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All Journal Ahkam: Jurnal Ilmu Syariah ESENSI: JURNAL BISNIS DAN MANAJEMEN LEGITIMASI: Jurnal Hukum Pidana dan Politik Hukum Dusturiah : Jurnal Hukum Islam, Perundang-undangan dan Pranata Sosial Studia Economica: Jurnal Ekonomi Islam Jurnal EMT KITA SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Jurnal Samudra Ekonomi dan Bisnis JABI (Jurnal Akuntansi Berkelanjutan Indonesia) Takammul : Jurnal Studi Gender dan Islam Serta Perlindungan Anak J-ISCAN : Journal of Islamic Accounting Research Journal of Sharia Economics JIHBIZ :Global Journal of Islamic Banking and Finance. JIMEBIS SI-MEN (AKUNTANSI & MANAJEMEN) STIES Jurnal Perbankan Syariah Darussalam (JPSDa) EKOBIS SYARIAH
Ayumiati, Ayumiati
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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ANALISIS PERSEPSI PEGAWAI NEGERI SIPIL TERHADAP PRODUK TABUNGAN BANK SYARIAH (STUDI KASUS PADA KANTOR KEMENTERIAN AGAMA KABUPATEN ACEH SELATAN) Aprilla Cahyani; Ayumiati A; Ismail Rasyid Ridla Tarigan
Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam Vol 1 No 1 (2020)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (972.674 KB) | DOI: 10.22373/jimebis.v1i1.109

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana persepsi pegawai negeri sipil di kantor Kementerian Agama kabupaten Aceh Selatan terhadap produk tabungan bank syariah. Penelitian ini menggunakan metode kualitatif dan menggunakan model snowball sampling. Teknik Pengumpulan data melalui wawancara, observasi, dan dokumentasi dan teknik analisis data dengan tahap reduksi data. Hasil pada penelitian ini menunjukkan bahwa sebagianbesar PNS hanya sekedar menggunakan produk tabungan bank syariah untuk rekening penerimaan gaji dan belum memahami dan mengetahui produk tabungan syariah yang mereka gunakan. Namun, mereka merasa tentram menabung di bank syariah karena dirasa telah terlepas dari riba.
Analysis Of Farmers' Perceptions Of The Need For Agricultural Financing Products At Islamic Banks (Study on The Community of Serba Jadi Subdistrict, East Aceh Regency) Iskandar, Evy; Ayumiati, Ayumiati; Effendi, Kasri; Jalil, Ivon
Scientific Journal of Students Islamic Economics and Business Vol. 6 No. 1 (2025): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/hpdz9634

Abstract

Financing agricultural products in Serba Jadi District is a need for pre- and post-harvest farmers in increasing product excellence. The existence of Islamic banks which are far away and difficult to access has not made a significant contribution in increasing financial inclusion. This study aims to identify the level of farmers' perception of agricultural financing needs. Quantitative approach with associative research type and probability sampling technique with cluster random sampling type of 94 farmers in 18 villages in Serba Jadi District, East Aceh Regency. The results of simple linear regression data analysis prove that the level of farmer perception has no effect on agricultural financing needs.
THE IMPACT OF SERVICE QUALITY ON CUSTOMER SATISFACTION AT BMT TAMAN INDAH, BAITUSSALAM DISTRICT, ACEH BESAR REGENCY Hibban, Nafisul; Amanatillah, Dara; Ayumiati, Ayumiati
Scientific Journal of Students Islamic Economics and Business Vol. 5 No. 2 (2024): JIMEBIS
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/6mgmnf90

Abstract

Service quality is an action and effort undertaken by businesses or companies to provide satisfaction to customers. Customer satisfaction or dissatisfaction is the customer's response to the evaluation of perceived discrepancies between prior expectations and the actual performance of the product perceived after its use. The satisfaction levels among consumers tend to differ from one another, and this occurs due to various factors such as age, occupation, income, education, gender, etc. Based on initial observations, the Islamic Cooperative (BMT) often experiences delays in providing services, such as fund disbursement or other transaction processes. This can make customers feel dissatisfied and unappreciated. The purpose of this research is to determine the extent of the influence of service quality on the level of customer satisfaction at BMT Taman Indah in the Baitussalam District. The research employed a field research approach with a quantitative method, distributing questionnaires to 93 respondents. The sample selection technique used the Slovin formula, and data analysis was performed using simple linear regression analysis. The results of this study indicate that in the t-test (partial), service quality has a positive and significant influence on customer satisfaction at BMT Taman Indah in the Baitussalam District.
Co-Authors Aini, Intan Qurratul Akmal Riza Al Hajj, Muhammad Baihaqi Amanatillah, Dara Aprilla Cahyani Astuti, Intan Novia Azharsyah Ibrahim Effendi, Kasri Eliana Eliana Eliana Eliana Eliana Eliana Eliana Kedua Evy Iskandar faris aulia Fariza, Cut Hasnita, Nevi Heru Fahlevi, Heru Hibban, Nafisul Humaira, Annisa Ismail Rasyid Ridla Tarigan Ismuadi Ismuadi Isnaliana Isnaliana Jalil, Ivon Jalilah , Jalilah Jalilah Jalilah Katrin, Novita Maisyura, Annisva Mauriska Amalia Muhammad Arifin Muhammad Yasir Yusuf Muksal Muksal Mursalmina Mursalmina Nanda, Teuku Syifa Fadrizha Nurhayati Nurhayati Nurhayati Nurhayati Rahmatika, Ulia Rahmatillah, Siti Kartika Rahmaton Wahyu Suryanti Suryanti Syarifah Raudhah Syukriy Abdullah Teuku Syifa Fadrizha Nanda Yuliadra, Teuku Fariz Yunda Zakia Zaida Rizqi Zainul, Zaida Rizqi Zainuddin . Zakia, Yunda Zarman, Nasri Zarman, Nazri