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All Journal Demak Universal Journal of Islam and Sharia Solo International Collaboration and Publication of Social Sciences and Humanities
Kaleem Chaghtai
Hamdard Foundation Pakistan, Head office, 16th Floor Bahria Town Tower, Tariq Road, Pechs Block 2, Karachi
Religion Humanities Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Poverty Reduction and Insurance-Based Risk Protection Aisyah Abdul Jabbar; Meguellati Achour; Edwards Geraldine; Muhammad Iqbal; Kaleem Chaghtai; Arjun Nath; Camila Garcia; Muthoifin; Ishmah Afiyah
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 1 No. 03 (2023): Solo International Collaboration and Publication of Social Sciences and Humani
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v1i03.102

Abstract

This study aims to evaluate the effectiveness of poverty reduction and insurance-based risk protection programs in a particular region, another purpose is to analyze the impact of Insurance on systematic risk protection and poverty reduction with a critical analysis approach. The method used involves a survey of a sample of program beneficiary communities as well as primary and secondary data analysis. Data were collected through interviews, observations, and documentation to identify the program's impact on poverty levels and household economic sustainability. The results showed that the program succeeded in increasing people's access to health services and education, as well as reducing financial risks faced by vulnerable households. In addition, this program also contributes positively to local economic growth and financial independence of beneficiary communities. The implications of these findings provide support for government policies to improve the effectiveness of social protection programs and expand health insurance coverage for vulnerable communities to address poverty and economic risks. The research recommends intensive education programs, stakeholder cooperation, and regulatory updates. The implications of this research highlight the need for increased public understanding, regulatory updates, and innovative product development to support the sustainable growth of Insurance.
Concept, Implementation, and Development of Productive Zakat Management for Social, Educational, and Humanitarian Muhammad Iqbal; Kaleem Chaghtai; Aisyah Abdul Jabbar; Meguellati Achour; M Muthoifin; Edwards Geraldine
Demak Universal Journal of Islam and Sharia Vol. 2 No. 01 (2024): Demak Universal Journal of Islam and Sharia
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/deujis.v2i01.103

Abstract

The management of zakat funds for education can be realized in the form of an education care program by providing education costs to students who come from poor families. However, zakat institutions that distribute aid for education are still widely used by the community for their own operational needs. Research was conducted to gain an understanding of the management of zakat funds in education at the Yatim Mandiri zakat institution, as well as the perspective of Sharia economic law in managing zakat at this institution. The research method used is qualitative with a descriptive approach through interviews and observation.  The research results show that there are five fund management procedures implemented by schools, as determined by the Yatim Mandiri Foundation, namely: financial planning, receiving funds, disbursing funds, accountability for funds, and financial control. The distribution of zakat funds for education by Yatim Mandiri is included in the productive zakat given directly by mustahik, namely schools, as a real investment which is considered to be on target.
Co-Authors Aisyah Abdul Jabbar Arjun Nath Camila Garcia Edwards Geraldine Ishmah Afiyah Meguellati Achour Muhammad Iqbal Muhammad Iqbal Muthoifin