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All Journal International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) NGARSA: Journal of Dedication Based on Local Wisdom JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan
Robby Reza Zulfikri
Universitas Jember
Religion Humanities Economics, Econometrics & Finance Education Social Sciences

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Implementation Of Sharia Marketing Mix In Tirta Agung Tourism Sukosari Village Bondowoso Regency Subagio, N. Ari; Mahardiyanto, Agus; Riansaputri, Hesti Dwi; Zulfikri, Robby Reza; Ariyanti, Rini
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol. 8 No. 1 (2024): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v8i1.2793

Abstract

This research aims to determine and evaluate the implementation of the Sharia marketing mix in Tirta Agung tourism, Sukosari Village, Bondowoso Regency. This type of research uses a descriptive qualitative approach with case studies. Researchers used primary data and secondary data obtained through interviews, observation and documentation. Data analysis techniques use data collection, data reduction, data display and conclusion drawing. Analysis of the validity of the data used is the triangulation technique. The research results concluded that the concept of implementing the tourism marketing mix for Tirta Agung, Sukosari Village, Bondowoso Regency uses sharia principles. By applying indicators to the 9P sharia marketing mix which consists of Product, Price, Place, Promotion, Process, People, and Physical Evidence, Promise, and Patience.
FACTORS AFFECTING FOREIGN DEBT IN OIC COUNTRIES Sjafruddin; Inayah Swasti Ratih; Bahrina Almas; Robby Reza Zulfikri
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 4 No. 5 (2024): October
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v4i5.1969

Abstract

This study looks at how current balance deficit, GDP, and government spending affect foreign debt in eight countries in the Organization of Islamic Cooperation: Lebanon, Jordan, Egypt, Pakistan, Morocco, Bangladesh, Kazakhstan, and Algeria. This research uses a quantitative method with data from 2010 to 2020. It uses panel data to explain information between units and cross sections. The results showed that the current balance deficit had no significant effect on foreign debt, but GDP and government expenditure had a significant effect.
Peningkatan Literasi Finansial melalui Pelatihan Perencanaan Keuangan pada Siswa Sekolah Dasar Ratih, Inayah Swasti; Zulfikri, Robby Reza
Ngarsa: Journal of Dedication Based on Local Wisdom Vol. 4 No. 1 (2024): Ngarsa: Journal of Dedication Based on Local Wisdom
Publisher : LP2M UIN Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ngarsa.v4i1.443

Abstract

The low level of financial literacy in the community has encouraged the government to create a program to increase financial literacy in the community. In order to support this government program, this community service is carried out to improve students' understanding and knowledge regarding financial literacy in elementary school students through financial planning training. This service method uses Participatory Action Research (PAR). It is a method whose process aims at learning to solve problems and fulfill the practical needs of society, as well as the production of knowledge and the process of religious social change. The results of this research show that the level of understanding of students' financial literacy still needs to be higher, as seen from the low knowledge of needs and desires, the importance of ways of saving, and the importance of ways of giving alms. The activities are carried out by students carrying out financial planning through managing pocket money at school with budget items that the researcher has determined. From the training results, students can understand financial management well, as evidenced by the results of filling out financial planning forms with the priority of needs in Islamic finance. Keywords: Financial literacy, Budget training, Financial planning Abstrak: Rendahnya literasi finansial pada masyarakat mendorong pemerintah membuat program peningkatan literasi keuangan kepada masyarakat. Guna mendukung program pemerintah tersebut, pengabdian masyarakat ini dilakukan untuk meningkatkan pemahaman dan pengetahuan siswa mengenai literasi keuangan pada siswa sekolah dasar melalui pelatihan perencanaan keuangan. Metode pengabdian ini menggunakan Participatory Action Research (PAR) yakni metode yang prosesnya bertujuan untuk pembelajaran dalam mengatasi masalah dan pemenuhan kebutuhan praktis masyarakat, serta produksi ilmu pengetahuan dan proses perubahan sosial keagamaan. Hasil penelitian ini menunjukkan bahwa tingkat pemahaman literasi keuangan siswa masih rendah dilihat dari rendahnya pemahaman kebutuhan dan keinginan, pentingnya dan cara menabung, pentingnya dan cara bersedekah. Adapun kegiatan yang dilakukan adalah siswa melakukan perencanaan keuangan melalui praktek pengelolaan uang saku di sekolah dengan pos-pos anggaran yang sudah ditetapkan oleh peneliti. Dari hasil pelatihan yang dilakukan siswa dapat memahami pengelolaan keuangan dengan baik dibuktikan dengan hasil pengisian formulir perencanaan keuangan yang sudah sesuai dengan prioritas kebutuhan dalam keuangan syariah. Kata kunci: Literasi keuangan, Pelatihan anggaran, Perencanaan keuangan
Co-Authors Ariyanti, Rini Bahrina Almas Inayah Swasti Ratih Mahardiyanto, Agus N. Ari Subagio Ratih, Inayah Swasti Riansaputri, Hesti Dwi Sjafruddin