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Maqashid Syariah Review of Payment of Workers' Wages in the Self-Help Housing Stimulant Assistance Program (BSPS) in Teluk Pakedai District Aiyub Anshori; M. Khairul Anwari; Rahmat Rahmat; Amrin Amrin
LEGAL BRIEF Vol. 13 No. 1 (2024): April: Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/legal.v13i1.939

Abstract

The aim of this research is to raise the issue of wage payment schemes. Based on the data, there are still many people who pay wages using a process that is not in accordance with the contract that has been determined, and there are still many people who make wage payments without paying attention to the appropriate time period and amount of wages. So in this research we will discuss how the implementation of worker wage payments in the self-help housing stimulant assistance program (BSPS) is appropriate from a Maqashid Syariah perspective. The government has a program to eradicate uninhabitable housing with a housing assistance program for low-income communities through the PUPR ministry. West Kalimantan, especially Kuburaya district, is in the spotlight with a larger aid allocation quota than other districts. This assistance was in the form of money which was then spent collectively by the beneficiaries amounting to twenty million, with details of seventeen million five hundred thousand for building materials and two million five hundred thousand for workers' wages. Wage payments are made after the house is built by the beneficiary with their own self-sufficiency, so a problem arises in the payment of workers' wages which is deferred until the house is completely built and still has to wait for the entire group to complete its obligations as a condition for paying workers' wages. Based on Maqashid Syariah's review, the process of paying wages in the BSPS program is seen from the indicators of protecting religion, protecting the soul, protecting offspring, protecting property, protecting, and reason. These are not all contradictory, but need to be reviewed from the perspective of dharuriyyat, tahsiniyyat, hajjiyat
Strengthening Islamic Financial Literacy and ZISWAF in the Regional Executive of Muhammadiyah Kubu Raya Rahmat; Aiyub Anshori; Rini Elvri
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 4 No. 01 (2026): Solo International Collaboration and Publication of Social Sciences and Humani
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v4i01.477

Abstract

Objective: This activity aims to increase the insight, knowledge, and capacity of Islamic financial literacy as well as the management of ZISWAF within the Muhammadiyah Regional Executive (PDM) of Kubu Raya through an empowerment and mentoring program based on Participatory Action Research (PAR). Theoretical framework: The activity is grounded in Islamic financial literacy, focusing on understanding sharia-compliant asset management and optimizing ZISWAF for community empowerment, supported by the theory of community empowerment and active participation in financial transformation. Literature review: The study highlights Islamic financial literacy, including sharia-compliant wealth management and long-term financial planning, and the role of ZISWAF in social welfare. Previous research shows that improving financial literacy enhances financial management aligned with Sharia principles. Methods: The research uses a qualitative method with a Participatory Action Research (PAR) approach through three main stages: observation and reflection to identify literacy needs; planning and implementation of actions in the form of counseling and mentoring; and evaluation to assess the improvement of participants' understanding of ZISWAF-based financial planning. Results: The activity resulted in an increase in the understanding of the administrators and residents of Muhammadiyah PDM Kubu Raya regarding the urgency of Islamic financial literacy and the management of ZISWAF. Participants are able to understand and begin to implement Islamic financial planning, including the priority allocation of funds for zakat, infaq, alms, and long-term Islamic financial planning measures. Implications: The program strengthens the Muhammadiyah community's ability to manage sharia-based finances systematically, promoting sustainable financial practices and serving as a model for other Islamic communities. Novelty: The activity’s novelty lies in applying the PAR approach to Islamic financial literacy and ZISWAF education, making participants active learners and contributors to their financial planning, thus enhancing the program’s sustainability and relevance.
Analysis of Sharia Economic Law on the Practice of Party Equipment Rental at 'Aisyiyah Tunas Harapan Orphanage in the Perspective of Sustainable Development Goals (SDGs) Rahmat; Aiyub Anshori; Mahrus; Yusuf Rohmat Yanuri
Profetika: Jurnal Studi Islam Vol. 25 No. 02 (2024): Profetika Jurnal Studi Islam 2024
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v25i02.7840

