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Pelatihan Pengetahuan Dalam Menghadapi Tes CPNS/PPPK 2022 Bagi Alumni Mahasiswa Universitas Muhammadiyah Pontianak Muhammad Khairul Anwari; Aiyub Anshori; Dedi Susanto; Doddy Primayudia; Muhammad Syaifullah
Jurnal Buletin Al-Ribaath Vol 19, No 2 (2022): Buletin Al-Ribaath
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/br.v19i2.4533

Bekerja sebagai aparatur pemerintah atau Pegawai Negeri Sipil (PNS) maupun Pegawai Pemerintah dengan Perjanjian Kerja (PPPK) saat ini masih menjadi profesi yang difavoritkan oleh sebagian besar masyarakat Indonesia termasuk bagi alumni Universitas Muhammadiyah Pontianak. Oleh karena itu, bagi CPNS/CPPPK mereka berusaha untuk membekali dirinya dengan materi-materi yang berhubungan dengan tes tersebut seperti mengikuti kegiatan pelatihan pengerjaan soal-soal yang diberikan oleh para ahli. Hal ini ditujukan agar peserta dapat mengetahui jenis soal-soal yang ada dalam ujian, sehingga peserta dapat melewatinya dengan baik dan benar seperti dalam Tes Intelegensi Umum (TIU), Tes Wawasan Kebangsaan (TWK) dan Tes Karakteristik Pribadi (TKP). Adapun peserta dalam pelatihan ini ialah alumni mahasiswa UM Pontianak dengan metode pelatihan yaitu penyampaian informasi oleh pemateri, tanya jawab dengan peserta, simulasi pelaksanaan pelatihan pengerjaan soal melalui bedah bank data soal, dan terakhir yaitu evaluasi.

Model Penerimaan Teknologi (TAM) Terhadap Intensi Menggunakan Teknologi Keuangan (FINTECH) UMKM Kota Pontianak Aiyub Anshori; Muhammad Khairul Anwari
Jurnal Produktivitas: Jurnal Fakultas Ekonomi Universitas Muhammadiyah Pontianak Vol 9, No 2 (2022): Jurnal Produktivitas: Jurnal Fakultas Ekonomi Universitas Muhammadiyah Pontianak
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jpr.v9i2.5380

Penelitian ini bertujuan untuk melihat faktor-faktor yang mempengaruhi penerimaan teknologi pada Usaha Mikro Kecil dan Menengah (UMKM) Kota Pontianak terhadap keinginan untuk menggunakan Teknologi Keuangan (FinTech). Desain penelitian ini menggunakan pendekatan kuantitatif pada 93 responden UMKM dengan analisis model Smart PLS-SEM (Partial Least Square-Structural Equation Modelling). Hasil penelitian ini Perceived Usefulness (PU) dan Perceved Ease of Use (PEOU) berpengaruh terhadap keinginan (Behavioral Intention) UMKM untuk menggunakan layanan fintech. Impilikasi penelitian ini diharapkan bagi pemerintah maupun Otoritas Jasa Keuangan untuk segera melakukan pendekatan dan sosialisasi berdasarkan kemudahan teknologi yang menghasilkan solusi bagi UMKM dalam peningkatan usaha mereka sehingga pada akhirnya akan meningkatkan literasi dan inklusi keuangan.

Maqashid Syariah Review of Payment of Workers' Wages in the Self-Help Housing Stimulant Assistance Program (BSPS) in Teluk Pakedai District Aiyub Anshori; M. Khairul Anwari; Rahmat Rahmat; Amrin Amrin
LEGAL BRIEF Vol. 13 No. 1 (2024): April: Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/legal.v13i1.939

