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Penentuan Premi Menggunakan Metode Limited Fluctuation Credibility Pada Produk Health Insurance Reasuransi Di Indonesia Yulita, Tiara; Agus Sofian Eka Hidayat; Gilang Primajati
Griya Journal of Mathematics Education and Application Vol. 5 No. 2 (2025): Juni 2025
Publisher : Pendidikan Matematika FKIP Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/griya.v5i2.604

Abstract

A reinsurance company is a company that provides reinsurance services against the risks faced by the insurance company (the insured). An insured is obliged to pay an amount of money in accordance with the agreement as a form of obligation from the insured for his participation in reinsurance which is called a premium. One method that can be used to determine future premiums based on past experience is limited fluctuation credibility which can predict the value of pure premiums in the future based on current data and insurance manual rates. Using the help of the limited fluctuation credibility method, this study will calculate the estimated value of claim frequency, claim size, aggregate losses and pure health insurance premiums using reinsurance claim experience data. The results of these calculations will be analyzed for differences in value with the value given by reinsurance companies in Indonesia. With this research it is hoped that it can become a standard reference for the credibility of reinsurance companies in determining premiums in the future.
Peningkatan Literasi Digital untuk Aktualisasi Diri Santriwati di Pondok Pesantren Gilang Primajati; Dodiy Firmansyah; Agus Sofian Eka Hidayat; Siti Soraya; Wirajaya Kusuma
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 2 No. 4 (2024): Jurnal Ilmiah Pengabdian dan Inovasi (Juni)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v2i4.388

Abstract

The rapid development of digital technology has influenced educational patterns and styles in Islamic boarding schools. To increase learning efficiency and wider access to information, the digital world also provides new means for obtaining and communicating religious ideas and opinions. However, concerns arise regarding the potential negative impact of digital media which could erode Islamic boarding school culture and traditions such as the tradition of face-to-face learning (mumukaah), searching for references through Turast books/books (istimbat), and direct interaction between teachers (ustadz) and students. The use of cellphones, laptops and smart TVs as learning media presents its own challenges. Responding to this situation, the aim of the service is to collaborate to provide actualization of digital literacy for female students, the asatidaz board and supervisors at the Hikmatusysyarief Salut Narmada Islamic Boarding School. This activity is a manifestation of the university's active role in supporting digital literacy among Islamic boarding schools to prepare Indonesia's golden generation in 2045. The implementation method uses a visual integrative thinking method approach, which combines various methods such as visualization of integrative ideas, informative lectures, open discussions, and reflection. in-depth and problem-solving based on students' real experiences during the learning process in Islamic boarding schools. In conclusion, digital literacy for female students' self-actualization is very important. This can increase the self-confidence of female students to respond to the challenges of this modern era and avoid negative digital behavior.