Abstract

Objective: This study aims to analyze the Sharia Economic Law perspective on the practice of party equipment rental at 'Aisyiyah Tunas Harapan Orphanage and its alignment with the Sustainable Development Goals (SDGs), particularly in promoting economic growth and social welfare. Renting, known in Islam as Ijarah, is a fundamental concept in Sharia economics that serves as an alternative solution for economic empowerment. The 'Aisyiyah Tunas Harapan Orphanage utilizes party equipment rental as a means to support its operational costs and improve economic sustainability. However, there is a lack of awareness among the orphanage managers and the local community regarding the principles of Sharia Economic Law, raising concerns about the compliance of rental agreements with Islamic teachings. Theoretical framework: This research is grounded in the theoretical framework of Ijarah contracts in Islamic jurisprudence, which stipulates that rental agreements must adhere to transparency, mutual consent, and fairness principles. Literature Review: The literature review examines previous studies on Sharia-based rental agreements and their role in economic sustainability. Methods: This study employs qualitative field research with a normative-descriptive approach. Data sources consist of primary data obtained through interviews, observations, and documentation, and secondary data derived from scholarly works on Islamic economic law. The data analysis method follows an interactive model, encompassing data reduction, data display, and conclusion verification. Results: The findings indicate that while the rental mechanism at 'Aisyiyah Tunas Harapan Orphanage functions as an economic support system, there are gaps in contract formulation and compliance with Islamic legal principles. The study suggests that implementing proper Sharia-based rental agreements can enhance financial sustainability and contribute to SDG goals, particularly economic inclusivity and responsible financial practices. Implications: The implications of this study emphasize the need for Sharia-compliant business models within charitable institutions to ensure ethical and sustainable economic activities. Novelty: The novelty of this research lies in integrating Islamic economic law with SDG principles in the context of orphanage-based entrepreneurship.
Potential Development of Green Chemistry Teaching Materials Based on Environmental and Sustainability Issues Hamdil Mukhlishin; Rizmahardian Ashari Kurniawan; Rahmat
Jurnal Penelitian Pendidikan IPA Vol 11 No 11 (2025): November
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v11i11.13099

Abstract

This study aims to explore the potential development of green chemistry-based teaching materials integrated with local environmental and sustainability issues in West Kalimantan Province for students of the Chemistry Education Study Program, Universitas Muhammadiyah Pontianak (UMP). The research adopts a descriptive-qualitative approach focusing on the identification of curriculum opportunities, environmental context, and green chemistry principles implementation aligned with Education for Sustainable Development (ESD) and Outcome-Based Education (OBE). Data were collected through document analysis (curriculum review, environmental reports), interviews with lecturers and students, and literature analysis of regional environmental challenges. The results indicate that the local environmental issues (peatland degradation, river pollution, and plastic waste) are relevant to be integrated into chemistry teaching materials. Furthermore, 82.2% of lecturers and 88.6% of students express the need for context-based green chemistry materials emphasizing sustainable local resources. The study concludes that UMP’s chemistry curriculum holds strong potential to develop innovative, environmentally contextualized teaching materials promoting sustainability literacy among students.
Economic Empowerment of Small Businesses Through Zakat Funds at the Amil Zakat Infaq Shadaqah Institute in Surakarta R Rahmat
Demak Universal Journal of Islam and Sharia Vol. 2 No. 02 (2024): Demak Universal Journal of Islam and Sharia
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/deujis.v2i02.116