The aim of this research is to raise the issue of wage payment schemes. Based on the data, there are still many people who pay wages using a process that is not in accordance with the contract that has been determined, and there are still many people who make wage payments without paying attention to the appropriate time period and amount of wages. So in this research we will discuss how the implementation of worker wage payments in the self-help housing stimulant assistance program (BSPS) is appropriate from a Maqashid Syariah perspective. The government has a program to eradicate uninhabitable housing with a housing assistance program for low-income communities through the PUPR ministry. West Kalimantan, especially Kuburaya district, is in the spotlight with a larger aid allocation quota than other districts. This assistance was in the form of money which was then spent collectively by the beneficiaries amounting to twenty million, with details of seventeen million five hundred thousand for building materials and two million five hundred thousand for workers' wages. Wage payments are made after the house is built by the beneficiary with their own self-sufficiency, so a problem arises in the payment of workers' wages which is deferred until the house is completely built and still has to wait for the entire group to complete its obligations as a condition for paying workers' wages. Based on Maqashid Syariah's review, the process of paying wages in the BSPS program is seen from the indicators of protecting religion, protecting the soul, protecting offspring, protecting property, protecting, and reason. These are not all contradictory, but need to be reviewed from the perspective of dharuriyyat, tahsiniyyat, hajjiyat

Literacy analysis of digital financial inclusion of zakat, Infaq, Alms and Religious Social Affairs (Ziska) at Lazismu Sangkapura Branch, Gresik Regency Sawaluddin Eka Saputra; Iwan Setiadi; Rahmat Rahmat; Aiyub Anshori
International Journal on Social Science, Economics and Art Vol. 14 No. 1 (2024): May: Social Science, Economics
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Many studies in the banking sector have explained the significant increase in digital technology-based financial inclusion because it is able to exceed targets, increase people's financial understanding and provide easy access to financial products and services. However, little research was found in the unbanked sector that could be a consideration for increasing financial inclusion in digital technology. This article aims to analyze the use of digital media, human resource capabilities in using digital media, and digital fund fundraising strategies towards digital financial inclusion literacy of zakat, infaq, alms and social religion (ziska) in Lazismu Sangkapura, Gresik Regency. This research uses a descriptive-phenomenological approach with qualitative methods. The sampling technique uses purposive sampling. Data collection procedures include literature study, observation, interviews and documentation. The analytical tool uses SWOT analysis to test the validity of the data against the research objectives. This research found that Lazismu Sangkapura has used the digital space for Ziska financial inclusion literacy less than optimally. Several practical analyzes identified that digital platforms are limited to m-banking transfers, individual resources are less skilled or trained in operating digital media, fundraising strategies implemented through digital programs have a positive trend of growing ziska fund acquisition and equitable distribution. Various inhibiting factors must be addressed comprehensively, such as institutional management, media, resources and strategies for realizing Ziska digital financial inclusion literacy.

Analisis Faktor Yang Mempengaruhi Adopsi E-Commerce Terhadap Pendapatan Umkm Perspektif Ekonomi Islam (Studi Pada UMKM Di Kota Pontianak) Yani, Dila April; Anwari, M.Khairul; Anshori, Aiyub
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Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/almultazim.v4i2.21846

Dalam menjalankan kegiatan usaha, penggunaan atau adopsi e-commerce diharapkan dapat membantu dalam memperoleh pendapatan agar dapat memenuhi kebutuhan hidup bagi UMKM khusus nya di kota Pontianak. Untuk itu diperlukan dalam mengetahui faktor-faktor yang dapat mempengaruhi adopsi e-commerce yaitu faktor teknologi, faktor organisasional, faktor lingkungan terhadap pendapatan pada usaha mikro kecil menengah. Tujuan penelitian ini untuk mengetahui pengaruh adopsi e-commerce terhadap pendapatan usaha mikro kecil dan menengah perspektif ekonomi islam. Penelitian ini menggunakan analisis data kuantitatif dengan tujuan untuk menguji hipotesis yang telah ditetapkan dan metode pengumpulan data yang digunakan dalam penelitian ini adalah kuesioner yang menggunakan skala likert. Penentuan sampel pelaku usaha mikro kecil dan menengah menggunakan purposive sampling yaitu yang merupakan teknik pengumpulan sampel dengan kriteria tertentu sebagai sampel bila semua anggota populasi digunakan sebagai sampel. Variabel yang digunakan dalam penelitian ini yaitu variabel bebas (X) terhadap variabel terikat (Y), variabel bebas ada 3 yaitu faktor teknologi (X1), faktor lingkungan (X2), faktor organisasional (X3) sedangkan variabel terikatnya adalah pendapatan usaha mikro kecil dan menengah. Berdasarkan hasil penelitian data yang telah dilakukan peneliti, hasil penelitian ini adalah variabel faktor teknologi dan faktor organisasional memiliki pengaruh positif signifikan terhadap pendapatan usaha mikro kecil dan menengah. Sedangkan variabel faktor lingkungan tidak memiliki pengaruh yang signifikan terhadap pendapatan usaha mikro kecil dan menengah. Pentingnya memperoleh pendapatan bagi usahanya, diperlukanya penyesuaian adaptasi dengan menggunakan sebuah adopsi teknologi dalam menjalankan kegiatan usaha pada era digital seperti saat ini .

