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<![CDATA[Analisis Beta Saham sebagai Keputusan Investasi pada PT Adaro Energy Indonesia Tbk dan PT Bayan Resources Tbk ]]>
<![CDATA[Retno Widya Ningrum]]>;
<![CDATA[Angga Mahardika Putra]]>
<![CDATA[ In Search (Informatic, Science, Entrepreneur, Applied Art, Research, Humanism) Vol 22 No 1 (2023): In Search ]]>
Publisher : <![CDATA[LPPM UNIBI ]]>
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DOI: 10.37278/insearch.v22i1.714
<![CDATA[In 2022, realized coal production in Indonesia will be 103 percent of the target or 687 million tons from 663 million tons coming from domestic and exports demand.. There are 2 coal industry stocks that are included in the top 10 stocks with the largest capitalization, namely PT Bayan Resources Tbk (BYAN) and PT Adaro Energy Indonesia Tbk (ADRO) with market capitalizations of IDR 700 trillion and IDR 123 trillion. Large market capitalization is usually an attractive thing for investors. Stock investment aims to obtain returns, while returns are in line with risk. One way to measure risk is by calculating the stock's beta value, which aims to see the sensitivity of stock returns to market returns (IHSG) so that investors can find out which stocks are good as investment alternatives. The research method used in this research is a descriptive method with a quantitative approach carried out by beta calculations with Microsoft Excel and analyzing the results and concluding. The conclusion from this research is that ADRO and BYAN's returns have had a positive trend, especially in the last 2 years. However, if you look at the results of ADRO's beta calculations, it tends to move more stably compared to BYAN. The investment decision that investors can take is that it is better to buy ADRO. However, this is also not absolute for investors because each investor has a different risk profile.]]>
<![CDATA[Pengaruh Pengalaman Kerja dan Lingkungan Kerja Fisik Terhadap Kinerja Karyawan di PT. BPR Hayura Artalola ]]>
<![CDATA[Delvi Kusumah Dewi]]>;
<![CDATA[Ayu Nike Retnowati]]>;
<![CDATA[Retno Widya Ningrum]]>
<![CDATA[ Jurnal Dimamu Vol. 3 No. 1 (2023) ]]>
Publisher : <![CDATA[Ma'soem University ]]>
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DOI: 10.32627/dimamu.v3i1.867
<![CDATA[The problems that occur are fluctuating employee performance achievements, lack of employee work experience and lack of comfort in the physical work environment in the company. This research aims to determine respondents' responses regarding the situation and how much influence work experience variables and the physical work environment have on employee performance at PT. BPR Hayura Artalola and its partial and simultaneous influence. This research uses descriptive and verification methods with a quantitative approach. The population used in this research was 43 employees with a sample of all employees at PT. BPR Hayura Artalola using non-probability sampling techniques, saturated sampling. Based on the results of data distribution, it was found that work experience was in the fairly high category, the physical work environment was in the quite good category and employee performance was in the good category. Based on the results of the determination test, it was found that work experience had an effect on employee performance by 57.4%, physical work environment had an effect on employee performance by 24%. Work Experience and Physical Work Environment simultaneously influence employee performance by 65.4%. The results of partial hypothesis testing show that work experience influences employee performance with a sig. of 0.000 (0.000 < 0.05) and the t-count value is 7.231 > t-table 2.021. The physical work environment influences employee performance with a sig. of 0.001 (0.001 < 0.05) and the t-count value is 3.419 > t-table 2.021. Based on simultaneous hypothesis testing, it shows that work experience and physical work environment influence employee performance with a sig. < 0.05 (0.000 < 0.05) and F-count value > F-table (40.728 > 3.232).]]>
<![CDATA[Maraknya Pinjaman Online Ditengah Rendahnya Literasi Keuangan (Studi pada Desa Tunggilis – Kabupaten Pangandaran) ]]>
<![CDATA[Pramayuda, Agung]]>;
<![CDATA[Musadat , Irfan Achmad]]>;
<![CDATA[Ningrum, Retno Widya]]>;
<![CDATA[Ningrum, Mugi Puspita]]>
<![CDATA[ Lentera Pengabdian Vol. 2 No. 04 (2024): Oktober ]]>
Publisher : <![CDATA[Lentera Ilmu Nusantara ]]>
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DOI: 10.59422/lp.v2i04.539