Abstract

The purpose of this study is to determine the management and economic empowerment of small business communities and the form of empowerment carried out by the two LazisMu. This type of research belongs to the category of field research with a qualitative research approach. Data sources were obtained through observation, interviews, and documentation. Data analysis techniques are reducing data, presenting data, and drawing conclusions. The results of the research include: The collected zakat funds are given to the poor who can do entrepreneurship on the recommendation of the Muhammadiyah Business Leadership or Charity. Management and economic empowerment of small business communities, LazisMu distributes zakat funds directly to individuals and through institutions after an investigation by LazisMu, Zakat funds given can be empowered in various programs that can improve the welfare of the Ummah as currently done by LazisMu is given in the form of business capital. Among them are LazisMu UMS through the By Friend and By Requets programs including business capital, assisted villages, entrepreneurship training, and mentoring marginalized people to mustahiq while LazisMu PDM Surakarta City through the Economic Empowerment Program including Aisyiyah Family Economic Development (Bu-Eka) and business carts. LazisMu UMS has distributed its productive zakat funds, including providing goods or equipment assistance to mustahiq/people who support their entrepreneurial fields, while LazisMu PDM Surakarta City also provides in the form of creative productive in the form of financial assistance or equipment in the field of entrepreneurship.
Analisis Yuridis Wanprestasi dalam Akad Gadai Syariah dan Pertanggungjawaban Ahli Waris: Studi Kasus Putusan PA Tangerang No. 2070/Pdt.G/2024/PA.Tng A.M. Fadli Dzil Jalal; Rahmat Rahmat; Sahman Z
Al-Aqad Vol. 5 No. 1 (2025): Al Aqad: Journal of Shariah Economic Law
Publisher : LP2M and Shariah Faculty of The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study discusses breach of contract (wanprestasi) in Islamic pawn agreements (rahn) and the liability of heirs for the debts of the deceased, based on a case study of the Religious Court Decision of Tangerang No. 2070/Pdt.G/2024/PA.Tng. The primary focus is a juridical analysis of how the judge structured the resolution of default disputes in a rahn contract, particularly when the debtor (rahin) passes away before settling the debt. This research employs a normative juridical legal method with statutory, conceptual, and maqasid al-shariah approaches. The findings show that the judge harmoniously integrates principles of civil law and Islamic law by emphasizing that the deceased’s debts must first be settled from the estate before it can be distributed among the heirs. The heirs are not personally liable for any remaining debt beyond the value of the inherited estate. The ruling aligns with Article 833 of the Indonesian Civil Code, Article 175 paragraph (1) of the Compilation of Islamic Law, and the values of maqasid al-shariah, particularly the protection of wealth (ḥifẓ al-māl) and justice (‘adl). This research contributes to the development of Islamic economic law, especially in resolving defaults with comprehensive legal, moral, and social considerations. Thus, the decision reflects substantive justice and legal certainty for all parties.
Jual Beli Online Melalui Tik Tok Shop Menurut Perspektif Qawaid Fiqhiyah Muhammad Azmin; Rahmat Rahmat; Rindi Sasmita
Journal of Sharia Economy and Islamic Tourism Vol 4, No 1 (2023): September
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jseit.v4i1.27969

Abstract

Abstract: In the digital era, technological developments have brought significant changes in the business world, including increasingly popular online buying and selling methods. One platform that dominates the market share is TikTok Shop, where users can sell and buy products online. This study aims to examine online buying and selling transactions through TikTok Shop from the perspective of Qawaid Fiqhiyah, namely the principles of Islamic law that govern aspects of life, including muamalah or business transactions. This study uses an analytical descriptive approach to analyze the implementation of Qawaid Fiqhiyah in online buying and selling transactions through TikTok Shop. The results of the analysis show that the implementation of Qawaid Fiqhiyah in online buying and selling transactions through TikTok Shop can present challenges and opportunities. Fairness in transactions needs to be maintained so that all parties feel treated fairly. Fulfillment of promises is the main key to building trust between sellers and buyers. In addition, ownership provisions, usury prohibitions, and price provisions also need to be considered so that transactions remain in accordance with Islamic values.Abstrak: Dalam era digital, perkembangan teknologi telah membawa perubahan signifikan dalam dunia bisnis, termasuk metode jual beli online yang semakin populer. Salah satu platform yang mendominasi pangsa pasar adalah TikTok Shop, di mana para pengguna dapat menjual dan membeli produk secara online. Studi ini bertujuan untuk mengkaji transaksi jual beli online melalui TikTok Shop dari perspektif Qawaid Fiqhiyah, yaitu prinsip-prinsip hukum Islam yang mengatur aspek-aspek kehidupan, termasuk muamalah atau transaksi bisnis. Studi ini menggunakan pendekatan deskriptif analitis untuk menganalisis implementasi Qawaid Fiqhiyah dalam transaksi jual beli online melalui TikTok Shop. Hasil analisis menunjukkan bahwa implementasi Qawaid Fiqhiyah dalam transaksi jual beli online melalui TikTok Shop dapat menghadirkan tantangan dan peluang. Keadilan dalam transaksi perlu dijaga agar semua pihak merasa diperlakukan secara adil. Pemenuhan janji menjadi kunci utama untuk membangun kepercayaan antara penjual dan pembeli. Selain itu, ketentuan kepemilikan, larangan riba, dan ketentuan harga juga perlu diperhatikan agar transaksi tetap sesuai dengan nilai-nilai Islam.
Fenomena Endorsement terhadap Etika Bisnis Islam Nur Fitri Hidayanti; Rahmat Rahmat; Aprilian Nabila
Journal of Sharia Economy and Islamic Tourism Vol 5, No 1 (2024): September
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jseit.v5i1.27957

