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All Journal Mahalini: Journal of Business Law Studia: Journal of Humanities and Education Studies
Revian Jedha Arhansyah
Universitas Negeri Semarang
Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

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Perlindungan Hukum bagi Kreditur dalam Kontrak yang Melibatkan Jaminan Fidusia Revian Jedha Arhansyah; Hikam Firmansyah; Ifyar Aztyardi Anhar; Mohamad Febri Pribadi; Zhafif Hylmi Yulianto
Mahalini: Journal of Business Law Vol. 1 No. 1 (2024): Mahalini: Journal of Business Law
Publisher : Universitas Wahid Hasyim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/mjbl.v1i1.11074

Abstract

This research analyzes the defence of creditors legally under credit agreements containing fiduciary assurances. A fiduciary guarantee gives the creditor a security right over an object that remains in the debtor's possession. The purpose of this research is to evaluate the application and problems of legal protection against the debtor in the context of the agreement. The study method adopted was normative juridical, with a statute and case-based approach. The results show that legal protection of debtors can be seen from material and formal aspects. The material aspect involves the balance of rights and obligations between the creditor and the debtor, the limitation of the value of the fiduciary guarantee, and the dispute resolution mechanism. Meanwhile, the formal aspects include notarial deeds, registration, and fiduciary guarantee certificates. Problems that arise include misuse of the collateral by the debtor, disputes over the rights to the collateral, mismatch between the value of the collateral and the debt, and difficulties in determining the location of the collateral.. It is hoped that this research will contribute to the development of legal knowledge, provide feedback to associated parties., and offer solutions to problems faced in the context of fiduciary assurances attached to credit agreements.
Analisis Penerapan Hardship Clause dalam Kontrak Sewa Komersial sebagai Bentuk Adaptasi Force Majeure Pasca Pandemi COVID-19 Rio Akbar Ahmad Pratama; Muhamad Febri Pribadi; Revian Jedha Arhansyah; Rayi Kharisma Rajib
Studia : Journal of Humanities and Education Studies Vol. 1 No. 2 (2025): November: Studia: Journal of Humanities and Education Studies
Publisher : CV Edukastra Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pandemi COVID-19 telah menimbulkan dampak yang signifikan terhadap stabilitas pelaksanaan kontrak sewa komersial di Indonesia. Pembatasan aktivitas ekonomi mengakibatkan banyak penyewa mengalami penurunan kemampuan finansial untuk memenuhi kewajiban pembayaran sewa. Dalam kondisi tersebut, penerapan force majeure sering kali belum mampu memberikan solusi yang adil bagi para pihak karena cenderung berorientasi pada pembebasan kewajiban. Penelitian ini bertujuan untuk menganalisis penerapan hardship clause dalam kontrak sewa komersial sebagai bentuk adaptasi terhadap kondisi pasca pandemi. Metode penelitian yang digunakan adalah yuridis normatif dengan pendekatan peraturan perundang-undangan, konseptual, dan komparatif terhadap praktik kontrak modern. Hasil penelitian menunjukkan bahwa hardship clause memberikan dasar hukum bagi para pihak untuk melakukan renegosiasi kontrak guna menyesuaikan keseimbangan prestasi yang terganggu akibat perubahan keadaan yang mendasar. Renegosiasi berbasis hardship terbukti lebih efektif dalam mempertahankan keberlangsungan hubungan sewa dibandingkan dengan pemutusan kontrak atau penyelesaian melalui litigasi. Penerapan hardship clause juga sejalan dengan asas itikad baik dan prinsip keseimbangan dalam hukum kontrak. Dengan demikian, hardship clause berperan penting sebagai instrumen hukum adaptif dalam mendukung pemulihan kegiatan ekonomi pasca pandemi COVID-19.
Co-Authors Hikam Firmansyah Ifyar Aztyardi Anhar Mohamad Febri Pribadi Muhamad Febri Pribadi Rayi Kharisma Rajib Rio Akbar Ahmad Pratama Zhafif Hylmi Yulianto