Garuda - Garba Rujukan Digital

SKBDN Products: Implementation of Sharia Compliance in Bank Syariah Indonesia Mawadah, Sokhikhatul
AL-ARBAH: Journal of Islamic Finance and Banking Vol 6, No 1 (2024)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2024.6.1.20988

Purpose - The aim of this research is to find out how BSI's sharia compliance applies to SKBDN (Domestic Letter of Credit) products.Method - This research is qualitative research. The data used is primary data originating from interviews with BSI employees. Secondary data was obtained from books, journals and previous research.Result - The results of the research state that the implementation of BSI Semarang City Sharia Compliance in SKBDN, namely BSI has implemented sharia compliance based on maqashid sharia, including: 1). Ad-dien: BSI is guided by the Koran, Hadith and other Islamic laws in carrying out all its operational systems and products. 2). an-nafs: SKBDN services involve several parties, including customers, BSI and goods providers. This is where it is important for the parties to be trustworthy. 3). al-aql: BSI participates in educating customers (provides education on every bank product to customers through seminars and training). 4). an-nasl: caring for offspring, BSI guarantees that customer funds come from halal funds which have a good impact on the family and descendants and 5). al-mal: BSI takes profit from the services of implementing SKBDN services through fees charged.Implication - This research explores Islamic values, with sharia maqashid indicators in sharia banking, especially in SKBDN products. It is hoped that service in sharia banking will be better and more customers (applicants) will choose SKBDN products in sharia banking.Originality - This article examines sharia compliance of sharia banks using the maqashid sharia approach. SKBDN applicants are more aware and comfortable choosing SKBDN services in sharia banking.

IMPLEMENTASI MUZARAAH DALAM MENINGKATKAN KESEJAHTERAAN PETANI BAWANG MERAH DI KABUPATEN BREBES Mawadah, Sokhikhatul
Equilibria Pendidikan : Jurnal Ilmiah Pendidikan Ekonomi Vol 8, No 2 (2023): November 2023
Publisher : Universitas PGRI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26877/ep.v8i2.13539

Tujuan penelitian ini adalah untuk mengetahui apakah ada ketimpangan tingkat kesejahteraan antara pemilik lahan dengan pengolah lahan. Data didapat dari wawancara kepada petani bawang merah di kabupaten Brebes baik sebagai pemilik lahan mauoun sebagai penggarap lahan. Hasil penelitian ini yaitu implementasi sistem muzaraah yaitu menerapkan sistem kerja sama atau bagi hasil dengan istilah mara. Mara yaitu bagi hasil antar petani penggarap dengan pemilik lahan. sistem mara yang sering dipakai adalah mara 8 dan mara 10. Pendapatan petani bawang merah naik dan selalu untung setelah menggunakan sistem muzaraah yang dikenal dengan istilah mara. Petani bawang merah di Kabupaten Brebes yang menerapkan sistem muzaraah mengalami kesejahteraan. Dibuktikan dengan totalÂ penerimaan yang lebih besar daripada total biaya dan analisis imbangan penerimaan dan biaya atau R/C yang lebih dari 1. Diketahui R/C petani bawang merah di Kabupaten Brebes adalah sebesar 1,53. Ini berarti setiap 1 rupiah biaya yang dikeluarkan dalam usahatani bawang merah akan diperoleh penerimaan sebesar 1,53 rupiah. Nilai R/C rasio yang lebih dari satu menunjukkan bahwa usahatani bawang merahÂ diÂ Kabupaten Brebes layak untuk diusahakan dan dikembangkan. Ukuran kesejahteraan yang dipakai adalah dari tingkat pendapatan yang terdiri dari analisis pendapatan usaha tani dan analisis imbangan penerimaan dan biaya.Kata Kunci: muzaraah, kesejahteraan, pendapatan, penerimaan biaya

SKBDN Products: Implementation of Sharia Compliance in Bank Syariah Indonesia Mawadah, Sokhikhatul
AL-ARBAH: Journal of Islamic Finance and Banking Vol. 6 No. 1 (2024)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2024.6.1.20988

