Putri Ni'matul Maula
Fakultas Hukum, Universitas Pembangunan Nasional “Veteran” Jakarta

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Akibat Hukum atas Pencantuman Nomor Orang Lain sebagai Kontak Darurat Secara Sepihak dalam Pengajuan Pinjaman Online Putri Pinasti; Putri Mufidah; Putri Ni'matul Maula; Selvin Armynova; Aqiila Banyu Valentara; Achmad Faidzuddin; Dwi Aryanti Ramadhani
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 1, No 5 (2023): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10289136

Abstract

The absence of legal force if the data is provided due to oversight or obtained by force and/or fraud which makes the agreement invalid according to Article 1321 of the Civil Code. This research contains the legal consequences if the agreement made between the borrower and the online loan service provider cannot involve a third party or the owner of the emergency contact. This research uses empirical juridical research methods, which specifically investigate how the law is enacted/practiced in society in relation to actual or real events to collect the necessary facts and data, after the data is collected then identify the problem which ultimately leads to problem solving. Data collection methods are carried out through literature study and qualitative descriptive analysis with a statutory approach. Third parties who feel aggrieved due to acts of abuse committed by loan recipients and online loan organizers of online money lending agreements can file a lawsuit for both material and immaterial damages. In the event of harm, the owner of the emergency contact is entitled to legal protection by imposing civil sanctions, administrative sanctions, and criminal sanctions on violators of the misuse of personal data.The use of personal data must comply with the law and respect the privacy rights of individuals. Inclusion of emergency contact numbers must be based on the valid consent of the data owner. The inclusion of emergency contact numbers without the consent of the owner is a violation that can have legal consequences. The legal consequences for violations of this personal data must be considered by these violators in order to provide a deterrent effect.
PEMBERDAYAAN KELOMPOK TANI DAN SATRI DISABILITAS MELALUI GREEN BUSINESS BERBASIS SKEMA DESA BINAAN Rianda Dirkareshza; Muthia Sakti; Angga Adriana Imansyah; Fahruddin Fahruddin; Putri Ni'matul Maula; Dika Hikmah Wicaksana; Aulia Anjani Nurdin; Fatur Rezqy Permana
JMM (Jurnal Masyarakat Mandiri) Vol 9, No 5 (2025): Oktober
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v9i5.34530

Abstract

Abstrak: Pelaksanaan pengabdian kepada masyarakat ini berbasis kepada Skema Pemberdayaan Desa Binaan Hibah dari Kementerian Pendidikan Tinggi, Sains dan Teknologi Direktorat Penelitian dan Pengabdian kepada Masyarakat Tahun kedua. Pengabdian ini difokuskan terhadap pemberdayaan kelompok tani dan santri disabilitas melalui green business yang diusungkan dalam pengajuan penghibahan DPPM. Tujuan dari pengabdian ini adalah untuk memberikan peningkatan pemberdayaan kepada santri disabilitas dan kelompok tani dalam menjalankan konsep green business untuk menurunkan angka stunting di Desa Babakankaret yang berupa softskill dan hardskill. Metode pelaksanaan dari kegiatan pengabdian ini adalah metode PDCA (Plan, Do, Check, Action) dengan pendekatan Participatory Roral Appraisal (PRA). Instrumen yang digunakan lewat penjabaran pendekatan adalah sosialisasi, pelatihan, penerapan teknologi, serta pendampingan dan evaluasi. Pelaksanaan pengabdian ini melibatkan 2 (dua) mitra strategis, yakni koperasi penyandang disabilitas dan BUMDes Desa Babakankaret.Sistem evaluasi yang digunakaan adalah sistem evaluasi berbasis monitoring rutin kepada mitra sasaran sehingga peningkatan indikator keberhasilan dapat tercapai yang berupa peningkatan ekonomi dari mitra sasaran itu sendiri. Hasil dari pengabdian menunjukkan bahwa terdapat peningkatan kemandirian kelompok tani daripemberian dan pelatihan penggunaan mesin pencacah sampah dengan mendapatkan Rp2.500.000,- per bulannya. Tidak hanya mesin, pelaksanaan tumpang sari juga memberikan efek konkrit dengan memberikan kontribusi sebanyak Rp3.782.500,- pada sekali panen. Kemudian, pelaksanaan pelatihan pupuk kompos memberikan manfaat kepada pihak desa dengan melakukan efisiensi sebesar Rp885.000,- pada sekali masa tanam. Terakhir, pelatihan microsoft office dan peraturan desa tentang perilaku hidup bersih dan sehat diberikan kepada santri disabilitas dan masyarakat untuk memberdayakan mereka agar dapat digunakan dalam dunia industri. Dengan demikian, pelaksanaan pengabdian ini memberikan manfaat yang konkrit dan nyata kepada masyarakat dan perekonomian desa.Abstract: This community service program is based on the Grant-Assisted Village Empowerment Scheme from the Ministry of Higher Education, Science and Technology, Directorate of Research and Community Service, Second Year. This community service program focuses on empowering farmer groups and disabled students through green business, including planting hardy plants, Microsoft Office training, and socialization of village regulations related to clean and healthy living. These three things are the main outputs in the implementation of the DPPM community service scheme this year. The method used to carry out this community service activity was the PDCA (Plan, Do, Check, Action) method with a Participatory Rural Appraisal (PRA) approach. The instruments used to describe the approach were socialization, training, technology application, as well as mentoring and evaluation. The results of the community service showed that there was an increase in the independence of farmer groups from the provision of waste shredding machines and training in the use of these machines, earning them IDR 2,500,000 per month. Not only the machines, but the implementation of intercropping also had a concrete effect on the village by contributing IDR 3,782,500 per harvest. Furthermore, the implementation of compost fertilizer training as part of a series of hard plant training also provided benefits in terms of fertilizer expenditure for intercropping, with the village being able to achieve efficiency savings of IDR 885,000 per planting season. Training on village regulations regarding clean and healthy living was conducted to reduce stunting rates in Babakankaret Village and instill good habits among the village community. Finally, Microsoft Office training was provided to disabled students to empower them for use in the industrial world. Thus, this community service initiative provides concrete and tangible benefits to the village community, particularly to disabled students and farming groups.