<![CDATA[Pinjaman online sering kali disediakan oleh platform atau perusahaan fintech (financial technology) yang menggunakan teknologi digital untuk menyederhanakan dan mempercepat proses pengajuan pinjaman. Proses pengajuan pinjaman online umumnya lebih cepat dan mudah dibandingkan dengan pinjaman tradisional yang memerlukan kunjungan langsung ke kantor bank atau lembaga keuangan. Maraknya pinjaman onlile mulai memasuki Desa Tunggilis dan mulai banyak masyarakat yang terjerat pinjaman online, dimana masyarkat masih sangat minim pengetahuan tentang pinjaman online. Kondisi ini dikhawatirkan akan terus memburuk apabila tidak ada langkah konkret untuk menanggulangi hal tersebut. Metode dalam penelitian ini menggunakan metodologi PAR ( Participatory Action Research ) memiliki tujuan untuk menghasilkan pengetahuan baru dalam rangka pemecahan masalah atau perbaikan terhadap pemecahan masalah dalam kehidupan praktis. Hasil dari kegiatan PKM ini masyarakat dapat mengetahui ciri-ciri perusahaan financial technology (fintect) yang legal dan illegal, sehingga masyarakat dapat memilih perusahaan fintech yang legal dan terdaftar di OJK untuk menggunakannya jika diperlukan.]]>
<![CDATA[Keputusan Investasi dengan Menggunakan Metode Capital Asset Pricing Model (CAPM) ]]>
<![CDATA[Ningrum, Retno Widya]]>;
<![CDATA[Saberina, Sabilla]]>
<![CDATA[ In Search (Informatic, Science, Entrepreneur, Applied Art, Research, Humanism) Vol 21 No 2 (2022): In Search ]]>
Publisher : <![CDATA[LPPM UNIBI ]]>
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DOI: 10.37278/insearch.v21i2.648
<![CDATA[Penelitian ini bertujuan untuk menentukan kondisi saham-saham yang mendorong JCI yang terlalu murah atau terlalu mahal, serta keputusan investasi yang berkaitan dengan hasil perhitungan menggunakan metode CAPM. Studi ini menggunakan metode penelitian deskriptif dengan pendekatan kuantitatif. Pemilihan sampel menggunakan metode purposive sampling dengan dua kriteria, yaitu (1) saham-saham dengan kapitalisasi pasar minimum sebesar IDR 50 triliun, dan (2) telah terdaftar di Bursa Efek Indonesia (IDX) sejak Januari 2018, dan diperoleh 9 saham sampel. Dari hasil penelitian ini diketahui bahwa terdapat 8 saham yang terlalu murah dengan keputusan investasi untuk membeli/menahan (hold), dan 1 saham yang terlalu mahal dengan keputusan investasi untuk menjual (sell).]]>
<![CDATA[Analisis Beta Saham sebagai Keputusan Investasi pada PT Adaro Energy Indonesia Tbk dan PT Bayan Resources Tbk Periode Tahun 2013 – 2022 ]]>
<![CDATA[Ningrum, Retno Widya]]>;
<![CDATA[Putra, Angga Mahardika]]>
<![CDATA[ In Search (Informatic, Science, Entrepreneur, Applied Art, Research, Humanism) Vol 22 No 2 (2023): In Search ]]>
Publisher : <![CDATA[LPPM UNIBI ]]>
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DOI: 10.37278/insearch.v22i2.781
<![CDATA[Pada tahun 2022 realisasi produksi batu bara di Indonesia sebesar 103 persen dari target atau sebesar 687 juta ton dari 663 juta ton menjadi yang berasal dari permintaan domestik dan ekspor. Terdapat 2 saham industri batu baru yang masuk ke dalam 10 saham dengan kapitalisasi terbesar yaitu PT Bayan Resources Tbk (BYAN) dan PT Adaro Energy Indonesia Tbk (ADRO) dengan kapitalisasi pasar masing-masing sebesar Rp 700 triliun dan Rp 123 triliun. Kapitalisasi pasar yang besar biasanya menjadi salah satu hal menarik bagi investor. Investasi saham bertujuan untuk memperoleh imbal hasil, sedangkan imbal hasil searah dengan risiko. Salah satu cara mengukur risiko yaitu dengan menghitung nilai beta saham tersebut yang bertujuan untuk melihat sensitivitas imbal hasil saham terhadap imbal hasil pasar (IHSG) sehingga investor dapat mengetahui saham mana yang baik sebagai alternatif investasi. Metode penelitian yang digunakan dalam penelitian ini yaitu metode deskriptif dengan pendekatan kuantitatif yang dilakukan dengan perhitungan beta menggunakan Microsoft Excel dan menganalisis hasil tersebut serta menyimpulkan. Kesimpulan dari penelitian ini adalah imbal hasil ADRO dan BYAN memiliki tren positif khususnya 2 tahun terakhir. Namun jika dilihat dari hasil perhitungan beta ADRO cenderung bergerakan lebih stabil dibandingkan dengan BYAN. Adapun keputusan investasi yang dapat diambil oleh investor yaitu lebih baik membeli ADRO. Namun, hal ini juga tidak mutlak bagi investor karena setiap investor memiliki profil risiko yang berbeda.]]>
<![CDATA[Pentingnya Menabung dan Berivestasi di Usia Muda ]]>
<![CDATA[Musadat, Irfan Achmad]]>;
<![CDATA[Pramayuda, Agung]]>;
<![CDATA[Ningrum, Retno Widya]]>
<![CDATA[ In Search (Informatic, Science, Entrepreneur, Applied Art, Research, Humanism) Vol 23 No 2 (2024): In Search ]]>
Publisher : <![CDATA[LPPM UNIBI ]]>