Purpose - The aim of this research is to find out how BSI's sharia compliance applies to SKBDN (Domestic Letter of Credit) products.Method - This research is qualitative research. The data used is primary data originating from interviews with BSI employees. Secondary data was obtained from books, journals and previous research.Result - The results of the research state that the implementation of BSI Semarang City Sharia Compliance in SKBDN, namely BSI has implemented sharia compliance based on maqashid sharia, including: 1). Ad-dien: BSI is guided by the Koran, Hadith and other Islamic laws in carrying out all its operational systems and products. 2). an-nafs: SKBDN services involve several parties, including customers, BSI and goods providers. This is where it is important for the parties to be trustworthy. 3). al-aql: BSI participates in educating customers (provides education on every bank product to customers through seminars and training). 4). an-nasl: caring for offspring, BSI guarantees that customer funds come from halal funds which have a good impact on the family and descendants and 5). al-mal: BSI takes profit from the services of implementing SKBDN services through fees charged.Implication - This research explores Islamic values, with sharia maqashid indicators in sharia banking, especially in SKBDN products. It is hoped that service in sharia banking will be better and more customers (applicants) will choose SKBDN products in sharia banking.Originality - This article examines sharia compliance of sharia banks using the maqashid sharia approach. SKBDN applicants are more aware and comfortable choosing SKBDN services in sharia banking.

The Effect of Interest, Religious Stimuli, and the Consumer’s Trust on the Digital Al Qur’an Purchase Sokhikhatul Mawadah; Nurudin
International Journal of Islamic Business and Economics (IJIBEC) Vol 2 No 2 (2018): Volume 2 Nomor 2 Tahun 2018
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v2i2.1307

Tigaraksa Satria branch of Semarang, is a company which runs the digital Al Qur’an product as one of its type of business’s engagement. One of the digital Al Qur’an to be sold is Mushaf Grand Maqomat. PT. Tigaraksa Satria also produces Mushaf for Woman and Mushaf Maqomat for Kids. Among these three Mushaf, Mushaf Grand Maqomat−has the less selling. This study is expected to measure and analyzing the effect of interest, religious stimuli, and consumers’ trust on the decision to purchase digital Al Qur’an. It is suspected that variable of religious stimuli has the most dominant effect to the consumers. The population in this study are the current consumers of digital Al Qur’an on PT Tigaraksa Satria. The result of this study indicates that variable of interest has significant effect on the purchasing’s decision. This is resulted on p−value (sig) that is 0.001 under 0.05, the variable of stimuli hassignificant effect on purchasing decision indicated by 0.755 as the p−value (sig) above 0.05. Whilst, the most dominant variable that inßuences buyers in purchasing Al Qur’an is the religious stimuli, accordingly to the researcher’s hypothesis that states religious stimuli is the most dominant variable.

Management of Hajj Funds in Sukuk Investment from an Islamic Economic Perspective Maulana, M. Rifka; Mawadah, Sokhikhatul
International Conference on Islamic Economic (ICIE) Vol. 2 No. 1 (2023): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v2i1.204

One of the impacts of the Covid-19 pandemic is the cancellation of Hajj departures in Indonesia in 2020, based on the Decree of the Minister of Religion (KMA) Number 494 of 2020. The delay in the departure of the Hajj even though the more pilgrims register for Hajj, the more funds will be received. Banks cannot manage that much haj funds, so they are stored in state sukuk. Hajj funds are managed in State Sharia Securities (SBSN) or State Sukuk by the Ministry of Religion through the Hajj Management Financial Management Agency (BPKH). How is the management of Hajj funds on state sukuk, is it effective or not. This research is a qualitative research with literature study. The results of this study are that the mechanism for managing Hajj funds begins with the way pilgrims register and pay. After the funds have been collected, the BPKH manages the money through each congregation's account at the bank. Fund management exists in several placements, one of which is sukuk. Placement in this sukuk is good but not optimal when viewed from the yields obtained, but when viewed from the risks faced, this sukuk investment is very effective. Research can be used as a reference source for parties who need information about the management of Hajj funds, especially for pilgrims who are waiting for the pilgrimage to depart.