The Impact of ZIS Fund Management by Lazismu on the Growth and Empowerment of UMKM Rahmat; Aiyub Anshori
Mabsya: Jurnal Manajemen Bisnis Syariah Vol. 6 No. 2 (2024): Mabsya: Jurnal Manajemen Bisnis Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/mabsya.v6i2.12328

The management of Zakat, Infaq, and Sadaqah (ZIS) funds plays a critical role in supporting the growth of Micro, Small, and Medium Enterprises (MSMEs) in West Kalimantan, as these funds provide essential capital to businesses with limited access to formal financing. This study explores how Lazismu Kalimantan Barat manages ZIS funds and examines their impact on the development of local MSMEs. Using a qualitative methodology, data were collected through in-depth interviews with ZIS fund recipients. The research focuses on the processes of fund distribution, utilization, and the challenges faced by MSMEs in managing the capital received. The findings reveal that Lazismu has implemented an efficient and transparent process for distributing ZIS funds, facilitating access for recipients. The funds are primarily used to enhance production capacity, improve product quality, and support business operations. Additionally, MSMEs benefit from financial management and marketing training provided by Lazismu. However, challenges in fund allocation remain, indicating the need for more intensive mentorship in financial planning. The study concludes that Lazismu's effective management of ZIS funds has significantly contributed to MSME growth, particularly in production capacity, innovation, and market expansion. Future programs should prioritize in-depth financial training to maximize the impact of ZIS funds and further support MSME sustainability

Dampak E-Commerce Tiktok Shop Terhadap Perilaku Konsumtif Mahasiswa Kalbar Berdasarkan Perspektif Ekonomi Islam Sabpira Ramatun; Anwari, Muhammad Khairul; Aiyub Anshori
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

In the increasingly developing digital era, e-commerce has become a significant phenomenon in the world of commerce. One e-commerce platform that is increasingly popular is TikTok Shop, which offers various products to users through shopping features integrated into the TikTok application. This phenomenon also has an impact on the consumption behavior of students, who are a group that is active in using the platform. This type of research uses a quantitative approach by analyzing numerical data using statistical methods. The data collection technique is by distributing questionnaires to respondents (students) via Google Form with a Likert scale assessment. Population and Sample The population of this research is all students in West Kalimantan Province and a sample of 132 respondents. Variables This research uses seven research variables where the exogenous variables are lifestyle motives (MGH), motivational motives (MM), advertising and promotion motives (MIP), entertainment motives (MH), information motives (MI), and trust motives (MK). Meanwhile, the endogenous variable is consumer behavior (PK). The analysis data used uses the Partial Least Squares – Structural Equation Modeling (PLS-SEM) model. Based on the research results, entertainment motives (MH), advertising and promotion motives (MIP), motivational motives (MM) significantly influence consumer behavior (PK), however lifestyle motives (MGH), information motives (MI), trust motives (MK) do not have a significant influence on consumptive behavior (PK) in the impact of Tiktok shop e-commerce.