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DOI: 10.37278/insearch.v23i2.1022
<![CDATA[Pentingnya menabung dan berinvestasi di usia muda semakin mendapat perhatian seiring dengan meningkatnya kesadaran akan pengelolaan keuangan pribadi. Penelitian ini bertujuan untuk mengeksplorasi faktor-faktor psikologis yang mempengaruhi kebiasaan menabung dan berinvestasi di kalangan remaja dan dewasa muda. Dalam studi ini, digunakan pendekatan kuantitatif dengan survei terhadap mahasiswa Universitas Setia Budi Program Studi Psikologi. Hasil penelitian menunjukkan bahwa pengaruh sikap terhadap pengelolaan keuangan, pengetahuan tentang investasi, dan persepsi tentang masa depan berhubungan positif dengan kecenderungan untuk menabung dan berinvestasi. Selain itu, faktor motivasi intrinsik dan pendidikan keuangan memiliki peran penting dalam membentuk kebiasaan finansial yang sehat di usia muda. Penelitian ini diharapkan dapat memberikan wawasan mengenai pentingnya pendidikan keuangan sejak dini, serta mendorong kebiasaan menabung dan berinvestasi yang lebih baik di kalangan generasi muda.]]>
<![CDATA[Pengeloaan Keuangan di Era Digitalisasi Pada Mahasiswa Fakultas Psikologi Universitas Setiabudi Surakarta ]]>
<![CDATA[Pramayuda, Agung]]>;
<![CDATA[Ningrum, Retno Widya]]>;
<![CDATA[Musadat, Irfan Achmad]]>
<![CDATA[ In Search (Informatic, Science, Entrepreneur, Applied Art, Research, Humanism) Vol 23 No 2 (2024): In Search ]]>
Publisher : <![CDATA[LPPM UNIBI ]]>
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DOI: 10.37278/insearch.v23i2.1024
<![CDATA[Good financial management is the key to achieving financial stability and realizing financial goals, by managing finances effectively. Financial management can be adapted to the current conditions of financial digitalization. Financial digitalization can refer to the use of digital technology in the financial industry which has now become a rapidly growing trend in Indonesia. Financial digitalization has great potential to increase access to financial services, simplify financial transactions, and encourage economic growth. By overcoming various existing challenges and risks, financial digitalization can be an effective tool for improving the welfare of Indonesian society. The method in this research uses PAR (Participatory Action Research) methodology with the aim of producing new knowledge in the context of solving problems or improving problem solving in practical life. The results of this PkM activity regarding financial management in the era of digitalization enable students from the Faculty of Psychology at Setia Budi University to know the basics of financial management, challenges in financial management, and the role of technology in financial transformation.]]>
<![CDATA[Peningkatan Literasi Keuangan dalam Pengelolaan Keuangan Pribadi pada Pelajar MTS Swasta Al Fattah Desa Tunggilis Kecamatan Kalipucang Kabupaten Pangandaran ]]>
<![CDATA[Retno Widya Ningrum]]>;
<![CDATA[Irfan Achmad Musadat]]>;
<![CDATA[Agung Pramayuda]]>
<![CDATA[ Jurnal Bhakti Karya dan Inovatif Vol 3 No 2 (2023): Jurnal Bhakti Karya dan Inovatif ]]>
Publisher : <![CDATA[LPPM Universitas Informatika dan Bisnis Indonesia ]]>
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DOI: 10.37278/bhaktikaryadaninovatif.v3i2.974
<![CDATA[Financial literacy is knowledge, ability, and intelligence that affect attitudes and behaviors in decision-making and financial management in the framework. Therefore, financial literacy is needed from an early age so that people are more aware of the role of money and can manage money wisely. In addition, the habit of saving is also expected to have a positive impact such as determining the priority scale of needs, appreciating value more, and being more independent and consistent in achieving MTS Swasta Al Fattah students are currently the alpha generation, so they need an approach that suits their character. The method used in this community service is a service learning approach. Service learning methodology is a learning approach that combines real experiences in society with academic learning. This methodology aims to provide a direct contribution through the teaching process so that the skills and knowledge of MTS Swasta Al Fattah students are achieved. Community service activities that have been carried out are as follows: The participants already know the function of money as a medium of exchange but have not been able to distinguish between needs and wants. In addition, shopping activities in traditional markets and mini-markets also provide an understanding that shopping in conventional markets requires communication between sellers and buyers ranging from asking about the availability of goods to bargaining prices, while in markets it does not require much communication because the goods are already displayed with the price.]]>