Does the halal label of Lemonilo instant noodles matter to students? Saadah, Ni’matus; Mawadah, Sokhikhatul; Fauzi, Muhammad
Asian Journal of Islamic Management (AJIM) VOLUME 5 ISSUE 2, 2023
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol5.iss2.art4

Purpose – This study aimed to determine the influence of the Korean wave, brand ambassadors, and halal label on the purchasing decisions of Lemonilo instant noodles.Methodology – This study uses quantitative research methods. Using a purposive sampling technique, the research sample comprised 72 students from a management study program at UIN Walisongo Semarang. Descriptive statistical analysis, a validity test, a reliability test, a classical assumption test, multiple linear regression analysis, and hypothesis testing were used.Findings – The Korean wave variable positively and significantly influenced purchasing decisions. By contrast, brand ambassadors and halal label had an insignificant effect on the purchasing decisions of Lemonilo instant noodles among students of the Management Study Program at UIN Walisongo Semarang.Implications – Literacy of the halal label among the student community needs to be enhanced to understand that the halal label is an essential aspect in deciding food consumption. Additionally, it needs to be understood that the Korean wave is not always in line with Islamic values; therefore, an understanding of the halal label is necessary within the young community familiar with the Korean wave..Originality – This study aims to determine the extent of the influence of the Halal label on students in Islamic institutions regarding their decision to purchase Korean instant noodle products

OPTIMALISASI MEDIA SOSIAL TIKTOK UNTUK BISNIS ONLINE IBU RUMAH TANGGA DI MASA PANDEMI COVID 19 Nur Huda; Kurnia Setyoningrum; Sokhikhatul Mawadah; Nihayah, Ana Zahrotun
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 7 No. 2 (2025): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v7i2.14671

Tiktok is one of social media which describe only used for dancing and entertainment, and then now Tiktok not only used for that but can be used as a selling medium. The Tiktok application can be linked to the tiktok seller application or the tiktok shop so that personal accounts can also be used to sell. During the pandemic, housewives can use tiktok to increase their income. Housewives who have or don't have an online business can use tiktok social media to increase their income. Through community service work, we organize training, practice and mentoring for housewives to do business online using social media Tiktok. The service starts from providing technical guidance, assisting practice as well as monitoring and evaluation. The housewives we accompany are able to link their personal accounts to the seller's tiktok account, can fill in all the necessary data and can add a yellow basket to the uploaded video. If the personal tiktok account already has a yellow basket, then this community service is called successful. Furthermore, housewives who take part in this optimization activity can sell using their tiktok account. Although successful, there are still many obstacles faced including: the number of followers is still small, product categories are still few to be inputted and the quality of the video still needs a lot of improvement in order to be watched or get a lot of views.

Transforming Customer Loyalty: The Synergy of Experience, Corporate Image, and Digital Marketing at BPRS Dana Amanah Surakarta Akbar, Ananda Rizki; Mawadah, Sokhikhatul; Furqon, Ahmad
AL-ARBAH: Journal of Islamic Finance and Banking Vol. 8 No. 1 (2026)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2026.8.1.28785

Purpose - This study aims to determine the effect of customer experience variables, company image, and digital marketing on customer loyalty. Method - This research uses quantitative research methods. The data used is primary data with a sample of 100 samples. Sampling is done by accidental sampling technique which is a sampling technique based on coincidence and availability if the sample encountered is suitable as a data source. Result - The results of this study indicate that customer experience variables, company image, and digital marketing have a significant positive effect on customer loyalty. Implication - This study examines the influence of customer experience variables, company image, and digital marketing on customer loyalty at BPRS Dana Amanah Surakarta. Originality - These findings provide a basis for BPRS Dana Amanah Surakarta to always pay attention to service excellence to customers because it will affect the experience when transacting, maintaining the image of BPRS Dana Amanah. Keywords: Customer Experience, Corporate Image, Digital Marketing, and Customer Loyalty

Title

Found 18 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 18 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 18 Documents
Search