fintech-Based Payment Gateways, And The Adoption Of Software As A Service Cloud Accounting Services On The Performance Of Msmes Endar Pradesa; Metha Aditya Putri; Salma Nadea Nurfaiza; Reza Saputra
Journal of Management, Economic, and Accounting Vol. 5 No. 1 (2026): January
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v5i1.1079

Abstract

Penelitian ini bertujuan untuk menguji pengaruh literasi keuangan, inklusi keuangan dan fintech payment gateway terhadap kinerja UMKM di Kota Lubuklinggau. Penelitian ini menggunakan metode penelitian kuantitatif, responden dalam penelitian ini adalah pelaku usaha UMKM yang berjumlah 74 responden, penelitian ini menggunakan data primer atau data yang diperoleh secara langsung melalui penyebaran kuisioner kepada pelaku usaha UMKM di Kota Lubuklinggau, analisis data pada penelitian ini menggunakan regresi linear berganda dengan bantuan aplikasi SPSS (statistical package for social sciences 26) untuk melihat hubungan antara variabel independen dan dependen. Hasil penelitian menunjukkan bahwa (1) Literasi keuangan tidak berpengaruh terhadap kinerja (2) Fintech payment gateway berpengaruh positif terhadap kinerja UKM di Kota Lubuklinggau. (3) Adopsi Software as a Service Layanan Cloud Accounting  berpengaruh positif terhadapkinerja Hasil analisis koefisien determinasi menunjukkan nilai adjusted r square 15,3%, sedangkan sisanya sebesar 84,7% dipengaruhi atau disebabkan oleh faktor-faktor lain yang tidak dimasukkan dalam penelitian ini.
Analisis Pengaruh Lingkungan Kerja dan Motivasi Kerja terhadap Kinerja Karyawan CV. Lembaga Palembang Fatma Oktarendah; Metha Aditya Putri
Reviu Akuntansi, Manajemen, dan Bisnis Vol 3 No 1 (2023): Juni
Publisher : Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/rambis.v3i1.2357

Abstract

Purpose: This study aims to determine and evaluate the performance of employees at CV. Lembaga located in Palembang, South Sumatra. Methodology: During the research process and data collection, it was carried out using a questionnaire which was distributed to 22 respondents, who were employees of CV. Lembaga itself. By using descriptive analysis method. Questionnaires were analyzed with multiple linear regression analysis. Results: The results showed that the work environment has a partial and significant positive effect on performance and work motivation has a positive and significant effect on performance. Simultaneously the work environment and work motivation have a positive and significant effect on performance. Limitations: Unreturned questionnaires, limited scope of research area, and limited variable became the limitations of this study. Contributions: Hopefully for future researchers to convey the variables of job satisfaction, leadership style and work stress.