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All Journal Al Naqdu: Jurnal Kajian Keislaman Journal of Islamic economics Perspectives (JIEP)
Ashim
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Religion Humanities Economics, Econometrics & Finance Education Library & Information Science Social Sciences

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PEMBERDAYAAN LITERASI DIGITAL DI DESA KALIKOA Siti Ayu Ikasari; Muthli’ah; Ashim; Achmad Nurjannah
Al Naqdu Vol 4 No 2 (2023): AGUSTUS 2023
Publisher : IAIC (Institut Agama Islam Cirebon)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58773/alnaqdu.v4i2.113

Abstract

This research was conducted in Kalikoa Village with the aim of having skills (life skills) which not only involve the ability to use technology, information, and communication devices, but also social skills, learning abilities, and have attitudes, critical thinking, creative, and inspirational as digital competence. Therefore, efforts to empower digital literacy need to be made to increase public awareness of the importance of digital literacy in everyday life. The problem that becomes the background of this research is that people do not understand the importance of digital literacy so that people are easily influenced by hoax news, lack of expertise in evaluating and digesting information critically so that they still do not use technology wisely. The community service method is carried out to empower digital literacy in Kalikoa Village during the KKM (Student Work Class) activity which lasts for a month. Sources of research data in the form of observations, interviews and document studies. The results of the study show that digital literacy will create a society with a critical-creative mindset and view. So, they will not be easily fooled by digital-based ones such as being victims of hoax information. In addition, understanding digital literacy can also help people to improve the economic and educational aspects in their daily life following the times critically and wisely.
IMPLEMENTASI PENDIDIKAN KARAKTER ANAK PESERTA DIDIK PROGRAM UNGGULAN DAN REGULER DI SMP MUHAMMADIYAH 2 CIREBON Al - Fafa, Ahmad Thariq; Masyitoh, Siti; Ashim; Duriyah
Al Naqdu Vol 5 No 1 (2024): JUNI 2024
Publisher : IAIC (Institut Agama Islam Cirebon)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58773/alnaqdu.v5i1.270

Abstract

This study explores the implementation of character education among students in the distinguished and regular programs at SMP Muhammadiyah 2 Cirebon. Utilizing a qualitative approach, the research evaluates the effectiveness of the character education program, identifies differences between the two programs, and examines their impact on students' moral and ethical development. The findings aim to provide insights for developing more holistic character education strategies within educational institutions.
Analysis of Murabaha to the Purchase Orderer in Islamic Jurisprudence and DSN-MUI Fatwas Applications Ashim; Isman; Rosyadi, Imron
Journal of Islamic Economics Perspectives Vol. 7 No. 1 (2025): February (2025) Journal of Islamic Economics Perspectives
Publisher : Faculty of Islamic Economics and Business, State Islamic University of  Kiai Haji Achmad Siddiq Jember, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/mdnbaq53

Abstract

Murabaha to the purchase orderer is one financing models adopted by Islamic banks as a Sharia-compliant alternative to interest-based transactions. With the expansion of Islamic banking in Indonesia, the need to regulate this contract in accordance with Islamic principles has increased. The National Sharia Council of the Indonesian Ulema Council (DSN-MUI) plays a key role in issuing fatwas to ensure its compliance with Sharia. This research employs a descriptive-analytical approach by reviewing jurisprudential sources and DSN-MUI fatwas to clarify the concept of Murabaha to the purchase orderer, assess its Sharia compliance, and analyze the impact of DSN-MUI fatwas on its implementation in Islamic banks.The study identifies a research gap regarding the extent to which Indonesian banks adhere to the Murabaha contract in accordance with Sharia-based fatwas and the impact of these fatwas on the stability of Islamic finance. It also highlights the need for a comparative analysis between DSN-MUI fatwas and jurisprudential rulings in other countries, in addition to assessing the awareness of bank employees and customers regarding the contract’s terms. The findings indicate that Murabaha is permissible under Sharia if  of the most essential Islamicspecific conditions are met, such as the bank taking ownership of the goods before selling them to the customer. DSN-MUI fatwas provide a clear legal framework that promotes transparency and prevents uncertainty and usury. The study recommends enhancing awareness among banking staff and customers regarding Sharia conditions, improving regulatory oversight to ensure compliance, and encouraging further research to develop Islamic financing models that meet growing market demands.
Co-Authors Achmad Nurjannah Al - Fafa, Ahmad Thariq Duriyah Imron Rosyadi Isman Muthli’ah Siti Ayu Ikasari Siti Masyitoh