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All Journal Journal Of Community Sustainability Multidisciplinary Journal of Religion and Social Sciences (MJRS)
Elen Sri Ega Putri
Universitas Pahlawan Tuanku Tambusai
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Analisis Implementasi Akad Musyarakah Dalam Pembiayaan Modal Usaha Pada Perbankan Syariah Di Indonesia Elen Sri Ega Putri; Mohd Winario; Diany Mairiza
Multidisciplinary Journal of Religion and Social Sciences Vol. 2 No. 4 (2025): Oktober 2025
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v2i4.237

Abstract

Mudharabah is one of the fundamental forms of business partnership contracts in Islamic economic jurisprudence, established between the capital provider (shahibul maal) and the entrepreneur or business manager (mudharib). In the context of modern Islamic banking, the mudharabah contract serves as a crucial instrument for both collecting and distributing customers' funds, while also representing the values of justice, transparency, and partnership in economic activity. The implementation of mudharabah in contemporary Islamic financial institutions often faces various challenges that warrant critical examination from the normative perspective of Islamic law. This study aims to thoroughly examine how the mudharabah contract is applied in modern Islamic banking practices and to evaluate its compliance with the principles of fiqh muamalah as established by both classical and contemporary Islamic scholars. The approach used in this study is descriptive-analytical, by exploring primary sources of Islamic law (the Qur’an and Hadith), secondary sources (including ijma’, qiyas, and fatwas issued by the National Sharia Council—DSN-MUI), as well as operational practices adopted by Islamic banking institutions in Indonesia and several other Muslim-majority countries. In practice, the mudharabah contract has undergone significant modifications to align with the demands of the modern and complex banking sistem.
Sosialisasi Tentang Produk Bank Syariah Pada Siswa SMKN 1 Tapung Rifqil Khairi; Saru Reza; Hidayat Hidayat; Wahyu Febri Ramadhan Sudirman; Muhammad Zakir; Irmawanti Irmawanti; Elen Sri Ega Putri
Journal of Community Sustainability Vol. 3 No. 3 (2026): September 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i3.605

Abstract

This Community Service (PKM) activity aimed to introduce the concept of Sharia financial management to students at the State Vocational High School (SMKN 1 Tapung) as a solution for Islamic financial management. The activity began with preparatory steps, including coordination with the *pesantren* (Islamic boarding school) administration, material development, and the creation of supporting media such as presentations. On the day of the event, 12th-grade students participated in the program. The material was delivered via lectures tailored to the specific theme. Following the presentation, a discussion session was held, allowing students to ask questions and gain a deeper understanding of the concepts taught. The results demonstrated an increased understanding among the students regarding the importance of Islamic financial management, as well as enthusiasm for applying Islamic financial principles in their daily lives. This activity is expected not only to benefit the students directly but also to inspire them to become agents of change within their communities—promoting Sharia finance and supporting the creation of a more Islamic and prosperous society.
Co-Authors Diany Mairiza Hidayat Hidayat Irmawanti Irmawanti Mohd. Winario Muhammad Zakir Rifqil Khairi Saru Reza Wahyu Febri Ramadhan Sudirman