Maqashid Syariah Review of Payment of Workers' Wages in the Self-Help Housing Stimulant Assistance Program (BSPS) in Teluk Pakedai District Anshori, Aiyub; Anwari, M. Khairul; Rahmat, Rahmat; Amrin, Amrin
LEGAL BRIEF Vol. 13 No. 1 (2024): April: Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/legal.v13i1.939

The aim of this research is to raise the issue of wage payment schemes. Based on the data, there are still many people who pay wages using a process that is not in accordance with the contract that has been determined, and there are still many people who make wage payments without paying attention to the appropriate time period and amount of wages. So in this research we will discuss how the implementation of worker wage payments in the self-help housing stimulant assistance program (BSPS) is appropriate from a Maqashid Syariah perspective. The government has a program to eradicate uninhabitable housing with a housing assistance program for low-income communities through the PUPR ministry. West Kalimantan, especially Kuburaya district, is in the spotlight with a larger aid allocation quota than other districts. This assistance was in the form of money which was then spent collectively by the beneficiaries amounting to twenty million, with details of seventeen million five hundred thousand for building materials and two million five hundred thousand for workers' wages. Wage payments are made after the house is built by the beneficiary with their own self-sufficiency, so a problem arises in the payment of workers' wages which is deferred until the house is completely built and still has to wait for the entire group to complete its obligations as a condition for paying workers' wages. Based on Maqashid Syariah's review, the process of paying wages in the BSPS program is seen from the indicators of protecting religion, protecting the soul, protecting offspring, protecting property, protecting, and reason. These are not all contradictory, but need to be reviewed from the perspective of dharuriyyat, tahsiniyyat, hajjiyat

Relationship Between Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) and Other Financial Authorities Anshori, Aiyub; Nurlia, Nurlia
TUJJAR INTERNATIONAL JOURNAL OF ISLAMIC ECONOMICS DEVELOPMENT Vol 1 No 1 (2023): Tujjar International Journal of Islamic Economics Development
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/tujjar.v1i1.5729

Historically, DSN-MUI is under the MUI structure that was officially established in 1998. DSN-MUI is an independent religious institution that does not have the authority to enact legal regulations directly in regulating Shariah banking activities. Furthermore, the DSN-MUI is an advisory body that is not under any financial authority. It is also not intervened by the state in issuing fatwa. Besides that, as DSN-MUI is not a state institution it is not involved in any form of legislation activities. However, DSN-MUI’s roles and functions have been legitimized through Law No 21 of 2008 pertaining to Islamic Banking implicitly. Therefore, this research seeks to identify the legal authority/status of Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) in Islamic Financial Institutions in Indonesia. The result of this research shows that DSN-MUI is an independent authority which is the main body in Shariah matters to determine and maintain the products, services, and operations in every Shariah business entity in carrying out the business on the right track. Nevertheless, there are implications of being an independent institution. Firstly, DSN-MUI is not bound by regulations to oversee financial institutions, the reason why there is no budget allocated to it by the government. Secondly, because DSN-MUI is not a legal authority it does not have the right to impose penalties on financial institutions which do not comply with Islamic law through fatwas. Likewise, DSN-MUI is unable to law enforce the fatwa to Islamic Financial Institutions, even though they play vital roles in IFIs in Indonesia since every business entity must be certified by DSN-MUI.

Factors Affecting Interest of Western Kalimantan Students in Investing in Sharia Capital Markets Afifah, Khusnul Munawaroh; Anwari, M. Khairul; Sukardi, Sukardi; Anshori, Aiyub
TUJJAR INTERNATIONAL JOURNAL OF ISLAMIC ECONOMICS DEVELOPMENT Vol 1 No 2 (2023): Tujjar International Journal of Islamic Economics Development
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/tujjar.v1i2.6443

The study aims to analyze the factors that influence the interest of Western Kalimantan students in investing in the Sharia capital market. Hypothesis testing using double linear regression analysis methods and classical assumption testing.Sampling techniques used random sampling, with samples taken as many as 100 students. The data used is primary data or direct data that comes from the students who are located in the research. The results of the research found that internally inner urge/internal factors, social motivation factors, emotional factors and peer factors have a positive and significant influence on the interest of Western Kalimantan students in investing in the Sharia Capital Market.

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