Abstract

Abstract: This research aims to analyze the phenomenon of endorsement in the context of Islamic business ethics using a descriptive qualitative method. Through interviews and observations with consumers, the findings reveal that respondents agree that endorsements are effective in increasing sales. However, respondents feel that this practice is not fully aligned with Sharia principles. Some influencers tend to downplay the shortcomings of products, which can pose a risk of deception and contradict the value of honesty in Islam. This study recommends that business practitioners and influencers pay attention to ethical principles, such as transparency and social responsibility, to ensure that endorsements are not only economically beneficial but also in line with Islamic values. It is hoped that the results of this research will provide insights for the industry on the importance of Islamic business ethics in endorsement practices.Abstrak: penelitian ini bertujuan untuk menganalisis fenomena endorsement dalam konteks etika bisnis Islam dengan menggunakan metode kualitatif deskriptif. Melalui wawancara dan observasi terhadap konsumen, hasil penelitian ditemukan bahwa responden setuju bahwa endorsement efektif dalam meningkatkan penjualan. Namun, responden merasa praktik ini belum sepenuhnya sesuai dengan prinsip-prinsip syariah. Beberapa influencer cenderung menutupi kekurangan produk, yang dapat menimbulkan risiko penipuan dan bertentangan dengan nilai kejujuran dalam Islam. Penelitian ini merekomendasikan agar pelaku bisnis dan influencer memperhatikan prinsip etika, seperti transparansi dan tanggung jawab sosial, untuk memastikan bahwa endorsement tidak hanya menguntungkan secara ekonomi tetapi juga sejalan dengan nilai-nilai Islam. Dari hasil penelitian ini diharapkan dapat memberikan wawasan bagi industri tentang pentingnya etika bisnis Islam dalam praktik endorsement.
The Effectiveness of Sharia Supervisory Board in Islamic Microfinance Institutions in East Lampung Regency: Between Formal and Substantive Compliance M. Ikhwanul Huda; M. Imam Makruf; Muk. Andhim; Rahmat Rahmat; Muhammad Iqbal Tawakal Mariza
Journal of Sharia Economy and Islamic Tourism Vol 7, No 1 (2026): September 2026
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jseit.v7i1.42948

Abstract

Islamic Microfinance Institutions (LKMS) play a strategic role in empowering the economy of Muslim communities, particularly through the implementation of Sharia principles under the supervision of the Sharia Supervisory Board (DPS). However, the effectiveness of DPS in ensuring Sharia compliance within LKMS still faces various challenges, including regulatory, competency, and infrastructural aspects. This study aims to analyze the effectiveness of the DPS role in two LKMS in East Lampung Regency, namely Baitul Mal wat Tamwil (BMT) Assyafi’iyyah Berkah Nasional and Baitul Mal wat Tamwil (BMT) Al-Fath Berkah Bersama. The research adopts a descriptive qualitative approach through case studies and in-depth interviews. The analysis applies Soerjono Soekanto’s theory of legal effectiveness, which comprises five factors: legal substance, law enforcement, facilities and infrastructure, community, and legal culture. The findings reveal that both institutions have met formal compliance with regulations, such as periodic supervision and routine reporting to the National Sharia Council (DSN-MUI), yet have not fully achieved substantive effectiveness. The main constraints include the limited number of DPS members compared to the operational scope, the absence of standardized supervisory mechanisms, minimal utilization of online monitoring technology, low levels of Sharia education among members, and a compliance culture that remains largely administrative. This study recommends reconstructing the role of DPS through competency enhancement and certification, strengthening institutional capacity, utilizing real-time reporting technology, and internalizing Sharia values into organizational culture. The findings are expected to serve as a reference for policymakers and practitioners in strengthening Sharia governance in LKMS.