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All Journal JRAK: Jurnal Riset Akuntansi dan Komputerisasi Akuntansi Infestasi Journal of Accounting and Investment Jurnal Riset Akuntansi Terpadu Dinamisia: Jurnal Pengabdian Kepada Masyarakat SOLUSI Sinar Sang Surya: Jurnal Pusat Pengabdian kepada Masyarakat MOVE: Journal of Community Service and Engagement Journal of Innovation and Sustainable Empowerment Jurnal Edukasi Pengabdian Masyarakat: EDUABDIMAS JAMARI : Jurnal Pengabdian Masyarakat Mandiri JAMARI : Jurnal Pengabdian Masyarakat Mandiri
Iman Teguh
Universitas Kuningan
Religion Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Physics Social Sciences Other

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Sustainable Financial Planning: Educating Housewives on Long-Term Investment Strategies Amir Hamzah; Iman Teguh; Oktaviani Rita Puspasari
Journal of Innovation and Sustainable Empowerment Vol. 5 No. 1 (2026)
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/jise.v5i1.199

Abstract

Kesejahteraan keluarga seringkali ditentukan oleh kecakapan ibu rumah tangga dalam mengelola keuangan. Namun, literasi keuangan di kalangan perempuan masih rendah, ditandai dengan pola pikir jangka pendek, kerentanan terhadap investasi bodong, dan ketakutan terhadap teknologi finansial. Tujuan: Program pengabdian masyarakat ini bertujuan untuk memberdayakan anggota PKK di Desa Awirarangan melalui edukasi praktis mengenai perencanaan keuangan berkelanjutan dan investasi jangka panjang. Metode: Kegiatan dilakukan menggunakan metode Interactive Training Seminar yang meliputi empat tahap: asesmen (pre-test), penyampaian materi (literasi, strategi investasi, dan kewaspadaan penipuan), simulasi praktis (penyusunan anggaran), dan evaluasi (post-test). Hasil: Pelatihan ini diikuti oleh 30 peserta dan menunjukkan peningkatan signifikan pada seluruh aspek literasi. Pemahaman mengenai strategi menabung realistis melonjak dari 28% menjadi 80%, sementara kewaspadaan terhadap risiko pinjaman online ilegal meningkat dari 50% menjadi 90%. Selain itu, terbentuk inisiatif "Arisan Cerdas" sebagai wadah keberlanjutan program. Kesimpulan: Pendekatan edukasi yang partisipatif dan praktis terbukti efektif mengubah pola pikir konsumtif menjadi strategis, serta meningkatkan kepercayaan diri ibu rumah tangga dalam membangun resiliensi ekonomi keluarga.
Implementasi Akuntansi Sederhana dan Literasi Akuntansi terhadap Sustainability Finansial dengan Moderasi Tingkat Pendidikan Yudi Febriansyah; Amir Hamzah; Iman Teguh
JRAK: Journal of Accounting Research and Computerized Accounting Vol 16 No 2 (2025): JRAK: Jurnal Riset Akuntansi & Komputerisasi Akuntansi
Publisher : Jurusan Akuntansi Fakultas Ekonomi Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/jrak.v16i2.11297

Abstract

Abstract This study aims to analyze the effect of simple accounting implementation and accounting literacy on the financial sustainability of housewives, and to examine the moderating role of education level in this relationship. The research is motivated by the low adoption of financial recording and limited accounting literacy among housewives, which negatively impacts household financial resilience. The study employs a quantitative approach with a descriptive-verificative method. A total of 247 housewives in Kuningan Regency were selected using a random sampling technique. Data were collected via questionnaires and analyzed using SmartPLS 4.0. The results reveal that both simple accounting practices and accounting literacy have a positive and significant effect on financial sustainability. Moreover, education level shows a significant direct effect and also serves as a moderator that strengthens the relationship between accounting practices and financial sustainability. These findings emphasize the critical role of education and accounting skills in enhancing household financial resilience. The practical implication of this study suggests the need for community-based accounting training programs for housewives to support sustainable household financial management. Keywords: simple accounting, accounting literacy, financial sustainability, housewives, education
Co-Authors Abdul Halim Amir Hamzah Arief Nurhandika Cahyo Aji Pangestu Chintia Fitriani Dea Amara Faishal Rahimi Febriansyah, Yudi Ilham Maulana Saud Neni Nurhayati Nugraheni, Peni Nurhandika, Arief Oktaviani Rita Puspasari Oktaviani Rita Puspitasari Rizki Indrawan Yudi Febriansyah