<![CDATA[Peningkatan Pemahaman Investasi pada Siswa SMK Logistik Sumedang ]]>
<![CDATA[Retno Widya Ningrum]]>;
<![CDATA[Irfan Achmad Musadat]]>;
<![CDATA[Agung Achmad Pramayuda]]>;
<![CDATA[Aninditha Putri Kusumawardhani]]>;
<![CDATA[Okta Eka Putra]]>
<![CDATA[ Jurnal Bhakti Karya dan Inovatif Vol 4 No 2 (2024): Jurnal Bhakti Karya dan Inovatif ]]>
Publisher : <![CDATA[LPPM Universitas Informatika dan Bisnis Indonesia ]]>
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DOI: 10.37278/bhaktikaryadaninovatif.v4i2.976
<![CDATA[The young generation is investment literate and is important in future economic development. Investment is aimed at getting more value in the future from consumption that is withheld in the present (Ekananda, 2018). Meanwhile, an investment decision is an action that goes through thinking about the benefits and risks that will be faced from choosing the investment (Milzam et al., 2024). So, before making an investment decision, the community must have adequate knowledge about investment. The target participants in this Community Service activity are students of Logistics Vocational School. Current Logistics Vocational School students are Gen-Z. Gen-Z is a generation estimated to be born between 1995 and 2012 (Sawitri, 2023). Gen-Z has one of the characteristics, namely being very tech-savvy and daring to take risks. Graduates of SMK Logistik Sumedang will become the community that continues the Indonesian economy. The method used in this Community Service activity at SMK Logistik Sumedang is the service learning approach. Rahdiyanta and Hidayat (2016) and Rusli et al. (2022) stated that this methodology is suitable for use in the world of education because it is a combination of community experience and academic knowledge. This methodology aims to provide direct contributions through delivering materials such as teaching to students so that students' understanding of investment is increased. Based on the results of Community Service activities at SMK Logistik Sumedang, students have high enthusiasm for investment, especially in instruments with low investment amounts starting from IDR 10,000 such as mutual funds or saving gold through digital investment platforms.]]>
<![CDATA[Pengaruh Perputaran Kas dan Perputaran Piutang Terhadap Return On Assets Pada Perusahaan Sub Sektor Perhotelan yang Terdaftar di Bursa Efek Indonesia (Bei) Tahun 2016-2022 ]]>
<![CDATA[Anindita, Intan Putri Puspa]]>;
<![CDATA[Kusumawardhani, Aninditha Putri]]>;
<![CDATA[Ningrum, Retno Widya]]>;
<![CDATA[Putra, Okta Eka]]>
<![CDATA[ In Search (Informatic, Science, Entrepreneur, Applied Art, Research, Humanism) Vol 23 No 1 (2024): In Search ]]>
Publisher : <![CDATA[LPPM UNIBI ]]>
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DOI: 10.37278/insearch.v23i1.910
<![CDATA[This study aims to determine the description and magnitude of the influence of the Effect of Cash Turnover and Receivables Turnover on Return On Assets in Hospitality Sub-Sector Companies Listed on the Indonesia Stock Exchange (IDX) 2016-2022. The research method used is quantitative and descriptive research methods. The population in this study were 203 financial statements from 29 hospitality sub-sector companies listed on the Indonesia Stock Exchange (IDX) in 2016-2022. The sampling technique used in this study is a non-probability sampling technique with a purposive sampling approach. Sample count of 70 Financial Statements from 10 Hospitality Sub-Sector Companies Listed on the Indonesia Stock Exchange (IDX) 2016-2022. Based on the research results, the determination test of the Cash Turnover variable has no effect of 0.7% on Return On Assets and the Receivables Turnover variable has an effect of 22.3% on Return On Assets. Simultaneously, the Cash Turnover and Receivables Turnover variables have an influence of 20.2% on Return On Assets. Partial research results using the t test, the Cash Turnover variable has no effect on Return On Assets with a significance value of 0.365 > 0.05 and tcount 0.915 < ttable 1.996. The Receivables Turnover variable affects Return On Assets with a significance value of 0.001 <0.05 and tcount 3.571 > ttable 1.996. The results of the study simultaneously using the F test, the Cash Turnover and Receivables Turnover variables affect Return On Assets with a significance value of 0.003 < 0.05 and Fcount 6.561 > Ftable 3.134.]]>
